Michael Ringler is a financial advisor with HBKS Wealth Advisors in Fredonia, NY, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. His prior roles include positions at Northwestern Mutual and Purshe Kaplan Sterling Investments. He serves as a board member of the Chautauqua County Community Center. HBKS Wealth Advisors serves individual and institutional clients with personalized investment management, financial planning, and pension consulting, employing a broad range of strategies without specializing in any single investment area. The firm offers discretionary portfolio management using proprietary models and multiple platform arrangements, along with affiliated businesses providing accounting, insurance, and sub-advisory services.

James Arcoraci is a financial advisor with HBKS Wealth Advisors in Fredonia, NY, holding a Series 63 designation and bringing 31 years of industry experience. He has worked with HBKS Wealth Advisors since 2016 and previously served at Raymond James Financial Services from 2010 to 2016. Outside of advisory services, he is active as an insurance agent with HBK Sorce Insurance LLC. HBKS Wealth Advisors serves individuals, retirement plans, and institutional clients, offering personalized investment management, financial planning, and pension consulting. The firm employs tailored portfolios managed on a discretionary basis using multiple platform arrangements and a broad range of investment strategies.

Lawrence Fiorella is a financial advisor at HBKS Wealth Advisors with 20 years of industry experience. He holds a Series 66 designation and has been with HBKS Wealth Advisors since 2016. In addition to his advisory role, Fiorella serves as an insurance agent at HBK Sorce Insurance LLC and is a general voting board member of the Southern Chautauqua Federal Credit Union. HBKS Wealth Advisors provides personalized investment management, financial planning, and pension consulting to individuals, retirement plans, and institutional clients. The firm employs a broad range of strategies and offers tailored portfolios managed on a discretionary basis using proprietary models, sub-advisors, and multiple platform arrangements.

Gerald Hall is a financial advisor with HBKS Wealth Advisors in Fredonia, NY, holding Series 63 and Series 65 licenses and having 31 years of industry experience. He has worked at HBKS Wealth Advisors and associated firms since 2016, with prior experience at Raymond James Financial from 2002 to 2016. Outside of his advisory role, Hall is involved as an insurance agent with HBK Sorce Insurance. HBKS Wealth Advisors serves a diverse client base including individuals, retirement plans, and institutional clients, offering personalized investment management and financial planning. The firm employs a broad range of investment strategies and maintains a cluster of affiliated businesses that support its advisory services.

Shania Uhteg is a financial advisor with HBKS Wealth Advisors, holding a Series 65 credential and two years of industry experience. She has worked with HBKS Wealth Advisors since 2020 and is also involved with HBK Sorce Insurance LLC. Outside of her advisory role, she serves as a director of the Arcade Area Chamber of Commerce. HBKS Wealth Advisors serves individual clients, retirement plans, and institutional clients, offering personalized investment management, financial planning, and pension consulting. The firm uses tailored portfolios managed on a discretionary basis and provides a broad range of investment strategies without specializing in any single area.

Luke Buehler is an investment advisor representative with NWF Advisory Services, Inc. He holds Series 63, Series 65, and Series 66 credentials and has 39 years of industry experience. His prior roles include positions at Cetera Advisors LLC, First Allied Advisory Services, and Summit Wealth Management, among others. Outside of advisory work, he volunteers with the SUNY Fredonia Technology Incubator Mentor Program and serves on the finance committee of the Luca S Calanni Foundation, a nonprofit supporting underprivileged children in Western New York. NWF Advisory Services, Inc. provides portfolio management and financial planning primarily to individual and high-net-worth clients, along with retirement plan consulting and trust and estate services. The firm offers a Wealth Management Platform that includes advisor-managed portfolios, model portfolios, and SMA/UMA solutions, emphasizing strategic long-term investing with both discretionary and non-discretionary account options.

Kevin Astry is a financial advisor with HBKS Wealth Advisors, holding a Series 66 designation and 16 years of industry experience. He has been with HBKS Wealth Advisors and its affiliated entities, including Purshe Kaplan Sterling Investments and HBK Sorce Insurance LLC, since 2016. Prior to that, he worked at Comprehensive Wealth Solutions from 2010 to 2016. HBKS Wealth Advisors serves individual clients, retirement plans, and institutional clients by providing personalized investment management, financial planning, and pension consulting. The firm uses a broad range of investment strategies and multiple platform arrangements, managing accounts primarily on a discretionary basis.

Jacob Buehler is a financial advisor at NWF Advisory Services Inc with four years of industry experience. He holds a Series 66 designation and has previously worked at Cetera Advisors LLC, First Allied Securities, Inc., and LocalEdge, a Hearst Media Services Company. Outside of his primary role, he is involved with Specific Solutions LLC, an insurance agency. NWF Advisory Services, Inc. provides portfolio management and financial planning primarily to individual and high-net-worth clients, offering retirement plan consulting, trust, and estate services. The firm employs a strategic long-term investment approach through an open-architecture platform that includes advisor-managed and third-party model portfolios.

John Chiavetta is a ChFC® credentialed financial advisor with 38 years of experience, currently affiliated with GWN Securities Inc. since 2004. He serves as financial secretary for the Parish of Our Lady PNCC and is a committee member of the OLMC Cemetery Association in Brant, NY. GWN Securities is an SEC-registered investment adviser and broker-dealer providing discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios for individual and business clients. The firm manages approximately $3.65 billion across more than 37,000 accounts, offering a range of managed account programs with both traditional and active investment strategies.

Joseph Gugino is a financial advisor with Commonwealth Financial Network, holding CFP® and Series 66 designations and bringing 16 years of industry experience. His prior work includes roles at MetLife Securities Inc. and New England Securities. He is also the owner of Gugino Wealth Management, Inc., a private entity facilitating securities, advisory, and insurance business. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their retail and institutional clients, providing advisory programs, wealth management, and retirement plan consulting. The firm supports affiliated advisors with operations, trading, technology, investment management, compliance, and practice-management services.

Jacqueline Byrne is a financial advisor at Rockefeller Financial LLC with 33 years of industry experience. She holds the Series 63 and Series 66 designations and has worked at firms including Merrill and UBS Financial Services. Byrne is based in Angola, NY. Rockefeller Financial LLC serves ultra-high and high-net-worth individuals, families, family offices, charities, corporations, and retirement plans by providing wealth management, financial planning, portfolio management, and retirement plan consulting. The firm offers integrated services through affiliated trust and insurance entities, access to alternative and private investments, and a designated Private Advisor model to implement tailored strategies.

Stephanie O'dell is a financial advisor with HSBC Securities (USA) Inc. and holds Series 63 and Series 66 designations. She has 19 years of industry experience, including 12 years with HSBC Securities and HSBC Bank USA. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary program types. The firm employs a multi-profile investment process combining strategic and tactical asset allocation with ongoing fund due diligence and monitoring.

David Dunning III is a CFP® professional with nine years of industry experience, currently affiliated with Commonwealth Financial Network. His prior roles include positions at LPL Financial and Private Advisor Group, LLC. He is the owner of Chadwick Bay Financial Services, through which he dedicates most of his business hours. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, providing a variety of advisory programs and back-office support including operations, trading, technology, and compliance. The firm offers discretionary model portfolios and multiple program structures designed to support affiliated advisors in delivering tailored investment advice.

Jason Carlin is a financial advisor at Key Investment Services LLC with 19 years of industry experience. He holds Series 63 and Series 66 designations. His prior experience includes roles at First Niagara Securities, LPL, KeyBank, and various positions within Key Investment Services dating back to 2012. Key Investment Services LLC offers wrap-fee advisory programs and model-driven investment options to a diverse client base, including individuals, trusts, estates, charities, corporations, and small businesses. The firm operates primarily through non-discretionary, model-based wrap programs and maintains committees to oversee third-party strategists and program suitability.

Joel Muth is a financial advisor with Edward Jones in Fredonia, NY, holding a Series 66 designation and 19 years of industry experience. He has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,000 advisors and 15,000 branch offices.

Eric Ferry is a CFP® professional with 19 years of industry experience, currently affiliated with LPL Financial since 2025. He has worked at Next Financial Group Inc since 2013. Outside of his advisory work, he is involved in managing a business entity for tax and investment purposes. LPL Financial provides advisory and brokerage services to a diverse client base that includes individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a range of financial planning and asset management solutions supported by an in-house research team and a large network of investment adviser representatives.

Joseph Loschiavo Jr. is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 20 years of industry experience. He has been with LPL Financial since 2021 and has concurrently worked with M&T Securities since 2012. LPL Financial provides advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a range of advisory solutions supported by an in-house Research team that constructs model portfolios and provides strategic and tactical investment implementations.

Romer Mendez is a financial advisor with LPL Financial in Silver Creek, NY, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. His career includes positions at M&T Bank, M&T Securities, and Axa Advisors. Outside of his advisory work, he is involved with WNY Flag Football. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of financial planning and portfolio management solutions supported by an in-house research team and a broad platform that combines advisory and brokerage services.

John Cuddihy is a financial advisor with LPL Financial in Dunkirk, NY, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He previously worked at INVEST Financial Corporation from 2013 to 2018 before joining LPL Financial. LPL Financial provides advisory and brokerage services to a wide range of clients, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers diverse delivery options such as financial planning, model-portfolio advisory programs, and third-party asset management, supported by an in-house research team that develops various strategic and tactical investment models.

Sally Venditti is a financial advisor at Morgan Stanley with 25 years of industry experience. She has been with Morgan Stanley Smith Barney since 2011 and holds Series 63 and Series 66 licenses. Outside of her advisory role, she is an independent stylist with Color Street LLC, a retail and online sales business. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs and financial planning services supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial plans.

Monica Loretto is a financial advisor at UBS Financial Services with 25 years of industry experience. She has been with UBS since 1997 and holds a Series 63 designation. Outside of her advisory role, she is involved with Meyers RV Superstore, where she assists with the preparation of recreational vehicles for sale. UBS Financial Services serves individual, corporate, and institutional clients by combining brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor client strategies.

Victor Tomasulo III is a financial advisor with Mass Mutual Investors Services in Lake View, NY. He holds the Series 63 designation and has 29 years of industry experience. He has been with MML Investor Service Inc and MassMutual since 2005. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring planning engagements as annual collaborative relationships using firm-approved analytical tools.

Lorie Crowell is a financial advisor with LPL Financial in Fredonia, NY, holding a Series 66 designation and three years of industry experience. Her prior work includes roles at Community Bank, Krispy Kreme, Vaco LLC, and Canteen Vending Services. LPL Financial provides advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of financial planning and investment management solutions supported by an in-house research team and a large network of investment adviser representatives.

Richard Andersen is a financial advisor with LPL Financial in Fredonia, NY, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. He previously worked at INVEST Financial Corporation for five years before joining LPL Financial in 2018. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of financial planning, model-portfolio advisory programs, and third-party asset management solutions through a large network of investment adviser representatives.

Matthew Newman is a financial advisor at LPL Financial with a Series 66 designation and four years of industry experience. His prior roles include positions at Next Financial Group and Equitable Advisors, LLC. LPL Financial provides advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and a large network of investment adviser representatives.