James Mullins is a CFP® professional with 15 years of experience in financial advising. He has worked at Piedmont Wealth Management since 2011 and joined Burke & Herbert Wealth Services, LLC in 2026. Piedmont Wealth Management is a fee-only firm serving individuals, trusts, foundations, pensions, and corporations with personalized financial planning, investment management, and consulting services. The firm manages portfolios based on client-specific investment policies using a combination of mutual funds, stocks, bonds, and ETFs, primarily guided by fundamental analysis.

Cathy Poe is a financial advisor with Level Four Advisory Services, holding a Series 66 designation and 22 years of industry experience. She has worked at Mid-Atlantic Securities, Inc. since 2010 and has been with Level Four Advisory Services and Level Four Financial, LLC since 2022. Level Four Advisory Services is an SEC-registered enterprise investment adviser managing approximately $5.32 billion across 115 advisors and serves a diverse client base including individual investors, retirement plans, corporations, and charitable organizations. The firm offers fee-only financial planning, discretionary and non-discretionary asset management, and retirement plan advisory services, utilizing model portfolios and a combination of internal and third-party management options.

John Zaleski II is a financial advisor at Level Four Advisory Services with 30 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Mid Atlantic Securities, Inc. for 26 years before joining Level Four Advisory Services in 2014. He is also a licensed life insurance agent since 1995. Level Four Advisory Services is an SEC-registered enterprise investment adviser managing over $5 billion for a diverse client base, including individuals, retirement plans, corporations, and nonprofits. The firm offers fee-only financial planning, asset management, and retirement advisory services, utilizing model portfolios and both affiliated and unaffiliated sub-advisers.

William Newman is a financial advisor with Steward Partners Investment Advisory, LLC, holding Series 63 and Series 66 licenses and eight years of industry experience. His prior roles include positions at Raymond James Financial and Freedom Street Partners. He is also associated with Freedom Street Partners in a support capacity. Steward Partners Investment Advisory, LLC manages approximately $28.34 billion in regulatory assets and serves a diverse client base, including individuals, charitable and corporate clients, and retirement plans. The firm offers discretionary and non-discretionary portfolio management utilizing proprietary strategies and third-party money managers across multiple asset classes and account types.

William Frazer III is a financial advisor with Principal Financial Services in Locust Grove, VA. He holds Series 63 and Series 65 designations and has 20 years of industry experience. Since 2013, he has been affiliated with Your Retirement Pathfinder, Principal Securities, and Principal Life Insurance Company. Outside of his advisory role, he serves as an elder and Bible teacher at Lake of the Woods Church, where he helps oversee local ministry activities including a homeless shelter and special programs for adults with special needs. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and military personnel. The firm offers direct advisory programs, financial planning, and access to third‑party money manager solutions, with investment implementation typically managed on a discretionary basis by these third parties.

Keith O'Brien is a financial advisor at Truist Advisory Services with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms including LPL Financial, Raymond James Financial Services, and Access National Bank. O'Brien is based in Culpeper, VA. Truist Advisory Services is a large SEC-registered investment adviser serving individuals, corporations, retirement plan sponsors, and charitable organizations. The firm offers discretionary and non-discretionary investment solutions through model portfolios, third-party managers, and advisor-led asset allocation, supported by research shared across its affiliated channels.

Melissa Daily is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. She has worked with Park Avenue Securities and Guardian Life Insurance since 1999. Park Avenue Securities LLC serves a diverse retail client base, offering brokerage and advisory services, financial planning, and consulting. The firm employs a mix of proprietary and third-party investment strategies and supports various account-level services, including lending solutions and donor-advised funds.

Carolyn Poling is a financial advisor at D.A. Davidson & Co. with one year of industry experience. She holds the Series 66 designation and previously worked for Truist Bank for 15 years. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including employer-sponsored retirement plans, individual investors, charitable organizations, and corporate clients. The firm offers various advisory programs and financial planning services under the Advisers Act fiduciary standard and ERISA fiduciary duties, with a distinctive focus on municipal advisory and underwriting activities.

Michael Cox is a financial advisor with Equity Services, Inc. He holds a Series 66 designation and has three years of industry experience. His prior work includes roles at National Life Group and Apogee Financial Partners, along with service in the Federal Aviation Administration and the U.S. Army Reserve. Outside of advising, he is involved in project development for engineering data centers and electrical systems. Equity Services, Inc. serves individuals, corporations, trusts, estates, charitable organizations, and retirement plans with financial planning, consulting, and asset management services. The firm uses a combination of proprietary and third-party platforms to deliver investment management, offering both discretionary and non-discretionary trading strategies tailored to client profiles.

Benjamin Madtes is a CFP® professional with one year of industry experience, currently serving as a financial advisor at Creative Planning. He previously worked at Bernhardt Wealth Management and has held positions outside the financial industry, including at Marriott International and Delhaize America. Outside of advising, he is involved in hospitality as an Airbnb host. Creative Planning is an enterprise firm managing approximately $217 billion in client assets and serving a diverse client base that includes individuals, corporations, foundations, trusts, and retirement plans. The firm employs a financial planning–led investment process focused on low-cost indexing and buy-and-hold strategies, complemented by additional portfolio management tools and integrated retirement plan services.

Steven Kornicker is a financial advisor at Truist Advisory Services with 26 years of industry experience. He holds a Series 66 designation and has worked at Truist Advisory Services and its affiliated entities since 2021, with prior experience at BB&T Securities and Scott & Stringfellow. Truist Advisory Services is a large SEC-registered investment adviser serving individuals, corporations, retirement plan sponsors, and charitable organizations. The firm offers a range of discretionary and non-discretionary investment solutions combining model portfolios, third-party managers, and advisor-led asset allocation, supported by research shared across Truist’s affiliated channels.

Darius Vesuna is a financial advisor at D.A. Davidson & Co. with 19 years of industry experience. He holds a Series 66 designation and has previously worked at Truist Advisory Services, Truist Investment Services, Bb&T Securities, and Scott & Stringfellow, Inc. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including retirement plans, individual investors, charitable organizations, and corporate clients. The firm offers services under fiduciary standards and features comprehensive financial planning, municipal advisory activities, and a Private Wealth program for ultra-high-net-worth clients.

Kyle Vrhovac is a financial advisor at Edward Jones with two years of industry experience. He holds a Series 66 designation and previously worked as a silent partner and operations consultant for Outer Banks Boil Company, a seafood restaurant. Outside of his advisory role, he is involved in several business ventures including residential construction capital provision and an exotic car rental company. Edward Jones is a full-service wealth management firm serving a broad range of individual and institutional clients. The firm manages over $1 trillion in assets and offers a variety of advisory programs, including discretionary and non-discretionary strategies, alongside affiliated mutual funds and trust services.

Jennifer Mathie is a CFP®-certified financial advisor with Edward Jones, where she has worked since 2013. She holds Series 63 and Series 66 licenses and has 14 years of industry experience. Based in Spotsylvania, VA, she has spent her career with Edward Jones. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets through a large network of financial advisors and offers a range of investment strategies, overlay and tax-efficient services, and affiliated investment products under a fiduciary standard.

George Mitchell III is a CFP®-credentialed financial advisor with Raymond James & Associates, bringing 45 years of industry experience. He has been with Raymond James since 2013. Outside of his advisory role, he serves as a trustee for Mitchell, George H, Jr. Raymond James & Associates provides financial planning and investment consulting services to a broad client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations, along with institutional consulting and municipal finance services.

Phillip Lennon is a financial advisor at Edward Jones with two years of industry experience. He holds the Series 65 and Series 66 credentials and has worked at Edward Jones since 2023. Prior to this, he was involved with Tiger Solar and operates Valley Athletics, LLC. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and strategies, managing approximately $1.01 trillion in assets through a large network of financial advisors and branch offices nationwide.

Allen Griffey Jr. is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 18 years of industry experience. His prior roles include positions at Wells Fargo Clearing, Wells Fargo Advisors LLC, and Wachovia Bank, N.A. He is also a notary public in Culpeper, Virginia. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Yvette Ruiz is a financial advisor at Edward Jones in Locust Grove, VA, holding the ChFC® and Series 66 designations with 12 years of industry experience. She has been with Edward Jones since 2014. Outside of her advisory role, she serves as an Officer of Election for the Orange County VA Registrar's Office and is involved with Mary Kay cosmetics sales. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of investment advisory programs and affiliated financial services, supported by a large network of advisors and branch offices nationwide.

Bobbie Bascombe is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 22 years of industry experience. She has been with LPL Financial since 2011. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a variety of investment solutions supported by an in-house research team and combines large-scale advisory operations with a range of non-advisory product offerings.

Gillette Harris is a financial advisor with LPL Financial in Culpeper, VA, holding Series 63 and Series 65 licenses and 25 years of industry experience. Harris has been with LPL Financial, formerly Linsco/Private Ledger Corp, since 2006. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a broad range of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Susan Mann is a Series 66-licensed financial advisor with Edward Jones in Fredericksburg, VA, where she has worked since 2016. She has nine years of industry experience, including three years at Bankers Life prior to joining Edward Jones. Outside of her advisory work, she owns farmland that is leased to an agricultural business. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of investment strategies and affiliated financial services through a large nationwide network of advisors and offices.

Cindy Rickett is a financial advisor at Edward Jones in Culpeper, VA, holding a Series 66 designation with 22 years of industry experience. She has been with Edward Jones since 2006. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a nationwide network of more than 23,700 advisors and over 15,000 branch offices.

Shavkat Safaev is a financial advisor at Edward Jones with seven years of industry experience and holds the Series 66 designation. Prior to joining Edward Jones, he worked at Merrill Lynch (Bank of America) for seven years and has held positions at AXA Advisors, Cropp Metcalfe, FrankCrum, Blue Ridge Family Insurance Agency, and Catapult Learning. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a broad range of advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.

Kelly Sherman is a CFP®-certified financial advisor with six years of industry experience. She has worked at Edward Jones since 2019, following prior roles in mortgage and real estate. Kelly receives trust dividend income from Bank of Hawaii. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with over $1 trillion in assets under management and a nationwide network of more than 23,700 financial advisors. The firm offers a range of managed strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Thomas Linski is a CFP® designated financial advisor with Edward Jones, based in Culpeper, VA. He has 14 years of industry experience and has been with Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 advisors, offering a range of advisory programs and investment strategies under a fiduciary standard.

Clarissa Fleming is a financial advisor with Primerica Advisors in Culpeper, VA, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. She has been with Primerica Advisors since 2013 and has a longer tenure with Primerica Financial Services starting in 2012. In addition to her advisory role, she is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and a limited range of separately managed account options. The firm uses a tiered wrap-fee structure and curates third-party asset managers, with trading implemented by BNY Mellon Advisors.

Frank Emery is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. His career includes roles at Voya Financial Advisors, Sagepoint Financial, and over four decades at Emery Financial Services. Outside of his advisory work, he represents the Education Funding Foundation, assisting high school students in qualifying for college grants. Cetera Investment Advisers serves a diverse client base including individual, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary services, combining advisor-managed accounts with firm-sponsored and third-party managed solutions.

Jerry Hulick is a financial advisor with MassMutal Investors Services, holding Series 63 and Series 65 credentials and over 50 years of industry experience. He has been with MassMutual Life Insurance Company and MassMutal Investors Services since 1996. Outside of his advisory role, Hulick is involved with nonprofit organizations focused on disabilities and special needs, serving as a national board trustee for United Cerebral Palsy and consulting with related charities. MassMutal Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers annual, collaborative planning relationships using firm-approved analytical tools and delivers written recommendations without investment discretion.

James Ebron is a financial advisor with Merrill, holding a Series 66 designation and based in Fredericksburg, VA. He began his career at Merrill and Bank of America, N.A. in 2025 after five years at East Carolina University and five years at Bishop O'Connell High School. Merrill serves a diverse client base that includes individuals, retirement plans, corporations, and institutional clients. The firm offers managed account programs, third-party manager selection, discretionary portfolio management, and brokerage services, supported by integration with Bank of America affiliates and a range of tax-focused investment strategies.

Vanessa Short is a financial advisor with Thrivent Investment Management, holding Series 63 and Series 66 licenses and two years of industry experience. Her prior work includes roles at Primerica Advisors, Edward Jones, and a five-year period at Doterra. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive written recommendations on various financial planning topics. The firm uses goal-based analyses and allows clients to combine planning with managed-account services while keeping them separate.