James Stahl is the sole advisor at Stahlvest, holding Series 63 and Series 65 licenses with 39 years of industry experience. He has worked at Purshe Kaplan Sterling Investments and Stahlvest, LLC since 2003. Stahl is also involved as a producer selling insurance products approved by PKS Insurance Agency. Stahlvest provides investment supervisory and management services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm employs a strategic asset-allocation, core-and-satellite approach using both passive index funds and selectively chosen active investments, managing globally diversified portfolios primarily on a discretionary basis.

Leslie Taylor Neumann is a financial advisor at DiNuzzo Private Wealth, Inc. with eight years of industry experience. She holds the CFP®, ChFC®, and Series 65 credentials. Prior to her current role, she worked at Beaconsfield Financial Services Inc. and has experience from Robert Morris University. DiNuzzo Private Wealth provides discretionary investment management, retirement-plan consulting, and wealth-planning services to individuals, high-net-worth households, business owners, trusts, estates, and retirement plans. The firm employs globally diversified, index-based portfolios and offers multiple service tracks tailored to varying asset levels, combining automated solutions with personalized advisor oversight.

Robin Foreman is a CFP® with 39 years of industry experience, currently serving at Prospera Financial Services, Inc. since 2017. Her prior roles include positions at Summit Financial Group, VSR Advisory Services, and managing Foreman Financial Group since 1999. She also facilitates Financial Peace University and serves as a trustee and executor of an estate. Prospera Financial Services, Inc. is an enterprise-scale adviser and dually registered broker-dealer that serves individuals, corporate and charitable entities, and retirement plans. The firm manages approximately $12.4 billion through 207 advisors, offering investment advisory and financial planning services across multiple platforms and utilizing both discretionary and non-discretionary portfolio management.

Millard Norris is a financial advisor at Royal Fund Management, LLC with 20 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Royal Fund Management since 2014 and Nexus Financial Group since 2019. In addition to his advisory role, he sells insurance products including annuities and health and Medicare supplements. Royal Fund Management serves individuals, corporations, pension and profit-sharing plans, charitable organizations, and defined contribution plan participants. The firm offers portfolio management, financial planning, pension consulting, and participant account management, employing fundamental, technical, and cyclical analysis to implement strategies aligned with client risk tolerances.

Kristina Dunn is a CFP® professional with 23 years of experience in the financial services industry. She is currently with Prospera Financial Services, Inc., where she has worked since 2017. Her prior experience includes roles at Summit Financial Group, VSR Advisory Services, and Foreman Financial Group. Dunn serves as a board member and chairman of the finance committee for the Maryland Salem Children's Trust. Prospera Financial Services, Inc. is a large enterprise firm that serves individuals, corporate and charitable entities, and retirement plans. The firm manages approximately $12.4 billion through about 207 advisors and offers a range of investment advisory and financial planning services across multiple platforms and delivery vehicles.

Barth Frankenberry Jr. is a financial advisor at Royal Fund Management, LLC with two years of industry experience. He holds a Series 65 designation and has worked at Royal Fund Management since 2023. He is also the sole proprietor of Frankenberry Insurance Group, a life and health insurance and annuities business he has operated since 2014. Royal Fund Management, LLC serves individuals, corporations, pension and profit-sharing plans, and charitable organizations by providing portfolio management, financial planning, pension consulting, and participant account management. The firm employs a range of investment strategies based on fundamental, technical, and cyclical analysis and offers unique access to select non-traded REITs and a cash-alternative program.

Jeffery Conner is a financial advisor with Latitude Advisors, LLC, holding Series 63 and Series 65 credentials and over 26 years of industry experience. He has been with Latitude Advisors since 2009 and is also a principal and CPA at Fike, Conner and Associates, P.A. Outside of his advisory work, Conner is involved in local community organizations, serving as president of a nonprofit focused on public land use and as vice chairperson of the Garrett County Planning Commission. Latitude Advisors serves individual and business clients, including high-net-worth investors, offering financial planning, discretionary portfolio management, and pension consulting. The firm employs a combination of model-based strategies and fundamental analysis, managing most client relationships on a discretionary basis.

Harold Fike Jr. is a financial advisor with Latitude Advisors, LLC, holding a Series 66 designation and 26 years of industry experience. He has served as a principal in the accounting firm Fike, Conner and Associates, P.A. since 1995 and acts as treasurer for Cornerstone Baptist Church in Cumberland, MD. His professional activities also include work as an independent insurance agent. Latitude Advisors serves individual and business clients, providing financial planning, discretionary portfolio management, third-party manager selection, and pension consulting. The firm uses a combination of model-based strategies and fundamental/quantitative analysis to manage client portfolios, primarily on a discretionary basis.

Cady Rankin is a CFP® professional with 10 years of industry experience, currently advising at &PARTNERS since 2024. Prior to joining &PARTNERS, Rankin worked at Wells Fargo Advisors, LPL Financial, and Wells Fargo Clearing Services. Rankin serves as an advisory board member for the College of Business, Engineering, Computing, and Analytics at Frostburg State University, providing guidance on strategic planning and curriculum development. &PARTNERS serves a diverse client base including individuals across wealth levels, retirement plans, charitable organizations, universities, corporations, and private business owners. The firm offers a broad range of services such as portfolio management, financial and tax planning, estate and trust consulting, and retirement plan education, utilizing proprietary and third-party strategy models with both discretionary and non-discretionary management options.

Melissa Moyers is a financial advisor with Truist Advisory Services, holding a Series 66 designation and 17 years of industry experience. She has worked with Truist Investment Services, Bb&T Securities, and BB&T Investment Services since 2015. Truist Advisory Services is a large SEC-registered investment adviser serving individuals, corporations, retirement plan sponsors, and charitable organizations. The firm offers a range of discretionary and non-discretionary investment solutions through model portfolios, third-party managers, and advisor-led asset allocation, supported by centralized research and multiple service platforms.

Brian Kelly is a CFP® with 33 years of experience in the financial services industry. He currently works at &PARTNERS and has held prior roles at Wells Fargo Advisors and LPL Financial. &PARTNERS serves a diverse client base including individuals, retirement plans, charitable organizations, universities, corporations, and private business owners. The firm offers portfolio management, financial and tax planning, estate and trust consulting, and retirement plan education, combining proprietary and third-party strategy models with both discretionary and non-discretionary management.

Christina Crites is a Series 66-licensed financial advisor with seven years of industry experience. She is currently with &PARTNERS and has previously worked at Wells Fargo Clearing and LPL Financial. Outside of her advisory role, she provides personal care support to a family member. &PARTNERS serves a diverse client base including individuals, retirement plans, charitable organizations, and private business owners, offering portfolio management, financial planning, estate consulting, and retirement education. The firm combines technology platforms with proprietary and third-party strategies, providing both discretionary and non-discretionary management tailored to client needs.

John Delaney is a financial advisor at Cetera with 22 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Cetera and its affiliated entities since 2007. Outside of his advisory role, he serves as Chairman of the Cumberland Housing Alliance and Vice Chairman of the Housing Authority City of Cumberland. Cetera Investment Advisers serves a diverse client base, including individual, high-net-worth, institutional, and retirement-plan clients, through a large network of independent advisors. The firm offers a range of investment management and fiduciary services, combining retirement capabilities with trust and institutional resources.

Julie Baker is a financial advisor with LPL Financial in Frostburg, MD, holding Series 63 and Series 66 licenses and possessing 32 years of industry experience. She has been with LPL Financial and its predecessor since 2002. Outside of advisory work, Baker is a certified public accountant and operates a tax preparation and accounting business. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a wide range of investment solutions supported by an in-house research team, combining large-scale advisory operations with various non-advisory financial products.

Heather Clark is a Series 66-licensed financial advisor with RBC Capital Markets in Cumberland, MD, where she has worked since 2013. She has 24 years of industry experience. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, corporations, and charitable organizations. The firm offers multiple advisory programs tailored to clients’ risk profiles, combining in‑house and third‑party investment managers with various portfolio management and financial planning services.

Larry Boggs is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 51 years of industry experience. His prior work includes roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. LPL Financial offers advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm provides a range of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Brendan Whiteman is a financial advisor with RBC Capital Markets holding a Series 66 designation and one year of industry experience. His work background includes roles at West Virginia University and various other organizations prior to joining RBC. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers multiple advisory programs with customized investment strategies executed through in-house and third-party managers.

John Persons is a financial advisor with Wells Fargo Clearing in Cumberland, MD, holding Series 63 and Series 65 licenses and 25 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously held roles at Wells Fargo Advisors, LLC and BB&T Investment Services, Inc. Outside of his advisory work, he owns and manages a sport horse business. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice grounded in an IPS-driven process and modern portfolio theory.

Molly Beeman is a Series 66-licensed financial advisor with 13 years of industry experience. She is currently with LPL Financial and previously worked at Wells Fargo Clearing and Wells Fargo Advisors, LLC. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a range of investment solutions supported by in-house research and a large network of investment adviser representatives.

Adam Mabee is a financial advisor with Edward Jones in Cumberland, MD, holding CFP® and Series 66 designations and bringing six years of industry experience. He has been with Edward Jones since 2019, following three years at Timbrook Automotive Group. Outside of his advisory role, his household operates a short-term rental Airbnb in Frostburg, MD, managed by his wife. Edward Jones is a wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Amy Snyder is a financial advisor with RBC Capital Markets in Cumberland, MD, holding Series 63 and Series 66 designations and bringing 24 years of industry experience. She has been with RBC Capital Markets since 2013. RBC Wealth Management, a division of RBC Capital Markets LLC, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a variety of wrap fee advisory programs and tailors investment strategies through a combination of in-house and third-party managers, providing both discretionary and non-discretionary portfolio management along with financial planning and brokerage services.

Douglas Kramer is a financial advisor with Edward Jones based in Frostburg, MD. He holds Series 63 and Series 66 licenses and has 33 years of industry experience, having been with Edward Jones since 1992. Outside of his advisory work, Kramer serves as a director for the Foundation for Frostburg, a local 501(c)(3) organization. Edward Jones is a full-service wealth management firm that serves individual and institutional clients, including households, pension plans, corporate clients, and charitable organizations. The firm manages over $1 trillion in assets through a nationwide network of advisors and offers a range of advisory programs, investment solutions, and affiliated services under a fiduciary standard.

Brandon Combs is a Series 66-credentialed financial advisor with Edward Jones, based in Cumberland, MD. He has 18 years of industry experience, including 15 years at M&T Securities prior to joining Edward Jones in 2023. Outside of his advisory role, he manages a rental property in Cumberland. Edward Jones is a full-service wealth management firm serving millions of individual and institutional clients, offering a range of advisory programs and investment solutions supported by a nationwide network of over 23,000 financial advisors.

Mirjhana Buck is a financial advisor at LPL Financial with 21 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. She is also a notary public. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and combines large-scale advisory operations with non-advisory product activities.

Michael Kalloz is a Certified Financial Planner® (CFP®) with 17 years of industry experience. He has been with Stifel Nicolaus & Co. Inc. since 2013. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment approach is guided by a proprietary methodology developed by its Investment Strategy Group, which uses forward-looking capital market assumptions and probabilistic modeling.

Patsy Stullenbarger is a CFP®-certified financial advisor with 38 years of industry experience, currently affiliated with LPL Financial since 2021. She previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Stullenbarger is also a notary public. LPL Financial provides advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a range of financial planning and investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Joshua Broadwater is a financial advisor with Edward Jones, holding a Series 66 designation and two years of industry experience. Prior to joining Edward Jones in 2023, he worked at Northrop Grumman for ten years. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory strategies and affiliated investment products supported by a large nationwide network of financial advisors and branch offices.

Shannon Seaders is a financial advisor at Stifel with two years of industry experience and holds the Series 66 designation. She has been with Stifel Nicolaus since 2016. Outside of her advisory role, she owns a yoga and candlemaking business where she also works as a yoga instructor. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group, providing clients with analysis and allocation guidance based on forward-looking capital market assumptions.

Andrew Lenda is a financial advisor at STIFEL with 19 years of industry experience and holds the Series 66 designation. He has worked at Stifel Nicolaus & Co Inc since 2018 and previously was with Morgan Stanley Private Bank, National Association from 2015 to 2018. STIFEL serves a broad range of clients including individuals, institutional clients, charitable organizations, and municipal entities. The firm offers brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Rodney Barker is a Series 66 licensed financial advisor with Edward Jones, based in Cumberland, MD, and has 11 years of industry experience. He has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including a broad range of households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of more than 23,700 financial advisors and 15,000 branch offices, offering a variety of advisory programs and investment solutions under a fiduciary standard.

Christopher Mathews is a CFP® professional with 33 years of industry experience. He is currently with Wells Fargo Clearing and previously worked at First Peoples Community FCU and LPL Financial for 15 years. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader investment menu that includes insurance-related vehicles and bank deposit sweep options.

Patrick Cunningham is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 33 years of industry experience. He has been with LPL Financial since 2002. Outside of his advisory role, he provides notary services without fees and has involvement in fixed insurance sales. LPL Financial offers advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm supports its advisors with in-house research and a variety of investment solutions, ranging from model portfolios to customized discretionary arrangements.

Kyle Adams is a financial advisor at Edward Jones in Frostburg, MD, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones in 2025, he served 12 years in the United States Air Force and currently participates in the Air Force Reserve as a Combat Rescue Officer. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Gary Lindner is a financial advisor with Edward Jones in Cumberland, MD, holding a Series 66 designation and 12 years of industry experience. He has been with Edward Jones since 2013. Outside of his advisory role, Lindner is involved with Scotty's Investigations, a private security business based in Cumberland. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies and is noted for its extensive national network of financial advisors and branch offices.

Gregory Ma Bee Jr. is a financial advisor at Edward Jones with 21 years of industry experience. He has been with Edward Jones since 2004 and holds the Series 63 and Series 66 designations. Outside of his advisory role, he is involved in a real estate investment project focused on property flipping. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions supported by a nationwide network of more than 23,000 financial advisors.

Philip Kochman is a financial advisor at Stifel with five years of industry experience. He holds a Series 66 designation and previously worked at ABN AMRO Securities (USA) LLC. Outside of his advisory role, he owns a residential condo in Florida. Stifel serves a diverse client base including individuals, institutions, and municipal entities, offering brokerage and investment advisory services supported by proprietary analysis and a range of financial planning options.

Aaron Strawderman is a financial advisor with LPL Financial in Frostburg, MD, holding Series 63 and Series 65 credentials and 28 years of industry experience. He has been with LPL Financial and First Peoples Community Credit Union since 2010. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team, delivering services through a large network of investment adviser representatives.

Jeffrey Bennett is a financial advisor at LPL Financial with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at M&T Securities, Inc. since 2000. Bennett has been with LPL Financial since 2021. LPL Financial provides advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and delivers services through a large network of investment adviser representatives.

Jason Burkett is a financial advisor with Edward Jones in Cumberland, MD, holding Series 63 and Series 66 designations. He has 24 years of industry experience and has been with Edward Jones since 2001. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a network of over 23,700 advisors and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.