Ella Bourne

Quintina Wallace is a Financial Advisor with Merrill Lynch Wealth Management, specializing in employee benefits planning, investment consulting for defined contribution plans, personal retirement planning, small business strategies, and tax minimization. She supports business owners in sponsoring retirement plans, guides executives through RSU exit strategies, and assists families with cross-generational financial planning. Ms. Wallace holds a Bachelor's Degree from Albany State University and maintains professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She is involved with professional organizations such as the Alzheimer's Association and the National Association of Plan Advisors. Outside of her professional commitments, Quintina enjoys camping, hiking, and spending time with her family. Her mission is to empower individuals and families to take control of their financial future by transforming complexity into clarity.

Howard Burd is a Financial Advisor with Merrill Lynch Wealth Management, specializing in serving affluent clients, executives, and business owners. Drawing on his experience advising high-net-worth individuals, Mr. Burd provides access to Merrill's global investing resources and the banking, credit, and lending services of Bank of America. His approach focuses on developing personalized strategies that address the complexities of wealth management while optimizing opportunities to pursue clients' financial goals. Mr. Burd's background includes over 11 years of service as a U.S. Marine Corps officer, where he attained the rank of Captain and advised senior commanders on fiscal operations and logistics. Following his military career, he worked as a Relationship Banker at J.P. Morgan and contributed to expanding client relationships at Amerivet Securities. He holds Series 7, 63, and 65 licenses as well as the Personal Investment Advisor (PIA) designation. Mr. Burd earned a bachelor's degree from Embry-Riddle Aeronautical University. In addition to his professional work, Mr. Burd mentors veterans transitioning to civilian careers and is actively involved in supporting veterans’ causes. His client focus includes executive compensation, family wealth management strategies, small business strategies, investment strategy for individuals and corporations, and tax minimization. Outside of work, he enjoys chess, running, and spending time with his family.

Charles Heaton is a Wealth Management Advisor with Merrill Lynch Wealth Management, joining the firm in 2007. He has been in the financial services industry since 2002. Charles focuses on helping families develop comprehensive and understandable financial strategies that are sufficiently complex to meet their goals while remaining clear and manageable. His approach involves asking important questions, attentive listening, and acting compassionately on behalf of his clients to provide advice, guidance, and a sense of confidence. Charles’s expertise includes college education planning, family wealth management strategies, personal retirement planning, portfolio management, tax minimization, and services for endowments, foundations, and non-profits, among other areas. His long-term view emphasizes preparing clients to enjoy major life events such as births, graduations, weddings, celebrations, travel, and retirement, and providing support during times of personal challenge. He served for 25 years in the Marine Corps and the Navy as a Naval Officer. Charles holds a Bachelor of Science degree from Embry-Riddle Aeronautical University, an M.B.A. from Old Dominion University, and is a graduate of the Naval War College. He carries the professional designations of Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Outside of work, he enjoys baseball, boating, and spending time with his family.

Aashish Matani is a Wealth Management Advisor and Managing Director at Merrill Lynch Wealth Management, leading the AHM Wealth Management Group. With 25 years of experience, he manages a team entrusted with $2.1 billion in client assets as of June 2025. Aashish focuses on providing tailored wealth management services, including legacy planning, philanthropic planning, portfolio management, tax minimization, retirement income, and small business strategies. His client base includes owners of closely held businesses, C-suite executives, and professionals across 40 states. Aashish holds multiple industry certifications such as the Chartered Financial Analyst (CFA), Certified Investment Management Analyst (CIMA), Certified Private Wealth Advisor (CPWA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and is a Merrill Retirement Benefits Consultant (RBC). He earned his bachelor's degree from Old Dominion University. Recognized repeatedly by Barron's and Forbes as a top advisor in Virginia, he is a member of the CFA Societies of Virginia and New York and the Investment and Wealth Institute. His community involvement includes supporting the Chesapeake Bay Wine Classic Foundation, the Williamsburg Community Foundation, and the Barron's in Education Program. Aashish speaks English and Gujarati and balances his professional life with personal interests such as biking, golf, pickleball, reading, running, skiing, and spending time with family.

Jim Hendricks is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he works closely with clients to develop personalized financial strategies aimed at achieving their short-, mid-, and long-term goals. He provides guidance on a range of financial matters including investing, retirement planning, and saving for unexpected expenses. Additionally, Jim facilitates access to Bank of America specialists for banking, credit, home financing, and small business solutions. Jim specializes in helping clients manage complex financial priorities such as purchasing a home, funding college education, caring for elderly parents, and preparing for healthcare needs. He collaborates one-on-one with clients to define their goals and design portfolio strategies suited to their objectives. As clients' situations evolve, Jim offers ongoing advice to adjust their financial plans accordingly. He holds the Personal Investment Advisor (PIA) designation and earned a High School Diploma/GED from Kansas State University.