Todd Brewer

Long before I knew what CFP® meant, I was very interested in money and personal finance. Although I was unsure what my career would ultimately look like, I wanted to be confident and secure in my family's finances and future. In my final year of college, I was fortunate to study under the head of the finance department, who was also a practicing financial planner. From that point forward, the idea of being an independent financial advisor— a trusted partner serving people just like my parents— was my dream job. The first decade-plus of my career was dedicated to building the experience, knowledge, and credentials required to best serve my clients. In 2021, I founded Kardinal Financial to continue this pursuit and to deliver the ideal financial planning experience, unshackled by the status quo and constraints of "this is how it's always been done." Everything at Kardinal Financial—the relationship structure, the investment philosophy, the technology, the fees, everything—is designed to best serve my clients. I have over a decade of experience in financial services. My experience includes serving as the Director of Investment Research at a $2.5 billion wealth management firm and an investment portfolio manager to individuals and families. I have obtained the Certified Financial Planner (CFP®) and Chartered Financial Analyst (CFA) designations. When I'm not working, you'll likely find me spending time with my wife (Maggie) and kids (Rose & Calvin), playing soccer, watching Manchester United, or on a walk with a good podcast.

Brian Vetrovec is a Vice President and Financial Consultant at Fidelity Investments, where he has been serving since 2007 in various capacities. His current role focuses on partnering with high net worth clients to develop comprehensive financial plans that align with their lifestyle and legacy objectives. Brian emphasizes integrity, passion, and trust in his client relationships to deliver tailored financial strategies. Throughout his career at Fidelity Investments, Brian has held multiple positions including Regional Planning Consultant and Financial Consultant, gaining extensive experience in investment and retirement solutions. He holds an Arkansas Insurance License, supporting his expertise in financial and insurance planning. Brian's professional journey reflects a commitment to understanding client priorities and co-creating strategies that address their unique wants and needs. His approach centers on presenting ideas that are most relevant to his clients' financial goals.

Troy Blodgett is the Resident Director for the Madison, Wisconsin Merrill office and a Wealth Management Advisor. He began his career as a financial advisor in 2001 and joined Merrill in 2006 after serving as a Branch Manager at an independent firm in Madison. Troy applies his experience and the resources available through Merrill to assist clients in managing their financial lives comprehensively. His advisory approach involves understanding each client’s specific needs, concerns, and priorities to develop tailored financial strategies that align with their objectives, risk tolerance, and timelines. Troy holds several professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), Certified Plan Fiduciary Advisor® (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned his bachelor's degree from the University of Wisconsin-Madison Business School, specializing in Finance and Investment Banking. Troy and his wife, Erin, live in the Madison area, where they support their three sons in multiple sports activities. He is actively involved in the community, serving on the boards of the Verona Area Lacrosse Club and Verona Wildcat Youth Football.