William Washburn

Terry Wheeler is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he plays a key role in providing personalized wealth management strategies tailored to clients' individual goals. With over 25 years of experience in financial services, Terry brings a depth of expertise in areas including family wealth management, legacy planning, retirement income strategy, portfolio management, and tax minimization. He serves as a relationship manager and works closely with a multigenerational team to address complex client needs related to wealth preservation and transfer. Prior to joining Merrill in 2014, Terry founded Wheeler Financial Services, LLC, and held positions at NatCity Investments, Independence Financial Services, and Fifth Third Securities. He collaborates with colleagues to deliver comprehensive financial advice combining Merrill's investment insights and Bank of America’s banking and lending solutions. Terry holds a Bachelor's Degree from the University of Southern Indiana and has earned a Personal Investment Advisor (PIA) designation. In addition to his professional work, Terry is involved in his community through volunteering and is a member of the Evansville Christian Life Center. Outside of work, he enjoys biking, boating, bowling, cooking, fishing, golfing, hunting, and spending time with his family. His approach to financial advising is shaped by personal experiences that continue to influence his commitment to helping clients achieve their long-term financial objectives.

Kyle Leffel is a Financial Advisor with Merrill Lynch Wealth Management and serves as a Team Financial Advisor at NSA. He joined the NSA team in April 2025 and focuses on business development and financial planning. Kyle holds FINRA Series 7 and 66 registrations, as well as the Personal Investment Advisor (PIA) designation. Kyle graduated from the University of Southern Indiana with a bachelor's degree in Economics and Finance. Before joining Merrill Lynch, he worked in sales for a local oil and gas distributor. His expertise includes retirement planning, portfolio management, risk assessment, tax-efficient investing, and portfolio optimization. Kyle emphasizes a personalized approach to wealth management by listening closely to clients’ goals, values, and concerns to develop strategies tailored to their long-term objectives. Outside of his professional work, Kyle has been involved in leading a local college Christian ministry for nine years in Indianapolis and Bloomington. He and his family currently reside in Evansville. Kyle is married and has five sons. In his free time, he spends time with family, participates in church activities, and follows Notre Dame football.

Nicholas Gartner is a Financial Advisor with Merrill Lynch Wealth Management in Evansville, Indiana. He joined Merrill in 2022 and is part of a team of Financial Advisors who provide clients with a comprehensive service experience. Nicholas brings experience from his previous roles as a practicing attorney in the Trust and Estate area and his work in a national bank trust department. He focuses on areas including Family Wealth Management Strategies, Services for Endowments, Foundations, and Non-profits, Legacy Planning, Personal Retirement Planning, Philanthropic Planning, Small Business Strategies, Tax Minimization, and Retirement Income. Nicholas earned a Bachelor of Arts degree in History with a minor in Business from Indiana University in 2013 and subsequently received his Doctor of Jurisprudence degree from the same institution in 2017. He holds the designations of CERTIFIED FINANCIAL PLANNER (CFP), Certified Private Wealth Advisor (CPWA), and Personal Investment Advisor (PIA). He is a member of the American Bar Association, Indiana Bar Association, and Vanderburgh County Bar Association. Nicholas is originally from Vincennes, Indiana. Outside of his professional duties, Nicholas serves on the Evansville Philharmonic Orchestra Board. He also enjoys golf, tennis, and traveling. Nicholas speaks both English and Spanish. He does not provide legal advice in his current role with Merrill.