Heinrich Brandt is the sole advisor at Brandt Wealth Advisors, LLC in Centreville, MD, holding Series 63 and Series 65 designations with 25 years of industry experience. He has led Brandt Wealth Advisors since its founding in 2012. Outside of his advisory work, Brandt is involved in local community organizations including the Choptank Puritan Club and serves on the advisory board for Healthy Families Queen Annes/Talbot, focusing on early childhood and young parent education. Brandt Wealth Advisors provides fee-based investment advisory and portfolio management services to a range of clients, including individuals, retirement plans, trusts, estates, charitable organizations, and business entities. The firm employs a tactical allocation approach using fundamental, technical, and cyclical analysis, incorporating higher-risk instruments and trading strategies, and manages assets on a discretionary basis without imposing account minimums.

Robert Clark is a CFP® professional with 25 years of experience in financial advising. He has been the principal at Clark Company since 2017 and previously worked at National Planning Corporation for 12 years. In addition to his advisory work, Clark provides income tax preparation and fixed insurance services for clients. Clark Company offers asset and portfolio management, comprehensive wealth planning, and tax preparation for individuals, trusts, businesses, and employer-sponsored retirement plans. The firm employs customized investment strategies and generally operates on a primarily non-discretionary basis, combining investment advisory services with insurance and tax services.

Nicholas Lumpp is a financial advisor at RCN Wealth Advisors, Inc. in Stevensville, MD, holding a Series 66 designation with 13 years of industry experience. He has been with RCN Wealth Advisors since 2012. RCN Wealth Advisors is an independent firm providing fee-only financial planning and discretionary investment management to individuals, high-net-worth clients, trusts, corporations, and an exchange-traded fund. The firm combines long-term, value-oriented portfolio construction with tactical, rules-based allocations and serves as sub-adviser and co-sponsor of the RCN Pareto Strategic Allocation ETF, which employs a systematic trend-following strategy across multiple asset classes including digital assets such as bitcoin.

William Maxwell is a CFA® charterholder with 31 years of industry experience. He is the sole advisor at Maxwell Family Office, LLC, an independent firm based in Rock Hall, MD. Maxwell has been associated with R.H. Crows Nest, LLC and its d/b/a Maxwell Family Office since 2015. Maxwell Family Office is a fee-only investment advisor serving individuals, family-related clients, and a small number of selected relationships, including small charitable organizations. The firm manages balanced, customized portfolios using fundamental analysis and a range of investment vehicles, with a client base focused on modest assets and specialized services such as pension and rollover matters.

Kevin Caldwell is a financial advisor at Islands East Advisors with a Series 65 designation and two years of industry experience. He has worked at WR Grace & Co since 2014 as a Demand Planner and Financial Analyst in the specialty chemicals sector, focusing on forecasting demand for catalysts used in oil refineries. Islands East Advisors serves individual households, nonprofit organizations, and employer plan sponsors with financial planning, portfolio management, and retirement plan consulting. The firm employs modern portfolio theory alongside fundamental and cyclical analysis, offering discretionary investment management and retirement plan services with an emphasis on educational seminars and nonprofit clients.

Michael Marvin is a CFP® with 21 years of industry experience, currently affiliated with Tam Financial Advisors, LLC in Annapolis, MD. He has been with TAM Financial Advisors since 2005 and also worked at Apella Wealth. Tam Financial Advisors serves individual investors, including high-net-worth clients, as well as employee benefit plans and institutional clients, providing discretionary investment management and comprehensive financial planning. The firm employs a value-oriented, actively managed approach with a focus on asset allocation, tax efficiency, dividend income, and options strategies for risk mitigation.

David May is the sole advisor at Osprey Capital Management, LLC, an independent firm based in Rock Hall, MD. He holds a Series 65 designation and has 15 years of industry experience, leading Osprey Capital since its founding in 2010. Osprey Capital Management is a fee-only investment adviser providing discretionary portfolio management primarily to high-net-worth individuals and select institutional clients. The firm employs a fundamental, sector-focused investment approach, emphasizing companies with low debt, strong operating margins, and reasonable valuations, and utilizes strategies ranging from long-term holdings to shorter-term trading and options within a discretionary model.

Joseph Wehr is a CFA® charterholder and holds a Series 66 license, with six years of industry experience. He has worked at Maryland Capital Advisors, Inc. since 2024 and previously held roles at Dimensional Fund Advisors, PayPal, Visa Inc., and the University of Chicago Booth School of Business. Maryland Capital Advisors provides discretionary and non-discretionary portfolio management and investment advice to individuals, families, retirement plans, corporations, and charitable organizations. The firm employs a Modern Portfolio Theory-based approach, favoring passively managed funds and ETFs across global, multi-asset allocations, and emphasizes customized fixed-income strategies alongside institutional-class passive funds.

David Sheiman is a CFA® charterholder with 12 years of experience at The Ellerson Group Inc in Annapolis, MD. He has worked exclusively with the firm since 2014. The Ellerson Group provides personalized, fee-only financial planning and investment management to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm manages a multi-hundred-million dollar asset base with a small advisory team, employing a core-and-satellite investment approach focused on global diversification and low-cost mutual funds and ETFs.

Samuel Mc Kee is a financial advisor at Accordant Advisory Group, Inc. He holds a Series 65 designation and joined the firm in 2024. Prior to his current role, he worked in various positions outside the financial industry, including part-time bartender at City Tap House. Accordant Advisory Group serves individual and high-net-worth clients, pension plans, charitable organizations, and corporations by providing portfolio management and standalone financial planning. The firm uses a combination of fundamental and technical analysis within the Raymond James–sponsored Ambassador wrap-fee program, managing portfolios on both discretionary and non-discretionary bases.

James Ellerson is a financial advisor with The Ellerson Group Inc in Annapolis, MD, holding Series 63 and Series 65 licenses. He has 3 years of industry experience and has been affiliated with The Ellerson Group since 1995. He also serves as a trustee of family trusts. The Ellerson Group provides personalized, fee-only financial planning and investment management to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm manages a substantial asset base with a small advisory team, using a core-and-satellite investment approach focused on global diversification and typically employing no-load or low-cost mutual funds and ETFs.

Wayne Humphries is a financial advisor with Bayview Investment Counsel, Inc., holding a Series 65 designation and 53 years of industry experience. He has worked with Bayview Financial Group, Inc. since 2001 and with International Money Management Group, Inc. since 1983. Bayview Investment Counsel serves individuals, trusts, estates, charitable organizations, and small business entities, including high-net-worth clients, through discretionary portfolio management and investment counseling. The firm employs a combination of fundamental, technical, and cyclical analysis and uses both long-term and short-term trading strategies, monitoring and adjusting portfolios as market conditions or client needs evolve.

Ernest Brittingham Jr. is a financial advisor at Bayview Investment Counsel, Inc. with over 56 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Bayview since 1991. His career also includes long-term involvement with Dockside Financial Group, INT'L Asset Management, International Money Management Group, Inc., and INT'L Money Management Corp. Bayview Investment Counsel serves individuals, trusts, estates, charitable organizations, and small businesses, focusing on discretionary portfolio management and investment counseling. The firm employs a combination of fundamental, technical, and cyclical analysis and offers both long-term and short-term trading strategies tailored to client needs.

John Taylor Jr. is a financial advisor at Financial Concepts Unlimited, Inc. with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Financial Concepts Unlimited since 2001, with additional experience at Purshe Kaplan Sterling Investments. Outside of his advisory role, he serves as president of a homeowner's association in Syria, Virginia. Financial Concepts Unlimited provides discretionary portfolio management and financial planning primarily for individual and high-net-worth clients, as well as corporations and pension plans. The firm manages approximately $189.8 million across about 196 accounts, utilizing proprietary model portfolios and a combination of mutual funds, ETFs, structured products, individual securities, and options.

Gretchen Straczewski is a financial advisor at Tred Avon Family Wealth, LLC with three years of industry experience. She holds a Series 66 designation and previously worked at Merrill from 2021 to 2024. Outside of finance, she is employed as a retail associate at Wyndon Distilling in St. Michaels, MD. Tred Avon Family Wealth provides investment management, financial planning, and consulting services to individuals, families, trusts, ERISA plans, and other clients, managing approximately $474 million across nearly 300 accounts. The firm uses a combination of fundamental and technical investment techniques with an emphasis on diversification and both active and passive strategies.

David Mckee is a CFP® professional with 31 years of industry experience, currently serving at Accordant Advisory Group, Inc. since 2001. He previously worked at Raymond James Financial Services, Inc. and has been involved with Mckee Holding Corporation. Outside of his advisory role, he is a trustee for a family trust and holds an officer position with Xanadu 1320 LLC. Accordant Advisory Group serves individual and high-net-worth clients, pension plans, charitable organizations, and corporations, providing portfolio management and financial planning. The firm employs both fundamental and technical analysis within the Raymond James–sponsored Ambassador wrap-fee program, managing accounts on discretionary and non-discretionary bases tailored to client objectives.

Frances Spurry is a CFP® with 17 years of industry experience and has been with Tred Avon Family Wealth, LLC since 2014. She holds Series 63 and Series 65 licenses and operates as the sole advisor at the firm. Tred Avon Family Wealth, LLC provides investment management, financial planning, and consulting services to individuals, families, trusts, ERISA plans, and other clients, managing approximately $474 million across nearly 300 accounts. The firm uses a combination of fundamental and technical investment techniques, emphasizing diversification and both active and passive strategies, with a majority of assets managed on a non-discretionary basis.

David Cunningham is a financial advisor with Westbourne Investment Advisors Inc. in Annapolis, MD, holding Series 63 and Series 65 licenses and having 27 years of industry experience. He has worked at Westbourne Investment Advisors since 2007 and has been with Cunningham Capital Management, LLC since 2012. Westbourne Investment Advisors provides discretionary portfolio management to individuals, trusts, pension plans, and non-profit organizations. The firm employs an equity-oriented, buy-and-hold investment strategy supported by fundamental analysis and technical review, managing approximately $359 million across about 420 accounts.

Bruce Kromminga is a financial advisor at Westbourne Investment Advisors Inc. in Annapolis, MD, holding Series 63 and Series 65 licenses with 11 years of industry experience. He has worked at Westbourne Investment Advisors since 2016 and has been associated with Bay Bridge Capital Management since 2007. Westbourne Investment Advisors provides discretionary portfolio management to individuals, trusts, pension plans, and nonprofit organizations, managing approximately $359 million across about 420 accounts. The firm employs an equity-oriented, buy-and-hold strategy with typical equity allocations between 60% and 90%, using fundamental analysis supported by computer screens and technical review.

Scot Labin is a CFA® charterholder with 12 years of industry experience. He has been with Westbourne Investment Advisors Inc. since 2015 and also has a background at Bay Bridge Capital Management, LLC. Westbourne Investment Advisors provides discretionary portfolio management to individuals, trusts, pension plans, and non-profit organizations. The firm employs an equity-oriented, buy-and-hold strategy, combining fundamental analysis with technical review, and manages approximately $359 million across about 420 accounts.