John Spruill

John Spruill is a Wealth Management Advisor with Merrill Lynch Wealth Management. He brings over 25 years of experience in financial advising, focusing on areas such as college education planning, divorce transition planning, family wealth management strategies, personal retirement planning, and retirement income. John leverages his background as a former U.S. Air Force Weather Officer and his training to simplify complex financial matters, helping clients achieve clarity and confidence in their financial decisions.

John holds a Bachelor of Science degree in Meteorology from Florida State University and an MBA in Financial Planning from California Lutheran University. He is a CERTIFIED FINANCIAL PLANNER® professional and holds several designations including Certified Plan Fiduciary Advisor (CPFA), Retirement Benefits Consultant (RBC), and Personal Investment Advisor (PIA). Additionally, John maintains Series 6, 7, 26, 63, and 65 FINRA registrations and holds Life Insurance and Annuity Licenses. His role as a Senior Portfolio Advisor allows him to build and manage customized investment strategies, often managing portfolios on a discretionary basis through Merrill’s Investment Advisory Program.

John is actively involved in his community, contributing to organizations such as the Boy Scouts of America—of which he is an Eagle Scout—and the Ventura County Rescue Mission. He resides in Oxnard, California, with his wife, Karyn. His personal interests include baseball, football, hiking, running, surfing, and swimming.