Angela Phillips is a Certified Financial Planner™ (CFP®) and holds a Series 66 license with 16 years of industry experience. She has worked at several firms including Wells Fargo Advisors, Mass Mutual Investors Services, and Guardian Life Insurance Company before joining Consilio Wealth Advisors, LLC, where she has been since 2021. Outside of her advisory role, she is also an independent insurance professional, spending a small portion of her time on insurance sales. Consilio Wealth Advisors serves individual and high-net-worth clients with comprehensive wealth management, discretionary investment management, and financial planning. The firm employs a combination of Modern Portfolio Theory and fundamental analysis with a long-term investment orientation, offering customized allocations and the use of various investment vehicles including mutual funds, ETFs, individual securities, alternative investments, and options contracts.

Mark Lomonaco is a financial advisor at Key Investment Services LLC with 34 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at LPL Financial and First Niagara Bank. Key Investment Services LLC offers wrap-fee advisory programs and model-driven investment options to a diverse client base, including individuals, trusts, estates, charities, corporations, and small businesses. The firm focuses on non-discretionary, model-based wrap programs supported by third-party managers and maintains committees to oversee product due diligence and program suitability.

Michael Restivo is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 66 designations and 15 years of industry experience. His prior roles include positions at UBS Financial Services Inc and Brighton Securities Corp. He is co-owner of Hicks Restivo LLC, a private entity facilitating securities, advisory, and insurance business. Commonwealth Financial Network is a registered investment adviser supporting a national network of nearly 3,000 advisors and their clients with a variety of advisory programs and services. The firm provides operational, trading, technology, investment management, compliance, and practice-management support, enabling advisors to construct client portfolios across a broad range of securities and insurance products.

Stephen Hicks is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and 18 years of industry experience. He previously worked at Brighton Securities Corp. for 18 years before joining Commonwealth and RFG Associates in 2025. Hicks is also co-owner of Hicks Restivo LLC, a private entity involved in securities, advisory, and insurance business. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and back-office support, including operations, trading, technology, investment management, compliance, and practice management.

Matthew Richert is a financial advisor with HSBC Securities (USA) Inc. and holds Series 63 and Series 66 designations. He has seven years of industry experience, including prior roles at Key Investment Services, LLC, and Northwestern Mutual. Richert also serves as a Bank Officer for HSBC Bank (USA) N.A., an affiliate of HSBC Securities, where he engages in the sale of bank-related products alongside his advisory duties. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, featuring client-directed and discretionary investment options. The firm’s investment process incorporates strategic and tactical asset allocation with due diligence from affiliated providers and includes offerings tailored to private bank clients and qualified non-resident aliens.

Robert Benshadle is a financial advisor with Principal Financial Services, holding a Series 63 designation and 37 years of industry experience. His prior roles include positions at LPL Financial, Cadaret, Grant & Co., and United Insurance Agency. He serves as an alumni board member for Hilbert College. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, charitable organizations, corporations, and active-duty military personnel. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Jonathan Lomonaco is a financial advisor at Key Investment Services LLC with a Series 66 designation and one year of industry experience. Prior to joining Key Investment Services, he held positions in various businesses including the automotive and food service industries, as well as education. Key Investment Services LLC offers wrap-fee advisory programs and model-driven investment options to a diverse client base, including individuals, trusts, estates, charities, corporations, and small businesses. The firm emphasizes non-discretionary, model-based wrap programs supported by third-party managers and maintains committees to oversee product due diligence and investment advisory suitability.

Mark Helak is a financial advisor at HSBC Securities (USA) Inc. with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at HSBC Bank USA, N.A. since 2016 and HSBC Securities (USA) Inc. since 2022. HSBC Securities (USA) Inc. provides managed account programs for individuals, retirement accounts, charitable organizations, and corporations, offering both client-directed and discretionary portfolio options. The firm employs a multi-profile investment approach supported by HSBC Global Asset Management and third-party providers, serving a diverse client base through tailored advisory services.

Milenda Kilby is a financial advisor with Ameriprise, holding Series 63 and Series 66 designations and 11 years of industry experience. She has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2014. Outside of advisory work, Kilby serves on the Board of Directors for the Pavilion Elementary School Parent Teacher Organization and volunteers as the treasurer for the Hollwedel Memorial Library. Ameriprise offers retirement-income planning services targeting individuals approaching or in retirement with specific asset criteria, combining research, modeling, and tax-efficiency analysis to produce personalized Recommendation Reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated broker-dealer and insurance companies.

Shari Salim is a financial advisor with LPL Enterprise, holding a Series 66 designation. She has six years of prior experience at Keith S Roth LLC and has also worked at Zielinski Agency, Yancey's Fancy, Kohl's Department Store, and Pembroke Central School District. LPL Enterprise provides advisory services through a large network of investment adviser representatives to individuals, retirement plans, charitable organizations, and corporate clients. The firm offers financial planning, access to model wealth portfolios, and third-party asset management programs, with a range of securities and insurance products available through affiliated entities.

Christopher White is a Senior Financial Advisor at Merrill Lynch Wealth Management. He began his career in the financial services industry in 1992 and joined Merrill Lynch in 2008. Christopher is a partner in RGRWT & Associates and focuses on working with high-net-worth individuals and their families to build, preserve, and transfer wealth across generations. He holds the Chartered Retirement Planning Counselor (CRPC) designation awarded by the College for Financial Planning and a Bachelor's degree from SUNY College at Brockport. His expertise includes divorce transition planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, small business strategies, individual and corporate investment strategy, and retirement income. Christopher has served in leadership roles on boards for several local nonprofit organizations including the YMCA, United Memorial Medical Center Foundation, United Way, and Leadership Genesee. He lives in Batavia, New York, with his wife and has two grown daughters. His personal interests include baseball, football, gardening, golfing, reading, and spending time with family.

Donald Bouchard is a financial advisor with Cetera, holding a Series 63 designation and bringing 41 years of industry experience. He previously worked at Avantax Advisory Services and related entities for 16 years. Outside of his advisory role, he owns Bouchard Financial Services, LLC, which provides tax preparation and accounting services, and he also performs as a solo musician and occasionally teaches music lessons. Cetera Investment Advisers serves a diverse client base including individual, high-net-worth, institutional, and retirement-plan clients through a network of over 6,800 advisors, offering discretionary and non-discretionary portfolio management, financial planning, and fiduciary solutions. The firm combines advisor-managed accounts, model portfolios, and third-party managed solutions, with notable retirement and fiduciary capabilities integrated into its broad institutional platform.

John Riter is the Senior Resident Director of Merrill Lynch Wealth Management’s Batavia, New York office and managing partner of the RGRWT Group. He began his career as a financial advisor in 1987 after earning a bachelor's degree from the John Wiley Jones School of Business at SUNY Geneseo. John holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. As managing partner of the RGRWT Group, John leads a team of six financial advisors, an investment associate, and three client service associates, collectively bringing over 135 years of experience. The group serves clients across 35 states and seven countries, focusing on family wealth management strategies, personal retirement planning, and small business strategies. John’s approach combines the resources of a global organization with personalized service rooted in small-town values. John has a longstanding commitment to his community, including over 30 years of involvement with the GLOW YMCA in Batavia, where he is currently chairing the initiative to build a new facility that will anchor a Healthy Living Campus. He has also been a member of the Batavia Rotary Club for more than 20 years, serving on its board of directors multiple times. John and his wife Liz have been married for 33 years and have two adult children, Mitchell and Kathryn.

Christine Seewaldt is a financial advisor with UBS Financial Services with 29 years of industry experience. She has been with UBS since 2017 and previously worked at Credit Suisse First Boston LLC for 13 years. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including fee-based financial planning and discretionary portfolio management. The firm integrates institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client strategies.

Michael Anderson is a Senior Financial Advisor with Merrill Lynch Wealth Management. In his role, he delivers comprehensive wealth management strategies tailored to each client's individual goals. He emphasizes understanding clients' financial needs to develop flexible plans that align with changing market conditions, leveraging the investment insights of Merrill Lynch and the banking and lending solutions of Bank of America. Michael holds a Bachelor’s Degree from the United States Military Academy at West Point and has earned professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is committed to providing personalized service and works closely with clients to help them pursue their long-term financial objectives. Beyond his professional duties, Michael actively participates in community volunteer work, reflecting the Merrill tradition of giving back to the communities served. His personal interests include baseball, football, reading, traveling, and spending time with his family.

Heath Hendrickson is a financial advisor at OSAIC with four years of industry experience. He holds a Series 66 designation and previously worked at Securities America Advisors and Securities America, Inc. Outside of his advisory role, Hendrickson is a partner at Allied CPA's, PC, where he provides tax and accounting services, and is involved with West Winds Family Farm, a fruit tree farming venture. OSAIC is a large SEC-registered investment adviser and FINRA member broker-dealer serving a diverse client base that includes individual investors, pension plans, corporations, and charitable organizations. The firm employs a comprehensive investment process utilizing risk-tolerance assessments, asset allocation software, and portfolio optimization tools, and offers access to a wide range of investment products and custodial platforms.

David Zauner is a financial advisor at LPL Enterprise with 17 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Prudential Insurance Company of America. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and corporate clients, offering financial planning, model portfolio management, and access to third-party asset management programs. The firm combines advisory services with brokerage and insurance products through its affiliated entities.

David Hall is a financial advisor at Edward Jones in Batavia, NY, holding Series 63, 65, and 66 registrations with three years of industry experience. His work history includes positions at Securities America Inc, Northwestern Mutual Life Insurance Company, and Robert Half International. Edward Jones is a full-service wealth management firm serving both individual and institutional clients, with over $1 trillion in assets under management and a nationwide network of more than 23,000 financial advisors. The firm offers a range of advisory programs and investment strategies under a fiduciary standard, including discretionary and non-discretionary wrap fee solutions, access to separately managed accounts, and affiliated mutual funds.

Michael Battaglia is a financial advisor with LPL Enterprise, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at Prudential Insurance Company of America, Pruco Securities, LLC, and Equitable Advisors. He also provides Medicare supplement services in addition to his advisory work. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and corporate clients. The firm offers financial planning, access to model wealth portfolios, and third-party asset management programs, delivering advice primarily through model portfolios and discretionary implementation.

Shevonne Olmstead is a financial advisor with LPL Financial in Batavia, NY, holding a Series 63 designation and 12 years of industry experience. She has worked at ESL Investment Services, LLC and LPL Financial since 2013 and was previously employed at ESL Federal Credit Union. Outside of her advisory role, she serves as a notary and is involved in selling products through an online business. LPL Financial provides advisory and brokerage services to a wide range of clients, including individual investors, retirement plans, institutions, and high-net-worth households, offering diverse investment and financial planning solutions supported by an in-house research team.

Emily Marling is a Wealth Management Advisor at Merrill Lynch Wealth Management. She began her career in financial services in 2011 within the insurance industry and joined the RGRWT team at Merrill Lynch in 2015. Emily earned the CERTIFIED FINANCIAL PLANNER® certification in 2017 and holds additional professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Emily specializes in creating and reviewing personalized, goals-based wealth management strategies focused on personal retirement planning, women and wealth, and retirement income. In her role, she manages her own client portfolio while also working collaboratively with the broader team to support complex planning strategies. She earned a bachelor's degree, Cum Laude, in Business Administration from SUNY Brockport in 2012. Beyond her professional responsibilities, Emily is active in her community as a 2019 graduate of Leadership Genesee and serves as Vice President on the board of the Genesee County YWCA. She also participates in initiatives such as United Way Day of Caring. Emily lives in Elba, New York with her husband and two children.

Aimee Berkemeier is a financial advisor at OSAIC with four years of industry experience. She holds a Series 66 designation and has previously worked at Securities America Advisors and multiple CPA firms. Outside of advising, she oversees financial reporting for the Genesee County Young Life organization and serves as a director at Allied CPAs, PC, where she manages tax preparation and consulting. OSAIC is an SEC-registered investment adviser and FINRA member broker-dealer serving a diverse client base, including individual investors, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs and utilizes technology-driven investment processes, supporting over 6,200 advisors and managing approximately $200 billion in assets.

Brad Morgan is a Financial Advisor with Merrill Lynch Wealth Management based in Batavia, New York. He serves clients by developing strategies tailored to pursue their short-, mid-, and long-term financial goals. His role encompasses providing advice on general investing, retirement planning, saving for unforeseen circumstances, and connecting clients with Bank of America specialists for banking, credit, home financing, and small business solutions. Brad's expertise includes family wealth management strategies, investment consulting for defined contribution plans, employee financial health, legacy planning, liquidity management, managing new wealth, personal retirement planning, small business strategies, tax minimization, and retirement income. He holds the Personal Investment Advisor (PIA) designation and completed his high school education at LeRoy Highschool. Beyond his professional duties, Brad is a husband and father of two. He actively participates in his community by coaching youth sports, which has influenced his approach to teamwork, accountability, and long-term commitment. Brad emphasizes building lasting relationships with clients, focusing on listening and helping individuals and families make informed financial decisions for today and the future.

Steven Tufts is a Senior Financial Advisor at Merrill Lynch Wealth Management and serves as the lead advisor on his team regarding 401(k) plans. He is also one of three advisors on the team's investment committee. With over 30 years of professional experience, Steven helps clients develop and oversee wealth management plans, applying his team's model portfolios to each client's individual situation and time horizon. His services focus on areas such as divorce transition planning, executive compensation, employee financial health, personal retirement planning, portfolio management services, and retirement income. Steven earned a B.A. in Economics from Hobart College in 1995 and holds several professional designations, including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He has been involved in professional and community organizations such as the Batavia Area Jaycees, where he served as president in 2001, the Genesee County Chamber of Commerce, Kiwanis Club of LeRoy-Pavilion-Stafford, Batavia BID, GLOW YMCA, and Go-Art!. A lifelong runner, Steven also served as assistant track and field coach at Notre Dame High School in Batavia and currently officiates meets in the Genesee Region league. He lives on 18 acres in the town of Batavia.

Jose Iglesias is a financial advisor at UBS Financial Services with 27 years of industry experience. He has been with UBS Financial Services since 2010 and has also worked at UBS International Inc. and UBS AG since 2007. Iglesias holds Series 63 and Series 65 designations. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and asset allocation models to tailor client strategies.

Michael Grammatico is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has been providing financial advice since 1987, working with a range of clients including individuals, non-profits, trusts, and corporations. His areas of expertise include family wealth management strategies, liquidity management, personal retirement planning, philanthropic planning, portfolio management, special needs planning strategies, investment strategy, tax minimization, and retirement income. Michael also emphasizes retirement planning and preserving clients' resources against long-term care expenses. He earned a Bachelor's Degree in Accounting from SUNY Geneseo's John Wiley Jones School of Business in 1987. Michael holds the Personal Investment Advisor (PIA) designation. Throughout his career, he has been involved in education by teaching investment classes through adult education programs in Western New York. He has also held leadership roles on various boards such as the Alliance of NY State YMCA's Inc., Eagle Star Housing Inc., and the Roundtable Athletic Association Board at SUNY Geneseo. Additional community involvement includes the Salvation Army Advisory Board, Genesee/Wyoming Family YMCA Board and Trustees, The Jerome Foundation, Genesee Mercy Health Care Foundation, and New York State YMCA Funds Inc. Michael resides in Batavia with his wife, Sarah. They have three sons—Christopher, Tommy, and Luke—as well as two granddaughters, Stella and Anna.

Pamela Rudolph is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 28 years of industry experience. She has worked at LPL Financial since 2014 with a brief tenure at Tompkins Trust Company and involvement with ESL Investment Services LLC. Outside of her advisory role, she serves in a non-investment capacity for The Village of Attica. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a variety of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Collin Hawes is a financial advisor with LPL Financial in Batavia, NY, holding a Series 63 designation and 17 years of industry experience. He has been with LPL Financial since 2012 and is also involved with ESL Investment Services LLC. Outside of his advisory role, he works with non-variable insurance products including life, disability, long-term care, and fixed annuities. LPL Financial serves a diverse client base including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a variety of advisory and brokerage services supported by an in-house research team and a broad platform that combines advisory operations with insurance and credit products.

Marc Staley is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and 23 years of industry experience. He has been with LPL Financial since 2010. Outside of his advisory work, he serves as a varsity hockey coach during the winter season. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Olivia Rogers is a financial advisor at Merrill with 9 years of industry experience. She holds the Series 66 designation and has been with Merrill since 2015. The firm serves a wide range of clients, including individuals, retirement plans, corporations, and institutional clients, offering managed account programs, discretionary portfolio management, and brokerage services. Merrill integrates its advisory offerings with Bank of America affiliates and emphasizes tax-efficient strategies alongside a broad selection of manager-constructed investment options.

Michael Marsh is a financial advisor with Edward Jones in Batavia, NY, holding a Series 66 designation and 14 years of industry experience. He has been with Edward Jones since 2011. Edward Jones is a full-service wealth management firm that serves more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard with approximately $1.01 trillion in assets under management.

Anthony Mancuso is a CFP® and ChFC® with 34 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. for 15 years. Outside of his advisory role, he is involved in managing two limited liability companies, AVM Batavia, LLC and DJHAVM, LLC, which are not related to investment activities. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement with substantial investable assets, combining research, modeling, and tax-efficient strategies. As a large institutional firm, it provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Judy Thompson is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. She has been with LPL Financial since 2011. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, banks, institutions, charities, and high-net-worth households. The firm offers a wide range of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Calvin Klemmer is a Wealth Management Advisor at Merrill Lynch Wealth Management. He joined Merrill Lynch in 2018 after starting his financial services career at an investment management firm in Rochester. Calvin focuses on implementing long-term financial plans and leveraging Merrill’s resources to simplify his clients' financial lives. He works closely with clients to develop strategies that address various financial needs, including divorce transition planning, employee benefits planning, family wealth management, liquidity management, retirement planning, and portfolio management. Calvin is part of the Riter Grammatico Reich White Tufts and Associates Team, helping high net worth individuals and their families build, preserve, and maintain wealth through disciplined processes and sound financial strategies. Calvin graduated cum laude from SUNY Geneseo with a degree in Economics. He holds the CERTIFIED FINANCIAL PLANNER™ certification, is a Certified Exit Planning Advisor (CEPA), and a Personal Investment Advisor (PIA). He is involved in the community through his service on the boards of the Batavia Development Corporation, GLOW YMCA, Inc., and the Genesee County Business Education Alliance.