Janet Flack
Advisor at Merrill
Updated today
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Firm
Merrill
Location
Rochester, MN 55901
Credentials
Series 63, Series 66
Industry experience
39 years
About
Janet Flack is a Wealth Management Advisor with Merrill Lynch Wealth Management, where she has worked since 1984. In her role, she develops customized financial strategies that address clients' retirement and estate planning needs, and she oversees investment manager search and selection. Her client focus includes corporate executive services, executive compensation, family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, women and wealth, individual and corporate investment strategy, tax minimization, and retirement income.
Janet graduated Magna Cum Laude from Winona State University with a bachelor's degree in business administration and a minor in economics. She earned the Certified Investment Management Analyst® (CIMA®) designation in 2002 through the Investments & Wealth Institute in conjunction with The Wharton School, University of Pennsylvania. She also completed professional coursework in Foundations of Investment Management at the Stanford University Graduate School of Business in 2011. Janet holds the designations of Certified Investment Management Analyst (CIMA) and Personal Investment Advisor (PIA).
Outside of her professional work, Janet enjoys cooking, golfing, reading, and traveling. She and her husband Rich support veterans’ causes including Tee It Up for the Troops, the Wounded Warrior Project, and the Tunnels to Towers Foundation, as well as breast cancer awareness through donations to the Join the Journey Organization.
Expertise
Wealth management
Retirement income strategy
General retirement planning
General estate planning guidance
Demographic focus
Women Professionals
Work history
Bank of America, N.A.
2011 - Present (15 years)
Merrill Lynch, PIERCE, FENNER & SMITH INCORPORATED
1984 - Present (42 years)
Disclosures
Disclosures include customer complaints, regulatory actions, employment terminations, bankruptcies, and certain legal protections.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Jeremy B
Series 66
Rochester, MN
Edward Jones
Parker H
Series 66
Rochester, MN
Merrill
Parker Helder is a Financial Solutions Advisor at Merrill Lynch Wealth Management. In this role, he works closely with clients to understand their financial priorities and develop tailored strategies to pursue their short-, mid-, and long-term goals. His services include guidance on general investing, retirement planning, and preparing for unexpected financial needs. He also facilitates access to Bank of America specialists covering banking, credit, home financing, and small business solutions. Parker holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from the University of Saint Thomas. His approach emphasizes ongoing collaboration with clients to address their evolving financial concerns and objectives.
Addison S
Series 66
Rochester, MN
Edward Jones
Jacob K
Series 66
Rochester, MN
Edward Jones
Todd S
Series 66
Rochester, MN
Edward Jones
Jennifer C
Series 66
Rochester, MN
Edward Jones
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")