Joseph Masvero

Kimberly Martin is a Wealth Management Advisor with Merrill Lynch Wealth Management and a senior partner in the Hammond, Martin, McKeough Group. The group serves individual clients, small and middle market businesses, and large corporations with a comprehensive range of financial management products and services, including asset management, retirement services, lending, and banking. Their client relationships are based on integrity, dependability, and trust. Kim has been with Merrill Lynch since 1989 and is experienced in corporate benefits, executive services, divorce transition planning, employee benefits planning, institutional consulting, and services for endowments, foundations, and non-profits. Her team provides financial management tools, retirement planning, and investment guidance, leveraging extensive experience to develop thoughtful and sound strategies. She holds a Bachelor's Degree from Michigan State University and several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), Certified Investment Management Analyst (CIMA), Certified 401(k) Professional (CKP), and CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA). Kim is a member of the National Association of Plan Advisors and has been involved in community organizations such as the West Michigan Symphony and Women Who Care in Muskegon County, Michigan, where she has served on the boards.

Guillermo Borquez is a Senior Financial Advisor with Merrill Lynch Wealth Management. He brings over 30 years of international business experience spanning multiple industries. Prior to his financial advisory career, he held executive roles in engineering, operational oversight, and general management with Ford and Visteon in both the United States and Argentina. Guillermo completed his undergraduate studies at the University of California at Berkeley and participated in an executive development program at Northwestern University’s Kellogg School of Business. He holds several professional designations, including Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC).

Martha Fohlbrook is a Financial Advisor with Merrill Lynch Wealth Management who joined the financial services industry in 2022. She partners with clients to address their unique financial ambitions, providing guidance on college and education planning, family wealth management, legacy planning, liquidity management, and retirement income strategies. Working collaboratively with Vice President Senior Financial Advisor Gregory DeVoursney, Martha emphasizes investment management, retirement counseling, estate and family legacy planning to deliver comprehensive wealth management solutions. Martha holds a Bachelor of Science degree from Aquinas College in Grand Rapids, Michigan. She maintains Series 7 and Series 66 FINRA registrations and holds the Chartered Retirement Planning Counselor™ (CRPC™) designation as well as the Personal Investment Advisor (PIA) designation. Fluent in both English and Spanish, she serves as a resource for the local Hispanic community. Since joining Merrill, she has helped over 100 households achieve their financial goals through tailored banking and investment advice. Active in professional and community organizations, Martha is a member of the Greater Muskegon Woman's Club, Hispanic/Latino Organization for Leadership & Advancement (HOLA), Muskegon Rotary Club, and West Michigan Hispanic Chamber of Commerce (WMHCC). She is involved with several community initiatives, including Feeding America West Michigan, Grand Rapids Community College, Life Remodeled, and St. Jude Children's Hospital. In her personal time, Martha enjoys golfing, photography, reading, running, traveling, and spending time with her husband Bobby and daughter Bella.

Jack Mc Keough is a Senior Financial Advisor with Merrill Lynch Wealth Management, where he specializes in developing customized financial strategies tailored to clients' unique life priorities. He focuses on areas including corporate executive services, executive compensation, family wealth management strategies, institutional investment consulting, retirement income, and legacy planning. Jack's approach emphasizes understanding clients' personal perspectives to create transparent and manageable wealth plans. Jack holds a bachelor's degree from Michigan State University and is a Personal Investment Advisor (PIA). He began his career selling insurance during college before joining Merrill Lynch. As part of The Hammond, Martin and Associates Team, he collaborates with Merrill's Chief Investment Office to design investment strategies aligned with clients' financial and life goals. Outside of his professional work, Jack enjoys golfing, spending time with his family, and swimming. He is engaged and shares his home with his fiancé and their dog.