Richard Williams

Ryan Purvis is a Senior Financial Advisor with Merrill Lynch Wealth Management. He provides private wealth management services to individuals, families, and businesses, assisting clients with investment management, estate planning, and wealth preservation. Ryan and his team utilize Merrill’s global resources to develop personalized financial strategies that address complex client needs in various market conditions. Ryan's expertise spans a broad range of financial services, including risk assessment, asset management strategies, estate and trust issues, and financial education for the children of affluent clients. He also works extensively with business owners, offering customized financial solutions encompassing retirement plans, cash management, lending resources, and investment strategies tailored to clients’ risk tolerance, time horizon, liquidity needs, and overall goals. He holds a Personal Investment Advisor (PIA) designation and earned a Bachelor’s degree from Lehigh University as well as a Doctorate from the University of Pittsburgh School of Law. Ryan is active in community volunteer work and has personal interests in fishing, hiking, skiing, soccer, and traveling.

Casey Shultz is a Financial Advisor at Merrill Lynch Wealth Management, where he joined in August 2022. He specializes in delivering tailored wealth planning strategies for individuals and organizations, helping clients meet their current and long-term financial objectives. Casey emphasizes a personalized approach to financial planning, recognizing the unique circumstances and goals of each client. His expertise includes divorce transition planning, education planning, personal retirement planning, small business strategies, investment strategy, and tax minimization. Prior to joining Merrill, Casey had over ten years of experience in union roles, including positions as a railroader at CSX Transportation and transportation manager at US Steel Corporation. He also worked as a Banker for PNC Financial Services directly before his current role. Casey holds a Bachelor’s degree in Finance and an MBA from Excelsior College in Albany, NY, and has earned the Chartered Retirement Planning Counselor™ designation, as well as the CERTIFIED FINANCIAL PLANNER™ and Personal Investment Advisor credentials. He is fluent in English and Spanish. Outside of his professional work, Casey is involved with the Westmoreland Food Bank and the Westmoreland Symphony Orchestra. He enjoys baseball, bowling, cooking, football, golfing, music, and spending time with his family. Casey lives with his wife Leah and their son, Xander.

Frederick L. Haas is a Wealth Management Advisor at Merrill Lynch Wealth Management and a managing director with the Thompson - Haas Group. Since joining Merrill in 2014, Fred has focused on organizing the financial lives of families and businesses, particularly serving health care professionals, business owners, and retirees. His expertise includes family wealth management strategies, personal retirement planning, and small business strategies, supported by comprehensive financial planning, investment management, trust and estate planning, loan management, and generational support services. Fred holds multiple professional credentials, including CERTIFIED FINANCIAL PLANNER® (CFP), Certified Plan Fiduciary Advisor® (CPFA), and Certified Private Wealth Advisor® (CPWA). He earned his bachelor's degree from the University of Kentucky. Dedicated to ongoing professional development, Fred uses his knowledge to educate clients and help them make sound financial decisions tailored to their unique needs. Residing in Greensburg, Pennsylvania, Fred lives with his wife, Natalie, and their two children. He is actively involved in his community as the current president of the board of directors for Big Brothers Big Sisters of the Laurel Region, where he also serves as a Big Brother. In his personal time, Fred enjoys running, golfing, hiking, and spending time with his family.

Julie Heckmann is Senior Resident Director at Merrill, where she leverages nearly three decades of experience in wealth management. Her practice centers on retirement planning, portfolio management, and tax minimization, with a focus on developing sustainable retirement income strategies and aligning clients’ financial plans with their life objectives. She holds several professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), Certified Investment Management Analyst® (CIMA), Chartered Retirement Planning Counselor® (CRPC), Personal Investment Advisor (PIA), and Retirement Income Certified Professional® (RICP). Julie earned her bachelor's degree from Grove City College. Her expertise supports a collaborative approach that integrates legal and accounting perspectives to deliver comprehensive wealth management. Outside of work, Julie and her husband are amateur food enthusiasts who enjoy cooking together. They spend time bicycling, traveling with their daughter, volunteering at the Westmoreland County Food Bank, and caring for their two rescue dogs. She is involved with several professional and community organizations, reflecting a commitment to charitable causes and local engagement.