Calvin Yuen

As a financial planner, I am truly passionate about guiding families to make smart financial choices today that will create your legacy later on. I am here to support you and your family as you achieve the financial freedom you desire—so you can live out your dreams without stressing over your finances. Before founding Legacy Financial Designs, I gained six years of specialized experience working with families in the wealth accumulation phase of life. I am a graduate of the Texas A&M Financial Planning program. Outside of the office, I can be found woodworking, cheering on Aggie Athletics, attending the Woodlands United Methodist Church, working out, taking road trips, or on a beach.

Concert Financial Planning is designed for BigLaw attorneys, who feel like their life is going “live” and need to take action to manage their finances. There are many reasons that people find themselves looking for help, each one specific to their own story and situation. Whatever your reasons may be, I created Concert Financial Planning to help you organize your finances and get on the right path to achieving your goals. I named the firm “Concert” for two reasons: One, it speaks to my personality and passion outside of work, in that I’ve played music since I was 9 years old. But more importantly, it speaks to the need to have all of the different aspects of your financial life work together “in concert”. I help you create a comprehensive strategy that looks at your cash flow, budget, retirement plan at work, investment accounts, student loans, emergency funds, insurance, estate plan (yes, you need one), tax strategy, and so much more. All of these things need to work together in order for any of them to be effective. While a lot of these things sound boring compared to the excitement (or anxiety) that come along with investing, they are important. The good news is that by working with a professional, you can offload much of the day-to-day work that is required to maintain a financial plan, and instead focus on the things in life that are more important to you. That is why I’m here. My formal background is this: I grew up in a family of financial professionals (grandfather, dad, and brother). I graduated from the University of Texas at Austin with a B.A. in Economics and have been working in the financial services industry ever since (15+ years). During that time, I not only obtained the requisite licenses, but earned rigorous certifications focused on financial planning (CFP®) and investment management (CFA®). After working with clients that were financial advisors themselves at large bank brokerages and independent firms across the country, I launched Concert Financial Planning to focus on what I found to be an under-served market: you! My goal is to help high income individuals and families get on the right track early on so that they can avoid pitfalls and missed opportunities that can add up by the time most people get help, in or near retirement. I hope you’ll reach out so we can discuss what prompted your search for an advisor that identifies with your stage in life and is eager to help you navigate “When Life Goes Live”!

I am Lance Elrod – co-owner of Next Step Financial Transitions. I believe that most financial planning concepts have become overcomplicated; my goal is to declassify these concepts into conversational terms and educate you enough so that you understand and feel comfortable with any decision you make. We founded our firm with a focus on helping families navigate financial transitions, no matter the stage of life. Most traditional advisors like to focus solely on your investments, we do things a little differently by taking a holistic approach to financial planning. This means the first thing we do is get to know you – your values, your goals, and your personality. It is not until we fully know you as an individual or family that we can begin to build out your financial plan to serve as a roadmap for your future, because you can’t take your next step until you know where you are going. I hold a BS in Personal Financial Planning from Texas Tech University and am a CERTIFIED FINANCIAL PLANNER™ practitioner. Like many new graduates, I began the early part of my career trying to discover my place and passion within my industry. During that time, I worked short stints with United Capital Private Wealth Counseling, which now comes under Goldman Sachs Personal Financial Management Umbrella, and May and Barnhard, P.C., which recently changed their name to Councilor, Buchanan & Mitchell, P.C… Although I enjoyed financial planning, I felt compelled to take a brief detour as a Mud Engineer because Oil & Gas is what you do when you move to Houston, right? In 2015 I rejoined the industry, where I dug into my career and recognized my desire to serve individuals and families in the under-served, early stage of life. Read Lance's blog here: https://nsfinancialtransitions.com/blog/

Munira Anderson is an Investment Management Consultant I currently working at Fidelity Investments. She has been with Fidelity since 2016, progressing through roles including Financial Representative, Relationship Manager, and Planning Consultant. Munira's professional experience spans financial planning and relationship management, with a focus on helping clients maximize their financial plans and providing ongoing financial guidance. Prior to joining Fidelity, she worked as a Personal Financial Officer at 5 Point Credit Union from 2014 to 2016. Outside of her professional career, Munira engages in activities such as family time, fitness, social events, horseback riding, traveling, and yoga.