William Heath

My name is Cameron Folse, and I am the founder of Folse Financial. I believe that professional financial advice should be simple and streamlined. Our focus is on flat fees, a modern digital experience, and fiduciary advice. After over 6 years in the financial services industry, I realized that the industry has a transparency problem. Many clients do not know how much they pay their advisor, either through insurance commissions or through investment management fees. Whether the fees are high, low, or just right, people should know exactly how much they are paying so they can be able to decide for themselves if what they are paying for is worth it. That is why Folse Financial is founded on flat, clear fees that are based on the complexity of your situation, not how much you decide to invest with us. I also pride myself on giving fiduciary advice. One thing many people don't know is that some advisors are not always fiduciaries. Some advisors wear several hats, and are only legally fiduciaries when making certain types of recommendations. With the CERTIFIED FINANCIAL PLANNER® certification, we are required to be fiduciaries at all times. In today's world, it's not enough to have transparent fees and give excellent advice. Clients also deserve a digital experience as well. We have set up systems to allow clients to view their entire financial picture in one place and allow them to track their progress towards their planning goals. The process of opening accounts and signing paperwork is entirely digitalized, saving hours of time for my clients and for myself. These are our 3 focuses for our business. Let us know if there's a way we can help you!

Katie Van Koski is a Wealth Management Planning Consultant at Fidelity Investments, where she has been serving since 2019. In her current role, she collaborates closely with Wealth Management Advisors, Regional Planning Consultants, and the broader Private Wealth Management team to assist clients in protecting, growing, and transferring their wealth. She emphasizes the importance of building strong relationships with clients and their families to develop a deep understanding of their financial goals. Katie's experience at Fidelity Investments spans several roles, beginning as a Financial Representative from 2015 to 2017, followed by a position as a Relationship Manager from 2017 to 2019, before assuming her current consulting role. Outside of her professional work, she has personal interests in board games, cooking and baking, and yoga.

Richard Ragoobar is a Financial Consultant at Fidelity Investments, where he works closely with clients to understand their financial goals and needs. He leverages Fidelity's resources to help clients develop and co-create comprehensive financial plans aimed at providing confidence throughout various life stages. His professional experience includes roles as a Financial Consultant and Investment Consultant at Fidelity Investments since 2022, and prior to that, he was a Private Client Banker at JP Morgan Chase from 2009 to 2022. Richard holds a California Insurance License. Outside of his professional work, Richard has personal interests in cars, fitness, music, pets, and soccer.

Gregory Kendall is a Financial Consultant at Fidelity Investments, a position he has held since 2022. In this role, he works with clients to develop and implement financial plans tailored to their unique financial goals, utilizing the resources and expertise available at Fidelity Investments. Prior to joining Fidelity, he served as Vice President and Senior Advisor Consultant at Franklin Templeton Investments from 2010 to 2022. He began his financial career as a Personal Banker at Wells Fargo Bank from 2007 to 2010. Mr. Kendall holds an Arkansas Insurance License, which supports his work in providing comprehensive financial consulting services. His professional experience encompasses financial planning and client relationship management, particularly with high net worth individuals and families.