Curtis Nicholls is a Series 65-licensed financial advisor with seven years of industry experience. He is the principal of Pioneer Fortress Consulting LLC and has been an associate professor at Bucknell University since 2009, where he teaches and conducts academic research. Pioneer Fortress Consulting provides investment advisory and financial planning services to individuals and families, focusing on self-directed asset management without taking custody of client assets or exercising discretionary trading authority. The firm offers educational seminars and tailors advice to clients’ time horizons and risk tolerances, using broadly diversified investments such as ETFs, mutual funds, and fixed income instruments.

Bradley Catherman is a financial advisor at Granite Financial Advisors, Inc. with eight years of industry experience. He holds a Series 65 designation and has worked at Granite Financial Advisors since 2016. In addition to his advisory role, he is a full-time teacher with the Lewisburg Area School District. Granite Financial Advisors provides wealth management and comprehensive financial planning services to individuals, trusts, corporations, and estates. The firm employs quantitative analysis and cost-controlled, dividend-focused investment strategies, managing approximately $1.83 million across eleven clients.

OMNIWEALTH GROUP specializes in strategic financial planning, investment analysis, and portfolio management for affluent investors and those aspiring to financial independence.

Darin Koss is a financial advisor with Tower Wealth Partners in Lewisburg, PA, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. His prior roles include positions at Raymond James Financial Services and J Alden Associates. He is also the founder and owner of Koss Financial Group, a support company unrelated to investment advisory services. Tower Wealth Partners provides wealth management, investment management, financial planning, and retirement-plan advisory services to individuals, high-net-worth clients, trusts, estates, and businesses. The firm employs a customized investment approach using diversified portfolios and offers ERISA retirement-plan services, managing approximately $350 million for about 683 clients.

Jared Kohl is a financial advisor at Tower Wealth Partners with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including J Alden Associates, Raymond James Financial Services, and Koss Financial Group. Kohl is also insurance licensed, dedicating less than 10% of his business time to non-advisory insurance activities. Tower Wealth Partners provides wealth management, investment management, financial planning, and retirement-plan advisory services to individuals, high-net-worth clients, trusts, estates, and businesses. The firm customizes portfolios using diversified mutual funds, ETFs, and individual securities, employing both fundamental and technical analysis and offering fiduciary support for retirement plans.

Brooks Stahlnecker is a financial advisor at Discipline Wealth Solutions, Inc. with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms including Alphastar Capital Management and Murray Wealth Management. Brooks is also the founder and president of Financial Fire Drill LLC, an educational firm focused on preparing individuals for financial emergencies. Discipline Wealth Solutions, Inc. serves individuals, corporations, other registered advisers, and retirement plans, offering portfolio management, financial planning, and retirement plan consulting. The firm manages assets on a discretionary basis, tailoring investment advice to clients’ objectives and risk tolerance through a variety of strategies and oversight of third-party managers.

Timothy Monson is a financial advisor at Fiat Wealth Management in Orangeville, PA, holding a Series 65 credential with four years of industry experience. Prior to joining Fiat Wealth Management, he worked for eight years at Hawkins Chevrolet. Outside of his advisory role, he owns and operates Arsenal Detailing, an automotive detailing business. Fiat Wealth Management serves individuals, retirement plans, trusts, estates, charitable organizations, and businesses, managing approximately $370 million in client assets. The firm employs a model-driven approach with client-specific asset allocation and tax-aware planning tools, offering services that include financial planning, discretionary portfolio management, and pension consulting.

Francis Fauble II is a financial advisor at Vicus Capital, Inc. with 42 years of industry experience. He holds the ChFC® and Series 63 credentials and has worked at several firms including Cetera Wealth Services, LLC and Vertice Financial. In addition to his advisory role, he has worked as an independent insurance agent since 1971. Vicus Capital serves a diverse client base including individuals, businesses, trusts, and retirement plan sponsors, offering investment management, financial planning, and retirement plan consulting. The firm employs a range of investment strategies combining fundamental and technical analysis and provides specialized fiduciary consulting and plan-sponsor services alongside traditional advisory offerings.

Lynn Appelman is a CFP® and ChFC® with 42 years of experience, currently serving at Trustmont Advisory Group, Inc. since 2004. In addition to his advisory role, he owns land used for an agricultural program outside of business hours. Trustmont Advisory Group serves a diverse client base including individuals, pension plans, trusts, and charitable organizations, offering financial planning, investment advice, and discretionary portfolio management with a long-term investment outlook.

Peter Frikker Jr. is a financial advisor with OSAIC Institutions, Inc., holding a Series 66 designation and one year of industry experience. Prior to joining OSAIC Institutions in 2024, he worked at Burns Insurance Agency and spent over a decade at the University of Pittsburgh. He is also a licensed Medicare Insurance Agent, assisting individuals with navigating the Medicare Insurance marketplace. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans, offering a range of advisory and brokerage services through customized engagements and access to alternative investments. The firm’s assets are primarily managed on a non-discretionary basis, and it provides services through a large network of investment adviser representatives who utilize both fundamental and technical analysis.

Lindsay Johnson is a financial advisor with OSAIC Institutions, Inc., holding a Series 66 license and seven years of industry experience. She has worked at Catherine Burns Insurance and Infinex Investments, Inc., and previously at CarMax. Outside of her advisory role, she is a licensed agent specializing in Medicare supplement plans through Catherine Burns Insurance Services. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans, offering a range of advisory and brokerage services including financial planning, ERISA plan services, access to alternative investments, and lending solutions. The firm primarily delivers advice through a network of investment adviser representatives who provide both advisory and brokerage solutions, employing a variety of investment analysis techniques.

James Mccann is a financial advisor with Principal Financial Services who holds Series 63 and Series 65 credentials and has 42 years of industry experience. His career includes roles at Principal Life Insurance Company, Cetera Investment Services LLC, National Penn Capital, and Higgins Insurance. Outside his advisory work, he serves as Board Chair of the Finance Committee for Central Susquehanna Sight Services and is an advisory board member for the Community Giving Foundation. Principal Securities provides brokerage and registered investment advisory services to a diverse range of clients, including individuals, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, retirement consulting, and access to third-party money manager solutions through various adviser and promoter arrangements.

Brent Traugh is a financial advisor at Capital Analysts with 24 years of industry experience. He holds a Series 63 designation and has been with Lincoln Investment Planning, Inc. since 2000. In addition to his advisory role, he is licensed as a life insurance and fixed annuity agent. Capital Analysts provides advisory services to a diverse client base, including individuals, high-net-worth clients, charitable organizations, and institutional clients. The firm combines an in-house investment management team with advisor-level consulting to offer customized portfolios and manages approximately $8.9 billion in advisory assets.

Craig Ulrich is a financial advisor at GWN Securities Inc. with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has been with GWN Securities since 2011. Additionally, he works with fixed annuities as part of his other business activities. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients through a network of about 423 advisors. The firm offers discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios, employing a range of investment strategies including legacy market-timing and momentum-based methods.

Jeffrey Crossland is a financial advisor with Commonwealth Financial Network based in Lewisburg, PA, holding a Series 63 credential and over 34 years of industry experience. He has led The Crossland Group since 1999 and also maintains a legal career as an attorney and part-time assistant district attorney. In addition to his advisory work, he provides tax preparation services through The Crossland Group. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients by offering a range of advisory programs and back-office support, including investment management, trading, compliance, and practice management. The firm provides access to a variety of discretionary portfolios and distinct program structures tailored to advisor and client needs.

Ben Moore is a financial advisor at Lincoln Investment with a Series 66 designation and one year of industry experience. Prior to joining Lincoln Investment, he worked at Principal Securities and Principal Life Insurance Company. Outside of his advisory role, he is co-owner of Moore Produce, a wholesale and retail partnership involved in planting, maintaining, harvesting, and selling fruits and vegetables. Lincoln Investment is an SEC-registered investment adviser and broker-dealer managing approximately $18.9 billion in assets through a network of nearly 900 advisors. The firm serves individuals, employers, retirement plan participants, charitable organizations, corporations, and other investment advisers, offering a variety of financial planning and investment management services, including advisor-managed portfolios and third-party strategies.

Kevin Serensits is a financial advisor with Truist Advisory Services, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. His prior roles include positions at Cetera, National Penn Bank, and BB&T affiliated firms. Outside of his advisory work, he serves as a licensed tour guide providing historical tours in Gettysburg, Pennsylvania. Truist Advisory Services is a large SEC-registered investment adviser serving individuals, corporations, retirement plan sponsors, and charitable organizations. The firm offers a range of discretionary and non-discretionary investment solutions that combine model portfolios, third-party managers, and advisor-led asset allocation and fund monitoring.

Scott Frost is a financial advisor at OSAIC Institutions, INC. with nine years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including First Commonwealth, Infinex Investments, Santander Securities, and Thrivent Financial. In addition to his advisory role, he serves as a councilman for the Borough of Selinsgrove. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans through customized advisory and brokerage services. The firm emphasizes non-discretionary asset management and offers access to alternative investments, lending, and cash-management solutions via a network of investment adviser representatives.

Andria Lamay is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and with 19 years of industry experience. She has been with Primerica Advisors since 2005 and Primerica Financial Services since 2011. In addition to her advisory role, she receives compensation for sales and referrals related to mortgage products and home security and automation services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed accounts. The firm emphasizes a tiered wrap-fee structure and curates third-party asset managers, maintaining oversight of model selection and implementation.

James Kishbaugh II is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. He has been with Cetera since 2013 and is the owner of J & J Financial, a financial services business he founded in 2002. In addition to advisory work, he is an insurance agent specializing in life, disability, annuities, and long-term care products. Cetera Investment Advisers serves a diverse client base including individual, high-net-worth, institutional, and retirement-plan clients through a network of over 6,800 advisors. The firm offers discretionary and non-discretionary portfolio management, financial planning, fiduciary solutions, and access to multiple investment programs and third-party managers.