Kienan Garn is a financial advisor at Heritage Hill Adviser with four years of industry experience. He holds a Series 65 designation and has been with Heritage Hill Adviser since 2021. Outside of his advisory role, he works full-time as a program manager for new product development at The Raymond Corporation, a manufacturer of forklifts. Heritage Hill Adviser provides investment advisory and financial planning services primarily to individual clients and retirement account participants. The firm offers both discretionary asset management and non-discretionary consultation, focusing on asset allocation through various analytical techniques and serving a small client base with a single custodian platform.

Arthur Kole is a financial advisor with StoneX Advisors Inc. in Jeffersonville, NY, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked at StoneX Advisors since 2015 and StoneX Securities since 2014. StoneX Advisors Inc. serves individuals, corporations, retirement plans, and charitable organizations with portfolio management, financial planning, ERISA consulting, and related services. The firm employs a variety of strategies through independent advisors and an in-house Private Client Group, utilizing multiple platforms and third-party managers for portfolio implementation and oversight.

Amy Sporer is a financial advisor at Centaurus Financial, Inc. with 20 years of industry experience. She holds the Series 66 designation and has been with Centaurus Financial since 2007. Outside of her advisory role, she is involved in the sales and service of disability and accident/health insurance plans for individuals and small business owners. Centaurus Financial, Inc. provides advisory services through a network of independent representatives to a broad client base including individuals, families, small businesses, and institutions. The firm offers financial planning, investment management, access to third-party managers, and retirement plan advisory services.

Jonathan Sheard is a financial advisor with Centaurus Financial, Inc. He holds a Series 66 designation and has 21 years of industry experience. He has been with Centaurus Financial since 2004 and concurrently operates Summit Answering Service. Outside of his advisory role, Sheard serves as treasurer and Sunday school teacher at Calkins Baptist Church, is treasurer of the Boyds Mills Hunting Club, and acts as treasurer and EMT for the Damascus Volunteer Ambulance Corps. Centaurus Financial, Inc. provides advisory services through a network of independent representatives to a diverse client base including individuals, families, businesses, and institutions. The firm offers financial planning, asset management, access to third-party money managers, and retirement-plan advisory services.

Robert Schwartz is a financial advisor at Private Advisor Group, LLC with 22 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Private Advisor Group since 2014, also maintaining a role with LPL Financial since 2011. Private Advisor Group, LLC is an SEC-registered advisory firm managing over $41 billion across more than 135,000 client relationships, serving individuals, trusts, estates, charitable organizations, and corporate and retirement plan clients. The firm offers both discretionary and non-discretionary portfolio management, financial planning, and access to third-party asset management programs, employing a range of investment strategies tailored to client objectives and risk tolerances.

Andrew Sheard is a financial advisor at Centaurus Financial, Inc. with six years of industry experience. He holds the CFP® and ChFC® designations, as well as the Series 66 license. Prior to joining Centaurus Financial in 2020, he worked at PCP Consulting and Hantz Financial Services. Outside of his advisory role, Sheard serves as Treasurer for the Calkins Union Cemetery Association, a volunteer position involving financial oversight and recordkeeping. Centaurus Financial, Inc. provides advisory services through a network of independent representatives to individuals, families, small businesses, and institutional clients. The firm offers financial planning, investment management, and retirement-plan advisory services, utilizing a combination of fundamental and technical analysis along with access to third-party managers and unified managed account programs.

Holly Ginas is a financial advisor with Edward Jones, holding a Series 66 designation and 19 years of industry experience. She has been with Edward Jones since 2020, and previously worked in advertising and chiropractic services. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, with a nationwide network of more than 23,700 advisors.

Matthew Anderson is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. His prior work includes roles at Nationwide Securities, LLC and Nationwide Insurance, and he has managed the Meagher Insurance Agency since 2007. Outside of financial services, Anderson serves as a ring steward at the Sussex County Farm & Horse Show, engaging with judges, exhibitors, and announcers during events. Cetera Investment Advisers serves a diverse client base including individual, high-net-worth, institutional, and retirement-plan clients through a network of over 6,800 advisors. The firm offers a range of portfolio management, financial planning, and fiduciary services, utilizing a combination of advisor-managed accounts, firm-sponsored model portfolios, and third-party managed solutions.

Cynthia Galloway is a financial advisor with Cetera, holding Series 63 and Series 66 designations and over 22 years of industry experience. Her prior roles include positions at LPL Financial, Wayne Bank, and The Dime Bank. Cetera Investment Advisers serves a diverse client base including individuals, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors, offering a range of portfolio management, financial planning, and fiduciary services.

Terry Jue is a financial advisor at Ameriprise with 25 years of industry experience and holds a Series 66 designation. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he is involved in several business ventures including managing consulting activities through The TEEJ Organization, LLC. Ameriprise is a large institutional firm that offers a range of advisory, brokerage, and insurance solutions. Its retirement-income planning service targets individuals approaching or in retirement with significant investable assets and combines research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports.

William Carmody is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with Cetera and its affiliated entities since 2013 and also has a role with Honesdale National Bank. Outside of his advisory work, he serves as a trustee of an irrevocable life insurance trust for family members, overseeing premium payments and annual statements. Cetera Investment Advisers serves a diverse client base including individual, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary solutions, combining retirement capabilities with a broad trust and institutional network.

James Gardas is a financial advisor with Cetera, holding a Series 66 designation and 17 years of industry experience. He has worked at Cetera and its affiliate Cetera Wealth Services since 2013 and has been affiliated with The Dime Bank since 2008. Outside of his advisory role, he owns J & J Creamery, an ice cream and fast food business. Cetera Investment Advisers serves a diverse client base, including individual, high-net-worth, institutional, and retirement-plan clients, through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary services, combining advisor-managed accounts with model portfolios and third-party solutions.

Burton Chapman is a financial advisor at Cetera with four years of industry experience. He holds the Series 66 designation and has worked at Cetera and Honesdale National Bank since 2019, with prior experience at Fidelity Discount Deposit Bank and Honesdale Auto and Truck Supply. Cetera Investment Advisers serves a diverse client base including individuals, high-net-worth, institutional, and retirement-plan clients through a network of independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary services, combining retirement capabilities with institutional trust services.

Joseph Adams is a financial advisor with Cetera, holding a Series 66 designation and 17 years of industry experience. His career includes roles at LPL Financial, various Pennsylvania state and local government positions, and multiple tenures within Cetera-affiliated firms. Cetera Investment Advisers serves a broad client base, including individual, high-net-worth, institutional, and retirement-plan clients, through a large network of independent advisors. The firm offers portfolio management, financial planning, fiduciary solutions, and access to third-party managers, utilizing a mix of advisor-managed accounts, model portfolios, and managed solutions.

Benjamin Burkhardt is a financial advisor at Raymond James Financial Services Advisors, Inc. with three years of industry experience. He holds the Series 66 designation and has worked at Raymond James since 2023, alongside roles at Krupa Wealth Management and as a varsity football coach for the Wallenpaupack School District. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm provides financial planning and non-discretionary investment consulting through Wealth Advisory Services and institutional consulting, emphasizing tailored financial plans developed through client collaboration and firm research.

Thomas Sporer Jr. is a financial advisor with Ameriprise based in Honesdale, PA, holding Series 63 and Series 65 licenses and with 32 years of industry experience. He has been with Ameriprise and its affiliate since 2013. Outside of his advisory role, he serves on the Board of Directors and as Treasurer of the Texas Rod and Gun Club, Inc., and is a board member of the Eagle Home Association. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide written recommendations. The firm delivers these services through a centralized consulting team and offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Gordon Rhoads is a financial advisor with Cetera, holding a Series 66 designation and 13 years of industry experience. His prior roles include positions at LPL Financial, Edward Jones, and Securities America Inc. He is also currently affiliated with Wayne Bank. Cetera Investment Advisers serves a diverse client base including individuals, high-net-worth clients, institutions, and retirement plans through a network of over 6,800 independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary services, utilizing a combination of advisor-managed accounts, firm-sponsored model portfolios, and third-party managed solutions.

Michael Krupa is a financial advisor with Raymond James Financial, holding a Series 66 designation and 19 years of industry experience. Prior to joining Raymond James in 2020, he worked at Wells Fargo from 2014 to 2020. He is also the president and owner of Krupa Wealth Management, a support company based in Honesdale, PA. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth and non-HNW clients, pension and profit-sharing plans, charitable organizations, corporations, and government entities. The firm provides financial planning and non-discretionary investment consulting, emphasizing tailored financial plans developed through detailed client interviews and risk profiling.

Kelly Fischer is a Series 66-licensed financial advisor with Raymond James Financial, based in Honesdale, PA. She has three years of experience in wealth management and financial services, including roles at Krupa Wealth Management and Raymond James Financial Services, Inc. Prior to her career in finance, she spent eight years at Dunmore Healthcare Center and three years in homemaking. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, retirement plans, corporations, and institutional clients. The firm offers non-discretionary financial planning and investment consulting supported by wide-ranging affiliated services and specialized municipal and institutional advisory capabilities.