Richard Vera II is a financial advisor at VERA-CPA, Inc. with two years of industry experience. He holds the PFS™ and Series 63 designations and has previously worked at Avantax Advisory Services and held various roles with the US Small Business Administration, Intuit Inc., and the US Department of Defense. Outside of advising, he serves as a finance committee member for the Hemlock Farms Community Association and is a trustee for the National Foundation for Animal Rescue. VERA-CPA, Inc. is a fee-only CPA firm providing financial planning and accounting services, including tax preparation and forensic accounting, to individuals, trusts, estates, charitable organizations, and businesses. The firm focuses on written financial plans and strategic asset allocation using a core-and-satellite approach, primarily recommending passive index funds and ETFs, and does not accept discretionary trading authority or performance-based fees.

Patrick Graver is a CFP® professional with one year of experience in financial advising. He is the principal of Center Stage Planning LLC, an independent firm, and has prior experience working at Bishoff Financial Group, Cambridge Investment Research Inc., and Creative Financial Planning. Before entering the financial industry, he worked in the performing arts, including roles with The Book of Mormon and Fireside Theatre. Center Stage Planning LLC provides fee-only investment advisory services and comprehensive financial planning to individuals and high-net-worth clients. The firm uses a combination of passive and active strategies guided by asset-allocation principles and integrates educational seminars and speaking engagements as part of its client outreach.

Jonathan Kline is a financial advisor with Lakewood Financial Group, LLC, holding Series 63 and Series 65 licenses and 15 years of industry experience. His prior roles include positions at JP Morgan Securities Inc. and JP Morgan Chase Bank. Lakewood Financial Group provides comprehensive wealth management to high-net-worth individuals and families, offering institutional-caliber portfolio management combined with holistic financial planning. The firm employs a strategic core with tactical overlays, emphasizes tax sensitivity, and utilizes both internal and unaffiliated third-party managers through formal due diligence without accepting referral compensation.

Justin Bolmgren is a CFP® with 19 years of experience in financial advisory roles. He is currently with William Joseph Capital Management, Inc. and has previously worked at Origin Financial and operated his own firm, Bolmgren Retireplan, Inc., for a decade. Outside of advising, he serves as an advisor to the fintech software firm Budget Simple and is a part owner of Wealth Preservation Specialist, LLC and William Joseph Tax Strategies, Inc. William Joseph Capital Management, Inc. is a multi-advisor firm serving individuals, high-net-worth clients, charitable organizations, and businesses. The firm combines customized portfolio construction with third-party sub-advisors on the AssetMark platform and integrates a range of quantitative and qualitative investment analysis methods.

Michael La Rosa Jr. is a financial advisor at MissionSquare Retirement with one year of industry experience. He holds a Series 66 designation and previously worked at LPL Financial, Wolf and Company, Freedom Mortgage, Citibank, J.P. Morgan Chase, and TD Bank. Outside of advising, he serves as an adjunct instructor for undergraduate business courses at Southern New Hampshire University and volunteers as a community manager for Mania Club Champions of Hope, a nonprofit focused on cancer and mental health causes. MissionSquare Retirement serves state and local government employers, their employees, and certain nonprofits by administering deferred compensation and qualified retirement plans. The firm provides plan administration, recordkeeping, education, and Guided Pathways Advisory Services, with investment advice developed by Morningstar Investment Management and delivered through multiple channels within MissionSquare-administered accounts.

Michael Kruger is a financial advisor with Valic Financial Advisors, holding a Series 66 designation and four years of industry experience. His prior experience includes roles at Equitable Advisors LLC and Selective Insurance. Outside of advisory services, he is also an insurance agent with Agia, focusing on non-securities insurance products. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Cody Albrecht is a financial advisor with J.W. Cole Advisors, Inc., holding a Series 66 designation and nine years of industry experience. He has worked at J.W. Cole Advisors and J.W. Cole Financial since 2017 and previously at National Planning Corporation from 2015 to 2017. Outside of finance, he is involved with ARKKC Entertainment as an actor and serves as Vice President of the Red Hook Chamber of Commerce. J.W. Cole Advisors is an SEC-registered investment adviser serving individuals, charities, corporations, and retirement plans through a national network of over 400 independent investment adviser representatives. The firm offers portfolio management, fee-based financial planning, access to third-party managers, and multiple managed account solutions, implementing investment decisions through discretionary and non-discretionary approaches.

Scott Fonner is a financial advisor at Empower Advisory Group with Series 63 and Series 66 credentials and over a decade of experience in the financial services industry. His prior roles include positions at USAA FSB and Guild Mortgage. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm delivers services through an integrated model connected to Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

George Siracuse is a financial advisor with Centaurus Financial, Inc., holding a Series 66 designation and 12 years of industry experience. He has been with Centaurus Financial since 2014. Outside of his advisory role, he serves as president of Guiding Light Financial, LLC, which is involved in fixed insurance sales, and acts as an advisory board member for SliceSpace, providing strategic advice and business introductions. Centaurus Financial, Inc. provides advisory services to individuals, families, small businesses, corporations, retirement plans, foundations, trusts, and estates through a network of independent Investment Adviser Representatives. The firm offers financial planning, asset allocation, investment management, and access to third-party money managers, with a range of discretionary and non-discretionary advisory relationships.

Mitchell Harris is a financial advisor at Raymond James Financial Services Advisors Inc. with 10 years of industry experience. He holds a Series 66 designation and has been with Raymond James since 2015. Outside of his advisory role, he is a musician and serves as a subcommittee member for a local business networking organization. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, utilizing asset-allocation analysis and firm research to develop tailored recommendations, often functioning in an advisory and implementation-support capacity.

Matthew Newman is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and 41 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Timothy Smith is a financial advisor with LPL Financial in Milford, PA, holding Series 63 and Series 66 licenses and bringing 42 years of industry experience. He has been with LPL Financial since 2008 and has operated his own tax preparation and accounting services since 2004. Outside of advisory work, he is involved in tax preparation through T & K Tax Service LLC. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers various investment delivery options supported by an in-house research team and integrates advisory and brokerage services tailored to client needs.

Janet Bellezza is a financial advisor at Edelman Financial Engines with 11 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at the firm and its predecessor entities since 2014. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios, offers sub-advisory services, and supports a large client base through both advisor-led and online platforms.

George Legakis is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. He has worked at Cetera and its affiliated entities since 2015 and operates GAK Wealth Management LLC, a real estate management and leasing business. He also manages administrative functions for an LLC supporting his Summit practice and serves as a power of attorney for a retired family member. Cetera Investment Advisers serves a diverse client base including individual, high-net-worth, institutional, and retirement-plan clients through a network of independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary services, utilizing advisor-managed accounts, model portfolios, and third-party solutions.

Richard John is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. His professional background includes roles at PFS Investments Inc. and Primerica Financial Services, alongside involvement in recreation management and music. He also engages in part-time sales of loan products and home-related services through affiliated companies. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, which provides model-delivery strategies and selectively managed accounts to individual and high-net-worth clients, operating as a wrap-fee solution rather than managing institutional pension or profit-sharing plans.

Peter Smith III is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. He has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. Outside of his advisory role, he serves as power of attorney for his parents in matters related to their investments. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Alexander Camacho is a financial advisor with Edward Jones in Milford, PA, holding Series 63 and Series 66 licenses and nine years of industry experience. He has worked at Edward Jones since 2017 and previously held positions at J.P. Morgan Securities LLC, JPMorgan Chase Bank, and Adams Ashby Group. Outside of his advisory role, he mentors students pursuing their Project Management Professional (PMP) designation through a consulting business. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Eric Odell is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and one year of industry experience. He has worked at several firms including NYLife Securities LLC and The Dime Wealth Management, where he also provides administrative support. Prior to his financial services career, he held various roles in education, construction, and golf course management. Cetera Investment Advisers serves individual, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary services, combining advisor-managed accounts with firm-sponsored models and third-party solutions.

Jeffrey Gerson is a financial advisor at Morgan Stanley with 38 years of industry experience. He has worked with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank since 2015, as well as Citigroup Global Markets since 1993. Outside of his advisory role, he is involved in songwriting as a proprietor. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools such as Monte Carlo simulations to model outcomes.

Joanne Secky is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and over 32 years of industry experience. She has been with LPL Financial since 1995. Outside of her advisory work, she is an author of two books, including one titled *VAGENDA*, and is also involved in home caregiving. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and accommodates both advisory and brokerage needs through a large network of investment adviser representatives.

Thomas Regenski is a CFP® professional with 11 years of industry experience. He is currently with Edward Jones, where he has worked since 2021. His prior experience includes roles at LPL Financial, The Fidelity Deposit & Discount Bank, INVEST Financial Corporation, CETERA Advisor Networks LLC, and Davis R Chant Realtors. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory strategies and operates under a fiduciary standard, supported by a large national network of financial advisors and branch offices.

George Stefanou is a CFP®-designated financial advisor with Edward Jones, where he has worked since 2009, totaling 16 years of industry experience. He serves as a board member and treasurer for SoDo District in Orlando, FL, and recently authored a book on differing perspectives, strategies, and attitudes toward money. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, operating under a fiduciary standard with a nationwide network of more than 23,700 financial advisors.