Joshua Moraski is the sole advisor at Nightgale Wealth Management LLC in Schenectady, NY. He holds Series 65 and Series 66 licenses and began his advisory career in 2025 after prior experience at RIA Insurance Solutions, a division of Financial Independence Group, where he also works as an independent insurance agent. Before entering the financial industry, his background includes roles in education and extended travel. Nightingale Wealth Management provides discretionary asset management, financial planning, and consulting services to individuals, high-net-worth clients, trusts, estates, and business entities. The firm employs a combination of fundamental, technical, and Modern Portfolio Theory analyses and offers portfolio strategies that may include options trading and the use of margin.

Darren Leader is a CFA® charterholder with seven years of experience in the financial industry. He is the sole advisor at Acacia Grove Wealth Management, an independent firm where he has worked since 2024. His prior experience includes roles at Simmons Capital Group, LPL Financial, and Purshe Kaplan Sterling Investments. Acacia Grove Wealth Management provides fee-based investment management, financial planning, and project-based consulting to individuals, trusts, estates, charitable organizations, and business entities. The firm employs a tactical allocation approach using fundamental and cyclical analysis and manages approximately $33.3 million across about 36 client relationships, offering both discretionary portfolio management and hourly, non-discretionary consulting engagements.

Lanny Rosenbaum is a financial advisor at SIP Financial Services with 4 years of industry experience. He holds a Series 66 designation and has been with SIP Financial Services since 2007. SIP Financial Services provides financial planning, portfolio management, and pension consulting to a diverse client base, including pension and profit-sharing plans, charitable organizations, trusts, estates, corporations, and other business entities. The firm offers customized investment advice primarily on a non-discretionary basis, utilizing fundamental, technical, and cyclical analysis, and incorporates a range of trading strategies tailored to client objectives and risk tolerance.

Kean Bouplon is a financial advisor with Good Capital, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. His career includes roles at Morgan Stanley and Strategy One Wealth Management, LLC. Outside of his advisory work, he is a co-owner of a fourth-generation family farm spanning approximately 100 acres. Good Capital is a sole-proprietor registered investment adviser offering portfolio management, pension consulting, and financial planning to a diverse client base including pension and profit-sharing plans, charitable organizations, corporations, and individuals. The firm employs a combination of fundamental and technical analysis alongside modern portfolio theory to construct primarily long-term, income- and cash-flow-oriented portfolios.

Scott Griffin is the principal of Griffin Financial Services, an independent advisory firm based in Rotterdam Junction, NY. He holds Series 63 and Series 65 licenses and has 33 years of industry experience. Griffin has been with Griffin Financial Services since 1996 and has also worked at APW Capital, Inc. since 2005. Griffin Financial Services provides investment advisory services to individuals, trusts, estates, charitable organizations, and small businesses, managing approximately $7.25 million in discretionary assets. The firm utilizes a combination of fundamental and technical analysis alongside third-party research, offering portfolio management across a variety of securities with regular account reviews.

Johnathon Perog is a Series 66-licensed financial advisor with four years of industry experience. He is currently with Bull Harbor Capital LLC, where he has worked since 2023. His previous roles include positions at Park Avenue Securities, Guardian Life Insurance, Green Capital Advantage, and Hannaford Co. Bull Harbor Capital LLC provides investment advisory and financial planning services to individuals, high-net-worth clients, trusts, estates, businesses, charitable organizations, and retirement plans. The firm emphasizes long-term strategic asset allocation with tactical adjustments and manages portfolios that may include mutual funds, ETFs, public and private equity, fixed income, and covered options.

Justin Hearty is a CFP® professional with five years of experience, currently with Strategic Financial Services. His prior experience includes roles at Purshe Kaplan Sterling Investments, Northwestern Mutual, Stewarts Corporation, and Orangetheory Fitness. Strategic Financial Services provides wealth management, institutional advisory, fiduciary retirement plan services, and financial planning to individuals, families, trusts, corporations, not-for-profits, and employer retirement plans. The firm employs model-based investment strategies that integrate quantitative factor tilts, macro and fundamental analysis, and utilizes digital planning tools to support client financial plans.

Jeremy Scher is a financial advisor at Del-Sette Capital Management, LLC with six years of industry experience. He previously worked at Goldman Sachs & Co. LLC and has served as an Emergency Medical Technician and Field Training Officer for the volunteer-led nonprofit Delmar-Bethlehem EMS. Scher holds Series 63 and Series 65 licenses and is also a licensed insurance agent. Del-Sette Capital Management serves individuals, high-net-worth clients, trusts, and estates with discretionary investment management and comprehensive financial planning. The firm employs a long-term investment approach combining fundamental, technical, and cyclical analysis, and offers additional services including estate-planning facilitation, donor-advised fund support, insurance consulting, and tax preparation.

Glen Allen is a CFP® with 24 years of industry experience, currently advising at Del-Sette Capital Management, LLC since 2020. He previously worked at Charles Schwab and Charles Schwab Bank from 2015 to 2019. Del-Sette Capital Management serves individuals, high-net-worth clients, trusts, and estates with discretionary investment management and comprehensive financial planning. The firm combines fundamental, technical, and cyclical analysis to manage portfolios, and offers additional services including estate-planning facilitation, donor-advised fund support, insurance consulting, and tax preparation.

Hermes Del Sette III is a CFP® and Series 66 credentialed financial advisor with 14 years of industry experience. He is the founder of Del-Sette Capital Management, LLC, where he has been self-employed since 2012. In addition to his advisory role, he is also a licensed insurance agent. Del-Sette Capital Management serves individuals, high-net-worth clients, trusts, and estates by providing discretionary investment management and comprehensive financial planning. The firm employs a long-term investment approach that combines fundamental, technical, and cyclical analysis to select low-cost mutual funds, ETFs, and individual stocks, while also offering estate-planning facilitation, donor-advised fund support, and in-house tax and insurance consulting.

Todd Robertson is a financial advisor with A.G.P. / Alliance Global Partners in Altamont, NY, holding Series 63 and Series 66 licenses and 18 years of industry experience. He has worked at Euro Pacific Capital since 2008. A.G.P. / Alliance Global Partners provides advisory and brokerage services to individuals, trusts, corporations, pooled vehicles, and plan sponsors, offering portfolio management, financial planning, retirement-plan consulting, and capital markets services. The firm emphasizes international investing through its EPC Advisors Group and combines top-down macro themes with bottom-up security selection in various strategies.

William Mack is a financial advisor with PlanMember Securities Corporation and holds the ChFC® designation along with Series 63 and Series 65 licenses. He has 35 years of industry experience, including roles at LifePlan Wealth Management Group and a long tenure at PlanMember Securities Corporation since 2008. Mack is also the owner and president of Financial Institutions Services Corporation of America, an insurance marketing services firm. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm employs a top-down strategic asset allocation approach and manages risk-based mutual fund portfolios, delivering education and support services to plan sponsors and participants.

Kevin Eberz is a financial advisor with key Investment Services LLC, holding Series 63 and Series 66 designations and 15 years of industry experience. He has worked at key Investment Services LLC and KeyBank since 2016 and was previously employed by LPL Financial and First Niagara Bank from 2013 to 2016. Key Investment Services LLC offers wrap-fee advisory programs and model-driven investment options to a diverse client base, including individuals, trusts, estates, charities, corporations, and small businesses. The firm operates primarily through non-discretionary, model-based wrap programs and maintains committees to oversee third-party strategists and program suitability.

Barbara Becker is a financial advisor with Lincoln Investment in Fultonham, NY, holding a Series 63 license and 19 years of industry experience. She has been with Lincoln Investment Planning, Inc. since 2008. Lincoln Investment is an SEC-registered investment adviser and broker-dealer with approximately $18.9 billion in assets under management and a network of nearly 900 advisors. The firm serves individuals, employers, retirement plan participants, charitable organizations, corporations, and other registered investment advisers and trust companies, offering a range of services including financial planning, advisor-managed portfolios, and third-party manager access.

Pieter Burhans is a financial advisor at Key Investment Services LLC with 17 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at JP Morgan Securities, JP Morgan Chase Bank, Morgan Stanley, and Wells Fargo. Key Investment Services LLC offers wrap-fee advisory programs and model-driven investment options to a diverse client base, including individuals, trusts, estates, charities, corporations, and small businesses. The firm primarily operates through non-discretionary, model-based wrap programs and collaborates with third-party managers to implement investment strategies.

Gavin Jeffers is a financial advisor at Valic Financial Advisors with a Series 66 designation and one year of industry experience. Prior to joining Valic Financial Advisors, he attended Binghamton University and held positions at Colonie Country Club. He is also appointed as an agent to sell non-securities insurance products for AGIA. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, consulting, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Kyle Moffitt is a financial advisor at Goldman Sachs Wealth Services with six years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including LPL Financial, Goldman Sachs & Co. LLC, and The Ayco Company, L.P./Mercer Allied. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to a diverse client base, including individuals, high-net-worth households, corporate participants, and institutional clients. The firm leverages centralized investment resources and offers tailored solutions such as Executive Wealth and Private Family Office services within a large integrated financial group.

Brenda Brown is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 credentials and bringing 21 years of industry experience. Her background includes roles at LPL Financial, Desert Financial Wealth Management, and Financial Advocates. Outside of finance, she has worked part-time in retail sales at White House Black Market. Raymond James Financial Services Advisors, Inc. serves a diverse client base ranging from individual investors to institutional entities, providing financial planning and non-discretionary investment consulting. The firm emphasizes tailored financial plans developed through detailed client interviews and supports implementation through various account structures and outside managers.

William Vanevera is a financial advisor with Mass Mutual Investors Services and holds Series 63 and Series 65 credentials. He has 48 years of industry experience and has been with Mass Mutual Investors Services and MassMutual Life Insurance Company since 2001. Outside of his advisory role, he is involved in individual and group life and health insurance sales. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative, annual planning relationships that use firm-approved analytic tools.

Steven Herweyer is a financial advisor with LPL Financial in Schenectady, NY, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 19 years of industry experience, including prior roles at H. Beck, Inc. and Med America Inc. Herweyer serves as a trustee for a 401(k) plan and participates as a speaker in investment-related events. LPL Financial provides advisory and brokerage services to a wide range of clients, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers diverse investment solutions supported by an in-house research team, delivering both advisory and brokerage services through a large network of investment adviser representatives.

William Barry is a CFP® professional with seven years of industry experience, currently affiliated with LPL Financial. His prior roles include positions at Goldman Sachs & Co. LLC and The Ayco Company, L.P./Mercer Allied. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, banks, institutions, and high-net-worth households. The firm offers a wide range of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Jeffrey Simays is a financial advisor at Merrill with five years of industry experience and holds a Series 66 designation. He has worked at Merrill and Bank of America, N.A. since 2019. Prior to his current roles, he held various positions in the automotive industry from 2015 to 2019. Merrill serves a broad range of clients including individuals, retirement plans, corporations, and institutional clients by offering managed account programs, third-party manager selection, discretionary portfolio management, brokerage execution, and custody services. The firm emphasizes manager selection and monitoring through its CIO and platform oversight and integrates with Bank of America affiliates to support trading, lending, and capital-markets activities.

Travis Kellman is a CFP® professional with 19 years of industry experience, currently affiliated with LPL Financial. He previously worked at Next Financial Group, Inc. for seven years and Ameriprise Financial Services, Inc. for twelve years. LPL Financial provides advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team, combining large-scale advisory operations with non-advisory product offerings.

Gregory Mengel is a Series 66 credentialed financial advisor with 24 years of experience, currently serving at Thrivent Investment Management. He has been with Thrivent Financial for Lutherans and its investment management arm since 2002. Outside of his advisory work, he is a member of KGP Associates, LLC, which manages an office rental property. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based planning that covers a wide range of topics and allows clients to combine planning with managed-account programs via a consolidated billing option called WealthPlan.

Valerie Mosher is a financial advisor with J.P. Morgan Securities who holds Series 63 and Series 65 licenses and has 16 years of industry experience. Her career includes roles at Fisher Investments, Allstate Financial, and Cadaret, Grant & Co., Inc. among others. She is based in Schenectady, NY. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a network of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

David Hawley is a financial advisor with Thrivent Investment Management in Schenectady, NY, holding Series 63 and Series 66 licenses and possessing 41 years of industry experience. He has worked at Thrivent Financial for Lutherans since 2004 and with Thrivent Investment Management since 2002. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers comprehensive, goal-based planning across various financial and personal topics without discretionary trading authority and allows clients to combine planning with managed-account services under a consolidated billing option called “WealthPlan.”

Guillermo Trujillo is a financial advisor with Edward Jones in Glenville, NY, holding a Series 66 designation and 11 years of industry experience. He has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a wide range of advisory programs and investment strategies through a large network of financial advisors and branch offices.

Michael Powers is a CFP®-certified financial advisor with LPL Financial, based in Schenectady, NY. He has 31 years of industry experience and has been with LPL Financial since 2006. Outside of his advisory role, he works as a rideshare driver in upstate New York. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a variety of investment solutions supported by an in-house research team, delivering services through a large network of investment adviser representatives.

Steven Warren is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and four years of industry experience. His prior experience includes roles at The Vanguard Group, Inc. and Thrivent Financial. Warren serves on the board of directors for the Joan Nicole Prince Home, a nonprofit providing free bedside care to terminally ill individuals. Thrivent Investment Management serves individuals, families, businesses, and nonprofit clients by offering Dedicated Planning Services that address a wide range of financial planning topics. The firm provides goal-based analyses and combines planning with managed-account programs while maintaining separate service structures.

Ginger Barber is a financial advisor with Merrill in Albany, NY, holding a Series 66 designation and bringing nine years of industry experience. She has been with Merrill since 2013. Merrill serves a diverse client base including individuals, retirement plans, corporations, and institutional clients by offering managed account programs, third-party manager selection, discretionary portfolio management, and brokerage services. The firm emphasizes a range of program strategies and tax-efficient investment solutions, supported by integration with Bank of America affiliates and a broad capital markets platform.

Raymond Zegger is a CFP® professional based in Schenectady, NY, with 29 years of experience in the financial services industry. He has worked at LPL Financial since 2025, following a 25-year tenure at American Express Financial Advisors Inc. and three years at Next Financial Group, Inc. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, and institutions. The firm offers a wide range of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Joseph Daddario is a financial advisor at Cetera with 30 years of industry experience. He holds the Series 63 designation and has worked with Avantax Advisory Services and Avantax Insurance Agency for nearly three decades. Additionally, he operates JC Daddario LLC, a business involved in managing rental properties. Cetera Investment Advisers serves a diverse client base including individuals, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers a range of investment management and financial planning services, combining advisor-managed accounts, model portfolios, and third-party solutions alongside retirement and fiduciary capabilities.

Sean Mcallister is a financial advisor at LPL Financial with 18 years of industry experience. He holds a Series 63 designation and has previously worked at Cadaret, Grant & Co., Inc., and Leo T. McAllister, Inc. In addition to his advisory work, he serves as a coach for sports and fitness at Cobleskill Richmondville Central School District. LPL Financial provides advisory and brokerage services to a wide range of clients, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers various investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Frederick Winkler Jr. is a financial advisor with Cetera, holding a Series 63 designation and bringing 34 years of industry experience. Prior to joining Cetera in 2025, he worked at Avantax Advisory Services and NEXT Financial Group, and he has been president of Fred H. Winkler & Company CPA, PC since 1985. Outside of advisory work, he manages an accounting firm and serves as successor trustee for a long-time family friend’s revocable trust. Cetera Investment Advisers serves a diverse client base including individuals, high-net-worth clients, institutions, and retirement plans, offering portfolio management, financial planning, and fiduciary solutions through a large network of independent advisors. The firm combines retirement and fiduciary capabilities with a broad institutional platform and offers a range of advisory programs supported by affiliated model portfolios and third-party managers.

Leo Mcallister is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 51 years of industry experience. He previously worked at Cadaret, Grant & Co., Inc. for 36 years and has operated Leo T. Mcallister Inc. since 1997. Outside of advisory work, he is also licensed as a non-variable insurance agent. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team, combining large-scale advisory operations with insurance and annuity product offerings.

Grant Mengel is a Series 66-licensed financial advisor with Thrivent Investment Management in Schenectady, NY, bringing three years of industry experience. His background includes roles at Thrivent Financial and teaching positions at the University of Connecticut, Carleton College, and Guilderland High School. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm delivers goal-based financial planning across a broad range of topics and offers clients the option to combine planning with managed-account services under a consolidated billing structure, maintaining separate oversight of these services.