user avatar

Paul Murk

Advisor at Sequoia Planning & Investments LLC

Updated today

Firm

Sequoia Planning & Investments LLC

Location

La Conner, WA

Credentials

CFP®, Series 63, Series 65

Industry experience

27 years

Fee options

Fixed

Fixed fees are used; specific amounts not stated.

Percentage

$0 - $1,000,000: 0.85% $1,000,001 - $2,000,000: 0.70% $2,000,001 - $3,000,000: 0.50% Over $3,000,000+: 0.30%

Project-based

Hourly charges are used; specific rates not stated.

Other

Minimum fee: Fees are negotiable and the firm may waive minimum fees. No specific minimum fee amount stated. Fee-only: Yes, fee-only firm; no commissions or 12b-1 fees accepted.

Work history

Sequoia Planning and Investments LLC

1998 - Present (28 years)

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Randy W

CFP®

Oak Harbor, WA

Penn Cove Financial, LLC

I began investing with my first mutual fund purchase in 1983. I've continued studying investments and financial planning ever since, becoming a member of the American Association of Individual Investors in 1984. I earned the Associate of Science in Electronics, from Gavilan College in 1986, the Bachelor of Science in Business Administration (cum laude) at Chapman University in 1995, Master of Business Administration at Columbia College of Missouri in 2002. I completed Boston University’s Online Program for Financial Planners in 2006, and most recently earned the Master of Science in Finance & Economics at West Texas A&M University in 2024. I began formally helping others reach their financial goals in 1991, as the Command Financial Specialist aboard USS Dixon (AS 37), as part of the US Navy’s then-new Personal Financial Management program. I served in the same position at Afloat Training Group in Yokosuka, Japan. After completing a Navy career, I worked at Bank of America, first in Northwest Dealer Banking, and was soon promoted to Investment Specialist in Retirement Services. I enjoy helping others apply principles of financial management to their personal situations and teach courses in: Personal Financial Planning; Business Finance; Principles of Real Estate; Investments; and Micro and Macro Economics for Columbia College in Oak Harbor and Marysville. I also taught Personal Finance & Investments for Skagit Valley College from 2004 through 2016. Penn Cove Financial, LLC was established in 2005 and began offering Financial Planning & Investment Management services to the public in March 2006.

Government Employee Military & Veterans Gen X (Born 1965-1980)

William G

Series 66

Mount Vernon, WA

Edward Jones

Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy College savings (529s, UTMA, etc.) General estate planning guidance Founder/Business Owner

Jeffery P

ChFC®, Series 63, Series 65, Series 66

Oak Harbor, WA

Edward Jones

Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Family Business Wealth management ESG / Sustainable investing Founder/Business Owner

Brandon B

Series 66

Stanwood, WA

Edward Jones

College savings (529s, UTMA, etc.) Retirement income strategy General retirement planning

Brenna C

CFP®, Series 66

Stanwood, WA

Edward Jones

Charitable giving & philanthropy General estate planning guidance Retirement income strategy Inheritance planning Widow/Widower

Troy K

CFP®, Series 63, Series 66

Anacortes, WA

Edward Jones

Retirement income strategy General retirement planning Multi-generational wealth transfer General estate planning guidance
Warmer team member

Not sure where to start?

We'll help you think it through – whether you ultimately need an advisor or not.

Call (201) 292-4557

Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.

Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.

For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.

By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev

© 2026 Warmer Holdings Inc. ("Warmer")