Andrew Kangas is a financial advisor and owner of Columbia Wealth Advisors LLC in Scappoose, Oregon. He holds a Series 66 designation and has 10 years of industry experience, including prior roles at KMS Financial Services, Inc. and Realta Equities, Inc. Outside of his advisory work, he is also a musician who performs at events. Columbia Wealth Advisors LLC is a fee-based registered investment adviser serving individuals, families, businesses, and institutional clients. The firm offers discretionary portfolio management and financial advice using a combination of fundamental and technical analysis, asset allocation, and cyclical analysis, with ongoing account monitoring and coordination of estate-planning services.

Dylan Stewart Walker is the sole advisor at Walker Legacy Investments and holds a Series 65 designation. He has one year of industry experience, with prior roles at Professional Security Consultants and TFI-Telemark. Walker Legacy Investments provides financial planning and non-discretionary portfolio management to individuals, small businesses, trusts, and estates. The firm uses a combined approach of fundamental, technical, and cyclical analysis alongside strategic asset allocation and Modern Portfolio Theory, with clients retaining implementation authority.

Benjamin Lies is a financial advisor at Delphi Advisers with 10 years of industry experience. He holds a Series 65 designation and previously worked at Fisher Investments from 2013 to 2019 before joining Delphi Advisers in 2019. Delphi Advisers provides discretionary investment management and financial planning services to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and businesses. The firm uses a multi-disciplinary investment approach combining global macro analysis with fundamental, technical, cyclical, and charting methods to manage portfolios, typically with discretionary authority and quarterly reviews.

Steven Fox Middleton is a CFP® and holds a Series 65 license with nine years of industry experience. He founded SFM Financial Advisors LLC in 2016 and previously worked at Origin Financial LLC and H&R Block. SFM Financial Advisors provides fee-only financial planning, investment advising, and tax-advising services primarily to retirees, widows/widowers, and those nearing retirement. The firm uses a strategic asset-allocation approach focused on low-cost index ETFs and no-load mutual funds, managing accounts on a non-discretionary basis.

Peter Scruggs is the president of Scruggs Advisors, LLC, an independent firm, and holds Series 63 and Series 65 licenses with 26 years of experience in the financial services industry. He has served in roles at several firms, including United Planners' Financial Services and Pacific Cascade Advisors Inc., where he is also president. Outside of advisory services, he is a co-author of a health insurance book titled *Breaking Through the Status Quo* and is involved in consulting companies B Smart Health Solutions LLC and B Smart Lab Solutions LLC. Scruggs Advisors serves retirement plan sponsors, business entities, and individual clients by providing retirement plan consulting, plan-level investment advice and management under ERISA, and wealth management for individuals and trusts. The firm’s investment approach employs a documented due-diligence process with a focus on diversified passive and actively managed funds, offering mostly non-discretionary plan-level services and accepting co-fiduciary duties where appropriate.

Stuart Quint is a CFA® charterholder with 14 years of industry experience, currently serving as an advisor at Ambassador Wealth Management, LLC since 2017. His prior experience includes six years at Brinker Capital and a year operating independently. Ambassador Wealth Management provides discretionary investment management and financial planning to individuals, business entities, and pension or profit-sharing plans, employing fundamental analysis to construct diversified portfolios that include mutual funds, ETFs, equities, and debt instruments. The firm manages accounts on a discretionary basis with regular reviews and offers services such as tax, estate, and insurance planning support without imposing account minimums.

Petr Burunov is a financial advisor with Ambassador Wealth Management, LLC in Vancouver, WA, holding Series 63 and Series 65 credentials and bringing 22 years of industry experience. He has worked at LPL Financial and has operated Ambassador Wealth Management since 2009. In addition to advising, he provides tax preparation and bookkeeping services through Ambassador Tax Consultants, LLC, a business he has managed since 2013. Ambassador Wealth Management offers discretionary investment management and financial planning to individuals, business entities, and pension or profit-sharing plans. The firm uses fundamental analysis to construct portfolios with mutual funds, ETFs, equities, debt instruments, and private placements, managing accounts on a discretionary basis with regular reviews.

Hayley Haslett is a CFP® with six years of industry experience, currently serving as a financial advisor at Lake Road Advisors, LLC since 2022. She previously worked at Blue Water Wealth, Inc. and has a background that includes roles outside finance, such as brand management and photography for a social media content business. Lake Road Advisors serves individual clients, including high-net-worth households, and sponsors of 401(k) plans by providing investment advisory services through third-party money managers, comprehensive financial planning, and pension consulting. The firm primarily focuses on passive investment management using index mutual funds and ETFs, emphasizing low costs, limited trading, and tax efficiency.

Asoka Weeraratne is a financial advisor with UTA LLC in Vancouver, WA, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. His prior roles include positions at Wells Fargo Advisors and Purshe Kaplan Sterling Investments. Outside of advisory work, he serves as CEO of Kelly International, a clothing manufacturing and retail business. UTA LLC advises individuals, businesses, and ERISA plans, offering portfolio management and financial planning services. The firm combines passive and active investment strategies tailored to client objectives and risk tolerance, with a focus on macroeconomic and tax considerations.

Timothy Massie is a CFP® with 19 years of experience in the financial services industry. He has been with Timepiece Financial Planning, Inc. since 2011. The firm serves individual investors and employer-sponsored retirement plans, focusing on long-term, globally diversified investment strategies using low-cost index funds and ETFs. Timepiece provides financial planning, retirement advice, discretionary portfolio management, and basic tax return preparation, operating as a fee-only firm without minimum asset or income requirements.

Rebecca Meats is a financial advisor with Apforia and holds the PFS™ designation and Series 65 license. She has six years of industry experience, including roles at Independent Progressive Advisors, Warga Asset Management, and Simpson and Company PC. Meats also owns Rebecca E Meats CPA, LLC, where she provides tax preparation and planning services. Apforia offers investment management and financial planning services to individual and high-net-worth clients, as well as employer plan sponsors. The firm employs a modern portfolio theory–based approach with strategic asset allocation and combines passive and active investment strategies, often managing portfolios under discretionary authority.

Erin Varghese is a CFP® with five years of industry experience, currently serving as a financial advisor at Root Financial Partners. Prior to joining Root Financial Partners in 2025, Erin worked at Pure Portfolios Holdings LLC for five years and held positions at E*TRADE Capital Management, E*TRADE Securities, and U.S. Bank. Root Financial Partners primarily serves individual clients, including high net worth individuals, pension and profit-sharing plans, and small business owners. The firm employs a principally passive investment approach with diversified portfolios based on index mutual funds and ETFs, complemented by fundamental and technical analysis and ongoing manager due diligence.

Dennis Wilt is a financial advisor with Creativeone Wealth, LLC, holding the ChFC® designation and Series 63 and 65 licenses, with 44 years of industry experience. His prior roles include positions at Summit Financial Group Inc and VSR Advisory Services. Outside of advising, he owns and oversees a commercial blueberry farm. Creativeone Wealth, LLC provides fee-based asset management, financial planning, retirement plan consulting, and sub-advisory services to individuals, corporations, charitable organizations, and other RIAs. The firm employs a diversified investment approach combining proprietary ETF-based models, third-party managers, and option strategies, supporting tailored suitability assessments and regular portfolio rebalancing.

Joyce Pereira is an Investment Advisor Representative with Wealthcare Advisory Partners LLC and holds a Series 65 designation. She has 15 years of industry experience and has worked at Sommers Financial Management since 2009. Currently, she is dually registered with both firms on a transitional basis. Wealthcare Advisory Partners LLC manages approximately $6.0 billion in client assets through a team of over 150 advisors. The firm serves individuals, trusts and estates, retirement plans, charitable organizations, and businesses, offering wealth management, investment management, financial planning, and access to alternative investments using a goals-based, evidence-driven advisory process supported by proprietary software and quantitative measures.

Shannon Powers is a financial advisor with IP Financial Advisory Services LLC, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. Prior to joining IP Financial Advisory Services in 2023, Powers worked at Western International Securities, Inc. for 11 years. Powers is also involved in the Ridgefield community as a member of the local Chamber of Commerce. IP Financial Advisory Services primarily serves individual retail clients, focusing on customized portfolio management, financial planning, and retirement-plan consulting. The firm offers a combination of traditional investment advisory services alongside actuarial analysis and insurance consulting, with an emphasis on non–high-net-worth individuals.

James Benjamson is a financial advisor at IP Financial Advisory Services LLC with 40 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Crown Capital Securities, L.P. since 1999. In addition to his advisory role, he operates a CPA practice focused on accounting and tax services. IP Financial Advisory Services primarily serves individual retail clients, offering portfolio management, financial planning, and retirement-plan consulting. The firm emphasizes customized portfolio construction and also provides access to third-party investment advisors, focusing mainly on non-high-net-worth individuals.

Sarah Woehrman is a CFP® professional with 14 years of industry experience. She currently works at Mariner Advisor Network and has previously been with Strategic Wealth Advisors Group, LPL Financial, Lincoln Financial Advisors, and Ameriprise Financial Services. In addition to her advisory role, she is an office assistant at Atlas Pacific Security. Mariner Advisor Network operates as an enterprise registered investment adviser with a decentralized network of Investment Adviser Representatives serving individuals, corporations, charitable organizations, trusts, estates, and retirement plans. The firm offers portfolio management, financial planning, access to model portfolios and third-party managers, and retirement plan consulting services.

James Ryan is a financial advisor with CreativeOne Wealth, LLC, holding Series 65 and Series 66 licenses and three years of industry experience. He has worked at several firms including Schultz Financial Services, Inc. and U.S. Bank. Outside of his advisory role, he is involved with Schultz Financial Services as a junior financial planner offering investment advisory services. CreativeOne Wealth, LLC provides fee-based asset management, financial planning, retirement plan consulting, and sub-advisory services to a diverse client base including individuals, corporations, and charitable organizations. The firm utilizes a range of portfolio strategies incorporating proprietary ETF models, third-party managers, and option-based strategies to tailor investment solutions.

Roger Cross is a financial advisor at Geneos Wealth Management, Inc. with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms, including Harlow Wealth Management, Inc. and Harlow Insurance Agency, LLC. Outside of his advisory role, he operates under the DBA Common Ground Advisory and serves as an independent representative for various insurance carriers focusing on fixed insurance sales. Geneos Wealth Management serves a diverse client base, including individuals, trusts, estates, pension plans, corporations, and charitable organizations. The firm offers financial planning, investment advisory, and brokerage services, utilizing a variety of analytic approaches and investment strategies tailored to client needs.

Jeffrey Schultz is a CFP® with 26 years of industry experience, currently associated with Creativeone Wealth, LLC. His prior roles include positions at Cetera Advisors LLC and operating Schultz Financial Services since 2013. Outside of his advisory work, he is involved with CCPOD, LLC, a property leasing business for food cart entrepreneurs. Creativeone Wealth, LLC provides fee-based asset management, financial planning, and retirement plan consulting to individual, corporate, charitable, and RIA clients. The firm employs a combination of proprietary ETF-based models, third-party managers, and option strategies, supporting tailored portfolio management through a large network of Investment Adviser Representatives.