Steven Deshuk

Anthony Watts serves as a Senior Financial Advisor within Merrill Lynch Wealth Management. In his role, he provides financial guidance and investment strategies to clients, leveraging his expertise as a Personal Investment Advisor (PIA). He holds a Bachelor's Degree from the University of Charleston. This educational background supports his professional qualifications and role in advising clients on wealth management.

Austin Rosencrance is a Senior Financial Advisor at Hardy, Smith, Cross & Associates, part of Merrill Lynch Wealth Management. He joined the team in October 2017 and focuses on connecting all aspects of clients' financial lives to help prioritize and pursue their goals. Austin holds a Master of Science degree in Banking and Finance from the University of Nottingham, Nottingham, England, and a Bachelor of Science degree in Accounting from West Virginia University. His expertise encompasses family wealth management strategies, liquidity management, managing new wealth, portfolio management services, individual and corporate investment strategy, tax minimization, and retirement income. He holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Residing in Charleston with his wife, Kenzie, Austin enjoys spending time with family, running, and traveling. He and his wife also support West Virginia University athletics.

John Sartaine is a Wealth Management Advisor with Merrill Lynch Wealth Management. He manages portfolios on a discretionary basis, focusing on risk management and aligning clients' risk tolerance with their portfolios. John employs covered call options strategies when appropriate to hedge downside risk and generate income. He holds the CERTIFIED FINANCIAL PLANNER® professional designation and is a Personal Investment Advisor (PIA). John's client service areas include education planning, executive compensation, managing new wealth, philanthropic planning, portfolio management services, women and wealth, and retirement income. He emphasizes developing personalized financial strategies that address clients' long-term goals. He earned a Bachelor of Science in Mining and a Bachelor of Science in Civil Engineering from the University of Kentucky in 1981. John participates in community activities by volunteering to provide wealth management education, especially to newly married couples and widows. His personal interests include boating, fishing, hiking, hunting, and scuba diving.

J Willis is a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, and portfolio management services. With over 40 years of experience, Willis guides clients through complex financial environments, focusing on developing comprehensive wealth management strategies that include investment selection and the efficient transfer of business ownership and individual wealth. Willis joined Merrill in 1987 and has built trusted, long-term relationships with clients, now serving third and fourth generation families. Before his career in financial advising, he owned a specialty advertising company that utilized hot air balloons for promotional purposes and was a commercial pilot involved in balloon sales, training, and adventure flights. He earned a Bachelor of Science degree in Marketing and Finance from Marshall University in 1980 and holds the Personal Investment Advisor (PIA) designation. Willis lives in Charleston, West Virginia, with his wife Becky. They have two sons, James and Robert, who have pursued careers in dentistry and business, respectively.