user avatar

William Cevallos

Advisor at Jemma Financial Services

Updated today
Jemma Financial Services logo

Firm

Jemma Financial Services

Location

Baltimore, MD 21286

Credentials

CFA®

Industry experience

7 years

Fee options

Percentage

$1 - $99,999: 1.50% $100,000 - $1,000,000: 1.00% Over $1,000,000+: Negotiable

Work history

Jemma Investment Advisors LLC dba Jemma Financial Services

2019 - Present (7 years)

Unemployed

2018 - 2019 (1 year)

PNC Bank

1996 - 2018 (22 years)

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Michael B

Series 66

South Bristol, ME

Merrill

Michael Bono is a Private Wealth Advisor with Merrill Private Wealth Management. He leads the Bono & Kline Group, offering a comprehensive approach that integrates asset allocation, trust and estate planning, charitable giving, and customized credit solutions through Bank of America, N.A. He works closely with entrepreneurs and business owners, particularly in pre-transaction strategies that emphasize time-sensitive and tax-sensitive analysis. He collaborates with clients’ accountants, attorneys, and investment bankers to support cohesive financial strategies. Michael began his career in 1988 in the technology sector, focusing on supercomputer design, hardware and software consulting, and big data analysis. In 2001, he transitioned to Sanford C. Bernstein, now AllianceBernstein, where he served as a Private Wealth Advisor. He subsequently spent over six years with Barclays Wealth Management before joining Merrill Private Wealth Management in 2015 with his team. He holds a Bachelor of Science degree in Electrical Engineering from The Pennsylvania State University and is a Personal Investment Advisor (PIA). Michael resides in Virginia and Maine with his wife and two children. Outside of work, he enjoys playing the drums, fishing, and exploring new technology.

Wealth management Business ownership considerations Business exit / sale strategy General estate planning guidance Charitable giving & philanthropy Founder/Business Owner Established Professionals Parents

Jeffrey L

Series 63, Series 66

Bath, ME

Edward Jones

Business ownership considerations Business exit / sale strategy Business succession planning Retirement income strategy General estate planning guidance
user avatar

Melissa H

CFP®

Boothbay Harbor, ME

Black Harbor Financial

user avatar

William G

Series 63, Series 65

Boothbay Harbor, ME

Shoreline Capital Corporation

user avatar

William W

CFP®, Series 63

Bristol, ME

August Wealth Group, Inc.

user avatar

Brandon C

Series 66

Phippsburg, ME

Rossby Financial, LLC

Warmer team member

Not sure where to start?

We'll help you think it through – whether you ultimately need an advisor or not.

Call (201) 292-4557

Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.

Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.

For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.

By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev

© 2026 Warmer Holdings Inc. ("Warmer")