Richard Welch is a financial advisor at Academy Wealth Advisers, LLC in Pocono Pines, PA, holding Series 63 and Series 65 credentials with 14 years of industry experience. He has been with Academy Wealth Advisers since 2011. Academy Wealth Advisers provides customized discretionary portfolio management and investment consulting to individuals, high-net-worth clients, trusts, estates, corporations, businesses, and institutional clients. The firm’s investment approach is based on fundamental analysis and an asset-allocation framework aimed at balancing risk and return with a long-term orientation, while allowing for shorter-term trades as needed.

Michael Hirthler is a financial advisor with Jacobi Capital Management, LLC in Wilkes Barre, PA, holding a Series 63 designation and bringing 40 years of industry experience. He has been with Jacobi Capital Management since 2008 and has also worked at LPL Financial, LLC (formerly LINSCO/Private Ledger Corp.) since 1993. Jacobi Capital Management advises individual, institutional, and retirement clients on a limited discretionary basis, offering financial planning and consulting alongside portfolio management. The firm employs a “fusion” investment approach combining finance, engineering, psychology, and history, and utilizes both algorithmic programs and hands-on oversight within defined risk parameters.

James Di Gesu is a financial advisor at Belpointe Asset Management LLC with 14 years of industry experience. He holds the PFS™ and Series 63 designations and has worked at Belpointe since 2019. Outside of his advisory role, he is involved in tax preparation through a separate business, AM TAX PLANNING. Belpointe Asset Management serves a diverse client base including individual investors, retirement plans, and corporations, offering discretionary investment management, financial planning, and retirement plan consulting. The firm uses customized portfolios and a range of investment strategies tailored to client objectives, supported by a network of advisors and affiliated businesses.

Eric Kumar is a financial advisor with Bankers Life Advisory Services, Inc. He holds a Series 66 designation and has one year of industry experience. Prior to his financial services career, he served four years in the United States Army. Kumar also recruits and trains insurance agents and provides retirement-related sales and service. Bankers Life Advisory Services, Inc. offers discretionary portfolio management and investment consulting primarily to mass-affluent and high-net-worth individuals. The firm’s investment approach includes customized asset allocation, periodic rebalancing, and a combination of fundamental, technical, and cyclical analysis to guide security selection and portfolio management.

Peter Butera is a financial advisor with Janney Montgomery Scott who holds Series 63 and Series 65 licenses and has 39 years of industry experience. His prior firms include Bank of America and Merrill Lynch. He serves on the finance and budget committee of the Westmoreland Club and is involved in mentoring business students at the University of Scranton and Kings College, as well as participating on several nonprofit boards in the Wilkes-Barre and Scranton areas. Janney Montgomery Scott is an SEC-registered investment adviser and broker-dealer managing approximately $100.8 billion in client assets. The firm supports over 1,200 advisors and offers a range of services including portfolio management, financial planning, retirement plan consulting, and brokerage for individuals, high-net-worth clients, corporations, charities, and institutions.

Tracy Smithnosky is a financial advisor at Janney Montgomery Scott with 10 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Merrill from 2015 to 2021 before joining Janney in 2021. Janney Montgomery Scott LLC is an SEC-registered investment adviser and broker-dealer managing approximately $100.8 billion in client assets. The firm serves individuals, high-net-worth clients, corporations, charities, and institutions with a range of services including portfolio management, financial planning, and retirement plan advisory, utilizing a multi-channel investment platform that incorporates third-party managers, model-based strategies, and in-house portfolio management.

Sandra Harper is a financial advisor at Janney Montgomery Scott with 26 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Janney Montgomery Scott since 2004, with a brief tenure at Chapin, Davis in 2021. Janney Montgomery Scott LLC is an SEC-registered investment adviser and broker-dealer managing approximately $100.8 billion in client assets. The firm serves individuals, high-net-worth clients, corporations, charities, and institutions through a multi-channel investment platform that includes third-party manager strategies, in-house portfolio management, and various advisory and brokerage services.

Alex Howe is a financial advisor at PNC Wealth Management with eight years of industry experience. He holds Series 63 and Series 66 designations and has worked at PNC Investments LLC, Bank of America, Merrill, NBT Bank, and Honesdale National Bank. Outside of his advisory role, he is a co-owner of Stepping Stones Preschool and Childcare Center. PNC Wealth Management provides retail brokerage and advisory services through model-based programs, including an invitation-only digital offering that uses algorithmic risk assessment and third-party strategists to implement portfolio strategies primarily via mutual funds and ETFs.

James Murphy is a ChFC® credentialed financial advisor with 29 years of industry experience. He has been with Primerica Advisors since 1999 and also maintains a longstanding association with Guardian Life Insurance Co of America beginning in 1996. Murphy serves on the board of directors at Fox Hill Country Club. Primerica Advisors operates as part of Park Avenue Securities LLC, serving a diverse retail client base with brokerage and advisory services, including financial planning and retirement consulting. The firm utilizes a combination of proprietary and third-party investment strategies and offers a range of account-level services.

Greg Piechota is a financial advisor at PNC Wealth Management with seven years of industry experience. He holds a Series 66 designation and has previously worked at Edward Jones and BASF. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital offering that uses algorithm-driven risk assessments and implements investments via discretionary model strategies managed by PNC or third-party strategists.

Susan Whitesell is a financial advisor at Janney Montgomery Scott with 31 years of industry experience. She holds a Series 63 designation and has been with Janney since 1997. Outside of her advisory role, she has been involved with the Wyoming Avenue Christian Church since 2015 and previously worked at the Perfect Harmony Center for the Arts. Janney Montgomery Scott LLC is an SEC-registered investment adviser and broker-dealer managing approximately $100.8 billion in client assets. The firm serves individuals, high-net-worth clients, corporations, charities, and institutions through a broad range of services including portfolio management, financial planning, retirement plan advisory, and brokerage.

Jason Wood is a financial advisor at Janney Montgomery Scott with nine years of industry experience. He holds a Series 66 designation and has been with Janney Montgomery Scott since 2015. Wood serves on the Board of Directors for the Marian Sutherland Kirby Library in Mountain Top, PA. Janney Montgomery Scott LLC manages approximately $100.8 billion in client assets and supports over 1,200 advisors serving more than 235,000 clients. The firm offers a range of services including portfolio management, financial planning, retirement plan advisory, and brokerage services for individuals, high-net-worth clients, corporations, charities, and institutions.

Mandie Hendricks is a CFP® professional with 13 years of industry experience, currently serving at Janney Montgomery Scott since 2021. She previously worked at Bank of America and Merrill. Hendricks participates as a volunteer board member for both the Freeland YMCA and the Luzerne County Community College Foundation. Janney Montgomery Scott manages approximately $100.8 billion in client assets and supports over 1,200 advisors. The firm offers a comprehensive range of services including portfolio management, financial planning, retirement plan advisory, and brokerage for individuals, high-net-worth clients, corporations, charities, and institutional accounts.

Evan Murphy is a financial advisor with Primerica Advisors, holding a Series 66 designation and two years of industry experience. His prior work includes roles at Guardian Life Insurance Company, Park Avenue Securities, and Murphy Wealth Management. He has also worked in non-financial roles at Fox Hill Country Club and Grico's Restaurant. Primerica Advisors serves a broad retail client base, offering both brokerage and advisory services along with financial planning and consulting. The firm employs a variety of investment strategies through proprietary and third-party portfolios and supports a range of account-level services.

Keith Kleinman is a financial advisor at Janney Montgomery Scott with 41 years of industry experience. He has been with Janney since 2009. Kleinman holds Series 63 and Series 65 licenses. Janney Montgomery Scott LLC is an SEC-registered investment adviser and broker-dealer managing approximately $100.8 billion in client assets. The firm serves individuals, high-net-worth clients, corporations, charities, and institutions through a multi-channel investment platform that includes portfolio management, financial planning, retirement plan advisory, and custody services.

Francis Nockley is a financial advisor at Janney Montgomery Scott with one year of industry experience. He holds the Series 66 designation and has worked primarily at Janney Montgomery Scott since 2023, with prior experience at Savello USA. Janney Montgomery Scott LLC manages approximately $100.8 billion in client assets and supports over 1,200 advisors serving more than 235,000 clients. The firm offers a wide range of services including portfolio management, financial planning, retirement plan advisory, and brokerage for individuals, high-net-worth clients, corporations, charities, and institutional accounts.

Steven Jordan is a financial advisor at Janney Montgomery Scott with 25 years of industry experience. He holds a Series 66 designation and has worked previously at Bank of America and Merrill. Janney Montgomery Scott is an SEC-registered investment adviser and dual-registered broker-dealer managing approximately $100.8 billion in client assets. The firm serves individuals, high-net-worth clients, corporations, charities, and institutions with portfolio management, financial planning, retirement plan advisory, and brokerage services, supported by a multi-channel investment platform and an in-house portfolio management division.

Reshma Patel is a financial advisor at Merrill with 14 years of industry experience. She holds a Series 66 designation and has worked at both Bank of America, N.A. and Merrill since 2011. Merrill serves a wide range of clients, including individuals, retirement plans, corporations, and institutional clients, offering managed account programs, third-party manager selection, discretionary portfolio management, and brokerage and custody services. The firm’s investment approach includes multiple program strategies with varying levels of discretion and emphasizes manager selection and tax-efficient capabilities, supported by deep integration with Bank of America affiliates.

Dylan Moran is a Financial Advisor at Merrill Lynch Wealth Management. He works with clients to develop personalized financial strategies that consider individual risk tolerance, time horizon, and liquidity needs. His approach involves understanding clients' priorities and designing plans to help them pursue their financial goals while managing investment risk. Dylan's expertise encompasses areas such as college education planning, family wealth management strategies, retirement income, small business strategies, and legacy planning. He utilizes asset allocation aligned with clients' objectives and has access to Merrill's investment products, independent managers, and research from BofA Global Research. His role also involves facilitating conversations around financial goals within families and businesses. He holds a Bachelor's Degree from Sacred Heart University and holds professional designations as a CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). Outside of his professional responsibilities, Dylan participates in community activities and enjoys adventure sports, boating, fishing, football, golfing, ice hockey, ice skating, skiing, spending time with his family, and traveling.

Bryan Boyle is a ChFC® credentialed financial advisor with 42 years of industry experience, currently with Cambridge Investment Research Advisors. He has been affiliated with Cambridge since 2011 and has provided financial services independently and through Howell Benefit Services since 1994. Outside of his advisory role, he serves as president of the Estate Planning Council of Northeastern Pennsylvania and holds board positions with local nonprofit organizations including Hospice of the Sacred Heart and The Eye Institute of the Sacred Heart. Cambridge Investment Research Advisors serves individual investors, retirement plans, charitable organizations, and pension/profit-sharing plans through a network of independent financial professionals. The firm offers financial planning, portfolio management, and retirement plan advisory services, utilizing model portfolios and third-party strategists to deliver customized investment solutions.