Michael Scheel is a financial advisor with Profolio Investments, Inc. in Union, KY, holding Series 63 and Series 66 credentials and 20 years of industry experience. He has been with Profolio Investments since 2014. Profolio Investments, Inc. is an independent registered investment adviser serving individuals, trusts, estates, charitable organizations, corporations, and plan sponsors. The firm offers fee-based discretionary portfolio management, written financial planning, and retirement plan services, focusing on strategic asset allocation and customized portfolios that may include exchange-listed securities, fixed income, ETFs, and select alternative investments.

Jerome Knochelmann is a financial advisor at Kwma with six years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Fidelity Investments and Fidelity Brokerage Services before founding Knochelmann Wealth Management & Advisor (KWMA) LLC. He is also the owner and registered agent of Atriox Capital LLC, which is currently not operating. KWMA provides investment advice and planning to individuals, trusts, estates, charitable organizations, and business entities, offering services including ongoing wealth management, comprehensive financial and retirement plans, and hourly consulting. The firm employs a disciplined, active, and diversified investment approach using firm-created model portfolios and various analytical methods, with certain higher-risk strategies applied only with client consent.

Brian Mann is a financial advisor at Fortress Financial Partners, holding Series 63 and Series 65 licenses with four years of industry experience. He previously worked at The Palomino Group LLC and FTJ FundChoice, LLC. Outside of the advisory business, Mr. Mann serves as Church Administrator for Florence Methodist Church, where he manages finance, administration, and operations. Fortress Financial Partners is an independent firm serving individuals, families, trusts, estates, charitable organizations, and corporations with investment management and fee-based financial planning. The firm employs a long-term, buy-and-hold strategy tailored to client goals, managing portfolios that include equities, fixed income, and various other investment instruments.

Tyler Henderson is a Certified Financial Planner® (CFP®) with 17 years of experience in the financial services industry. He is currently with Monterey Wealth, where he has worked since 2022. His prior experience includes roles at Oxford Financial Partners and MML Investors Services Inc, as well as MassMutual. Monterey Wealth provides investment advisory and financial planning services to individuals, high-net-worth clients, corporations, and pension and profit-sharing plans. The firm customizes portfolios based on client objectives and risk tolerances, offering both discretionary and non-discretionary management with regular account reviews.

Matthew Yerkes is a financial advisor at Shea Financial Advisors in New Richmond, OH, holding a Series 65 designation with 25 years of industry experience. He has been with Shea Financial Advisors since 2015. Shea Financial Advisors provides fee-only financial planning and discretionary investment management primarily to individuals and families, emphasizing a long-term, buy-and-hold investment approach with strategic asset allocation across various equity classes and fixed income. The firm integrates tax planning and preparation into many engagements and manages accounts on a discretionary basis, occasionally delegating to independent managers while maintaining oversight.

Lucas Lloyd is a financial advisor with Lloyd Financial Group LLC, holding a Series 65 designation and five years of industry experience. Prior to joining Lloyd Financial Group in 2025, he worked at Strategic Wealth Partners, Ltd. for six years and was employed at Muskingham University for four years. He maintains an inactive insurance license but does not engage in insurance sales. Lloyd Financial Group provides discretionary investment management and financial planning services to individuals, high net worth clients, trusts, and estates. The firm’s investment approach is based on fundamental analysis and a long-term orientation, with portfolios customized to client objectives and monitored for rebalancing or tax considerations.

Dawne Ferland is a financial advisor with Woodstock Wealth Management, Inc., holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. She has been with Woodstock Wealth Management since 2018 and previously worked at Woodstock Financial Group. Outside of her advisory role, she operates branch offices for Woodstock Wealth Management and St. Bernard Financial Services and sells non-securities insurance products. Woodstock Wealth Management provides financial planning, discretionary portfolio management, and access to third‑party asset managers for individuals, businesses, charities, and retirement plans. The firm manages approximately $630 million on a discretionary basis and offers a performance-based fee program alongside managed account and planning services.

Brian Couch is a CFP® with 23 years of industry experience, currently serving at Advisory Services Network since 2026. He previously worked at Fidelity Investments and its related entities from 2000 to 2025. Outside of his advisory role, Brian is a photographer specializing in wedding, portrait, and sports photography. Advisory Services Network is an enterprise firm with a network of approximately 208 independent advisers serving individuals, families, corporations, and charitable organizations. The firm offers portfolio management, financial planning, and retirement-plan consulting, managing about $8.6 billion in client assets through customized investment strategies and multiple implementation options.

Stephen Harper is a financial advisor at Advisor Share Wealth Management, LLC with six years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Simplicity Wealth, LLC. Outside of his advisory role, Harper owns Preservation Wealth Consultants LLC, a tax preparation and advisory service, and serves as an enrolled agent with the IRS. He also speaks periodically at local churches. Advisor Share Wealth Management serves individuals, professional advisers, and retirement plans by offering portfolio management, financial planning, and retirement plan advisory services. The firm employs a platform used by independent advisers and utilizes third-party sub-advisers and model portfolios to implement client strategies, with ongoing evaluation and oversight of those managers.

Gary Williams is a CFP® with 36 years of industry experience, currently serving as a financial advisor at United Advisor Group since 2023. He previously worked at Crown Capital Securities, LP for 18 years and has been employed as a registered respiratory therapist at TriHealth since 2003. In addition to his advisory role, he is also an independent insurance agent. United Advisor Group serves individuals, small businesses, trusts, and charities through a network of independent advisers, offering investment management, financial planning, family office services, and financial education. The firm utilizes proprietary model portfolios, custom accounts, and third-party managers, employing a combination of fundamental, technical, and strategic asset-allocation approaches.

William Breagy III is a financial advisor with Creative Financial Designs, Inc., holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has worked at Creative Financial Designs since 2002 and at CRR Wealth Management since 2012. Outside of his advisory roles, he serves as a chapter president for AFEA and conducts classes at local universities. Creative Financial Designs serves a diverse client base including individuals, charitable organizations, corporate clients, and employer retirement plans, offering discretionary and non-discretionary investment management alongside comprehensive financial planning. The firm employs asset-class model allocations informed by third-party research and offers a range of strategies from passive ETFs to tactically managed portfolios, including Biblical Responsible Investing options.

Donald Talbert is a financial advisor with Latitude Advisors, LLC in Florence, KY, holding Series 63 and Series 65 licenses and offering 30 years of industry experience. His prior work includes roles at GWN Securities, OneAmerica Securities, Pruco Securities, and Mass Mutual Life Insurance Company. Outside of his advisory work, he owns Centurion Business Coach, which provides coaching and consulting services to small business owners, and serves as a board member for Switzerland County Tourism and Legal Shield. He is also a partner in Heaven Sent Care, an in-home care service for seniors. Latitude Advisors serves individual investors, including high-net-worth clients, and business clients by providing financial planning, discretionary portfolio management, third-party manager selection, and pension consulting. The firm employs a mix of model-based strategies and fundamental/quantitative analysis, managing most client relationships on a discretionary basis.

William Smith is a financial advisor at RFG Advisory, LLC with 28 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Arbor Point Advisors, Securities America Advisors, and E. Thomas & Associates Inc., where he also manages tax planning and business services for individuals and small businesses. RFG Advisory is an enterprise registered investment adviser serving individuals, charitable organizations, corporations, ERISA plans, and other institutional clients. The firm combines active and passive strategies across multiple investment vehicles and serves as a sub-adviser to a multi-ETF suite, offering a range of customized portfolio management and financial planning services.

Carter Hench is a CFP® and Series 66 credentialed advisor with five years of industry experience. He is currently with Colorado Wealth Group LLC in Denver, where he has worked since 2021. Prior to that, he held roles at Savvy, The O.N. Equity Sales Company, and Family Financial Partners. Outside of advising, he owns and manages The Financial Takeoff LLC, a content creation business focused on personal finance education through social media. Colorado Wealth Group advises individuals, high-net-worth clients, trusts, foundations, and employer-sponsored retirement plans, providing investment management and financial planning services. The six-advisor team combines fundamental and quantitative analysis with strategic asset allocation and utilizes both internally managed and externally managed investment strategies.

James Keith is a financial advisor at RFG Advisory, LLC with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Arbor Point Advisors and Securities America, Inc. Keith also owns and advises through ETA Investments. RFG Advisory is an enterprise registered investment adviser serving individuals, charitable organizations, corporations, ERISA retirement plans, and other institutional clients. The firm offers discretionary portfolio management, financial planning, retirement plan consulting, and acts as an adviser to exchange-traded funds, utilizing a combination of active and passive strategies along with alternative investments.

Randolph Railey is a financial advisor with Silver Oak Securities, Incorporated, holding Series 63 and Series 65 credentials and bringing 39 years of industry experience. His career includes roles at KFG Wealth Management LLC and Avantax firms, alongside over five decades managing Railey Business Service. Outside of his advisory work, he serves as Treasurer for the TEAM Foundation, a nonprofit supporting sports activities in the Covington Public School District. Silver Oak Securities provides advisory services to individuals, families, corporations, retirement plans, and charitable organizations, managing approximately $2.03 billion in discretionary assets through a network of more than 100 financial professionals. The firm offers individualized portfolio management, unified managed accounts, financial planning, and third-party manager referrals, delivering investment advice primarily on a discretionary basis.

Ronald Harden is a financial advisor with Capital Investment Advisory Services, LLC, holding a Series 63 designation and bringing 39 years of industry experience. He has been with Capital Investment Brokerage, Inc. since 1997. Capital Investment Advisory Services, LLC provides investment advisory and supervisory services to individuals, retirement plans, corporations, trusts, estates, and charitable organizations. The firm offers a range of services including separately managed accounts, third-party manager referrals, private-label model portfolios, and financial planning, employing a mix of analytical methods and ongoing portfolio monitoring.

Donald Jump is a financial advisor at Belpointe Asset Management LLC with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Belpointe since 2017, following eight years at Tuttle Wealth Management and over four decades at his own CPA firm, Donald M Jump & Company. Outside of advising, he serves as treasurer for the Christian Business Men's Committee and a local homeowners association. Belpointe Asset Management serves a diverse client base including individual investors, retirement plans, corporations, and other advisers. The firm offers discretionary investment management, financial planning, and retirement plan consulting, utilizing both model and customized portfolios with a variety of investment strategies tailored to client objectives and risk tolerance.

Ryan Pitts is a CFP® professional with 17 years of industry experience, currently affiliated with Silver Oak Securities, Incorporated. He has worked at Silver Oak Securities since 2017 and is also involved with the Retirement Security Group and COVE Federal Credit Union, where he serves as a board member. Pitts participates in the Northern Kentucky Chamber of Commerce as a committee member and holds a partnership with Next Level at Norris Lake, LLC. Silver Oak Securities, Inc. provides advisory services to individuals, families, corporations, retirement plans, and charitable organizations, managing over $2 billion in discretionary assets through a team of more than 100 financial professionals. The firm offers tailored portfolio management, financial planning, and third-party manager referrals, delivering investment advice primarily on a discretionary basis.

Erik Hoffman is a financial advisor with Silver Oak Securities, Incorporated in Florence, Kentucky, holding Series 63 and Series 65 credentials and bringing 16 years of industry experience. He has been with Silver Oak Securities since 2014. Outside of his advisory role, he is actively involved in life insurance and annuity sales, serving as a life insurance agent and president of Boardroom Brokerage. Silver Oak Securities provides advisory services to individuals, families, corporations, retirement plans, and charitable organizations, managing over $2 billion in discretionary assets. The firm offers portfolio management, financial planning, and third-party manager referrals, delivering primarily discretionary investment advice tailored to client objectives and risk tolerances.