Axel Hoogland is a financial advisor at Highland Wealth Management with seven years of industry experience and a Series 65 designation. He has worked at John Deere since 2012 as an engineer, which is separate from his advisory role. Highland Wealth Management serves individuals and families with fee-only, project-based, and hourly financial planning. The firm focuses on strategic asset allocation using passive index mutual funds and ETFs, emphasizing diversification, cost minimization, and simplification, while clients retain custody of their assets.

David Becker is a financial advisor at Keystone Wealth Management in Waterloo, Iowa, with 27 years of industry experience. He holds the Series 63 and Series 65 designations and previously worked at Purshe Kaplan Sterling Investments, Inc. from 2019 to 2023. In addition to his advisory role, Becker is licensed to sell fixed insurance products, including life insurance, annuities, and long-term care. Keystone Wealth Management serves individual and high-net-worth clients as well as small-business retirement plan sponsors, offering portfolio management, financial planning, and fiduciary retirement plan consulting. The firm emphasizes tailored investment strategies with mutual funds and fundamental analysis, provides ongoing account monitoring and reporting, and manages a high client load through aggregation and model-based reviews.

Daniel Fencl is a financial advisor with Fencl Advisory Services, LLC in Cedar Falls, IA, holding a Series 63 designation and over 40 years of industry experience. He has worked with ICM Financial Services, Inc. and Dominion Investor Services, Inc. for multiple decades and currently serves as CEO of ICM Financial Services, Inc. Fencl Advisory Services is a state-registered investment adviser that serves individuals, trusts, retirement plans, corporations, and other professional clients. The firm provides discretionary portfolio management and financial planning with a planning-driven, long-term buy-and-hold investment approach tailored to each client’s goals and risk tolerance.

Spencer Johnson is a financial advisor with Fencl Advisory Services, LLC, holding Series 63 and 65 licenses and nine years of industry experience. He has worked at Calton & Associates, Inc., ICM Financial Services, Dominion Investor Services, Inc., and Tanner Companies. Johnson is also the owner and president of ICM Financial Services, Inc., which provides administrative support and fixed insurance products primarily through Ash Brokerage. Fencl Advisory Services is a state-registered investment adviser serving individuals, trusts, retirement plans, corporations, and other professional clients. The firm emphasizes a planning-driven, long-term, buy-and-hold investment approach with customized portfolios that combine equities, bonds, fixed accounts, and other investment vehicles.

Jake Hoppes is a financial advisor at Cedar Valley Wealth Advisors with a Series 65 designation and one year of industry experience. His prior work includes roles at Beaver Hills Country Club, Golf Lab, LLC, Structure Real Estate LLC, and Pioneer Hi-Bred International Inc. Outside of advising, he is self-employed in a non-investment related office cleaning business. Cedar Valley Wealth Advisors provides discretionary portfolio management, employee benefit plan consulting, and IRA fiduciary services to individuals, trusts, pension and profit-sharing plans, and businesses. The firm employs a long-term, academic investment approach based on Modern Portfolio Theory, strategic asset allocation, and tax-aware implementation.

Howard Dobson Jr. is a CFP® professional with 45 years of industry experience. He has been with American Financial Management, Ltd. since 1983 and previously worked at several related firms including American Financial Securities, Inc. and Investors Professional Services Inc. Outside of his advisory work, Dobson is an author and speaker, managing book sales and speaking engagements through a related entity. He is also a member of the Million Dollar Round Table, volunteering on various committees and its charitable foundation. American Financial Management, Ltd. serves individual investors, retirement plans, trusts, and corporate entities by providing discretionary asset allocation, portfolio management, and financial planning services. The firm employs a modern-portfolio approach using multiple analysis methods and offers specialized services such as participant account management through third-party platforms and RIA-to-RIA technology consulting.

Michael Dunlop is a CFP® with nine years of industry experience, currently affiliated with Ignite Financial. He has worked at Benchmark Financial since 2021 and serves as a Senior Credit Analyst at Viking Pump, where he has been employed since 2019. Prior to these roles, he was at the University of Northern Iowa from 2016 to 2019. Ignite Financial is a state-registered investment adviser serving a diverse client base including institutional and individual investors. The firm employs a primarily passive, index-fund investment approach grounded in Modern Portfolio Theory, along with additional analytical methods and the capability to recommend outside managers.

Karla Hoppes is a CFP® with 24 years of industry experience, currently serving at Cedar Valley Wealth Advisors since 2010. She holds a Series 65 license and provides financial advisory services from Cedar Falls, IA. In addition to her advisory role, she contributes occasional support to Touchstone Tax & Accounting, a CPA firm offering accounting and tax planning services. Cedar Valley Wealth Advisors offers discretionary portfolio management, employee benefit plan consulting, and IRA fiduciary portfolio services to individuals, trusts, pension and profit-sharing plans, and businesses. The firm employs a long-term, academic investment approach based on Modern Portfolio Theory, strategic asset allocation, and tax-aware implementation.

Casey Redmond is a CFP® professional with eight years of industry experience, currently affiliated with Ignite Financial in Cedar Falls, IA. He has been involved with Peeling Back Layers since 2017 and Don Bosco Catholic High School since 2014. Ignite Financial is a state-registered investment adviser serving a diverse client base that includes institutional clients, charitable organizations, and individual investors. The firm employs a primarily passive, index-fund investment approach grounded in Modern Portfolio Theory, complemented by fundamental and technical analyses and due diligence on outside managers.

Robert Heaton is a financial advisor with Cedar Valley Wealth Advisors in Cedar Falls, IA, holding a Series 63 designation and 24 years of industry experience. He has been with Cedar Valley Wealth Advisors since 2001 and also serves as managing member of Cedar Valley Tax & Accounting, a non-investment related CPA firm, since 2014. Additionally, he consults for Touchstone Tax & Accounting, providing income tax compliance and accounting services. Cedar Valley Wealth Advisors offers discretionary portfolio management, employee benefit plan consulting, and IRA fiduciary portfolio services to individuals, trusts, and businesses. The firm employs a long-term, academic investment approach based on Modern Portfolio Theory and strategic asset allocation, incorporating tax-aware implementation and individualized trading strategies.

David Beaty is a ChFC® credentialed financial advisor with 39 years of industry experience. He is the principal of Heartland Financial Services, Ltd. in Cedar Falls, IA, where he has worked since 1999. Prior to this, he was affiliated with GWN Securities Inc. and Heartland Marketing Resources. Beaty serves as a board member for the Heast Center for the Arts. Heartland Financial Services is a state-registered investment adviser that provides financial planning and consulting services to individuals, high-net-worth clients, and small businesses. The firm emphasizes long-term purchase strategies using mutual funds and ETFs and delivers tailored written plans without managing client assets on a discretionary basis.

Ryan Hervey is a financial advisor at Accel Wealth Management with 12 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Northwest Wealth Management LLC for nine years before joining Accel Wealth Management in 2022. Accel Wealth Management is a registered investment adviser serving individuals, high-net-worth clients, trusts and estates, pension and profit-sharing plans, and business entities. The firm uses a total portfolio approach focused on disciplined, diversified allocation, long-term holdings, and risk management strategies including options and structured notes.

Caleb Schmidt is a financial advisor at Dynamic Financial Group with 13 years of industry experience. He holds a Series 66 designation and has worked at Dynamic Financial Group since 2017, following prior roles at Cetera Advisors LLC and Financial Resource Advisors. Outside of his advisory work, Schmidt is president of Schmidt Financial Services, Inc., and also works as an insurance agent selling life, health, and long-term care insurance. Dynamic Financial Group advises individuals, high-net-worth clients, trusts, estates, charitable organizations, and business entities, managing $474 million in discretionary assets. The firm employs a range of investment strategies including fundamental, technical, and cyclical analysis, and offers comprehensive portfolio management and financial planning through a four-advisor team.

Juan Garcia Heredia is a Series 65-licensed advisor at Accel Wealth Management with one year of industry experience. Prior to joining Accel, he worked at Elmcrest Country Club and GM Financial. Outside of finance, he owns and manages the Vega Sports Academy, a sports coaching business. Accel Wealth Management serves individuals, high-net-worth clients, trusts, estates, pension and profit-sharing plans, and business entities. The firm uses a disciplined, diversified “total portfolio” approach focused on long-term investments and employs tools like options and structured notes for risk management.

Mitchell Cook is a financial advisor at Accel Wealth Management with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including The O.N. Equity Sales Company, Ohio National Financial Services, Unified Trust Company, HKFS, and ProEquities Inc. Outside of his advisory role, he is involved in educating and consulting clients on insurance and annuity products. Accel Wealth Management is a registered investment adviser serving individuals, high-net-worth clients, trusts and estates, pension and profit-sharing plans, and business entities. The firm employs a total portfolio approach focused on disciplined, diversified allocations with a primary emphasis on long-term investments and periodic rebalancing.

Scott Durscher is a financial advisor at Accel Wealth Management with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at multiple firms, including Brokers International Financial Services and Rda Financial Network, Inc. Outside of advisory work, he is part owner of Accel Holdings Inc, the parent company of Accel Wealth Management and The Accel Group, and volunteers with the Bremer County Conservation Board Support Group. Accel Wealth Management LLC serves individuals, high-net-worth clients, trusts and estates, pension and profit-sharing plans, and business entities. The firm employs a “total portfolio” approach focused on disciplined, diversified allocations and long-term strategies, and offers services that include discretionary portfolio management, financial planning, pension consulting, and employee financial education.

Michele Krueger is a financial advisor at Accel Wealth Management with 25 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at firms including Integrity Alliance, LLC and Cambridge Investment Research, Inc. Accel Wealth Management is a registered investment adviser serving individuals, high-net-worth clients, trusts and estates, pension and profit-sharing plans, and business entities. The firm employs a disciplined, diversified “total portfolio” approach focused on long-term allocations and risk management, offering services such as discretionary portfolio management, financial planning, and pension consulting.

Todd Manternach is a ChFC® with 38 years of industry experience and is currently a financial advisor at Accel Wealth Management. He has previously worked at Brokers International Financial Services, Ameritas Investment Corp, Premier Advisors LLC, and has owned Manternach & Associates since 2002, where he focuses on retirement planning and non-securities business. Accel Wealth Management serves individuals, high-net-worth clients, trusts and estates, pension and profit-sharing plans, and business entities. The firm employs a total portfolio approach emphasizing disciplined, diversified allocations tailored through written investment policy statements, with a focus on long-term holdings and periodic rebalancing.

Darren Yoder is a financial advisor with Dynamic Financial Group in Cedar Falls, Iowa, holding a Series 66 designation and 22 years of industry experience. He has worked at Dynamic Financial Group since 2017, following a prior role at Cetera Advisors LLC from 2013 to 2017. In addition to his advisory work, he operates as an independent insurance agent. Dynamic Financial Group serves individuals, high-net-worth clients, trusts, estates, charitable organizations, and business entities, providing comprehensive portfolio management and financial planning through a team of four advisors managing over $474 million in discretionary assets. The firm employs a combination of fundamental, technical, and cyclical analysis across a wide range of investment strategies with continuous monitoring and rebalancing.

Jason Willenborg is a financial advisor with Accel Wealth Management, holding Series 63 and Series 66 licenses and 19 years of industry experience. He previously worked at Brokers International Financial Services, Premier Advisors, and Ameritas Investment Corp. In addition to his advisory role, he is licensed as an independent insurance agent to sell fixed insurance products. Accel Wealth Management serves individuals, high-net-worth clients, trusts and estates, pension and profit-sharing plans, and business entities. The firm employs a total portfolio approach focused on disciplined, diversified allocations tailored through written investment policy statements and utilizes tools such as options and structured notes for risk management.