Harriet Higgins is the sole advisor at Mayflower Capital, an independent investment advisory firm based in Cortland, NY. She holds Series 63 and Series 65 licenses and has 12 years of industry experience, including her entire advisory career at Mayflower Capital since 2014. Outside of her advisory work, she also works as a part-time ski instructor at Greek Peak Mountain Resort. Mayflower Capital provides portfolio management and financial planning services to individuals, families, estates, trusts, charitable organizations, and certain business entities. The firm emphasizes diversification, asset allocation, and limited portfolio turnover, with investment decisions supported by research through Charles Schwab and Morningstar.

Logan Crandall is a financial advisor at Pragmatic Advisors, LLC with a Series 65 credential and experience dating back to 2021. His prior roles include positions at Northwestern Mutual, C&A Accounting, and Clark CPA PC. He also worked at Le Moyne and Hhs before entering the advisory field. Pragmatic Advisors provides portfolio management and investment services to individuals, pension and profit-sharing plans, and business entities, focusing on fundamental analysis and modern portfolio theory. The firm operates primarily on a non-discretionary basis, implementing portfolio changes only with client approval and typically recommending mutual funds, hedge funds, and private equity funds.

Angela Oneill is a CFP® professional with 26 years of experience in financial planning. She has been with New Horizon Financial Strategies, LLC since 2019 and previously worked at Comprehensive Asset Management & Servicing, Inc. from 2011 to 2019. Outside of her advisory role, she assists with bookkeeping for a family-owned winery. New Horizon Financial Strategies serves a diverse client base including individuals, retirement plans, trusts, and businesses. The firm employs a long-term investment approach utilizing model portfolios and third-party managers, and offers integrated accounting and advisory services through a coordinated team of advisors.

Kevin Tarnovski is a financial advisor at New Horizon Financial Strategies, LLC in Ithaca, NY, holding a Series 65 designation with three years of industry experience. He has worked at New Horizon Financial Strategies since 2016 and previously spent three years at Bloomberg L.P. New Horizon Financial Strategies serves individual clients, retirement plans, trusts, estates, charities, and businesses, offering a range of financial planning and investment advisory services. The firm employs a long-term investment approach using fundamental and technical analysis and integrates accounting and advisory services through its affiliation with an accounting practice.

Paul Strebel is a CFP® with five years of experience at New Horizon Financial Strategies, LLC. He has held professional roles including CPA at Paul A. Strebel, CPA PC since 1995 and partner at Strebel & Strebel, CPAs since 1986. Outside of his financial advising career, he is a partner in a business coaching venture and owns a memorial jewelry business. New Horizon Financial Strategies serves individual investors, retirement-plan sponsors, and institutional clients by providing financial planning, portfolio management, and retirement-plan consulting. The firm’s investment approach integrates fundamental and technical analysis, employs both long- and short-term strategies, and incorporates tax and accounting expertise through affiliated CPA professionals.

Jacob Morenus is a financial advisor with Equitable Advisors in Syracuse, NY, holding Series 63 and Series 66 licenses and three years of industry experience. Prior to joining Equitable Advisors in 2022, he worked in real estate and property management and has experience with youth sports organizations and educational institutions. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and various third-party asset managers. The firm employs a hybrid referral and implementation model that leverages external platforms and offers tailored advisory services based on client goals, risk tolerance, and time horizon.

Laurence Claudia is a financial advisor at Commonwealth Financial Network with 25 years of industry experience. He previously worked for Edward Jones for 20 years and has been involved with several other firms, including River Oaks Associates, Fallen Oaks Associates, and Overnite Associates. He holds a Series 63 designation. Laurence also engages in fixed insurance sales as a minor part of his business activities. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and back-office services, including investment management, compliance, and technology support, allowing advisors discretion in portfolio construction alongside managed model portfolios.

Rose Claudia is a financial advisor with Commonwealth Financial Network and Treadstone Wealth Advisors, holding a Series 63 designation and 25 years of industry experience. She worked at Edward Jones for 20 years before joining her current firms in 2020. Rose is also the owner of Treadstone Wealth Advisors. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors with advisory programs, wealth management, and retirement plan consulting. The firm provides operational, trading, technology, investment management, compliance, and practice-management support while enabling advisors to construct client portfolios using a broad range of securities and insurance products.

Edward Carlson is a financial advisor with LPL Financial in Auburn, NY, holding Series 63, 65, and 66 licenses and 14 years of industry experience. His work history includes roles at Chemung Canal Trust Company, Citizens Securities Inc., Visions Analysis LLC, Visions Investments LLC, PNC Investments LLC, and Key Investment Services LLC. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Adam Bruculere is a financial advisor at Edward Jones in Cortland, NY, holding the CFP® and Series 66 designations with five years of industry experience. Prior to joining Edward Jones in 2020, he worked at Tala Bistro and Prime @ Saratoga National. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages over $1 trillion in assets and offers a range of discretionary and non-discretionary investment strategies, alongside affiliated mutual funds and tax-efficient services, operating under a fiduciary standard.

Michael Foster is a financial advisor with Cetera and holds a Series 66 designation. He has been with Cetera and its affiliated firms since 2026. His prior experience includes roles at the Young Women's Christian Association, St. John Fisher University, and the Onondaga County Finance Department. Cetera Investment Advisers LLC serves a diverse client base, including individuals, corporations, retirement plans, charitable organizations, and institutions, offering a range of portfolio management, financial planning, and consulting services through an extensive network of independent advisors.

Jay Sullivan is a financial advisor with Mass Mutual Investors Services in Cortland, NY, holding a Series 63 designation and bringing 20 years of industry experience. His career includes roles at Metlife Securities and Metropolitan Life Insurance Company before joining Mass Mutual. MML Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative, goal-based planning without discretionary investment authority.

Aidan Carpenter is a financial advisor at LPL Enterprise with a Series 66 credential and one year of industry experience. His prior work includes roles at The Prudential Insurance Company of America, Pruco Securities LLC, and various positions in education and coaching. Outside of his advisory work, Carpenter coaches basketball at Mater Dei Academy and serves as a music instructor at the YMCA. LPL Enterprise provides advisory services through a large network of investment adviser representatives to a diverse client base, offering financial planning, access to model portfolios, and third-party asset management programs. The firm serves individuals, retirement plans, charitable organizations, and corporate clients with advice centered on model portfolios and discretionary implementation through their wrap and TAMP programs.

John Baringer Jr. is a CFP® professional with 40 years of industry experience, currently serving at Ameriprise since 2005. He holds Series 63 and Series 65 licenses. Outside of his advisory role, he serves on the Finance Committee of the YMCA in Cortland, NY. Ameriprise offers retirement-income planning services primarily for individuals with significant investable assets, combining research and modeling with tax-efficient strategies. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Tracy Buisch is a financial advisor with Ameriprise in Cortland, NY, holding a Series 66 designation and 16 years of industry experience. She has been with Ameriprise since 2008, including time at Kimberly Cawley Ameriprise Financial. In addition to her advisory role, she is involved in independent insurance brokering, specializing in Universal Life and Whole Life policies. Ameriprise offers a retirement-income planning service designed for clients approaching or in retirement with significant investable assets, providing tailored reports on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and algorithmic tools to deliver personalized, non-discretionary retirement recommendations.

Eric Schneider is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has been with LPL Financial since 2008. Outside of his advisory role, he operates Schneider Financial LLC, providing non-variable insurance products including fixed annuities and life insurance. LPL Financial serves a diverse client base including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a wide range of advisory and brokerage services supported by in-house research and model portfolios, delivering customized investment solutions through its extensive network of investment adviser representatives.

Allison Barden is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. She previously worked at Cadaret, Grant & Co., Inc., Morgan Stanley, and Wells Fargo Advisors LLC. Outside of finance, Allison is involved in a family manufacturing business and works as a riding instructor at Lone Birch Stables. LPL Financial serves a diverse client base including individual investors, retirement plans, institutions, and high-net-worth households, offering a range of advisory and brokerage services supported by an in-house research team and a variety of investment solutions.

Thomas Cannon III is a financial advisor with LPL Enterprise, holding a Series 66 designation and beginning his advisory career in 2025. Prior to joining LPL Enterprise, he spent seven years at Tompkins Community Bank and has experience with the Mental Health Association of Tompkins County and Moody Bible Institute. He serves as a board member for the nonprofit Cortland Loaves & Fishes. LPL Enterprise provides advisory services to a wide range of clients, including individuals, retirement plans, charitable organizations, and corporate clients, offering financial planning, consulting, and access to model portfolios and third-party asset management programs.

Alfred Saracene is a financial advisor at Ameriprise with 16 years of industry experience. He holds a Series 66 designation and has been with Ameriprise and its affiliates since 2009. Outside of his advisory role, he owns Strategic Concepts Group, LLC, a holding company for a financial planning practice, and is involved in leadership and management through Strategic Concepts Group. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to develop personalized Recommendation Reports. As a large institutional firm, Ameriprise provides a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Tyler Krowiak is a financial advisor at Edward Jones with six years of industry experience. He holds a Series 66 designation and has worked at Edward Jones since 2019. Prior to this, he was involved with Lesko Financial Services and had roles outside finance, including at Krooked Tusker Distillery and Dave Kaz Baseball. Edward Jones is a full-service wealth management firm serving individual and institutional clients, managing approximately $1.01 trillion in assets through a nationwide network of over 23,700 advisors. The firm offers a range of investment strategies and affiliated financial products, operating under a fiduciary standard.

Kimberly Cawley is a financial advisor at Ameriprise with 29 years of industry experience. She has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Outside of her advisory role, she owns a horse ranch and serves on the board of directors for Chadwick Residence. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, using a centralized consulting team to deliver tailored, non-discretionary recommendations that integrate tax-efficiency and adaptive withdrawal strategies. The firm offers a broad range of advisory, brokerage, and insurance solutions through its institutional platform.

Robert Buisch is a financial advisor at Ameriprise with three years of industry experience. He has been with Ameriprise since 2018 and previously worked at Moes Southwest Grill for three years. He holds a Series 66 designation and is based in Watkins Glen, NY. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports. The firm also offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Jason Cicioni is a financial advisor at Edward Jones with 27 years of industry experience. He holds the CFP® designation along with Series 63 and Series 66 licenses. He has been with Edward Jones since 1998. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Robert Landis is a CFP® with eight years of industry experience, currently serving as a financial advisor at Edward Jones since 2017. Prior to joining Edward Jones, he was self-employed for one year and served twenty years in the U.S. Navy. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations, with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices nationwide.

Bret Hartman is a financial advisor with Cetera, holding a Series 66 designation and 20 years of industry experience. He has worked at firms including LPL Financial and NBT Bank and currently owns Upskill Wealth Management and Upskill Tax Services, where he provides financial and tax services. Cetera Investment Advisers serves a diverse client base including individuals, high-net-worth clients, institutions, and retirement plans through a large network of independent advisors, offering portfolio management, financial planning, fiduciary solutions, and access to third-party managers across various program structures.