Brett Alexander is the sole advisor at Cash Flow Investment Services LLC in Ogden, UT, holding a Series 65 credential with 29 years of industry experience. He has been with Cash Flow Investment Services since 1996. Cash Flow Investment Services is an independent, state-registered investment adviser providing discretionary portfolio management and limited financial planning to retail clients. The firm manages approximately $92.4 million across about 86 accounts, using a blended analytical approach that includes fundamental, technical, quantitative, and mutual fund/ETF analysis, with strategies ranging from long-term buy-and-hold to shorter-term trading based on client objectives and risk tolerance.

Elliot Moses is the sole advisor at Sanguine Owl, LC in Ogden, Utah, holding Series 63 and Series 65 designations with 20 years of industry experience. He has managed Sanguine Owl since 2012 and also serves as CEO of Daco Enterprises, Inc., a manufacturing business. Additionally, he acts as trustee for family trusts and is involved in several related business ventures. Sanguine Owl primarily serves individual investors and also manages accounts for trusts, businesses, and retirement plans, overseeing approximately $1.8 million in discretionary assets. The firm combines fundamental and technical analysis with a buy-and-hold strategy, incorporating derivatives and tactical asset allocation adjustments to manage risk and generate income.

Navigating the intricate financial world is a challenge, especially for small business owners and medical professionals who are deeply immersed in their respective fields. That's where Garrett, a Certified Financial Planner™, comes into play. With a deep-rooted passion for financial clarity and a genuine understanding of the unique hurdles faced by entrepreneurs and healthcare providers, Garrett has dedicated their career to crafting bespoke financial strategies. Their approach is more than just number-crunching; it's about understanding individual stories, ambitions, and concerns. Offering a harmonious blend of industry expertise and personalized attention, Garrett is committed to transforming complex financial jargons into actionable insights, ensuring that every client feels confident and informed about their financial future.

James Harris is a financial advisor at Parkview Investments LLC in Hooper, Utah, holding a Series 65 designation with seven years of industry experience. He previously worked in the automotive industry at McFarland Ford and Westland Ford Hyundai. Parkview Investments provides non-discretionary portfolio management services primarily to individual investors and the Phil Smith and Family Foundation. The firm emphasizes a mix of passive fixed-income strategies and more active growth strategies, focusing on exchange-listed stocks, mutual funds, ETFs, stock options, and bonds.

Christopher Janik is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and with 18 years of industry experience. His career includes roles at Salt Creek Mortgage, WealthWave, and Managed Wealth Financial, among others. Janik is also involved in business activities related to real estate sales, banking, credit, insurance sales, retail, and tax preparation through his ownership interests in Sunset Alliance LLC and Infinitus Capital Management Corp. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base, including individual investors, employer-sponsored plans, trusts, and charitable organizations. The firm’s advisory approach relies on model portfolios and third-party managers, delivering services through multiple platforms such as Transamerica ONE and TFA365, with regulatory assets under management of approximately $1.7 billion.

Brett Karras is a CFP® professional with over 32 years of experience in the financial industry. He has been with The Karras Company, Inc. since 2002 and is currently one of four advisors at the firm. His work history also includes a longstanding affiliation with Raymond James Financial Services since 2000. The Karras Company provides wealth planning, investment consulting, and portfolio management services to individuals, trusts, institutions, and employer-sponsored retirement plans. The firm emphasizes strategic asset allocation and diversified buy-and-hold portfolios, utilizing research and platform resources from Raymond James to support client strategies and account monitoring.

William Merrell is a CFP® and Series 66 credentialed advisor with 13 years of industry experience. He has been with The Karras Company, Inc. and Raymond James Financial Services since 2015. Outside of his advisory role, he owns and operates a family management company called CCC Management. The Karras Company provides wealth planning, investment consulting, and portfolio management services to individuals, trusts, institutions, and retirement plans. The firm emphasizes strategic asset allocation and diversified, primarily buy-and-hold portfolios, leveraging research and resources through its partnership with Raymond James.

Jackson Lucero is a financial advisor at Miser Asset Management with one year of industry experience. He holds the Series 65 designation and has prior work history at Equity Real Estate, Caldwell Banker, and Berkshire Hathaway. Outside of his advisory role, Lucero is the owner and CEO of Cedarway Capital LLC, a private equity firm focused on real estate investments. Miser Asset Management serves individual clients, trusts, estates, conservatorships, and small business entities by providing portfolio management, financial consulting, and educational seminars. The firm utilizes a combination of fundamental, technical, cyclical, and economic analysis to manage assets through both discretionary and non-discretionary services.

Shannon Irwin is a financial advisor at Synergy FG with nine years of industry experience. She holds the Series 63 and Series 66 designations and previously worked at Ameriprise Financial Services from 2017 to 2020. Outside of her advisory role, she serves in fiduciary capacities such as trustee and personal representative. Synergy Financial Group provides comprehensive financial planning and discretionary investment management to individuals, trusts, estates, charitable organizations, and small businesses. The firm employs a blend of fundamental and technical analysis alongside proprietary asset-allocation models and offers portfolios that include ETFs, mutual funds, derivatives, institutional-grade real estate, and private equity.

Denim Simper is a Series 65-licensed advisor with Vantage Point Management, Inc., where he has worked since 2014 in various capacities, accumulating seven years of industry experience. He also operates a U-Haul dealership and Timberline Storage in Vernal, UT, which comprise a notable portion of his non-investment activities. Additionally, he is an independently licensed insurance agent. Vantage Point Management is a fee-based registered investment adviser serving individuals, retirement plans, trusts, estates, charitable organizations, and business entities. The firm employs a blend of modified passive, strategic, and tactical investment strategies across ETFs, equities, and fixed income, and offers discretionary portfolio management, financial planning, and back-office services.

Boyd Hansen is a CFP® professional with 41 years of industry experience, currently serving at The Karras Company, Inc. since 2020. He previously worked at Raymond James Financial Services Advisors, Inc. for 11 years and has been affiliated with Raymond James Financial Services, Inc. since 1990. Outside of advisory work, Hansen is the CEO of Boyd R. Hansen & Co. Inc., a medical business services firm. The Karras Company provides wealth planning, investment consulting, and portfolio management to individuals, trusts, institutions, and employer-sponsored retirement plans. The firm emphasizes strategic asset allocation and diversified buy-and-hold portfolios, leveraging research and resources from its longstanding relationship with Raymond James.

Jeffrey Von Colln is a CFP® with 30 years of industry experience. He founded Von Colln Financial Group in 2016 and has been associated with LPL Financial since 2004. Outside of financial advising, he owns two bars in Ogden, Utah. Von Colln Financial Group provides discretionary, fee-based investment management and financial planning primarily to individual and high-net-worth clients, also serving corporate and retirement-plan clients. The firm follows a structured four-step planning process and offers tailored investment services through custodial accounts, access to institutional managers, and regular portfolio rebalancing. Additionally, the firm acts as both portfolio manager and sponsor of a wrap fee program and conducts client education seminars and workshops.

Lee Miles is a CFP® and ChFC® with 23 years of industry experience. He is the principal of Lee Miles LLC in Ogden, UT, and has been involved with Practice Management Inc. and Midland National Life since the early 1990s. Outside of his advisory work, he serves as president of Practice Management Inc., a management services corporation supporting his firm. Lee Miles LLC provides investment advice and planning primarily to individuals, as well as to trusts, estates, and small business entities. The firm employs an asset-allocation approach combining individual securities and ETFs, with active monitoring and discretionary or non-discretionary authority, and also offers insurance and annuity products through its affiliated insurance activities.

Mason Miles is a financial advisor at Lee Miles LLC with a Series 65 designation and two years of industry experience. Prior to founding Lee Miles LLC, he worked at Uber and Vivint and was affiliated with Brigham Young University. Lee Miles LLC provides investment advice and planning primarily to individuals, as well as trusts, estates, and small business entities, managing approximately $13.95 million in discretionary assets. The firm employs an asset-allocation approach combining individual securities and exchange-traded funds, with active monitoring and options for discretionary or non-discretionary authority, and conducts client outreach through educational seminars and public events.

Michael Minnoch is a financial advisor with Vantage Point Management, Inc. in North Ogden, Utah, holding Series 63 and Series 65 licenses and 21 years of industry experience. He has worked at Vantage Point Management since 2017 and was previously with Vantage Point Investments and Managed Account Research, Inc., where he has been involved since 2003. In addition to his advisory role, Minnoch is an independent insurance agent selling fixed life contracts and is associated with Managed Account Research, focusing on managed futures, commodities, and options. Vantage Point Management is a fee-based registered investment adviser serving individuals, retirement plans, trusts, estates, charitable organizations, and business entities. The firm employs a blend of modified passive, strategic, and tactical investment strategies emphasizing relative-strength analysis across ETFs, equities, and fixed income, and manages proprietary models on a third-party platform while providing financial planning and back-office services to other investment professionals.

Nolan Karras is a financial advisor with The Karras Company, Inc., holding Series 63 and Series 65 credentials and bringing 19 years of industry experience. He has been affiliated with The Karras Company since 1997 and SK Hart Management since 2006. Outside of his advisory work, Karras serves on multiple boards, including educational institutions, electric utilities, healthcare organizations, and nonprofit foundations. The Karras Company provides wealth planning, investment consulting, and portfolio management services to individuals, trusts, institutions, and retirement plans. The firm emphasizes strategic asset allocation and diversified, primarily buy-and-hold portfolios, utilizing equities, fixed income, mutual funds, ETFs, and alternative asset classes, supported by research and resources from Raymond James.

Christopher Kesler is a financial advisor at Ascend Investment Partners with 13 years of industry experience. He holds a Series 66 designation and previously worked at Wells Fargo Advisors Financial Network from 2012 to 2020. Outside of his advisory role, Kesler is a part owner of a Cold Stone Creamery franchise and provides guidance in its management. Ascend Investment Partners serves individual and high-net-worth clients as well as retirement plan sponsors, offering asset management, retirement plan consulting, and annuity consulting. The firm employs a structured planning process and combines fundamental, technical, quantitative, and sector analysis with various asset-allocation strategies, managing accounts primarily on a discretionary basis.

Shaun Peterson is a financial advisor at Peterson Wealth Services Inc. with 14 years of industry experience. He holds a Series 66 designation and has worked at Raymond James Financial Services from 2009 to 2020 before joining Peterson Wealth Services, where he has been since 2011. Outside of his advisory role, he serves on the board of the Livastride Youth Foundation and is a Certified Divorce Financial Analyst involved with Utah Divorce Planning. Peterson Wealth Services, Inc. offers fee-only investment management and comprehensive financial planning to individuals and institutions, including small-business owners, retirees, and high-net-worth individuals. The firm employs a strategic asset allocation approach centered on passive indices and ETFs, complemented by active funds and equities, and provides retirement plan advisory services as well as estate and tax-aware planning.

Billy Peterson is a CFP® professional with 29 years of experience in financial advising. He is principal at Peterson Wealth Services Inc. and has served as a certified divorce financial analyst through his role with Utah Divorce Planning since 2015. Outside of finance, he is the founder and director of the LiveaStride Youth Foundation and owns Buck Way Ranch LLC, where he manages racehorses. Peterson Wealth Services, Inc. provides fee-only investment management and comprehensive financial planning to individuals and institutions, including retirees, small-business owners, and high-net-worth clients. The firm employs a strategic asset allocation approach centered on passive indices and ETFs, supplemented by actively managed funds and individual equities, and offers both discretionary and non-discretionary account management along with specialized services such as divorce consulting.

Catherine Miller is a financial advisor at JGP Wealth Management, LLC with a Series 65 designation and one year of industry experience. Her prior roles include positions at Wealth Enhancement Advisory Services, Rock House Financial, and The Buckner Company. She also has experience working at Utah State University and in educational roles prior to entering the financial industry. JGP Wealth Management manages approximately $1.2 billion in discretionary assets and offers portfolio management, financial planning, and consulting services to individuals, high-net-worth clients, trusts, estates, and various business entities. The firm employs a fiduciary-oriented, tailored approach that combines fundamental and technical analysis across multiple investment strategies and asset allocation categories, with a focus on ongoing portfolio monitoring and rebalancing.