Donald Galade is the principal advisor at GFS Financial Advisors, LLC, an independent firm based in Hazleton, PA. He holds Series 63 and Series 65 licenses and has 15 years of industry experience. His career includes roles at Cheradon and Associates LLC and Galade Financial Services, Inc., where he also operates as an insurance agent and sells gold and silver products. In addition to his advisory work, he owns a business consulting firm focused on employee benefits. GFS Financial Advisors provides fee-based financial planning and consulting primarily to individuals and high-net-worth clients. The firm offers a subscription newsletter and facilitates client relationships with third-party money managers, using a documented process to tailor investment strategies based on client goals and risk tolerance.

Justin Warfel is a Series 65-licensed financial advisor at Wagner Wealth Management, Corp. with two years of industry experience. His prior roles include positions at Evergreen Wealth Solutions, Geisinger Medical Center, UPMC, T.R. Hoffman, and Lock Haven University. Wagner Wealth Management provides discretionary wealth management and integrated financial planning to individuals, including high-net-worth clients, as well as retirement plan sponsors and other business clients. The firm’s investment approach is generally conservative to balanced, utilizing ETFs, individual equities, and model portfolios, with selective use of third-party money managers for higher-growth opportunities.

Hari Gadi is a financial advisor at Omsai Com LLC with three years of industry experience. He holds the Series 66 designation and previously worked at Avantax Advisory Services and Avantax Investment Services, Inc. from 2021 to 2022. Omsai Com LLC provides fee-based investment advisory and financial planning services to individuals, trusts, estates, charitable organizations, and business entities. The firm employs a tactical allocation strategy using fundamental, technical, and cyclical analysis across various instruments, and also offers accounting, tax, payroll, and company-formation services.

Allen Wagner is a financial advisor at Wagner Wealth Management, Corp. with 33 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Wells Fargo Advisors Financial Network LLC and PKS Investments. Wagner also serves as an independent insurance agent, providing insurance advice to clients. Wagner Wealth Management offers discretionary wealth management and integrated financial planning to individuals, including high-net-worth clients, as well as retirement plan sponsors and other business clients. The firm employs a generally conservative to balanced investment approach, utilizing ETFs, individual equities, and model portfolios, alongside fundamental and technical analysis.

Kyle Wagner is a CFP® with 12 years of industry experience, currently serving as an advisor at Wagner Wealth Management, Corp. He has previously worked at Wells Fargo Advisors and PKS Investments. Wagner holds Series 63 and Series 66 licenses and is involved in an investment-related business, CRZYPCK HOLDINGS, LLC. Wagner Wealth Management provides discretionary wealth management and integrated financial planning to individuals, including high-net-worth clients, as well as retirement plan sponsors and other business clients. The firm’s investment approach is generally conservative to balanced, utilizing ETFs, individual equities, and model portfolios, with selective allocation to third-party money managers for growth exposure.

Timothy Monson is a financial advisor at Fiat Wealth Management in Orangeville, PA, holding a Series 65 credential with four years of industry experience. Prior to joining Fiat Wealth Management, he worked for eight years at Hawkins Chevrolet. Outside of his advisory role, he owns and operates Arsenal Detailing, an automotive detailing business. Fiat Wealth Management serves individuals, retirement plans, trusts, estates, charitable organizations, and businesses, managing approximately $370 million in client assets. The firm employs a model-driven approach with client-specific asset allocation and tax-aware planning tools, offering services that include financial planning, discretionary portfolio management, and pension consulting.

Lynn Appelman is a CFP® and ChFC® with 42 years of experience, currently serving at Trustmont Advisory Group, Inc. since 2004. In addition to his advisory role, he owns land used for an agricultural program outside of business hours. Trustmont Advisory Group serves a diverse client base including individuals, pension plans, trusts, and charitable organizations, offering financial planning, investment advice, and discretionary portfolio management with a long-term investment outlook.

Andrea Empie is a financial advisor with Hornor, Townsend & Kent, LLC, holding CFP® and Series 63 credentials and bringing 21 years of industry experience. She has been with Hornor, Townsend & Kent since 2015 and also works as an insurance agent with Penn Mutual Life Insurance Company. Additionally, she is a member of Daddio Financial Advisors LLC, where she provides life insurance brokerage services. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory services through third-party asset managers, financial planning, and retirement consulting. The firm emphasizes client-directed implementation and oversight, managing the majority of client assets on a non-discretionary basis.

James Mccann is a financial advisor with Principal Financial Services who holds Series 63 and Series 65 credentials and has 42 years of industry experience. His career includes roles at Principal Life Insurance Company, Cetera Investment Services LLC, National Penn Capital, and Higgins Insurance. Outside his advisory work, he serves as Board Chair of the Finance Committee for Central Susquehanna Sight Services and is an advisory board member for the Community Giving Foundation. Principal Securities provides brokerage and registered investment advisory services to a diverse range of clients, including individuals, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, retirement consulting, and access to third-party money manager solutions through various adviser and promoter arrangements.

Patrick Reilley is a financial advisor with Capital Analysts and holds a Series 63 designation. He has 33 years of industry experience, primarily with Lincoln Investment Planning, Inc. since 1993. Outside of his advisory work, he serves on the Board of Directors for UNB Bank Mt Carmel and has been involved in a solar panel supply business targeting the Dominican Republic. Capital Analysts provides advisory services to a diverse client base, including individuals, high-net-worth clients, charitable and corporate organizations, and institutional clients. The firm combines in-house investment management and research with advisor-level consulting to offer customized portfolios and employs a quantitative screening process to select mutual funds, ETFs, and other strategies.

Brad Warhurst is a financial advisor with Capital Analysts, holding a Series 66 designation and 18 years of industry experience. He has been with Lincoln Investment Planning, Inc. since 2007. Outside of his advisory role, he is involved in a real estate partnership with his wife focused on long-term investment properties and provides clients with fixed life insurance, annuities, Medicare plans, disability, and long-term care insurance. Capital Analysts serves a diverse client base including individuals, high-net-worth clients, charitable and corporate organizations, and institutional investors. The firm employs a quantitative investment process managed by an in-house team that constructs model portfolios and offers customized solutions across mutual funds, ETFs, and stocks, managing approximately $8.9 billion in advisory assets as of the end of 2024.

Brent Traugh is a financial advisor at Capital Analysts with 24 years of industry experience. He holds a Series 63 designation and has been with Lincoln Investment Planning, Inc. since 2000. In addition to his advisory role, he is licensed as a life insurance and fixed annuity agent. Capital Analysts provides advisory services to a diverse client base, including individuals, high-net-worth clients, charitable organizations, and institutional clients. The firm combines an in-house investment management team with advisor-level consulting to offer customized portfolios and manages approximately $8.9 billion in advisory assets.

Randy Rutkoski is a financial advisor at PNC Wealth Management with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has been with PNC since 2012, including time at PNC Investments LLC and PNC Investments. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital Portfolio Solutions Strategist offering for employees that uses algorithm-driven risk assessment and invests in mutual funds and ETFs with annual rebalancing.

Michael Vergari is a CFP® with 14 years of experience in financial advising, currently practicing at Janney Montgomery Scott. He has worked at Janney Montgomery Scott since 2011, with a brief hiatus from 2020 to 2021. Vergari serves as a volunteer board member for the Conyngham Valley Civic Organization and participates on the Pastor Relations Committee at Black Creek United Methodist Church. Janney Montgomery Scott is an enterprise-level firm managing approximately $100.8 billion in client assets, supporting over 1,200 advisors and more than 235,000 clients. The firm offers a multi-channel investment platform that integrates third-party manager strategies, model-based solutions, and in-house portfolio management through Janney Capital Management.

Jennifer Karnoski is a financial advisor at Janney Montgomery Scott with 21 years of industry experience. She holds the Series 66 designation and has been with Janney since 2004. Janney Montgomery Scott LLC is an SEC-registered investment adviser and dual-registered broker-dealer managing approximately $100.8 billion in client assets. The firm serves individuals, high-net-worth clients, corporations, charities, and institutional accounts with a broad range of services including portfolio management, financial planning, retirement plan advisory, and traditional brokerage.

Craig Ulrich is a financial advisor at GWN Securities Inc. with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has been with GWN Securities since 2011. Additionally, he works with fixed annuities as part of his other business activities. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients through a network of about 423 advisors. The firm offers discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios, employing a range of investment strategies including legacy market-timing and momentum-based methods.

Brandon Costantino is a financial advisor at Janney Montgomery Scott with a Series 66 designation and one year of industry experience. His prior work includes roles at Monster Beverage Corporation and Jacobi Capital Management, LLC. Janney Montgomery Scott LLC is an SEC-registered investment adviser and broker-dealer managing approximately $100.8 billion in client assets. The firm serves individuals, high-net-worth clients, corporations, charities, and institutional accounts with a range of services including portfolio management, financial planning, and retirement plan advisory.

Ben Moore is a financial advisor at Lincoln Investment with a Series 66 designation and one year of industry experience. Prior to joining Lincoln Investment, he worked at Principal Securities and Principal Life Insurance Company. Outside of his advisory role, he is co-owner of Moore Produce, a wholesale and retail partnership involved in planting, maintaining, harvesting, and selling fruits and vegetables. Lincoln Investment is an SEC-registered investment adviser and broker-dealer managing approximately $18.9 billion in assets through a network of nearly 900 advisors. The firm serves individuals, employers, retirement plan participants, charitable organizations, corporations, and other investment advisers, offering a variety of financial planning and investment management services, including advisor-managed portfolios and third-party strategies.

John Schwear Jr. is a financial advisor at Janney Montgomery Scott with nine years of industry experience. He holds a Series 66 designation and has been with Janney since 2015. Outside of his advisory role, Schwear is involved in several community organizations in the Hazleton, PA area, including serving as Chairman of the Board for Can Do Inc., a nonprofit economic development corporation, and participating on multiple local boards focused on education and community revitalization. Janney Montgomery Scott manages approximately $100.8 billion in client assets and supports over 1,200 advisors. The firm offers a broad range of services including portfolio management, financial planning, retirement plan advisory, and brokerage for individuals, high-net-worth clients, corporations, charities, and institutions. Its investment platform combines third-party manager strategies, model-based solutions, and in-house portfolio management through Janney Capital Management.

Robert John is a financial advisor at Wells Fargo Advisors with 32 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2010. He holds Series 63 and Series 65 licenses. Outside of his advisory role, he owns RJ ARAS Corp, a support company for his practice. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and develops tailored recommendations using its proprietary research and tools.