Arthur Gallo

Kara Mikotowicz is a Planning Consultant at Fidelity Investments, where she collaborates with local Financial Consultants to understand clients' financial situations and assist them in working toward their financial goals. She focuses on helping clients develop financial plans tailored to their priorities and aspirations. Kara's professional experience includes roles as a Financial Advisor at American Wealth Strategy Group from 2021 to 2022, a Senior Financial Consultant at T. Rowe Price from 2020 to 2021, and a Financial Consultant at T. Rowe Price from 2019 to 2020. Through these positions, she has gained experience in financial advising and consulting. Outside of her professional work, Kara enjoys family activities, football, golf, pets, reading, and traveling.

Ty Wilkinson is a Senior Financial Advisor with Merrill Lynch Wealth Management, specializing in networking with realtors and supporting business acquisitions through alternative financing solutions tailored to real estate and business transactions. He collaborates with a team of specialists to provide goals-based wealth management services to families, accomplished professionals, and successful business owners, focusing on delivering customized advice and a disciplined investing approach. Wilkinson's expertise includes college education planning, divorce transition planning, personal retirement planning, tax minimization, and retirement income strategies. He holds a bachelor's degree from Shippensburg University. A lifetime resident of central Pennsylvania, he describes himself as passionate, caring, and ambitious, and values cultivating long-term client relationships by providing exceptional service. Outside of work, his interests include hunting, music, skiing, swimming, and watching movies.

Derek Nowak is a Wealth Management Advisor with Merrill Lynch Wealth Management. He began his career at Merrill Lynch in 2007 as a summer intern and has since developed expertise in numerous areas of personal finance, including college education planning, corporate benefits, family wealth management strategies, retirement income, tax minimization, and portfolio management services. Derek holds professional designations such as Certified Financial Planner (CFP), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Derek earned his bachelor's degree in business with a minor in economics from Franklin and Marshall College and subsequently completed his MBA at Pennsylvania State University. He is connected to his local community in Lancaster, Pennsylvania, where he has served on the board of the Lancaster Science Factory for over a decade, volunteered as a Red Cross Disaster Action Team captain, and acted as Cubmaster for the local Cub Scouts pack. Derek is also affiliated with professional and community organizations including the Financial Planning Association of Central PA, Historic St. Mary's Church in Lancaster, and the Pennsylvania Dutch Council of the Boy Scouts of America. Outside of his professional responsibilities, Derek enjoys camping, running, and swimming. He shares his personal life with his high school sweetheart and together they have four children.