Aaron Wassenaar is a financial advisor at Action Point Retirement Group LLC with 18 years of industry experience. He holds a Series 66 designation and has worked at Fiduciary Financial Advisors since 2024, in addition to his role at Action Point Retirement Group since 2015. Action Point Retirement Group serves individual clients, including high-net-worth individuals, as well as sponsors of ERISA and non-ERISA retirement plans. The firm provides portfolio management, investment policy development, manager selection, plan benchmarking, and employee education through seminars and meetings, employing a mix of fundamental and technical analysis with a focus on non-discretionary account management.

Jason Goosen is a financial advisor at Rapids Financial LLC with seven years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Mutual Advisors, LLC, Eagle Strategies, and New York Life Insurance Company. Outside of his advisory role, he is a staff accountant at Brohl Tax & Accounting, PLLC, and a licensed insurance agent. Rapids Financial is a state-registered investment adviser offering discretionary wealth management and financial planning to individuals and high-net-worth clients. The firm uses a fundamental analysis approach to construct diversified portfolios primarily with low-cost mutual funds and ETFs, and it sponsors a wrap-fee program that consolidates transaction costs into a single asset-based fee.

How much can we safely spend? When should we take Social Security? How do we minimize taxes on everything we've saved? If questions like these keep you up at night, you're not alone. You've spent decades building wealth—now you need a plan to turn it into income that lasts. I specialize in tax-smart retirement income planning for families in-or-near retirement: Roth conversions, Social Security timing, pension decisions, and investing built for distribution—because retirement requires a different playbook than accumulation. How would we work together? It starts with a free Retirement Clarity Call where we dig into your situation and confirm we're a good fit. From there, we'll schedule a Blueprint Meeting where I'll walk you through your key challenges, opportunities, and a recommended strategy tailored to your retirement goals. You'll walk away with real clarity on how to lower your taxes, optimize your income, and retire with confidence—whether we end up working together or not. Tell me about your flat-fee membership model? Most advisors charge 1% of your assets—on a $2M portfolio, that's $20,000/year. I charge a flat $400/month for comprehensive planning, plus an optional 0.49% if you'd like us to manage investments. We start with planning first, and there is no requirement to move your assets to begin working together. No pressure. No hard sell. We're looking for long-term relationships, not transactions. If we're not the right fit, I'll gladly point you toward someone who is.

Gary Knapp is the sole advisor at Cornerstone Asset Management, LLC, an independent registered investment adviser based in Hudsonville, MI. He holds Series 63 and Series 65 designations and has 15 years of industry experience. Knapp has been with Cornerstone Asset Management since 2006. Cornerstone Asset Management provides personalized investment management and comprehensive financial planning to individuals, trusts, estates, charitable organizations, and business entities. The firm employs a planning-driven process focused on fundamental analysis for security selection, emphasizing an efficient-market perspective and avoiding short-term trading and market timing.

Steven Brohl is a CFP® professional and principal of Brohl Financial LLC in Grand Rapids, MI. He has prior experience in tax and accounting, currently providing tax services as a CPA through Brohl Tax & Accounting, PLLC. His previous roles include positions at Hungerford Nichols CPAs and Advisors and Alticor Inc. Brohl Financial LLC offers discretionary investment management and comprehensive financial planning for individual and high-net-worth clients. The firm focuses on diversified portfolios using low-cost mutual funds and ETFs, with an investment process grounded in fundamental analysis and a generally long-term orientation.

Tammera Nevins is a financial advisor at Freedom Financial Consulting with two years of industry experience. She holds a Series 66 designation and has previously worked at Thrivent Investment Management and Wells Fargo Advisors. Outside of finance, she works part-time as a bartender at Brewery 4Two4. Freedom Financial Consulting provides portfolio management and financial planning services to individuals, high-net-worth clients, and charitable organizations. The firm employs a combination of long-term trading, modern portfolio theory, and technical analysis, utilizing mutual funds, equities, fixed-income securities, ETFs, and Treasury inflation-protected securities.

Jeffery Mccormick is a financial advisor at Zephyr Advisers with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Beck Bode, LLC, Cetera Financial Specialists LLC, and Cetera Investment Advisors LLC. Outside of his advisory role, he owns and operates a garden nursery business. Zephyr Advisers provides wealth management, portfolio management, and financial planning services to individuals and retirement plan advisory services to plan sponsors. The firm focuses on long-term investment strategies using primarily low-cost, diversified ETFs and offers specialized ERISA 404(c) support and 3(21)-style retirement plan consulting.

Devon Albarez is a financial advisor at Integrity Financial Advisors, LLC with three years of industry experience. He holds a Series 65 designation and previously worked at Menards for ten years. Albarez is also an insurance agent affiliated with Integrity Financial Group, LLC, where he is involved in business planning, client services, and accounting related to securities and advisory services. Integrity Financial Advisors provides comprehensive financial planning and discretionary portfolio management to individuals, high-net-worth clients, families, and small businesses. The firm uses third-party platform providers and model portfolios to tailor asset allocations and plans to client objectives.

Maria Kuitula is a financial advisor at Wordhouse Wealth Coaching with 15 years of industry experience. She holds a Series 65 designation and has been with Wordhouse Wealth Coaching since 2012. The firm serves individual clients with ongoing wealth coaching, financial education, portfolio analyses, and coordination with third-party advisers. Wordhouse Wealth Coaching utilizes a Free Market philosophy and a proprietary FMIA/MRI process to develop globally diversified, evidence-based portfolios, operating in a co-advisory role while third-party RIAs handle investment management.

Craig Ackermann is a CFP® with 25 years of experience in financial advisory services. He is currently with Stewardship Trust Advisors and has held roles at several related firms, including Stewardship Estate Planning, Stewardship Advisory Group, and Ackerman Financial. Ackermann is also a licensed insurance agent offering insurance services alongside his advisory work. Stewardship Trust Advisors serves individuals, retirement plans, businesses, charitable organizations, trusts, and banks with asset management, financial planning, and fiduciary services. The firm employs a fundamental, long-term investment approach while allowing opportunistic short-term trades and utilizes third-party managers and block trade allocations when appropriate.

Kerby Wallick is a CFA® charterholder with 11 years of industry experience. He has been with StreamSong Advisors, LLC since 2014. StreamSong Advisors serves individual and high-net-worth clients as well as pension and profit-sharing plans, providing financial planning, investment management, and consulting services. The firm’s investment approach combines fundamental, technical, and cyclical analysis to establish long-term asset allocation targets with tactical flexibility tailored to client risk tolerance and goals.

Melissa Livasy is a financial advisor at Integrity Financial Advisors, LLC with 17 years of industry experience. She holds Series 63 and Series 65 licenses and has worked with Integrity Financial Advisors since 2017. In addition to her advisory role, she serves as president and office manager of Integrity Financial Group, LLC, where she is involved in business planning, client services, and accounting. Integrity Financial Advisors provides comprehensive financial planning and discretionary portfolio management to individuals, high-net-worth clients, families, and small businesses. The firm utilizes third-party platform providers and model managers for portfolio management and is transitioning to a wrap-program structure to deliver advisory services, trade execution, custody, and reporting under a single fee.

Mark Vanderpol is a CFP®, CFA®, and Series 65 credentialed advisor with 12 years of industry experience. He has been the managing member of Vanderpol Investments L.L.C. since 2013. Outside of advisory services, he is the managing member of Celestial Divide, an inheritance division assistance software company. Vanderpol Investments L.L.C. provides advisory services to individuals, high-net-worth clients, corporations, and employee benefit plans, managing approximately $108 million in discretionary assets. The firm employs a risk-graded model portfolio approach combined with fundamental and cyclical analysis, with a focus on small-cap, value-oriented equities and tax-aware strategies.

Adam Minor is a financial advisor at RBS Wealth Management with two years of industry experience. He holds a Series 66 designation and previously worked at Benjamin F. Edwards Wealth Management and several other firms. Outside of his advisory role, he is active as a Realtor with United Realty Services. RBS Wealth Management provides personalized financial planning and investment advisory services to individuals and entities, including high-net-worth clients, family offices, and qualified retirement plans. The firm employs a range of investment strategies and asset classes, combining fundamental and technical analysis to tailor portfolios to client objectives.

Matthew Mckeown is a financial advisor at Pearl Wealth Group with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at firms including Sandy Morris Financial Services and Questar Capital Corporation. In addition to his advisory role, he is a licensed insurance agent offering life insurance, Medicare, and annuity products in Florida and other states. Pearl Wealth Group serves individual and high-net-worth clients by providing portfolio management and financial planning, utilizing a range of analysis methods and offering access to third-party money managers and sub-advisors. The firm’s principals are also licensed insurance agents and employ unique practices such as fee-sharing arrangements and the use of specific custodians.

Michael O'Farrell is a financial advisor at StreamSong Advisors, LLC with two years of industry experience. He holds the Series 66 designation and has prior experience at Bank of America, Merrill Lynch, and Enterprise Holdings. StreamSong Advisors serves individual and high-net-worth clients as well as pension and profit-sharing plans, providing financial planning, investment management, and consulting services. The firm uses a combination of fundamental, technical, and cyclical analysis to tailor portfolios according to clients’ risk tolerance, time horizon, and liquidity needs.

Logan Fields is an investment advisor at Connected Financial Strategies LLC with two years of industry experience. He holds Series 63 and Series 65 licenses and has prior experience with Eagle Strategies (NY Life), NYLIFE Securities LLC, Brookstone Capital Management, and State Farm Insurance. Connected Financial Strategies LLC provides discretionary investment management, financial planning, and retirement-plan advisory services to individuals, high-net-worth clients, trusts, estates, businesses, and plan sponsors. The firm emphasizes a long-term investment approach using exchange-traded funds, mutual funds, stocks, and bonds, and offers ERISA-focused retirement plan consulting and oversight of independent managers.

Samuel Vasiu is a financial advisor at StreamSong Advisors, LLC with one year of industry experience. He holds a Series 65 designation and has previously worked at Northwestern Mutual and Legacy Financial. Outside of his advisory role, no additional business activities are noted. StreamSong Advisors serves individual and high-net-worth clients as well as pension and profit-sharing plans, providing financial planning, investment management, and consulting services. The firm employs a combination of fundamental, technical, and cyclical analysis to tailor portfolios according to clients’ risk tolerance, time horizon, and liquidity needs.

Todd Ackermann is a financial advisor at Stewardship Trust Advisors with 36 years of industry experience. He holds Series 63 and Series 66 licenses and has worked with several firms, including Stewardship Estate Planning and United Planners' Financial Services. In addition to his advisory role, Ackermann is a licensed insurance agent offering insurance services to clients. Stewardship Trust Advisors serves individuals, retirement plans, businesses, charitable organizations, trusts, and banks with asset management, financial planning, and fiduciary services. The firm employs a fundamental, primarily long-term investment approach while allowing opportunistic trading and utilizes both third-party managers and block trade allocations.

William Blackston is a financial advisor at Pearl Wealth Group with 14 years of industry experience. He holds a Series 65 designation and has worked previously at Sandy Morris Financial and Royal Fund Management, where he operated under Blackston Financial Advisory Group. In addition to his advisory role, he is a licensed insurance agent in Florida, offering life insurance, Medicare, annuities, and related services. Pearl Wealth Group serves individual and high-net-worth clients by providing portfolio management, financial planning, and access to third-party money managers and sub-advisors. The firm employs a range of investment analysis techniques and offers a variety of investment products, combining discretionary trading authority with documented client objectives.