John Moss is a CFP® with 23 years of industry experience and the principal of JTM Wealth Management, Inc. in Windham, NY, where he has worked since 2016. Prior to that, he held roles at 1st Global Insurance Services, 1st Global Advisors, and 1st Global Capital Corp. He is also a licensed CPA and provides tax preparation and accounting services through his own practice. JTM Wealth Management, Inc. is an independent, single-advisor firm serving individual clients with discretionary portfolio management and written financial planning. The firm employs a long-term, Modern Portfolio Theory–based approach using diversified, model-based portfolios aligned with client risk tolerance and objectives.

Kathleen Godfrey is the sole owner of Godfrey Financial Associates, Inc. in Glenmont, NY, where she has worked since 1995. She holds Series 63 and Series 65 licenses and has seven years of industry experience. Her firm serves individuals, including high-net-worth clients, as well as corporations and business entities, providing discretionary portfolio management and financial planning services. The firm uses a national custodian platform and offers customized portfolios that include exchange-listed securities, mutual funds, ETFs, and fixed income, with both long- and short-term strategies.

Ruth Maresca is a financial advisor at Godfrey Financial Associates, Inc. with 21 years of industry experience. She holds Series 63, Series 65, and Series 66 licenses and has worked at firms including LPL Financial, CUNA Brokerage Services, and Key Investment Services. Outside of her advisory role, she serves as an alternate trustee for Demberg Farm LLC and is a certified notary public. Godfrey Financial Associates serves individuals, including high-net-worth clients, as well as corporations and business entities, offering discretionary portfolio management and financial planning. The firm customizes portfolios across various asset classes and employs both long- and short-term strategies, while also providing access to licensed insurance products through its representatives.

Kathleen Peer is a financial advisor at SAGE 360 Advisors LLC with 30 years of industry experience. She holds a Series 63 designation and has worked at Peer Law Firm since 2011 while also serving at Sage360 Advisors since 2007. Outside of financial advising, she is an investor in Coalbed Methane Solutions LLC, a company that develops and manufactures down-hole sensor equipment for oil and gas wells. SAGE 360 Advisors serves individual and high-net-worth clients, as well as trusts and estates, managing approximately $21 million for about two dozen households. The firm provides portfolio management and financial planning services, primarily using fundamental analysis and a variety of investment strategies, and maintains a mostly non-discretionary management approach.

Tiffany Soricelli is a financial advisor with Godfrey Financial Associates, Inc. and holds Series 63 and Series 65 licenses, with nine years of industry experience. Her prior roles include positions at Virtuoso Asset Management LLC, Marshall & Sterling Wealth Advisors, LPL Financial, and Northwestern Mutual. Outside of financial advising, she owns Virtuoso Advising for Artists, a career coaching business for singers, musicians, and creatives. Godfrey Financial Associates serves individuals, including high-net-worth clients, as well as corporations and other business entities, offering discretionary portfolio management and financial planning. The firm customizes portfolios across various securities and employs ongoing monitoring and periodic rebalancing, often recommending outside professionals for legal, tax, or insurance needs.

David Jeram Jr. is a Series 65-credentialed advisor with Dutch Asset Corporation in Selkirk, NY. He is part of a seven-advisor team at the firm. Dutch Asset Corporation serves individual and high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate entities. The firm offers discretionary and non-discretionary portfolio management, pension consulting, financial planning, and referrals to third-party money managers, using a combination of fundamental and technical analysis alongside modern portfolio theory.

Cullen Breen is a CFP® with 14 years of industry experience, currently serving as an advisor at Dutch Asset Corporation. He has worked at Dutch Asset Corporation since 2014 and is also involved with StackHabit LLC. Dutch Asset Corporation provides portfolio management, pension consulting, and financial planning services to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and business entities. The firm employs a range of investment strategies including fundamental and technical analysis, use of derivatives and margin, and may allocate assets through third-party managers or separately managed accounts.

Tyler Rapp is a financial advisor at Dutch Asset Corporation with four years of industry experience. He holds a Series 66 designation and has previously worked at Broadway Advisor Group, LPL Financial, and Sgroi Wealth Management. Outside of advising, he is involved as a semi-professional car racer. Dutch Asset Corporation provides portfolio management, pension consulting, and financial planning to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and business entities. The firm employs a range of investment strategies including the use of derivatives and margin, and offers both discretionary and non-discretionary management with individualized Investment Policy Statements.

Gary Barkman is a CFP® with 41 years of industry experience. He is currently with Dutch Asset Corporation and has previously worked at Cetera Investment Advisers LLC, Cetera Wealth Services, LLC, Voya Financial Advisors, Inc., and Linsco/Private Ledger Corp. Barkman is also licensed as an insurance agent. Dutch Asset Corporation provides portfolio management, pension consulting, and financial planning services to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and business entities. The firm employs fundamental and technical analysis along with modern portfolio theory, offering both discretionary and non-discretionary management that may include options, margin, and allocations to third-party managers.

Richard Oxford is a Series 65-licensed financial advisor with 17 years of industry experience. He has been with Dutch Asset Corporation since 2015. Outside of his advisory role, he serves as a board member and holds a 10% ownership stake in Dunlap Stone University, a small private online university. Dutch Asset Corporation provides portfolio management, pension consulting, and financial planning to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and business entities. The firm employs a range of investment strategies including fundamental and technical analysis, options and margin use, and allocates assets through third-party managers or separately managed accounts.

James Carroll is a financial advisor at Geneos Wealth Management, Inc. in Selkirk, NY, holding the ChFC® and Series 63 designations with 43 years of industry experience. He has been affiliated with Geneos Wealth Management since 2006 and has worked as James R. Carroll, CLU, CHFC, IAR since 2012. In addition to his advisory role, he acts as an independent representative with various insurance carriers for fixed products. Geneos Wealth Management serves a diverse client base including individuals, trusts, estates, pension plans, corporations, and charitable organizations, offering financial planning, investment advisory, and brokerage services. The firm employs a combination of continuous account monitoring, discretionary trading, and a range of analytic strategies, with customizable portfolios and access to third-party money managers.

Frederick Schmalkuche is a CFP® and PFS™ credentialed advisor with 24 years of industry experience. He is a partner at Pinnacle Wealth Strategies, LLC and has held roles at Latitude Advisors, LLC and GWN SECURITIES, Inc. since 2011. In addition to his financial advisory work, he is a partner at Foster & Schmalkuche, PC, a CPA firm. Pinnacle Wealth Strategies provides comprehensive financial planning and consulting services to individuals, families, and businesses. The firm delivers written financial plans through a multi-meeting process focused on individualized, asset-allocation-based strategies, while clients implement investment recommendations through custodians or third-party managers.

Philip Stire is a financial advisor with key Investment Services LLC, holding Series 63 and Series 66 licenses and bringing 40 years of industry experience. He has been with key Investment Services LLC since 2008. key Investment Services LLC offers wrap-fee advisory programs and model-driven investment options to a diverse client base, including individuals, trusts, estates, charities, corporations, and small businesses. The firm primarily operates through non-discretionary, model-based wrap programs and collaborates with third-party managers, with oversight provided by internal committees and affiliation with KeyBank/KeyCorp.

Jeffrey Hannett is a financial advisor at Key Investment Services LLC with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Key Investment Services, KeyBank, First Niagara Bank, and LPL Financial. In addition to his advisory role, he serves as a financial education instructor at Kaplan North America, where he teaches and develops curriculum for financial planning and investment industry designations. Key Investment Services LLC offers wrap-fee advisory programs and model-driven investment options to a diverse client base, including individuals, trusts, charities, corporations, and small businesses. The firm primarily operates through non-discretionary, model-based wrap programs and maintains committees to oversee third-party strategists and program suitability.

Michael Margarites is a CFP® professional with 39 years of industry experience. He has been with Fahnestock & Co. Inc. since 2003 and is currently affiliated with Oppenheimer. Oppenheimer serves a diverse client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm offers a range of advisory and brokerage services, utilizing strategic and tactical asset allocation, manager selection, and various investment vehicles to meet client objectives.

Lauren Healey is a financial advisor at UBS Financial Services with nine years of industry experience. She holds a Series 66 designation and has worked at UBS and Merrill prior to her current role. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, offering financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm integrates institutional trading capabilities with wealth management services, delivering advisory work supported by proprietary research and model-based asset allocations.

James Armstrong is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with LPL Financial since 2008. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a wide range of investment solutions supported by an in-house research team and a large network of adviser representatives.

Ryan Hussey is a financial advisor at LPL Financial with 16 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Next Financial Group Inc for 12 years. In addition to his advisory role, he is involved in non-variable insurance activities. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and combines large-scale advisory operations with various non-advisory product offerings.

Scott Levine is a financial advisor with Equitable Advisors in New York, NY, holding a Series 66 designation and nine years of industry experience. He has been with Equitable Advisors since 2016, previously affiliated with AXA Advisors, LLC. Outside of finance, he has worked in the food and beverage sector, including roles at Sushi Lounge and Nectar Juice Bar. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through various third-party programs. The firm employs a hybrid referral and implementation model, combining advisory and brokerage channels to tailor services based on client goals, risk tolerance, and time horizon.

George Telles is a financial advisor with LPL Financial, holding a Series 63 designation and 38 years of industry experience. He has been with LPL Financial and its predecessor firm since 1991. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a wide range of financial solutions supported by in-house research and model portfolios, delivered through a large network of investment adviser representatives.

Peter Hussey is a CFP® professional with 44 years of industry experience. He has been with LPL Financial since 2025 and previously worked at Next Financial Group, Inc. for 22 years. In addition to his advisory work, he is involved in non-variable insurance activities. LPL Financial offers advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm provides a range of investment solutions supported by an in-house research team and combines large-scale advisory operations with additional financial products and services.

Jodi Hills is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. She has been with LPL Financial since 2008. Outside of her advisory role, she is involved in construction management through Hills Construction Management, Inc., and serves as a Notary Public in New York State. LPL Financial provides advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a range of financial planning and investment management solutions supported by an in-house Research team and a large network of investment adviser representatives.

Alexandra Armstrong is a Series 66-licensed financial advisor with LPL Financial, based in Hudson, NY, and has six years of industry experience. Prior to joining LPL Financial in 2018, she held roles at Columbia County Habitat for Humanity, FRG Objects & Design, Samascotts Garden Market, and Fashion Snoops. She is also a Notary Public in Hudson, NY. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and combines large-scale advisory operations with non-advisory product offerings.