Scott Smith

At Back Bay Financial Planning & Investments, we specialize in helping individuals and families navigate the transition into retirement—especially those relocating to, or already enjoying life along, the Maryland and Delaware coasts. We provide financial clarity and confidence so you can focus on what really matters: enjoying your life at the beach. What You Can Expect From Us: A Personalized Retirement Roadmap We build your financial plan around your lifestyle goals, values, and priorities. From income strategies to long-term projections, we design a plan built to evolve with you. Tax-Smart Planning We help you make the most of your income and investment withdrawals, with proactive strategies to reduce your tax burden now and in the future. Investment Management Our portfolios are thoughtfully constructed to reflect your retirement timeline and risk preferences—with a focus on keeping costs low and outcomes aligned with your goals. Estate & Legacy Coordination We’ll work alongside your attorney or help you think through your legacy wishes, ensuring your wealth passes smoothly and intentionally to the next generation. Ongoing Support & Real Conversations You’ll have a dedicated partner who explains the complex in plain English, stays in touch proactively, and adapts your plan as life evolves. We limit the number of clients we serve so we can deliver the kind of hands-on, highly personalized advice that bigger firms often can’t match. Our mission is simple: help you retire with confidence and live fully in the coastal community you love.

Dahri Jahn is a Wealth Management Advisor with Merrill Lynch Wealth Management, specializing in working with business owners to secure their wealth and maximize their exit strategies. He leverages Merrill’s investment insights and Bank of America’s banking services to develop tailored financial plans designed to address his clients’ unique business and personal goals. Dahri’s areas of expertise include corporate executive services, executive compensation, family wealth management strategies, legacy planning, philanthropic planning, and tax minimization. He and his team utilize Merrill’s Personal Wealth Analysis financial modeling tool to help business owners enhance the value of their exits and protect their wealth from unnecessary risks. Dahri’s approach encompasses collaborations with networks specializing in private sale referrals, mergers and acquisitions, advanced tax mitigation, and access to pre-vetted investment opportunities. He holds a bachelor’s degree in Finance from the Smith School of Business at the University of Maryland. Outside of his professional work, Dahri resides in Bethesda, Maryland, and enjoys running, hiking, reading, traveling, volunteering in the community, and supporting the University of Maryland Terps athletics.

Lucas Holmes is a Financial Advisor at Merrill Lynch Wealth Management. In his role, he focuses on helping clients develop personalized strategies to pursue their financial goals, including personal retirement planning, portfolio management, individual and corporate investment strategies, tax minimization, and retirement income. Lucas holds a Bachelor's Degree from Salisbury University and has earned the designation of Personal Investment Advisor (PIA). He emphasizes understanding his clients' unique perspectives and priorities to provide tailored financial advice. His approach includes assisting with general investing, retirement planning, and saving for unexpected events. Outside of his professional work, Lucas has interests in baseball, basketball, and golfing.

Joseph Wilson is a Senior Financial Advisor at Merrill Lynch Wealth Management. He leads The Wilson Group & Associates team, which he founded in 2019 to provide personalized financial advice with a focus on sustainable and responsible investing. Joseph works with affluent individuals and families to simplify their financial lives and align their investments with their values, particularly through impact and Environmental, Social, and Governance (ESG) investing. Joseph began his financial services career in 1999 with Salomon Smith Barney and joined Merrill in 2014 to adopt a goals and advice-driven approach for his clients. He holds the Chartered SRI Counselor (CSRIC) designation and the Personal Investment Advisor (PIA) credential. Joseph earned a Bachelor's Degree from Kenyon College. Residing on Milwaukee's East Side, Joseph has three adult children. Outside of work, he enjoys boating on Milwaukee's rivers and Lake Michigan, reading, and swimming.

John Kilian is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been building a wealth management practice assisting the financial needs of individuals, families, and business owners since joining the firm in 2017. John works with a diverse clientele in the Eastern Shore area, including business owners, retirees, and professionals. Before his career in financial advising, John spent five years in hotel management, where he developed skills in team leadership and working with individuals from varied backgrounds. His approach to financial advising focuses on understanding clients' unique needs to connect their wealth to their life goals. His expertise includes employee benefits planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, and retirement income. John holds a Bachelor's Degree from Salisbury University and has earned the CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA) designations. Outside of work, he enjoys baseball, basketball, golfing, music, and running.