Matthew Ringler is a CFP® professional with 19 years of industry experience, currently serving as the sole advisor at Lakeland Investment Advisors, LLC. He has worked at Lakeland Investment Advisors since 2011 and has been associated with Harris Investor Services, Inc. since 2007. Ringler holds licenses to offer life insurance and fixed annuities in Indiana and Florida and acts as an independent contractor broker between clients and various companies. Lakeland Investment Advisors is an independent registered investment adviser providing discretionary investment management and fee-based financial planning to individuals, high-net-worth clients, businesses, and charitable organizations. The firm employs a Modern Portfolio Theory approach, emphasizing low-cost ETFs, indexed mutual funds, and individual bonds, with a focus on keeping portfolio expenses below 0.50%.

Henry Schacht is a CFA® charterholder and holds a Series 65 license with 23 years of industry experience. He has been involved with Schacht and Company, Inc. since 1995 and leads Schacht Value Investors, LLC since 2002. Outside of financial advising, he serves as a shareholder and advisor to a family-owned citrus production and sales business. Devotion Capital Management is an independent advisory firm providing discretionary investment management and continuous portfolio supervision for individuals, trusts, estates, and institutional clients. The firm follows a value-investing approach focused on fundamental analysis, intrinsic value estimation, and a margin-of-safety buy discipline, maintaining relatively concentrated, all-cap portfolios with an emphasis on smaller and mid-cap companies.

I'm Brennan Vitali, the founder of Vitality Wealth Planning and a CERTIFIED FINANCIAL PLANNER professional. My family splits time between the U.S. and Costa Rica, and I built this firm specifically for families making that same transition. Most financial advisors have never handled a client leaving the country. I have. I know what it feels like to sit with the tax unknowns, the healthcare gap, the "are we making a huge mistake" feeling. That firsthand experience is why I focus exclusively on cross-border financial planning for Americans relocating to Costa Rica. My work covers the full picture: cross-border tax strategy, investment management across two countries, healthcare planning for the gap before CAJA eligibility, estate planning that works in both jurisdictions, and the sequencing of accounts and assets before, during, and after the move. As a fee-only fiduciary, I don't sell products. I charge for planning and advice. Whether you're in the early research phase or you've already booked the flight, I help you make confident financial decisions so you can focus on the life you're building abroad.

Stop Guessing. Start Planning. When it comes to money, there’s the strategic way—and then there’s every other way. Since 2010, our fee-only CFP® and CPA professionals have been helping clients build strategies and portfolios designed to meet long-term goals and simplify their financial lives. We’ve dedicated our careers to helping you define and execute the financial strategies that power your life. IFPS aims to serve as your trusted advisor, helping you craft a comprehensive and tax-efficient financial strategy that aligns with your values and life vision.

Aaron Coates is a CFP® with 19 years of industry experience and is the sole advisor at Relevant Financial Advisors LLC, an independent registered investment adviser based in Elkhart, IN. He has led the firm since 2015. Relevant Financial Advisors serves individuals, families, and select entities with complex financial situations, offering comprehensive financial planning and discretionary portfolio management through concierge and traditional service tiers. The firm employs a core-and-satellite investment approach guided by written policies, incorporating third-party research and derivative strategies, including options, to manage risk and express market views.

Edward Bails is a CFP® professional with 28 years of industry experience. He is the owner and president of B2 Financial, Inc., an insurance agency, and currently serves as the sole advisor at Fortified Wealth Advisors, LLC, where he has worked since 2024. His prior experience includes roles at Enlightened Finance LLC, AE Wealth Management, Securities America, Arbor Point Advisors, Private Advisor Group, and LPL Financial. Fortified Wealth provides discretionary investment management and financial planning services to individuals, high-net-worth clients, trusts, and estates. The firm employs a long-term, fundamental analysis approach, utilizing a range of investment vehicles and integrates advisory services with affiliated insurance and tax/accounting offerings under common control.

Richard Horner Jr. is a financial advisor with Atlantis Wealth Advisors LLC in Elkhart, IN, holding Series 63 and Series 66 licenses and bringing 34 years of industry experience. He has been with Atlantis Wealth Advisors since 2015 and previously worked at Purshe Kaplan Sterling Investments. Outside of his advisory role, Horner is involved in community service through the Elkhart Breakfast Optimist Club and serves as a member and past president of Marine Riders Michiana, a charity focused on veteran and youth services. Atlantis Wealth Advisors LLC provides financial planning, asset management, and consulting services to a diverse client base that includes individuals, high-net-worth clients, pension plans, trusts, and charitable organizations. The firm employs a combination of proprietary strategies and third-party managers, using both discretionary and non-discretionary approaches, and manages approximately $146.7 million in assets across five offices.

Jennifer Rupp is a CFP® with 17 years of industry experience, currently serving at Hendershott Wealth Management, LLC. Her prior experience includes roles at Mutual Securities, Inc. and Guidance Investment Advisors, LLC. Outside of her advisory work, she is an independent consultant for Arbonne, a non-investment related business. Hendershott Wealth Management provides investment and planning services to individuals, trusts, estates, charitable organizations, and business entities, including high-net-worth clients. The firm offers tailored portfolio management, financial planning, and a financial coaching program, primarily using mutual funds, ETFs, and model portfolios with a non-discretionary approach requiring client approval for transactions.

Eric Ball is a CFA® charterholder with 27 years of industry experience. He has been with America First Investment Advisors LLC since 1997, serving in various roles throughout his tenure. The firm provides discretionary portfolio management and financial planning to individuals, employee benefit plans, trusts, estates, charitable organizations, and other entities. America First Investment Advisors emphasizes fundamental equity analysis, building equity-oriented portfolios typically consisting of 15 to 25 positions, and uses exchange-traded funds for fixed-income exposure with attention to credit quality and duration.

Dennis Blyly is a CFA® charterholder with 25 years of industry experience. He has been with Timucúan Asset Management Inc. since 2011 and also operates Blyly Asset Management, LLC. Timucúan Asset Management provides discretionary investment management to high-net-worth individuals, family offices, and institutional clients, focusing on fundamental, business-oriented analysis with concentrated portfolios held over multiple years. The firm is notable for managing private pooled vehicles and employing performance-based incentive arrangements for certain accounts.

Michael Fritschi is a financial advisor at Korhorn Financial Group with the designations ChFC® and Series 65, and three years of industry experience. He previously worked at Mid-American Screw Products and Elkhart High School before joining Korhorn Financial Group and KFG Wealth Management, LLC in 2022. Korhorn Financial Group advises individuals, trusts, estates, pension and profit-sharing plans, and charitable organizations on discretionary portfolio management, financial planning, and retirement plan consulting. The firm utilizes asset-allocation models focused on mutual funds, ETFs, and custom strategies, and offers both standalone planning and ongoing advisory relationships.

Michael Green is a CFP® professional with 13 years of experience in financial advising. He is currently with CW Advisors, LLC and previously worked at Pinnacle Advisory Group, Inc. from 2012 to 2021. CW Advisors serves individuals, high-net-worth families, trusts, estates, charitable organizations, corporations, pension and profit-sharing plans, private funds, and registered investment advisers. The firm employs a core-and-satellite investment framework incorporating active, passive, quantitative, and environmentally conscious strategies, and provides wealth management, retirement plan advisory, family office, and financial planning services.

Deborah Dehoff is a CFP® professional with over 32 years of experience in financial advising. She is currently with United Capital Financial Advisors, where she has worked since 2017. Her prior experience includes roles at Harbour Investments Inc and Compass Wealth Advisors, LLC. In addition to her advisory work, she is a licensed insurance agent for life, health, and annuity products. United Capital Financial Advisors serves a diverse client base nationwide, including individuals, corporations, retirement plans, and charitable organizations. The firm offers discretionary portfolio management using asset-allocation models, access to third-party managers, and customized strategies including ESG and faith-based preferences.

Joseph Gastaldi is a financial advisor at Alden Investment Group with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Greenleaf Advisors LLC and Securities America Inc. Outside of advisory services, he is licensed to sell life, health, disability, and long-term care insurance as needed by clients. Alden Investment Advisors serves individual clients, retirement plans, non-profits, other advisors, and pooled vehicles, offering portfolio management, retirement-plan advisory, fiduciary services, and fee-only financial planning. The firm utilizes customized asset allocations combining proprietary strategies with third-party managers, delivered through its Alden COVE platform, which integrates multiple technologies and supports sub-advisors.

Matthew Hoke is a CFP® and ChFC® with 22 years of industry experience. He has been with Korhorn Financial Group since 2007 and also worked at Securities America, Inc. from 2007 to 2016. Outside of advising, he works as a tax preparer and insurance agent at affiliated non-investment businesses. Korhorn Financial Group advises individuals, trusts, estates, pension and profit-sharing plans, and charitable organizations on discretionary portfolio management, financial planning, and retirement plan consulting. The firm utilizes asset-allocation models primarily with mutual funds and ETFs, offers customized strategies, and provides services including plan sponsor advisory under ERISA arrangements.

Allegrita Ashenfelter is a financial advisor at Korhorn Financial Group with seven years of industry experience. She holds a Series 65 designation and has worked at Silver Oak Securities since 2021. Prior to that, she was employed at Korhorn Financial Group and KFG Wealth Management starting in 2017 and also has experience at First Source Bank. Outside of her advisory role, she has been involved with River Valley Church for over a decade. Korhorn Financial Group advises individuals, trusts, estates, pension and profit-sharing plans, and charitable organizations on discretionary portfolio management, financial planning, and retirement plan consulting. The firm employs asset-allocation models using mutual funds, ETFs, and other strategies, and offers services including ERISA plan sponsor consulting and integrated tax and insurance solutions.

Summer Hathaway is a financial advisor with Korhorn Financial Group who holds the CFP® and Series 66 credentials and has 17 years of industry experience. Her prior work includes roles at Silver Oak Securities Inc and Securities America, Inc. She has been involved with Korhorn Financial Group since 2007, assisting in day-to-day operations. Korhorn Financial Group advises individuals, trusts, estates, pension and profit-sharing plans, and charitable organizations on portfolio management, financial planning, and retirement plan consulting. The firm uses asset-allocation models primarily implemented with mutual funds and ETFs and offers services including discretionary investment management, plan sponsor consulting, and integrated tax and insurance services.

Brock Weaver is a CFP®-designated financial advisor with 28 years of industry experience. He is the principal of Pathway Asset & Tax Advisory and has previously worked at Harbour Investments, Inc. and Loucks & Weaver CPA. Outside of advisory work, Weaver holds a private equity interest in a fabricated metal and machining company and is a partner in a CPA firm. Pathway Asset & Tax Advisory is a newly registered investment adviser offering portfolio management, pension consulting, accounting, and tax advisory services. The firm constructs diversified portfolios using long-term strategic allocations with tactical adjustments and may engage sub-advisers to implement client programs.

John Mckissick is a CFP® professional with 14 years of industry experience, currently serving as a financial advisor at United Capital Financial Advisors since 2017. Prior to this, he worked at Compass Wealth Advisors from 2013 to 2017. Outside of his advisory role, he is an insurance agent licensed for life, health, and annuity products and manages a real estate company in Elkhart, Indiana. United Capital Financial Advisors provides financial planning and investment management services nationally to individuals, corporations, retirement plans, and institutional clients. The firm employs discretionary portfolio management with customized strategies, including ESG and faith-based options, supported by proprietary technology and a platform that offers access to third-party managers and sub-advisory services.

Grant Schrock is a financial advisor with Silver Oak Securities, Incorporated, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He has worked at Silver Oak Securities since 2018 and previously at SSN Advisory, Inc. and Securities Service Network. Schrock also operates Schrock Financial LLC, where he sells life, health, disability, and long-term care insurance. Silver Oak Securities provides advisory services to individuals, families, corporations, retirement plans, and charitable organizations, managing over $2 billion in discretionary assets through a network of more than 100 financial professionals. The firm offers customized portfolio management, financial planning, and third-party manager referrals, delivering investment advice primarily on a discretionary basis across a broad range of securities.