Erica Gabrick

Next Bloom Wealth takes a team-based approach to financial planning and investment management. My partner, Ashley Dickson, and I have worked together for the past 8 years. The Next Bloom team offers two perspectives, with the objective of helping our clients reach their goals. We believe that two sets of ears are better than one. We take a goals-based approach during the accumulation phase and shift to cash flow planning as our clients transition into retirement. Our comprehensive planning services often include tax planning and analysis, estate planning, risk management/insurance, investment allocations, social security/Medicare planning, cash flow analysis, budgeting, education planning and debt management. We recognize that each client has different needs, and we tailor our planning priorities to efficiently address our clients planning objectives. Our services are best for those looking for a long-term relationship with a financial planner that can support you through each phase of life. We manage our client’s investments, meet regularly, and provide a collaborative living financial plan. Visit us at https://nextbloomwealth.com for more information.

Growing up I had always dreamed of owning my own business. I was first inspired by my grandparents who owned an insurance business in a small Kansas town. I grew up in Manhattan, Kansas and attended Kansas State University where I studied Business Administration and Leadership Studies. Upon graduation, I moved to Kansas City and married my college sweetheart. I decided to enter the banking industry because I wanted to help people achieve financial life milestones. The bank I worked at was located in a disadvantaged neighborhood with high rates of poverty. It was this job that reinforced lessons I had been taught early in life on empathy, compassion, and the importance of financial independence. After gaining new perspectives in banking, I joined a wealth management firm where I spent six years in the investment world. It was at this time that my wife and I went through Dave Ramsey’s Financial Peace University, a class that forever changed my perspective on personal finance and altered my life trajectory. I went on to earn a Master of Science in Finance and the CERTIFIED FINANCIAL PLANNER™ (CFP®) certification. When completing my studies I remember thinking to myself, “Why isn’t anyone working with my generation?”. I was routinely told that it could not be done because young people lacked the amount of investable assets needed to be desirable clients. In other words, most financial advisors considered working with young people a waste of their time. This narrative continued to weigh on my mind until I discovered XY Planning Network (XYPN), a network for financial planners catering to younger clients in an objective, fee-only capacity. I have since become a member of XYPN to define my vision of helping younger generations develop a plan to succeed financially so that they may live a great life and do good in the world. Monthly Fee Starting @: $109/mo (Singles) & $159/mo (Couples) Quarterly Fee Starting @: $327/qt (Singles) & $477/qt (Couples) Flat Fee: $600+/One Time Engagement AUM: 0.50% ($300 min/annual) I continue to call Kansas City home with my wife, our two young sons, and our dog Charlie. When I am not drawing up financial plans for clients, I enjoy coaching my sons in sports (baseball), cheering on the K-State Wildcats, the Kansas City Royals, and the Kansas City Chiefs, and participating in my fantasy football leagues (This year is the year baby!).

Fabio De Andrade is an International Wealth Advisor affiliated with Merrill Lynch Wealth Management. In his role, he serves high-level corporate executives, entrepreneurs, and affluent families by providing a comprehensive range of financial advisory services. His practice focuses on assisting clients with asset allocation, investment decisions, risk hedging strategies, liquidity creation, and developing retirement, estate, and succession plans. Fabio collaborates closely with clients' external professionals, including attorneys, business managers, and CPAs, to deliver integrated financial solutions. With a bachelor's degree from the University of Kansas, Fabio holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is also registered with FINRA and licensed in insurance. Fabio resides in Lee’s Summit with his wife Kori Ann and their daughters Alessandra Sofia and Emilia Marie. He is actively involved in his community through volunteer work, reflecting his commitment to service beyond his professional responsibilities.

Robert Renz is a Senior Financial Advisor with Merrill Lynch Wealth Management. He works diligently with clients to help them implement actions and behaviors that deliver results, focusing on defining and achieving financial goals through simple, cost-effective investment plans supported by advanced technology. His team collectively brings 100 years of tenure and experience at Merrill, all centered on client outcomes. His expertise encompasses college education planning, corporate executive services, divorce transition planning, equity compensation services, family wealth management strategies, personal retirement planning, portfolio management services, individual and corporate investment strategy, tax minimization, and retirement income. Robert holds multiple professional designations including Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Robert earned a bachelor's degree from the University of Kansas and a master's degree from Rockhurst University. Outside of work, he enjoys cycling, cooking, fishing, golfing, skiing, music, boating, camping, traveling, and spending time with his family. He has been involved with the Multiple Sclerosis Society as Chairman of the Dinner of Champions and previously served as a board member for Bike Walk / Bike Share KC.