Justin Owens

Joshua Cabada is a Financial Solutions Advisor with Merrill Lynch Wealth Management. In his role, he works directly with clients to understand their priorities and develop strategies aimed at pursuing their short-, mid-, and long-term financial goals. Joshua provides guidance on a broad range of services including general investing, retirement planning, and preparing for unexpected financial needs. He also offers access to Bank of America specialists for additional services such as banking, credit, home financing, and small business solutions. With a focus on relationship-building, Joshua takes the time to learn what matters most to clients and tailors his advice accordingly, maintaining ongoing communication to support evolving financial needs. He holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Joshua earned a Bachelor’s Degree from Kennesaw State University and communicates with clients in both English and Spanish.

Christopher Cromer is a Senior Financial Advisor at Merrill Lynch Wealth Management. In his role, he focuses on creating personalized financial strategies to help clients pursue their long-term goals. He integrates investment insights from Merrill with banking and lending solutions from Bank of America to address the full financial picture of his clients. Christopher holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned his High School Diploma from Cedartown. Outside of his professional work, Christopher volunteers with organizations in his community. He enjoys golfing and spending time with his wife and four children.

James Orr serves as an Associate Resident Director within Merrill’s Resident Director line of business. He brings over 20 years of experience in wealth management at Merrill Lynch Wealth Management, focusing on assisting affluent families, professionals, and business owners with retirement planning. James and his team provide services including portfolio management, legacy and estate planning, as well as access to lending and structured credit solutions through Bank of America. Before joining Merrill, James practiced law for 15 years, specializing in corporate litigation and trust and estate matters, although he does not provide legal or tax advice in his current advisory role. He holds a Doctorate from Mercer University and has earned the Personal Investment Advisor (PIA) designation. His client work centers on managing new wealth, retirement income, and portfolio management services. James follows Merrill’s tradition of community involvement and dedicates time to volunteering with local organizations. Outside of his professional commitments, he enjoys golfing, reading, and writing. He aims to collaborate personally with clients to develop financial strategies tailored to their long-term goals.