Advisor at Janney Montgomery Scott
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Firm
Janney Montgomery Scott
Location
Middletown, DE 19709
Credentials
Series 66
Industry experience
42 years
Peni Warren is a Senior Financial Advisor at Merrill Lynch Wealth Management. She has been with Merrill since 1982, collaborating with clients and their families to understand their financial situations and priorities. Her approach emphasizes personalized wealth management strategies tailored to clients' long-term objectives.
Peni’s expertise spans a wide range of client focus areas, including college education planning, family wealth management strategies, legacy planning, retirement income, special needs planning, small business strategies, and investment strategy for individuals and corporations. She holds the designations of Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Peni earned her high school diploma from Lake Forest High School.
In addition to her professional work, Peni is involved in her community through volunteering with organizations such as the Delaware State Fair and The Fund For Women. Her personal interests include cooking, gardening, interior decorating, knitting and crocheting, painting, and running.
Flat fees offered for financial planning services; fees vary and are covered under separate agreements.
Negotiable percentage of assets under management
Janney is a dually registered broker-dealer and investment adviser offering brokerage services with commissions.
Janney Montgomery Scott LLC
2026 - Present (1 year)
BANK of AMERICA, N.A.
2011 - 2026 (15 years)
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Series 66
Middletown, DE
Janney Montgomery Scott
Crystal Van Lenten is a Wealth Management Advisor at Merrill Lynch Wealth Management. She focuses on developing personalized financial strategies that align with her clients’ long-term goals, with an emphasis on wealth management planning, tax minimization, and estate planning. Crystal works to create flexible strategies that respond to changing market conditions while providing access to Merrill’s investment insights and Bank of America’s banking and lending solutions. Her client focus includes college and education planning, legacy planning, personal retirement planning, portfolio management services, socially responsible and ESG investing, women and wealth, tax minimization, and retirement income. Crystal follows Merrill’s tradition of community involvement and dedicates time to volunteering with local organizations. Outside of her professional work, Crystal enjoys baseball, football, golf, music, tennis, traveling, and spending time with her family. Her approach to wealth management emphasizes a collaborative process designed to help clients pursue their financial goals through individualized planning.
Series 63, Series 65
Middletown, DE
Edward Jones
Series 63, Series 66
Smyrna, DE
Edward Jones
CFP®, Series 66
Middletown, DE
Edward Jones
CFP®, Series 66
Elkton, MD
Edward Jones
Series 66
Elkton, MD
Edward Jones
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