Hernando Paredes

James Mcintosh is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has over twenty years of experience in the financial services industry, focusing on helping clients pursue their long-term personal and investment goals through personalized financial strategies. His client services include education planning, legacy planning, personal retirement planning, portfolio management, tax minimization, retirement income, and services for endowments, foundations, and non-profits. James began his career in 2000 and has held positions at Prudential Financial, Citigroup Asset Management, and UBS Financial Services before joining Merrill in 2009. He holds Series 7 and 66 FINRA registrations and the Personal Investment Advisor (PIA) designation. James is a Phi Beta Kappa graduate of the University of Connecticut Honors Program, where he earned his bachelor's degree. Residing in Greenwich, Connecticut, James is active in community and cultural organizations, including the Connecticut Ancestry Society, Fairfield County Gaelic America Club, and the University of Connecticut Alumni Association. He enjoys genealogical research, hiking, music, reading, singing, spending time with his family, traveling, and writing.

David Lewson is a Senior Financial Advisor at the Ridgefield Merrill Lynch Wealth Management office. He works with a select group of families and businesses to develop strategies aimed at creating, growing, preserving, and managing their wealth. David combines the personalized service of a small financial advisory boutique with the extensive resources and capabilities of one of the world's leading financial institutions. With over two decades of experience in the financial services industry, David specializes in areas such as college education planning, executive compensation, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, individual and corporate investment strategy, and retirement income. He holds multiple professional designations including the Chartered Retirement Planning Counselor™ (CRPC™), Certified Plan Fiduciary Advisor® (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). David earned a Bachelor of Science degree from Rensselaer Polytechnic Institute in 1986. David resides in Redding, Connecticut with his wife, Beth. He has been active in his community, serving as a member of the Redding Board of Education and the Redding Board of Ethics, as well as a trustee of the Western Connecticut Academy of International Studies Magnet School and a board member of Education Connection.

Edward Fennessey is the Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2022. He has been with Fidelity Investments since 2016, progressing through roles including Financial Consultant and Investment Consultant. Prior to Fidelity, he worked as a Paraplanner at Newman & Associates - Ameriprise Financial from 2013 to 2016. His earlier experience includes roles at TIAA-CREF and UBS Wealth Management. Edward partners with clients to define their personal and financial priorities and co-creates financial plans aimed at achieving their goals. His approach involves understanding his clients' family wants, needs, and concerns to maintain a long-term focus on their objectives. Outside of his professional work, Edward enjoys biking, family activities, golf, running, skiing, and tennis.

John O'Neill is a Wealth Management Advisor with Merrill Lynch Wealth Management. He serves as managing partner and co-leader of the 712 Group, overseeing the strategic vision and direction of the team. John is responsible for creating and managing the team’s planning and review process to ensure consistent implementation of their financial philosophies and strategies. John works with affluent families, corporate executives, business owners, philanthropic organizations, and pension plans. He coordinates the multiple aspects of clients' financial lives, collaborating closely with CPAs and tax/estate attorneys to develop synchronized, evolving wealth management plans. His expertise includes family wealth management, legacy planning, tax minimization, portfolio management, and services tailored for endowments, foundations, and defined benefit plans. Additionally, John is qualified within Merrill Lynch as a Portfolio Manager, authorized to build and manage personalized investment strategies. John holds the CERTIFIED FINANCIAL PLANNER® (CFP®) certification, the Certified Private Wealth Advisor® (CPWA®) designation, and the Chartered Retirement Planning Counselor™ (CRPC™) credential. He earned a bachelor’s degree from Providence College. John is bilingual, speaking English and Spanish. He lives in Bedford, New York, and his personal interests include basketball, chess, golfing, reading, running, spending time with family, and traveling.

Christopher Capalbo is a Financial Consultant at Fidelity Investments, where he partners with clients and their families to develop personalized financial plans aimed at strengthening and securing their financial futures. He utilizes Fidelity's process to create, implement, and monitor strategies tailored to each client's needs, helping them build confidence and security in their financial wellbeing. Prior to joining Fidelity in 2023, Christopher held the role of Registered Representative at LPL Financial, LLC from 2019 to 2023. His experience also includes analyst positions at Arcim Advisors and Alphastrat in 2019, as well as Lanx Advisors from 2017 to 2019. Earlier in his career, he worked in business development at Goldfinch Capital Advisors, LLC from 2012 to 2016 and served as Vice President at Titan Advisors, LLC from 2003 to 2011. Outside of his professional work, Christopher's personal interests include football, gardening, and golf.