Daniel Venable is a Series 65-licensed advisor with BIG Investment Services, bringing one year of industry experience. His prior roles include positions at Boothe Investment Group, Beracah Homes, and Enterprise Rent-A-Car. BIG Investment Services offers investment management and comprehensive financial planning to individuals, high-net-worth clients, pension and profit-sharing plans, and businesses. The firm employs a tactical index investment approach that combines passive index funds with selected equities, guided by fundamental, technical, and cyclical analysis, and provides customized planning services including retirement, estate, tax, and business planning.

Steve has always felt that his role as an advisor should exclusively be to serve those who have put their trust in him and to do it to the best of his abilities, by any means necessary. So, he decided to take a step that many advisors are increasingly considering: 1. Transitioning to a fee-only model. 2. Requiring that all clients are always served in a fiduciary capacity. 3. Taking ownership and control of his practice. He believes this approach realigns his incentives with his clients' best interests and empowers him to develop financial plans free from undue influence. In his free time, Steve also serves on the board of the Societa Da Vinci, a local non-profit focused on providing educational grants and supporting cultural events around Italian heritage. Steve is also an avid traveler and hiker. One of his life’s goals is to visit all 63 US national parks among various other outdoor adventures like shark diving.

Anna Hibbitt is a financial advisor at B.I.G. Investment Services with four years of industry experience. She holds a Series 65 designation and has worked at Boothe Investment Group, Inc. for multiple periods since 2016. Outside of her advisory role, she is a partner at Excel Bookkeeping, LLC, a nonprofit organization where she provides consulting, training, bookkeeping, and grant writing services. B.I.G. Investment Services offers investment management and comprehensive financial planning to individuals, high-net-worth clients, pension and profit-sharing plans, and businesses. The firm employs a tactical index investment approach combining passive index funds with selected equities, guided by fundamental, technical, and cyclical analysis, and provides tailored planning services including retirement, estate, tax, and business planning.

Zachary Stone is a financial advisor at CSG Financial with six years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Diamond State Financial Group, Securian Financial Services, and Cetera Advisor Networks. CSG Financial is a fee-only registered investment adviser serving individual clients, including high-net-worth individuals, and employer plan sponsors. The firm provides discretionary investment management and financial planning, using a combination of passive and active strategies tailored to client needs.

Shane Galante is a CFP® and Series 66-registered financial advisor with CSG Financial, bringing four years of industry experience. He previously worked at Diamond State Financial Group and Cetera Advisor Networks, and he currently serves as a registered nurse at the Horsham Clinic, a mental health facility. CSG Financial is a fee-only registered investment adviser serving individual clients, including high-net-worth individuals, and employer plan sponsors. The firm offers discretionary investment management and financial planning, utilizing a mix of passive and active strategies tailored to client-specific investment policies.

David Boothe is a financial advisor with BIG Investment Services, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. His prior roles include nearly a decade at Wells Fargo Advisors Financial Network LLC and several years at Boothe Investment Group Inc. He is also a partner in DL FIVE LLC, which holds property used by his firm. BIG Investment Services provides investment management and comprehensive financial planning to individuals, high-net-worth clients, pension and profit-sharing plans, and businesses. The firm employs a tactical index investment approach that combines passive index funds with selected individual equities, guided by fundamental, technical, and cyclical analysis within a client-specific asset allocation framework.

Rachel Benton is a Series 65-licensed advisor with BIG Investment Services in Dover, DE. She has experience working with the State of Delaware and Postal Impact as well as prior roles at BIG Investment Services. BIG Investment Services provides investment management and comprehensive financial planning to individuals, high-net-worth clients, pension and profit-sharing plans, and businesses. The firm employs a tactical index investment approach that combines passive index funds with selected individual equities, guided by fundamental, technical, and cyclical analysis within an asset allocation framework.

Robert Kaehler is a financial advisor with Chapin Davis, Inc. He holds the ChFC® designation and securities licenses Series 63, 65, and 66, and has 24 years of industry experience. His prior roles include positions at Avantax Investment Services, Hornor Townsend & Kent Inc, and J.P. Morgan, as well as serving in the U.S. Air Force for 24 years. He has also taught at Wilmington University and the University of Delaware. Chapin Davis provides investment advisory and financial planning services to individuals, corporations, trusts, and retirement accounts, managing approximately $539 million in assets across several hundred client relationships. The firm employs a combination of fundamental and technical analysis and offers discretionary and advisory portfolio management through a multi-advisor team.

Peter Oldziey is a CFP® professional with 40 years of experience in the financial services industry. He has been with Vicus Capital, Inc. since 2001 and also worked at Cetera Wealth Services, LLC since 2013. Outside of his advisory role, he serves as treasurer for the Dover Interfaith Mission for Housing, a homeless shelter, and is involved with the Spiritual Assembly of the Baha'i of Dover as secretary. Vicus Capital serves a diverse client base, including individuals, businesses, trusts, charitable organizations, and retirement plan sponsors, offering investment management, financial planning, and retirement plan consulting. The firm combines fundamental and technical analysis with a range of strategies, providing tailored advisory services and specialized fiduciary consulting.

John Macielag is a financial advisor with Stifel Independent Advisors, LLC, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. His prior roles include positions at Merrill and Bank of America, where he worked for 31 and 11 years respectively. Outside of advising, he owns Mac4 Corp, a wetland habitat consulting business, and serves as a Principal Race Officer for US Sailing, the sport’s national governing body. Stifel Independent Advisors serves a diverse client base including individuals, corporations, trusts, and public entities, offering brokerage and investment advisory services with a range of financial planning and portfolio management options. The firm emphasizes a collaborative planning process using proprietary models and supports a broad array of affiliated financial capabilities.

Katy Lightburn is a financial advisor at Stifel Independent Advisors, LLC with 10 years of industry experience. She holds the Series 66 designation and has worked previously at Bank of America and Merrill. Outside of her advisory role, she serves as a director of the Bond Chapel Foundation, where she consults on restoration and community presentation efforts in Chestertown, MD. Stifel Independent Advisors serves a diverse client base including individuals, corporations, trusts, and governmental entities, offering brokerage and investment advisory services. The firm employs a collaborative planning process using proprietary capital market assumptions and provides tailored asset allocation recommendations.

Brett Emmons is a financial advisor at Vicus Capital, Inc. with seven years of industry experience. He holds a Series 66 designation and has worked at Vicus Capital since 2018. Outside of his advisory role, Emmons is involved in leadership coaching through his ownership of BE Life Institute, LLC, and serves on the board of the Delmarva Youth and Family Institute. He also mentors youth through the Atlantic Regional Training Institute and participates as vice chairman of the Spiritual Assembly of the Bahá'ís of Dover, DE. Vicus Capital serves a diverse client base including individuals, businesses, trusts, charitable organizations, and retirement plan sponsors, offering investment management, financial planning, and retirement plan consulting. The firm employs a range of strategies combining fundamental and technical analysis, delivering tailored solutions through advisor-led managed accounts, model strategies, and technology platforms, and provides specialized fiduciary consulting and plan-sponsor services uncommon among enterprise firms.

Scott Melnick Jr. is a CFP® professional at PNC Wealth Management with 12 years of industry experience. He previously worked at Lincoln Financial Advisors Corporation for 11 years before joining PNC Investments LLC. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital discretionary model account pilot that uses algorithmic risk assessment and implements portfolios via mutual funds and ETFs with annual rebalancing.

Sandra Lawter Otoole is a CFP® with 26 years of industry experience, currently affiliated with Principal Financial Services in Dover, DE. She has been involved with Lawter Otoole Wealth Management LLC since 2012 and has held roles at Principal Securities Inc. and Principal Life Insurance Co. since 2011. Outside of financial advising, she serves as Vice President of BLOKAMP, LLC, a family-related business. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and active-duty military personnel abroad. The firm offers financial planning, retirement plan consulting, and access to third-party money manager solutions under various advisory and promoter arrangements.

Roberts Mckeldin is a financial advisor at Bankers Life Advisory Services, Inc. with 18 years of industry experience. He holds Series 63 and Series 66 designations and has worked with Bankers Life Securities, Inc. since 2016, ProEquities, Inc. since 2010, and Bankers Life And Casualty Co. since 1990. Outside of advisory work, he is a rental property owner. Bankers Life Advisory Services, Inc. provides discretionary portfolio management and investment consulting primarily to mass-affluent and high-net-worth individuals. The firm’s investment process focuses on customized asset allocation, tax efficiency, and a blend of fundamental and technical analysis.

Judith Pflaumer is a financial advisor at Savant Wealth Management with 19 years of industry experience. She holds a Series 65 designation and previously worked at Wealth Management Group, LLC and Raymond F. Book & Associates for over two decades. Savant Wealth Management provides comprehensive wealth and investment management services to individuals, families, charitable organizations, corporations, and retirement plans. The firm employs a structured, evidence-based investment approach using model portfolios of low-cost mutual funds and ETFs, along with tax-aware strategies and customization options, supported by in-house tax, legal, and trust services.

Brianna Felts is a financial advisor with First Command Advisory Services, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. She has been with First Command since 2015 and also operates Bri Marie LLC, a business entity related to her advisory work. Additionally, she owns farmland that she rents out in Kansas. First Command Advisory Services serves individual, high-net-worth, corporate, and charitable clients through a multi-service platform that includes financial planning, discretionary asset management, brokerage recommendations, and insurance and banking products. The firm emphasizes advisor-led, face-to-face financial coaching with structured planning engagements and manages model portfolios using an in-house investment team.

Raymond Book III is a financial advisor at Savant Wealth Management with 24 years of industry experience. He holds the PFS™ designation and Series 65 license. His prior experience includes roles at Artisans Bank and Wealth Management Group, LLC. Savant Wealth Management serves a diverse client base including individuals, families, charitable organizations, corporations, and retirement plans, managing approximately $37 billion in discretionary assets. The firm employs an evidence-based investment approach using model portfolios with low-cost mutual funds and ETFs, alongside tax-aware strategies and customization options.

Scott Brown is a financial advisor at Savant Wealth Management with 24 years of industry experience. He holds the PFS™ and Series 65 designations. Prior to joining Savant, he worked at Wealth Management Group, LLC for over two decades and has a background with R. F. Book & Co. CPAs. Savant Wealth Management serves a diverse client base including individuals, families, charities, corporations, and retirement plans, managing approximately $37 billion in discretionary assets. The firm employs an evidence-based investment approach using model portfolios and offers a range of services such as financial planning, family office, trust services, and corporate retirement consulting, supported by affiliated tax and legal service subsidiaries.

Raymond Kelly Jr. is a Series 66 licensed financial advisor with Bankers Life Advisory Services, Inc., bringing 24 years of industry experience. His prior roles include positions at Allianz Life Financial Services LLC and Allianz Life of North America. Outside of his advisory work, he independently manages a freelance digital marketing website focused on health and fitness products, a project he collaborates on with his children. Bankers Life Advisory Services, Inc. provides discretionary portfolio management and investment consulting primarily to mass-affluent and high-net-worth individuals. The firm emphasizes customized asset allocation, tax efficiency, and a combination of fundamental and technical analysis in its investment approach.

Alexandra Olah is a financial advisor with First Command Advisory Services in Dover, DE, holding a Series 66 credential and four years of industry experience. She has been associated with First Command since 2021 and currently serves as a volunteer attorney at Delaware Law School. Olah is also the owner of Olah Corp, a business related to her advisory practice. First Command Advisory Services serves individual, high-net-worth, corporate, and charitable clients through a multi-service platform that includes financial planning, discretionary asset management, brokerage recommendations, and insurance and banking product distribution via affiliated entities. The firm emphasizes ongoing, advisor-led planning relationships and delivers structured, face-to-face financial coaching through its Tailored Professional Services engagement and discretionary Asset Management Solutions.

Kimberly Provo is a financial advisor with First Command Advisory Services in Wilmington, DE, holding Series 63 and Series 65 credentials and bringing 24 years of industry experience. She has been with First Command and its affiliated entities since 2001. Outside of her advisory role, she owns and operates salon businesses and is involved in leasing salon suites. First Command serves a diverse client base including individuals, high-net-worth, corporate, and charitable clients through a multi-service platform that features financial planning, discretionary asset management, brokerage recommendations, and insurance and banking product distribution. The firm emphasizes advisor-led planning relationships and structured engagements, supported by an in-house investment management team for discretionary portfolio management.

Matthew Biggs is a financial advisor with Kestra Advisory Services, holding Series 63 and Series 65 licenses and bringing nine years of industry experience. He previously worked at Hornor Townsend & Kent Inc and Penn Mutual Life Insurance Co. Biggs serves on the Committee on Finance and Audit for the Most Worshipful Grand Lodge of A.F. & A.M. of Delaware. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse range of institutional and individual clients, including plan sponsors. The firm offers fiduciary consulting, plan design, employee education, and manages various investment platforms, serving large institutional investors with approximately $79.8 billion in assets under management.

Nataliya Zook is a CFP® professional with seven years of industry experience, currently serving as a financial advisor at Savant Wealth Management. Her prior roles include positions at Raymond F. Book & Associates, Wealth Management Group, LLC, Citizens Securities Inc., and Citizens Bank. Savant Wealth Management offers comprehensive wealth and investment management services to individuals, families, charitable organizations, corporations, and retirement plans. The firm employs a structured, evidence-based investment approach with a range of customizable options and provides integrated services including tax, legal, and trust solutions.

Christine Lawrence is a financial advisor at Savant Wealth Management with 24 years of industry experience. She holds a Series 65 credential and previously worked at Wealth Management Group, LLC and R. F. Book & Co., CPAs. Outside of her advisory role, she is involved in managing rental equipment and life insurance through a family business. Savant Wealth Management serves a diverse client base including individuals, families, charitable organizations, corporations, and retirement plans, managing approximately $37 billion in discretionary assets. The firm employs a structured, evidence-based investment approach using model portfolios of low-cost mutual funds and ETFs, complemented by tax-aware strategies and customization options.

William Paradee III is a financial advisor with Commonwealth Financial Network in Dover, Delaware, holding a Series 66 designation and 24 years of industry experience. He has operated Paradée Financial, LLC since 2011 and serves as its president and sole owner. Outside of his advisory role, Paradee is a State Senator for Delaware and a special trustee member of the investment committee for the Delaware Technical and Community College Education Foundation. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors. The firm provides a range of advisory programs, investment management services, and back-office support, allowing advisors to offer customized portfolio solutions and access to model portfolios managed by its Investment Management and Research team.

Ronald Vascik Jr. is a financial advisor at Savant Wealth Management with 24 years of industry experience. He holds a Series 65 designation and previously worked for Wealth Management Group, LLC for 22 years and R. F. Book & Co. CPAs for 34 years. Outside of advising, he is a member of RF BOOK REALTY, LLC, involved in rental management. Savant Wealth Management provides comprehensive wealth and investment management services to individuals, families, charitable organizations, corporations, and retirement plans. The firm employs an evidence-based investment approach using model portfolios and offers a range of services including financial planning, family office services, trust services, and corporate retirement plan consulting.

Christopher Clifford is a financial advisor with PNC Wealth Management, holding a Series 66 designation and 11 years of industry experience. He has worked at PNC Investments since 2015 in various roles, including PNC Bank. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital discretionary model account pilot for employees. The firm uses approved model strategies executed with mutual funds and ETFs, relying on algorithmic assessments for enrollment and risk selection.

Adam Insley is a financial advisor at Merrill with one year of industry experience. He holds a Series 66 designation and has previously worked at Hobby Lobby Stores Inc. and held positions at Salisbury University and the Rehoboth Beach Police Department. Merrill serves a wide range of clients including individuals, retirement plans, corporations, and institutional clients by providing managed account programs, discretionary portfolio management, and brokerage execution services. The firm leverages multiple program strategies and emphasizes manager selection and tax-efficient investment capabilities, supported by its affiliation with Bank of America.

Anna Touchard is a financial advisor at Merrill with 32 years of industry experience. She has been with Merrill since 1991 and holds a Series 66 designation. Outside of her advisory role, she consults for Meleleuca, a company involved in the sale and use of home products. Merrill serves a broad range of clients, including individuals, retirement plans, corporations, and institutional clients, offering managed account programs, third-party manager selection, discretionary portfolio management, and brokerage execution and custody services. The firm integrates deeply with Bank of America affiliates and emphasizes managed account and manager-selection capabilities supported by a variety of investment strategies and tax-focused services.

Alicia Baione is a financial advisor at Merrill with one year of industry experience. She holds the Series 66 designation and previously worked at Wells Fargo Advisors and BIG Investment Services. Outside of her advisory role, she serves as a second successor under statutory durable power of attorney arrangements for family members. Merrill serves a diverse client base including individuals, retirement plans, corporations, and institutional clients by providing managed account programs, discretionary portfolio management, and brokerage services. The firm emphasizes manager selection and tax-efficient investment strategies, supported by integration with Bank of America affiliates and a broad capital markets platform.

Harriet Sarblee is a financial advisor at Primerica Advisors with four years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Primerica Financial Services since 2017. Outside of her advisory role, she owns Sarblee & Associates, LLC, a non-investment-related business. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-driven strategies and limited separately managed accounts primarily to individual and high-net-worth clients. The firm employs a tiered wrap-fee structure and curates third-party asset managers, delegating trading responsibilities to BNY Mellon Advisors.

Stacy Coldwell is a financial advisor at LPL Financial with 19 years of industry experience. She holds the Series 66 designation and has previously worked at PNC Investments, Merrill, and Bank of America. Outside of her advisory role, she is involved in managing a real estate rental business in McHenry, MD. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm supports its advisors with in-house research, model portfolios, and a range of investment and client service options.

Kathleen Hawkins is a Wealth Management Advisor at Merrill Lynch Wealth Management. With a career in financial services dating back to 1998, she specializes in developing long-term relationships with clients to help them navigate investment needs through various life changes. Her expertise includes financial strategies focused on wealth accumulation, funding education, retirement planning, philanthropic support, and intergenerational asset transfer. Kathleen holds a Bachelor of Science in finance from the University of Delaware and a Master of Business Administration from Drexel University. She carries professional designations including CERTIFIED FINANCIAL PLANNER® (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Before joining Merrill Lynch in 2004, she gained experience at JP Morgan and served as Executive Director of the Eastern Pennsylvania and Peninsula-Delaware United Methodist Foundation. She is involved in several non-profit organizations such as the Cen-Del Foundation and serves as a Trustee of the University of Delaware. Kathleen lives in Smyrna, Delaware with her husband and son. Outside of work, she enjoys cooking, gardening, and spending time with her family.

Katherine Jones is a financial advisor with LPL Financial, holding a Series 66 designation and two years of industry experience. She has been with LPL Financial since 2021 and also has a decade of experience at M&T Bank. Jones is a commissioned notary in the state of Delaware. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team, combining large-scale advisory operations with various non-advisory product activities.

Christopher Smith is a financial advisor at Edward Jones in Dover, DE, holding CFP®, ChFC®, and Series 66 designations with 17 years of industry experience. He has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee solutions, and operates under a fiduciary standard.

H Connell is a financial advisor at Merrill with Series 63 and Series 65 credentials and 38 years of industry experience. He has worked at Merrill since 1994 and at Bank of America since 2011. Outside of his advisory role, he serves as an advisory board member for the Glasgow Lions Club, a charitable organization in Delaware. Merrill serves a broad range of clients, including individuals, retirement plans, corporations, and institutional clients, offering managed account programs, third-party manager selection, discretionary portfolio management, brokerage execution, and custody services. The firm emphasizes manager selection and monitoring through its Chief Investment Office and integrates closely with Bank of America affiliates to support its investment and capital-markets activities.

Courtney Duncan is a Senior Financial Advisor at Merrill Lynch Wealth Management. She has been with the firm since 2014 and focuses on college education planning, personal retirement planning, socially responsible and values-based investing, ESG investing, and women and wealth. Courtney assists her team with outgoing communications, client events, and seminars to deepen existing relationships. She holds a Bachelor's degree from the University of Delaware, earned in 2013, and has obtained the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Courtney is actively involved in her community and serves on the board of the CenDel Foundation, an organization dedicated to fostering philanthropy and the betterment of Central Delaware citizens. Residing in Dover, Delaware with her husband Andy, Courtney enjoys a variety of personal interests including cooking, drawing, knitting and crocheting, music, painting, reading, spending time with family, and watching movies. She also participates in the Central Delaware Chamber of Commerce.

Wayne Creeden Jr. is a CFP®-designated financial advisor with 18 years of industry experience, currently with LPL Financial. His prior experience includes roles at Bankers Life Advisory Services, Bankers Life Securities, Inc., and ProEquities, Inc. He is also the president of Creeden LLC, a business venture outside of his advisory role. LPL Financial serves a diverse client base including individual investors, retirement plan sponsors, and institutions. The firm offers a wide range of advisory and brokerage services supported by an in-house research team and provides various investment delivery options tailored to client needs.

Wendy Rust is a financial advisor with Merrill, holding a Series 66 designation and 22 years of industry experience. She has been with Merrill since 2000 and concurrently associated with Bank of America since 2011. In addition to her advisory work, she teaches a high school business class at Lake Forest High School. Merrill serves a broad range of clients including individuals, retirement plans, corporations, and institutional clients, offering managed account programs, discretionary portfolio management, and brokerage services. The firm’s investment approach includes multiple program strategies and manager-constructed portfolios, with oversight by its CIO and an emphasis on tax-efficient implementation, benefiting from integration with Bank of America’s broader financial platform.

Nicholas Alexander is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has been with the firm since 2015 and focuses on goal-based planning and comprehensive investment advice for families and small businesses. His expertise includes divorce transition planning, family wealth management strategies, portfolio management services, and retirement income. Nicholas holds the CERTIFIED FINANCIAL PLANNER™ (CFP®) certification, the Certified Plan Fiduciary Advisor (CPFA®) designation, and is a Retirement Benefits Consultant. He also holds Series 7 and 66 FINRA registrations and has licenses in Delaware life and health insurance. Nicholas earned a Bachelor's degree in Finance from the University of Delaware in 2006. He volunteers for the Delaware Financial Literacy Institute and serves on the board of directors for "Arise," a non-profit organization. He is a member of Grace Presbyterian Church in Dover, Delaware, and is involved with the Delmarva Sportsman Association and the Southern Delaware Jeep Club. Nicholas lives in Hartly, Delaware with his wife and four children. His personal interests include camping, golfing, and hunting.

Christopher Mc Garvey is a financial advisor with Ameriprise, holding a Series 66 designation and 21 years of industry experience. He has worked at Ameriprise since 2005, including its Financial Services division prior to 2020. Outside of his advisory role, he supports advisors in client transitions as an independent contractor for J&R Juergensen, Inc. Ameriprise offers retirement-income planning services focused on individuals nearing or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to produce tailored recommendation reports. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of large institutional providers.

Stephen Giannangeli is a financial advisor with Merrill in Dover, Delaware, holding a Series 66 designation and seven years of industry experience. He has worked at Merrill since 2017 with a brief tenure at Brown Advisory in 2022. Outside of his advisory role, he owns and operates an Etsy shop specializing in home goods and decorative items. Merrill serves a broad range of clients, including individuals, retirement plans, corporations, and institutions, offering managed account programs, third-party manager selection, discretionary portfolio management, and brokerage services. The firm integrates investment management through multiple strategy types and emphasizes tax-efficient solutions, leveraging its affiliation with Bank of America and its broader capital-markets platform.

Nancy Herlihy is a financial advisor at Merrill with 37 years of industry experience. She holds Series 63 and Series 66 credentials and has been affiliated with Merrill Lynch, Pierce, Fenner & Smith, Inc. since 2010 and Bank of America, N.A. since 2011. Merrill serves a diverse client base including individuals, retirement plans, corporations, and institutional clients by providing managed account programs, discretionary portfolio management, brokerage execution, and custody services. The firm emphasizes manager selection and tax-efficient investment strategies, leveraging its integration with Bank of America affiliates and capital markets platforms.

Ann Jacobs is a Series 66-licensed financial advisor with Edward Jones, where she has worked since 2017. She has eight years of industry experience, including previous roles at Quidient, LLC and the Caroline County Chamber of Commerce. Outside of her advisory work, she owns and manages Blueprint Property Management LLC in Denton, MD. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies and advisory services, supported by a large network of financial advisors and branch offices nationwide.

Jeffrey Drury is a CFP® professional with 18 years of experience in the financial services industry. He is currently with LPL Financial and has previously worked at Bankers Life Securities Inc., Bankers Life and Casualty Company, MML Investors Services, and MassMutual. LPL Financial provides advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team, delivering both strategic and tactical portfolio models alongside customized client arrangements.

Lynn Redding is a Series 66-licensed financial advisor at Merrill with 29 years of industry experience. She has been with Merrill since 1993. Merrill serves a broad range of clients including individuals, retirement plans, corporations, and institutional clients by providing managed account programs, third-party manager selection, discretionary portfolio management, brokerage execution, and custody services. The firm is known for its integration with Bank of America affiliates and its emphasis on managed account and manager-selection capabilities.