Adam Bray is a CFP® and holds a Series 66 license with 14 years of industry experience. He is currently with YSB Wealth Management and previously worked at OSAIC and Bishoff Financial Group, where he served as Chief Investment Officer. Outside of his advisory role, Bray has been involved in independent insurance agency activities and has held leadership positions managing investment teams. YSB Wealth Management, established in 2026, provides wealth management and financial planning services to individuals, high-net-worth clients, and corporations. The firm employs a goal-based, personalized investment approach using strategic allocation profiles that combine passive and active strategies to manage risk and volatility.

Sarah Yount is a ChFC® credentialed financial advisor with over 14 years of experience in the industry. She has worked at Roble Belko & Company for 10 years, followed by four years at Bishoff Financial Group before joining YSB Wealth Management in 2026. YSB Wealth Management is a recently formed investment adviser serving individuals, high-net-worth clients, and corporations. The firm uses a goal-based, personalized investment approach that combines passive and active strategies to manage volatility and risk, offering discretionary portfolio management across various asset classes.

Cody Schnipke is a CFP® and holds a Series 66 license, currently serving as a financial advisor at YSB Wealth Management with five years of industry experience. His prior roles include positions at OSAIC, The Bishoff Financial Group, and Cambridge Investment Research Advisors. Schnipke is also involved in tax preparation through Bishoff Tax Advisors. YSB Wealth Management is a state-registered investment adviser founded in 2026 that provides wealth management and financial planning services to individuals, high-net-worth clients, and corporations. The firm uses a goal-based investment process with personalized portfolio allocations combining passive and active strategies, emphasizing risk management over benchmark outperformance.

Bernard Nienberg is a financial advisor with Royal Fund Management, LLC, holding the ChFC® designation and Series 63 license, and has 41 years of industry experience. His career includes roles at Royal Alliance Associates and First Independent Advisory Services. Outside of advisory work, he owns and operates insurance agencies focused on life, accident, and health insurance products. Royal Fund Management, LLC serves individuals, corporations, pension and profit-sharing plans, and charitable organizations by providing portfolio management, financial planning, and pension consulting. The firm employs a range of investment strategies tailored to clients’ risk tolerances and offers specialized services such as options writing and access to select non-traded REITs.

Mindy Vance is a financial advisor with The Huntington Investment Company, holding a Series 66 designation and 18 years of industry experience. She has been with The Huntington Investment Company since 2007. The Huntington Investment Company, operating as Huntington Financial Advisors, serves individual, charitable, corporate, and retirement clients through advisory and wrap-fee programs. The firm manages approximately $6.3 billion in assets across tens of thousands of client accounts and utilizes an open-architecture, model-driven platform combining third-party and proprietary investment models.

James Smith is a financial advisor with Lincoln Investment, holding a Series 63 designation and bringing 25 years of industry experience. He has worked at Lincoln Investment since 2012 and has been associated with Capital Analysts Incorporated since 2000. Outside of his advisory role, Smith serves as the mayor of Fort Jennings, Ohio, and is president and sole owner of Commercial Tax Records, Inc., a tax preparation and bookkeeping business. Lincoln Investment is an SEC-registered investment adviser and broker-dealer with approximately $18.9 billion in assets under management and nearly 900 advisors. The firm serves individuals, employers, retirement plan participants, charitable organizations, corporations, and other registered investment advisers, offering a range of services including financial planning, advisor-managed portfolios, and access to third-party managers.

Clara Hanf is a financial advisor with Raymond James Financial in Delphos, Ohio, holding a Series 66 designation and 27 years of industry experience. She has been with Raymond James Financial Services, Inc. since 1998 and with Raymond James Financial since 2009. In addition to her advisory role, she works as an independent contractor preparing tax returns for Hellman Nomina CPA. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm emphasizes non-discretionary financial planning and investment consulting, utilizing firm research and asset-allocation analysis to develop tailored recommendations while maintaining client decision authority.

Brian Inkrott is a financial advisor at OSAIC with 24 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Sagepoint Financial, Inc. for 14 years. Inkrott is also an elected village councilman in Glandorf, Ohio, a role he has held since 2012. OSAIC is an SEC-registered investment adviser and FINRA member broker-dealer serving a diverse client base, including individual investors, pension plans, corporations, and charitable organizations. The firm offers a range of advisory and brokerage services supported by advanced portfolio management tools and access to multiple custodial platforms.

Joyce Sager is a CFP® professional with 39 years of industry experience, currently serving at Raymond James Financial since 2009. She has held roles at Raymond James Financial Services, Inc. since 2005. Outside of financial advising, she is involved in several business activities including ownership of a tax preparation service and a health and wellness network marketing company, as well as being an author with a forthcoming book. Raymond James Financial Services Advisors, Inc. serves a diverse client base ranging from individual investors to institutional entities, providing financial planning and non-discretionary investment consulting. The firm emphasizes tailored financial plans developed through comprehensive client interviews and risk profiling, with a notable portion of its advisory business conducted on a non-discretionary basis.

Ross Thompson is a financial advisor with Edward Jones in Delphos, Ohio. He holds the Series 66 designation and has three years of industry experience. Prior to joining Edward Jones, he worked at Syngenta and Enterprise, and also spent time at Ohio Dominican University. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm operates under a fiduciary standard and manages over $1 trillion in assets through a large network of financial advisors and branch offices.

Cory King is a CFP® professional with 28 years of industry experience, currently serving at OSAIC since 2023. He previously worked at Sagepoint Financial, Inc. for 14 years and has held a longstanding role at AIG American General Life Insurance Company since 2002. Outside of his advisory work, King owns a financial planning sole proprietorship and serves on the board of directors for The Corn City State Bank. OSAIC is a large SEC-registered investment adviser and broker-dealer supporting a broad client base, including individuals, pension plans, corporations, and charitable organizations. The firm employs a technology-driven investment process and offers a wide range of advisory programs and custodial platforms.

Michael Allen is a financial advisor at OSAIC with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Sagepoint Financial, Inc. and AIG American General Life Insurance Company. In addition to his advisory roles, he owns Strategic Financial Resources, LLC, an insurance business focused on life insurance and variable annuities for his existing clients. OSAIC is an SEC-registered investment adviser and broker-dealer serving a diverse client base, including individual investors, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs and employs an investment process that incorporates risk tolerance assessments, asset allocation software, and portfolio optimization tools.

Grant Hershberger is a financial advisor with Edward Jones in Ottawa, Ohio, holding a Series 66 designation and two years of industry experience. His work history includes five years at EY and two years at the Schottenstein Center prior to his current role. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a range of advisory offerings, including discretionary and non-discretionary wrap fee strategies and separately managed accounts. The firm manages approximately $1.01 trillion in assets and operates through a nationwide network of more than 23,700 financial advisors.

Thomas Wagner is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and 35 years of industry experience. He has been with MML Investors Services and Massachusetts Mutual Life Insurance Company since 1990. Outside of his advisory work, he is involved in insurance brokerage and is an owner of TJW Ventures LLC and M3S LLC. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, employing firm-approved analytical tools and offering various planning programs.

Joshua Buckland is a financial advisor at Edward Jones with two years of industry experience. He holds the Series 66 designation and has worked previously at Fortman Insurance Services and UIS Insurance & Investments. Outside of his advisory role, Buckland is involved in property management through ownership and management roles in rental property businesses. Edward Jones is a full-service wealth management firm serving individual and institutional clients across a broad range of financial needs. The firm manages over $1 trillion in assets and offers a variety of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Kelsie Salisbury is a financial advisor at Edward Jones in Ottawa, OH, holding a Series 66 designation with one year of industry experience. She has been associated with Edward Jones since 2011. Outside of her advisory role, she is involved in managing an LLC created to transfer ownership of her parents' house. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a wide range of advisory programs and investment solutions. The firm is notable for its large national network of financial advisors and branch offices, as well as its affiliated trust company, mutual funds, and securities-based lending options.

Erin Schroeder is a financial advisor at Edward Jones with 20 years of experience at the firm. She holds a Series 66 designation. Outside of her advisory role, she serves as treasurer for the Trinity United Methodist Women in Ottawa, OH. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets with a large nationwide network of advisors and offers a range of advisory and investment solutions under a fiduciary standard.

Corey Norton is a Series 66 licensed financial advisor with Edward Jones, where he has worked since 2008. He has 17 years of industry experience and is based in Delphos, Ohio. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non‑high‑net‑worth and high‑net‑worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs with discretionary and non-discretionary strategies under a fiduciary standard.

Adam Hershberger is a CFP® and holds a Series 66 license, with seven years of industry experience. He has been with Edward Jones since 2018 and previously worked at PricewaterhouseCoopers from 2015 to 2018. He is based in Ottawa, Ohio. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Gabrielle Schmiedebusch is a financial advisor at Cetera with two years of industry experience. She holds Series 63 and Series 65 licenses and has worked in various roles within Cetera-affiliated firms since 2021. Additionally, she serves as an account manager in financial services at UIS Insurance & Investments. Cetera Investment Advisers serves a diverse client base including individual, high-net-worth, institutional, and retirement-plan clients through a network of over 6,800 advisors. The firm offers a range of portfolio management and fiduciary solutions, combining advisor-managed accounts, model portfolios, and third-party managed options.

Stephanie Patton is a financial advisor with Cetera who holds a Series 66 designation and has 26 years of industry experience. Her prior roles include positions at U.S. Bancorp Investments, Inc. and Rahrig Financial Group. Outside of finance, she is a co-founder and partner of The Haunted Enthusiasts, a tourism and travel business focused on visiting and consulting with haunted attractions. Cetera Investment Advisers serves a diverse client base including individuals, high-net-worth clients, institutions, and retirement plans through a network of over 6,800 independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary services supported by a variety of advisor-managed and model portfolio solutions.

Circe Krout is a CFP®-designated financial advisor with Edward Jones, based in Ottawa, Ohio, and has five years of industry experience. She has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving over four million clients, including individuals, institutions, and charitable organizations. The firm offers a range of advisory programs and investment strategies, operating under a fiduciary standard with approximately $1.01 trillion in assets under management.

Robert North is a financial advisor at Edward Jones with 33 years of industry experience. He holds the Series 63 designation and has been with Edward D. Jones & Co., L.P. since 1992. Outside of his advisory role, he is involved as a member or partner in several LLCs related to farming and commercial real estate, as well as a semi-private golf course, though these are passive holdings. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of investment programs and fiduciary services. The firm is notable for its extensive network of advisors and branches, along with affiliated capabilities including a trust company and proprietary mutual funds.

Peter Rafaniello is a financial advisor with LPL Financial, holding a Series 66 designation and 25 years of industry experience. He has worked at LPL Financial since 2008 and previously at Union Bank Company. Outside of his advisory role, he is involved in non-variable insurance sales, including long-term care insurance and fixed annuities with the Catholic Ladies of Columbia. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plans, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and combines advisory operations with insurance and annuity product offerings.

Dylan Mason is a financial advisor with Mass Mutual Investors Services in Columbus Grove, OH, holding Series 63 and Series 65 licenses and having two years of industry experience. Prior to joining Mass Mutual, he worked at MassMutual Life Insurance Company and has involvement in outside insurance sales. Outside of his advisory role, Mason sells sports cards on eBay. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, using structured, goal-oriented planning processes without discretionary investment authority.

Andrew Schroeder is a financial advisor with Cetera based in Ottawa, Ohio, holding a Series 66 designation and five years of industry experience. His prior roles include positions at Hamilton Capital, Stifel Nicolaus & Co Inc, and Equitable Advisors. Outside of advisory work, he is involved as an insurance agent selling fixed insurance products and assists clients with life insurance needs through an independent agency. Cetera Investment Advisers serves a diverse client base including individual, high-net-worth, institutional, and retirement-plan clients through a network of over 6,800 advisors. The firm offers a range of portfolio management, financial planning, and fiduciary services, utilizing a combination of advisor-managed accounts, model portfolios, and third-party solutions.

Kyle Bruskotter is a financial advisor at Osaic Wealth, Inc. with 11 years of industry experience. He holds a Series 66 designation and previously worked at Sagepoint Financial, Inc. from 2015 to 2023. Outside of his advisory role, he serves as Treasurer for the Kalida Chamber of Commerce and owns Bruskotter Financial Services, Inc., which markets financial services. Osaic Wealth, Inc. is an SEC-registered investment adviser and FINRA member broker-dealer serving a diverse client base including individual investors, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs and employs a technology-driven investment process combining risk tolerance assessments with asset allocation and portfolio optimization tools.

Anthony Rahrig is a CFP® with 24 years of industry experience, currently affiliated with Cetera. He has held roles at U.S. Bancorp Investments and operates Rahrig Financial Group and Rahrig Properties, LLC. Outside of financial services, he is involved with Carrie Rahrig Photography, LLC as a trustee and provides notary services. Cetera Investment Advisers serves a diverse client base including individuals, high-net-worth, institutional, and retirement-plan clients through a network of over 6,800 independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary solutions, combining advisor-managed accounts, model portfolios, and third-party managed options.

Molly Montgomery is a financial advisor with LPL Financial, holding a Series 66 designation and having two years of industry experience. She has worked at LPL Financial since 2023 and also has experience with Superior Credit Union and the University of Findlay. Outside of finance, she is a woodworking instructor at Board & Brush Creative Studio. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house Research team and delivers services through a large network of investment adviser representatives.

Adam Cupp is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. His prior roles include positions at VOYA Financial Advisors and Cetera Wealth Services, LLC. He serves as a board member for First Christian Church and is the fundraising chairperson for Scouting America. Cetera Investment Advisers serves a diverse client base including individual, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers a range of portfolio management and fiduciary solutions, combining retirement capabilities with a broad institutional and trust platform.

Elan King is a financial advisor with Raymond James Financial, holding a Series 66 designation and 14 years of industry experience. He previously worked at Morgan Stanley Smith Barney for 11 years before joining Raymond James and its affiliates in 2022. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm offers financial planning and non-discretionary investment consulting, utilizing comprehensive risk profiling and asset allocation tools, with a focus on advisory and implementation support rather than discretionary management.

Scott Hershberger is a financial advisor at Edward Jones with 37 years of industry experience. He has worked at Edward D. Jones & Co., L.P. since 1987. Outside of his advisory role, he assists a CPA with administrative tasks related to an office rental business. Edward Jones is a wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment advisory programs and maintains a large network of financial advisors and branch offices nationwide.

Jennifer Moenter is a financial advisor with Ameriprise, holding a Series 63 designation and 11 years of industry experience. She has been with Ameriprise and its affiliates since 2013. Moenter serves on the Board of Directors for the Bon Secours Mercy Health Foundation. Ameriprise is a large institutional firm offering retirement-income planning services primarily for clients with significant investable assets. The firm combines research and modeling with tax-efficient strategies to provide non-discretionary recommendations, focusing on clients approaching or in retirement.

Zachary Buckland is a CFP®-credentialed financial advisor with Edward Jones, where he has worked since 2014, totaling 11 years of industry experience. He is based in Glandorf, Ohio, and coaches junior high football at Ottawa Glandorf High School. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm has a large nationwide network of advisors and branch offices and operates under a fiduciary standard.

David Ellerbrock is a financial advisor at OSAIC with 30 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Sagepoint Financial, AIG American General Life Insurance Company, and PENROD & GEORGE, CPA's. Outside of his advisory role, he serves as Financial Secretary for the local Knights of Columbus Council and provides income tax planning and preparation services as a CPA. OSAIC is a large investment advisory and broker-dealer firm serving individual investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm utilizes a range of investment management tools and offers access to various custodial platforms and third-party managers.