Joseph Cearlock is a financial advisor at Cetera with over 31 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with multiple firms, including Avantax Insurance Agency and LCB CPAs & Advisors, where he is also an owner providing accounting and tax preparation services. Cearlock serves as a trustee and council chairman for First United Methodist Church and holds a leadership position as an elder at The Way Church of Fayette County. Cetera Investment Advisers serves a diverse client base including individuals, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing advisor-managed accounts, model portfolios, and third-party solutions, alongside unique retirement and fiduciary capabilities within its institutional structure.

Brent Frey is a CFP® and Series 66-licensed financial advisor with Edward Jones in Vandalia, IL, where he has worked for four years. He has a total of three years of industry experience and previously spent 21 years employed at Walmart. Outside of his advisory role, he is a member of FKF LLC, which manages farm ground used for recreational purposes. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm manages approximately $1.01 trillion in assets with a nationwide network of over 23,700 advisors and offers comprehensive advisory solutions under a fiduciary standard.

Brock Brannon is a financial advisor at Cetera with 19 years of industry experience. He holds a Series 66 designation and has worked with firms including Cambridge Investment Research and Investment Centers of America. Brannon serves as treasurer for the Vandals Sports Booster Club in Vandalia, IL. Cetera Investment Advisers supports a diverse client base through a large network of independent advisors, offering discretionary and non-discretionary portfolio management, financial planning, and retirement plan services. The firm combines advisor-managed accounts, model portfolios, and third-party solutions with notable retirement and fiduciary capabilities integrated into its institutional platform.

Grant Wells is a financial advisor at Charles Schwab with Series 63 and Series 66 licenses and three years of industry experience. His prior roles include positions at TD Ameritrade, Northwestern Mutual, and County Market. Charles Schwab serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary investment guidance and access to discretionary separately managed accounts. The firm is notable for its scale, integrated services, and a distinctive operational model that combines centralized custody and supervision with multi-asset portfolio management and alternative investment options.

Patrick Maag is a financial advisor with Edward Jones in Vandalia, Illinois, holding a Series 66 designation and 16 years of industry experience. He has been with Edward Jones since 2007. Outside of his advisory role, he is a shareholder in a separate business, Patrick Maag Incorporated, based in Land Clayton, New Mexico. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Mark Burnam is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and four years of industry experience. Prior to joining Cetera in 2025, he worked with Avantax Investment Services and Avantax Insurance Services from 2021 to 2025. He is also a member and partner of LCB Wealth Management, LLC, a partnership unrelated to investment advisory services. Cetera Investment Advisers serves a diverse client base including individual, high-net-worth, institutional, and retirement-plan clients through a network of over 6,800 independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary solutions, utilizing a blend of advisor-managed accounts, firm-sponsored model portfolios, and third-party managed strategies.

Scott Kramer is a financial advisor at Cetera with CFP® and Series 66 credentials and seven years of industry experience. He previously worked at Edward Jones and has been involved in advisory roles at multiple firms since 2017. Outside of his advisory work, he serves on the boards of Saint Elizabeth Ann Seton Catholic Church and the Vandalia Lions Club and manages a family farm part-time. Cetera Investment Advisers serves individual, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary services, combining retirement and institutional capabilities with a broad advisory platform.

Aaron Alderson is a CFP® and holds a Series 66 license with 11 years of industry experience. He has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs and investment strategies, including discretionary and non-discretionary wrap fee solutions, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Melanie Bowles is a financial advisor with Edward Jones in Vandalia, IL, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. She has been with Edward Jones since 1999. Outside of her advisory work, she is involved in farming and owns farm income businesses in Vandalia, IL. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a wide range of investment and advisory services supported by a large network of financial advisors and branch offices nationwide.

Beth Hawk is a financial advisor at Cetera with a Series 66 designation and three years of industry experience. Prior to joining Cetera in 2025, she worked at Avantax Advisory Services and Avantax Investment Services from 2022 to 2025. Outside of her advisory role, she is a partner and CPA at LCB CPAs & Advisors, Ltd, and serves as a council member and check signing authority for St. James Evangelical Lutheran Church, where she participates in religious services and community activities. Cetera Investment Advisers serves a diverse client base including individual, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers a range of portfolio management and fiduciary solutions, utilizing advisor-managed accounts, model portfolios, and third-party managed options, supported by a unique combination of retirement and institutional services.