Ivan Negron Ramos is the sole advisor at Negron-Ramos LLC in San Juan, PR, holding a Series 66 designation with four years of industry experience. His prior work includes roles at Lebenthal Financial Services, Inc. and Lebenthal Global Advisors, LLC. Outside of his advisory practice, he serves as president of a separate insurance brokerage and a tax preparation business. Negrón-Ramos LLC provides investment management, financial planning, and tax preparation services to individuals, high-net-worth clients, pension/profit-sharing plans, and corporate entities. The firm employs documented Investment Policy Statements and a combination of passive indexing and various analytical approaches, offering discretionary trading authority across a broad range of instruments.

Travis Hudak is a financial advisor with Premier Investment Management, LLC in Draper, Utah, holding Series 63 and Series 65 licenses and 26 years of industry experience. His prior experience includes roles at Lone Peak Advisors, Lone Peak Capital Management, H. Beck, Inc., and Legacy Planning Group. Outside of advisory services, he is the managing member of Premier Life Insurance Services, LLC, which provides life and fixed insurance products. Premier Investment Management serves individuals, trusts, estates, small businesses, and 401(k) participants with financial planning and discretionary investment management. The firm focuses on growth-oriented, tactical asset management strategies and offers a no-cost market-update newsletter to approximately 50 clients.

Jason Scheurer is the sole advisor at Orchard Wealth & Legacy Management LLC in San Juan, Puerto Rico, with 30 years of industry experience. He holds Series 63, 65, and 66 licenses and has worked at firms including Infinex Investments Inc. and Mondax Group. Outside of advisory work, he is the owner and publisher of Waxd Magazine, which highlights the surf culture and aquatic activities of Puerto Rico. Orchard Wealth & Legacy Management serves individual and high-net-worth clients, as well as trusts and estates, providing discretionary investment management and related advisory services. The firm follows a Benjamin Graham value-investing approach, constructing concentrated portfolios with a long-term orientation.

Douglas Reed is a financial advisor with AtlanticMidwest Investment Research, LLC, holding Series 63 and Series 66 designations and over 23 years of industry experience. He has worked with multiple firms including Reed Financial Group, Inc., where he provides financial planning and insurance services, and he also manages a wine and travel club called DocVinoDineros Best of Wine & Travel Club. Reed is involved in marketing and business consulting services for other financial advisors through Strategic Wealth Initiative. AtlanticMidwest Investment Research LLC offers investment advisory services to individuals, high-net-worth clients, trusts, small business owners, and estates. The firm employs a combination of fundamental, technical, and charting analysis in discretionary asset management, providing program-based solutions with options including mutual funds, ETFs, equities, bonds, options, and REITs, along with educational seminars and a low-minimum online managed account platform.

Natalia Ivanova is a financial advisor at NewGen Wealth Creation LLC with eight years of industry experience. She holds the Series 66 designation and previously worked at Morgan Stanley and Morgan Stanley Private Bank. NewGen Wealth Creation LLC is a fee-only registered investment adviser that serves individuals, businesses, and retirement plans through financial planning, discretionary investment management, and project-based engagements. The firm employs a combination of fundamental, technical, and Modern Portfolio Theory frameworks, offering both passive and active investment options, including socially responsible choices upon request.

Ramon Rivera Ramos is the president of 4/26 Retirement Income Planning & Wealth Management, LLC and holds Series 63, 65, and 66 licenses with 30 years of industry experience. He has worked at Kovack Advisors, Inc. and Kovack Securities, Inc. since 2009. Outside of his advisory role, he serves as co-president and CFO of a fixed insurance agency in Guaynabo, Puerto Rico. 4/26 Retirement Income Planning & Wealth Management provides wealth management, financial planning, and retirement-plan consulting to individuals, families, and select corporate clients. The firm uses a comprehensive assessment process and employs fundamental, technical, and cyclical analysis to recommend strategies across equities, mutual funds, and fixed income, generally managing accounts on a non-discretionary basis.

Julito Francis is a financial advisor at ACSB Capital Management, LLC in St. Thomas, VI, holding a Series 66 designation with 21 years of industry experience. He has been with ACSB Capital Management since 2007. ACSB Capital Management provides investment advisory services to individual investors, plan sponsors, and institutional clients, focusing on non-discretionary portfolio management, pension consulting, and modular financial planning. The firm manages approximately $9.6 million in client assets and is notable for its pension consulting services alongside individual portfolio management, employing a flexible investment approach that includes fundamental and cyclical analysis.

Alpheus Mc Kenzie Hertell is a financial advisor at McKenzie Investment Advisors LLC with four years of industry experience. He holds a Series 66 designation and has been involved with McKenzie and Associates since 2015. Outside of his advisory role, he serves as the Honorary Consul of Japan in Puerto Rico and holds several board positions, including with the International Chamber of Commerce and the Puerto Rico Chamber of Commerce. McKenzie Investment Advisors LLC provides portfolio management, financial planning, and consolidated investment reporting primarily for institutional and pooled investment clients, foundations, retirement plans, and trusts. The firm employs a blend of fundamental, technical, and cyclical analysis and manages accounts on both a discretionary and non-discretionary basis, offering a range of investment strategies and third-party manager allocations.

Toussaint Gaskins is the sole advisor at Inove Asset Management, L.L.C., based in St. Thomas, VI. He holds Series 63, 65, and 66 licenses and has nine years of industry experience. In addition to his advisory role, he serves as Secretary for Penn Hotels Lindbergh Bay Holdings, LLC, a hotel holding company where he assists with operations. Inove Asset Management offers investment advisory, financial planning, and consulting services to individual investors, institutional clients, and plan sponsors. The firm employs a model-driven investment approach grounded in academic theory, focusing on broadly diversified, market-based asset allocation strategies.

Nelson Barragan is a financial advisor at Intuitivo LLC with four years of industry experience. He holds a Series 65 designation and has worked in various roles including at the Puerto Rico Department of Economic Development and TBB International Bank. Outside of investment advising, he works as a governmental financial consultant through MG Consulting. Intuitivo LLC provides financial planning and investment management services to individuals, trusts, small businesses, and pension/profit-sharing plans. The firm emphasizes model allocations, passive investment vehicles, fundamental and cyclical analysis, and ongoing client education with coordination among clients’ legal and tax professionals.

Julio Cintron is a financial advisor at ESI Advisors with nine years of industry experience. He holds a Series 65 designation and has been with ESI Advisors since 2016. Outside of his advisory role, he serves as Operations Manager at Crowley Caribbean Logistics, a company involved in liquefied natural gas supply. ESI Advisors is an independent firm providing fee-based investment advisory and financial consulting services to individual clients. The firm offers customized portfolio management and financial planning, utilizing fundamental, technical, and cyclical analysis, and conducts regular public seminars on investment topics.

Alejandro San Antonio Cuebas is a financial advisor at Mainstreet Advisors, LLC with 10 years of industry experience. He holds a Series 66 designation and has worked at Huntleigh Securities Corporation and Consultiva Internacional, Inc since 2016, as well as at Mainstreet Advisors from 2015 to 2016. In addition to his advisory work, he is involved in insurance sales and tax planning. MainStreet Advisors, LLC provides portfolio management services to individuals, families, small businesses, and non-profit organizations, offering both discretionary and non-discretionary management across various securities. The firm combines investment management with insurance brokerage and accounting/tax consulting services, employing both fundamental and technical analysis to tailor portfolios to clients’ financial conditions and risk tolerance.

Christian Rivera Chinea is the sole advisor at Chinea Wealth Management LLC in Guaynabo, PR, holding Series 63 and Series 66 licenses with five years of industry experience. His prior roles include positions at Bank of America, Merrill Lynch, and HUB International. He is developing a media and educational company focused on financial literacy and produces unpaid financial education content through his personal Instagram platform, Sazón Económico. Chinea Wealth Management LLC provides investment advisory and financial planning services to individual and high-net-worth clients, including ongoing portfolio management and written financial plans. The firm also offers employer-arranged financial literacy conferences covering employee benefits, general financial literacy, and sport and entertainment finance, applying long-term trading strategies informed by cyclical analysis, modern portfolio theory, and efficient market theory.

Fernando Padro is a financial advisor at Sygnus Wealth PR LLC with 14 years of industry experience. He holds Series 63 and Series 65 credentials and has prior experience with firms including Loyal Capital Management, Caribbean Atlantic Brokers, and San Juan Asset Management. Outside of his advisory role, he serves as Chief Financial Officer of Caribbean Atlantic Brokers, a commercial property and casualty insurance brokerage firm. Sygnus Wealth PR LLC provides investment advisory and asset management services to high-net-worth individuals, families, trusts, affiliated entities, and corporate clients. The firm constructs customized portfolios based on fundamental analysis and long-term strategies, offering discretionary and non-discretionary management aligned with client Investment Policy Statements.

Luis Aponte is a financial advisor at Select Advisory Group Inc with 16 years of industry experience. He holds a Series 65 designation and has worked at Arkadios Wealth Advisors and Harbor Light Investment Advisors, among others. Outside of advisory work, he owns a management consulting firm and operates a gasoline service station. Select Advisory Group provides personalized investment advisory and portfolio management services primarily to high-net-worth individuals and non-retail entities. The firm combines equity and fixed-income holdings using both passive and active strategies, applying fundamental and technical analysis, and emphasizes a duration-focused approach to bonds.

Jose Rodriguez is the principal of Fortaleza Capital Partners, LLC, an independent advisory firm based in San Juan, Puerto Rico. He holds the Series 63 and Series 65 designations and has ten years of industry experience. In addition to his advisory role, he is involved in investment banking activities including mergers and acquisitions and consulting services through his firm. Fortaleza Capital Partners serves high-net-worth individuals, families, and institutions, organizing its services into wealth management, multi-family office offerings, and ultra-high-net-worth discretionary portfolio management. The firm emphasizes asset allocation through passive investment vehicles and provides concierge support, with most client relationships structured as non-discretionary.

Roberto Olson Cortes is a financial advisor at Capitalia Advisors LLC with 11 years of industry experience. He holds Series 65 and Series 66 licenses. There are no notable prior firms listed in his work history. Capitalia Advisors LLC provides advisory services and portfolio management to institutional clients, retail clients, estates, and trusts, offering customized investment plans and policy-guideline–based programs. The firm focuses on fixed-income strategies for institutional mandates and tailored portfolios for retail clients, with regular risk and performance reporting and monthly account reviews.

Edward Dempsey is a CFP® with 21 years of industry experience, currently serving as the sole advisor at Pension Partners, LLC. He has worked at Purshe Kaplan Sterling Investments since 2006 and has been with Pension Partners since 1999. Pension Partners is an independent SEC-registered investment adviser providing discretionary portfolio management and pension consulting to pension plans, high-net-worth individuals, trusts, estates, charitable organizations, and other business entities. The firm employs a combination of fundamental, technical, and charting analysis to implement long- and short-term strategies, focusing primarily on pension plans and higher-net-worth accounts.

Alejandro Santiago is a financial advisor at Atlantis Investment Coaching, LLC with a Series 65 designation and two years of industry experience. He has been with Atlantis Investment Coaching since 2015. Outside of advisory work, he is also an insurance agent and provides business consulting services to his family's businesses. Atlantis Investment Coaching primarily serves individual clients, including many high-net-worth households, as well as pension plans and business entities. The firm offers holistic financial planning and educational workshops, following an asset-class, market-efficient investment philosophy that emphasizes the use of no-load, structured, or index funds and refers clients to third-party investment managers for portfolio management.

Jose Crespi Iglesias is a Series 65-licensed financial advisor with Lyon Bern, LLC in San Juan, Puerto Rico, and has six years of industry experience. He has managed LCDF Manager LLC since 2015. Lyon Bern advises individual and institutional clients, including corporations, pension plans, and charitable organizations. The firm offers a range of services such as discretionary wealth management, a virtual investment advisory program, and held-away retirement account management, using a blend of fundamental and technical analysis alongside active risk-management strategies.