Benjamin Haas

At Christman Financial Advisors LLC my mission is to help clients "ACHIEVE UNCOMMON FREEDOM". The purpose is to help build, manage, preserve and protect your wealth for generations no matter what stage your in or at. Clients of Christman Financial Advisors understand that by coordinating and managing today’s financial decisions they can achieve their goals for tomorrow while still enjoying the fruits of their labor today. Clients usually have no desire to manage their financial affairs on a daily basis, want to simplify their lives, and are willing to delegate that responsibility as well as enter into a long-term relationship. They know they can sleep at night knowing that I am looking out for their well being. They want to work with a professional advisor, not a sales representative. At Christman Financial Advisors, I believe people should seek to partner in their financial lives with a professional financial planner who is their guide, not their guru, who delivers discipline over promises of great investment returns, and who is an advocate for them and coordinates that advocacy with the other professionals in their lives. There are several areas that I help families and individuals when it comes to Financial Planning and Wealth Management. 1. Solid investment performance. While I cannot control the actual return you achieve on your investments my philosophy is to invest in vehicles that I know and understand and that will allow you to sleep comfortably at night. I look to diversify your investments and stress capital preservation and maintaining quality of life, not performance. 2. Control and Simplicity. My goal is to simplify your investments and personal finances and take over the burden of the daily management of those investments so that you have more control over that aspect of life. 3. Appropriate products and strategies. I help you choose the right investments and strategies (along with your other Advisors) that match your volatility (risk) tolerance and your unique situation. As a fee only Advisor I do not receive any commission from the sale of any individual product. I recommend what is in YOUR best interests. 4. Help in planning or maintaining a secure retirement and getting their financial house in order. 5. Helping you avoid mistakes. Many investors lose money because they invest at the peak and pull their money out in the troughs. I will act as your guide. A professional that you can call and talk to before making a decision.

Christopher Whitcombe is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in areas including college education planning, personal retirement planning, and retirement income. Christopher applies a disciplined, analytical approach to financial advising, emphasizing personalized strategies tailored to each client's unique situation. Christopher holds a Bachelor's and a Master's degree from Lehigh University. He has earned professional designations including the CERTIFIED FINANCIAL PLANNER™ (CFP®), Chartered Retirement Planning Counselor (CRPC™), and Personal Investment Advisor (PIA). His approach involves thoroughly understanding clients' financial circumstances and goals, analyzing data, and identifying opportunities to improve financial projections and tax strategies. Outside of his professional work, Christopher enjoys music, reading, and spending time with his family. He is committed to educating clients to help them become better stewards of their financial resources through comprehensive, individualized financial planning.

David Kim is the Senior Resident Director and Wealth Management Advisor at Merrill Lynch, where he works with successful families and businesses to help them achieve their financial goals. He focuses on investment and risk analysis, institutional investments, retirement income planning strategies, and estate planning services. David helps clients clarify their goals and develop investment management strategies that align with their vision, acting as an advocate to navigate the challenges of today's financial landscape. David began his financial services career in 2005 with Merrill Lynch Wealth Management. He holds several professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), Certified 401(k) Professional (C(k)P®), CERTIFIED PLAN FIDUCIARY ADVISOR™ (CPFA®), and is a qualified Portfolio Manager. He is also a designated Bank of America Merrill Lynch Retirement Benefits Consultant. David was named to Forbes' "Best-in-State Next-Generation Wealth Advisors" list in 2019. He is a graduate of Penn State University. Outside of his professional work, David is an active member of his church and involved in community activities, including serving on the board and coaching for Mifflin Area Youth Baseball. He enjoys studying the culinary arts in his spare time. David lives in Mohnton, Pennsylvania, with his wife Sarah and their three children.

Melanie Hnatishion is a Wealth Management Advisor with Merrill Lynch Wealth Management. Since beginning her career in financial services in 2012, she has specialized in retirement planning, divorce financial planning, and corporate retirement plans. Melanie works closely with individuals, families, and corporate clients to develop comprehensive wealth management strategies tailored to their goals and changing life circumstances. She holds a bachelor’s degree from Thomas Jefferson University and has earned multiple professional designations, including Certified Financial Planner™ (CFP®), Certified Investment Management Analyst® (CIMA®), Certified Divorce Financial Analyst® (CDFA®), Chartered Retirement Planning Counselor™ (CRPC™), Certified Plan Fiduciary Advisor® (CPFA®), Certified 401(k) Professional® (C(k)P®), and Retirement Benefits Consultant. These credentials support her disciplined approach to financial planning and fiduciary advisory services. Melanie lives in Reading, Pennsylvania, with her son. Outside of her professional life, she enjoys golf, ice hockey, racquetball, and tennis.

Anastasios Plevrakis is a Senior Financial Advisor with Merrill Lynch Wealth Management. He joined Merrill in 1999 following his graduation from Pennsylvania State University and has since focused his practice on portfolio construction and retirement planning. His approach involves developing personalized financial strategies tailored to each client's goals, emphasizing capital accumulation, retirement planning, and income distribution. Plevrakis holds the Chartered Retirement Planning Counselor™ (CRPC) designation earned in 2008, as well as the Personal Investment Advisor (PIA) credential. He collaborates with his clients' CPAs and attorneys to address income tax minimization and estate and inheritance tax considerations as part of a comprehensive retirement planning process. He maintains a commitment to providing ongoing counsel and service to enhance client relationships throughout retirement. Born and raised in Berks County, Pennsylvania, Plevrakis currently resides in Wernersville, PA, with his wife Allison and daughter Ariana. In addition to his professional work, he dedicates time to volunteering in the community. His personal interests include spending time with family, playing tennis, and traveling.

Mark Maggs is a Wealth Management Advisor at Merrill Lynch Wealth Management and the founder of Maggs & Associates. He has been a financial advisor since 1993 and has served in various roles, including sales manager for the eastern and central Pennsylvania complexes. Mark is also part of Merrill's Peer-to-Peer National Faculty. His client base includes business owners, professionals, executives, physicians, retirees, and widows, for whom he provides financial advice and management services. Mark holds a Bachelor's Degree from Bloomsburg University and has earned multiple professional designations, including Certified Investment Management Analyst (CIMA), Chartered Retirement Planning Counselor (CRPC), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He is recognized for his expertise in areas such as divorce transition planning, executive compensation, family wealth management strategies, retirement income, and portfolio management services. Mark has been named to Forbes' "Best-in-State Wealth Advisors" list for five consecutive years and was recognized by Barron's as one of America's Top 1,200 Financial Advisors in 2016. Mark's approach emphasizes long-term wealth building, addressing both sides of clients' balance sheets, and maintaining close communication to understand client needs. He values being personally available to clients and learning through listening to provide timely insights. In addition to his professional work, Mark is involved in supporting a wide range of local organizations and is a member of community groups such as Prospectus Berco and United Way Tocqueville. He lives in Wyomissing, Pennsylvania, with his wife and four children.