Edward Nelson is a ChFC® credentialed financial advisor with 18 years of industry experience. He has worked at Clear Trace, LLC since 2007 and previously spent 11 years with Zeiders Enterprises, Inc. His background includes management consulting and information technology. Clear Trace, LLC offers personal financial planning, investment management, and education services to individuals, families, trusts, estates, and certain business entities. The firm employs strategic asset allocation and fundamental analysis to build diversified portfolios, utilizing model portfolios, automated tax-loss harvesting, and discretionary account management.

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Charles Reader is a CFP® and holds a Series 65 license with 10 years of experience in financial planning and investment management. He is currently the sole advisor at Illuminate Wealth Management, having previously worked at Different By Design Financial Planning and several other firms. Illuminate Wealth Management serves individuals, families, and small businesses, offering discretionary portfolio management, financial planning, and tailored services such as a virtual family office and virtual CFO engagements. The firm emphasizes fundamental analysis, diversified portfolios, and coordination with external specialists to provide comprehensive wealth management solutions.

Richard Walker is a financial advisor at Robert M. Walker & Associates with 26 years of industry experience. He holds a Series 65 designation and has been with the firm since 1998. Robert M. Walker & Associates provides discretionary investment supervisory services to individuals, trusts, estates, and pension and profit-sharing plans, using a combination of fundamental and technical analysis to tailor portfolios. The firm manages a relatively small client base and incorporates both traditional and newer asset classes, including digital assets and securities related to artificial intelligence, in accordance with client risk profiles.

William Alsup is a CFP® and holds a Series 65 license, with three years of industry experience. He is currently with Guidance Capital, Inc. and has previously worked at Private Client Services, LLC and several other firms. Alsup is also a licensed insurance professional in a non-investment capacity. Guidance Capital provides discretionary investment management, financial planning, and retirement plan advisory services to individuals, trusts, estates, businesses, and retirement plans. The firm manages approximately $384 million in discretionary assets using a primarily long-term investment approach that incorporates both fundamental and technical analysis.

Gregory Ludwig is a financial advisor at Guidance Capital, Inc. in Louisville, KY, holding a Series 66 designation with four years of industry experience. His prior roles include positions at Private Client Services, LLC, Money Concepts Advisory Service, and Shared Medical Services. He is also a licensed insurance professional in a non-advisory capacity. Guidance Capital provides discretionary investment management, financial planning, and retirement plan advisory services to individuals, trusts, estates, businesses, and retirement plans, managing approximately $384 million in discretionary assets. The firm employs a long-term investment approach using fundamental and technical analysis, with portfolio construction that includes mutual funds, ETFs, individual securities, and allocations to other managers.

Erin Guilfoil is a financial advisor at Bookends Financial Planning with a Series 65 designation and one year of industry experience. Prior to joining Bookends Financial Planning, Erin worked at Dow Chemical for 18 years. Bookends Financial Planning serves individual, retirement plan, and corporate clients, managing approximately $288 million for around 500 clients through a six-person advisory team. The firm combines multiple analytical approaches in its investment advice and offers discretionary portfolio management, written financial plans, and access to various managed account programs.

Stephen Gibson is a financial advisor with Guidance Capital, Inc. in Louisville, KY, holding a Series 66 credential and 12 years of industry experience. His prior roles include positions at Money Concepts Capital Corp. and Jjb Hilliard Wl Lyons LLC. Outside of his advisory work, he serves on the board of the Greater Louisville & LaGrange Baptist Health Foundation and is a silent partner in a local bar and restaurant. Guidance Capital provides discretionary investment management, financial planning, and retirement plan advisory services to individuals, trusts, estates, businesses, and retirement plans. The firm employs a primarily long-term investment approach that combines fundamental and technical analysis, with ongoing client contact and portfolio adjustments as needed.

Christopher Ward is a Series 65 licensed financial advisor with DMLO Wealth Planning, LLC, based in Louisville, KY. He has three years of industry experience and has worked at DMLO Wealth Management since 2021. Additionally, Ward serves as President and CEO of the CPA firm Deming, Malone, Livesay & Ostroff, P.S.C., where he provides management, tax planning, and business advisory services. DMLO Wealth Planning offers discretionary investment management, financial planning, and retirement plan advisory services to individuals, high-net-worth clients, trusts, businesses, and employee retirement plans. The firm constructs diversified portfolios primarily with mutual funds, ETFs, equities, and bonds, employing both internal due diligence and sub-advisors.

Tabitha Tiefermann is a CFP® and holds a Series 65 license, currently working with Coats Financial Planning in Louisville, KY. She has three years of industry experience, including prior roles at E/Financial Alliance and the Western Kentucky University Center for Financial Success. Coats Financial Planning serves individuals, trusts, estates, and small businesses by providing personalized financial planning and investment advice with a focus on long-term, buy-and-hold strategies using passively managed index funds and ETFs. The firm operates on a fee-only retainer basis and emphasizes asset allocation and client-authorized trading.

Emily Beilman is a CFP® professional with two years of industry experience. She is currently with Coats Financial Planning and previously worked at Plancorp, LLC. Coats Financial Planning serves individuals, trusts, estates, and small businesses with personalized financial planning and investment advice. The firm emphasizes a long-term, buy-and-hold approach using passively managed index funds and ETFs, operating on a fee-only retainer basis without accepting commissions.

Anna Coats is a financial advisor with Coats Financial Planning in Louisville, KY, holding a Series 65 designation and nine years of industry experience. She has worked at Coats Financial Planning since 2014 and is also the owner and principal of Via Lata Consulting, a small supply chain operations and compliance consulting firm. Anna serves on the board of directors for the Valencia Villas at Landis Lakes Homeowners Association. Coats Financial Planning serves individuals, trusts, estates, and small businesses with personalized financial planning and investment advice. The firm uses a long-term, buy-and-hold approach primarily with passively managed index funds and ETFs, operating on a fee-only retainer basis without commissions or percentage-of-assets fees.

John Stillwagon is a financial advisor with Alexander Investment Services Co. in Fisherville, KY, holding Series 63 and Series 65 designations and bringing 31 years of industry experience. He has been with Alexander Investment Services Co. since 2012. Alexander Investment Services Company provides investment advice and portfolio management to individuals, retirement plans, trusts, estates, charitable organizations, medical and dental practices, and small businesses. The firm combines registered broker-dealer activity and municipal-securities capabilities alongside its advisory business, emphasizing personalized investment advisory agreements and client-driven allocation decisions.

Nicholas Whitmer is a CFP® professional with 12 years of industry experience. He is currently with DMLO Wealth Planning, LLC and has previously worked at firms including Guidance Capital, Inc. and ARGI Financial Group. He is also a licensed insurance professional. DMLO Wealth Planning provides discretionary investment management, financial planning, and retirement plan advisory services to individuals, high-net-worth clients, trusts, businesses, and employee retirement plans. The firm manages assets through diversified portfolios primarily composed of mutual funds, ETFs, individual equities, and bonds, serving both individual clients and institutional plan sponsors.

Stuart Coats is a CFP® professional with 19 years of experience in financial advising. He has been with Coats Financial Planning since 2000, where he works as part of a four-advisor team in Louisville, KY. Coats Financial Planning provides personalized financial planning and investment advice to individuals, trusts, estates, and small businesses. The firm follows a fee-only, retainer-based model and emphasizes long-term, buy-and-hold investment strategies using primarily passively managed index funds and ETFs.

Beau Handy is a CFP® with 14 years of industry experience, currently serving at Dynamic Market Advantage, LLC. He has held roles at Money Concepts Advisory Service and related entities for a decade before joining Dynamic Market Advantage and affiliated firms in 2022. Outside of his advisory work, he is involved in nonprofit organizations, including serving as executive director and chairman of The Handy Family Foundation and as a board member of Access Justice. Dynamic Market Advantage, LLC provides discretionary investment management primarily to other registered investment advisers and institutional clients, employing diversified mutual funds, ETFs, and individual securities in customized, goal- and risk-based portfolios. The firm emphasizes a sub-advisory model that supports affiliated advisory firms through integrated services.

John Frymire is a CFP®-certified financial advisor with 27 years of industry experience. He has been with Alexander Investment Services Co. since 2009. Outside of his advisory role, he is a minority shareholder in a small real estate investment company. Alexander Investment Services Company provides investment advice and portfolio management to individuals, retirement plans, trusts, charitable organizations, and small businesses. The firm integrates registered broker-dealer activities and municipal-securities capabilities with its advisory services, managing approximately $579 million in assets across about 1,300 clients.

Wyatt Callison is a CFP® professional with seven years of experience in financial advisory roles. He is currently with Guidance Capital, Inc., and has previously worked at DMLO Wealth Planning, Private Client Services, and Money Concepts Advisory Service. His background includes both wealth management and financial planning within multiple advisory firms based in Louisville, KY. Guidance Capital, Inc. provides discretionary investment management, financial planning, and retirement plan advisory services to individuals, trusts, estates, businesses, and retirement plans. The firm manages approximately $384 million in discretionary assets using a primarily long-term investment approach that incorporates fundamental and technical analysis, with ongoing client contact and periodic portfolio adjustments.

John Cogswell is a financial advisor with Silver Oak Securities, Incorporated, holding a Series 66 designation and 24 years of industry experience. Prior to joining Silver Oak Securities in 2021, he worked for Portfolio Resources Group, Inc. for 13 years. Outside of his advisory role, he is involved in small business consulting through Chancery Financial Advisors and holds a minority ownership in Gaudium LLC, a company that sells hats and shirts. Silver Oak Securities provides advisory services to individuals, families, corporations, retirement plans, and charitable organizations, managing over $2 billion in discretionary assets. The firm offers customized portfolio management and financial planning, utilizing both internal and third-party due diligence to tailor investment strategies across a range of asset classes.

Jason Waters is a CFP® with 17 years of industry experience, currently serving as a financial advisor at Cerity Partners LLC since 2023. Prior to joining Cerity Partners, he worked at ARGI Investment Services, LLC and ARGI Financial Group from 2006 to 2023. Waters serves on the Elizabethtown Community College Foundation Board and participates in the Baptist Health System Campaign Cabinet. Cerity Partners is an SEC-registered investment adviser that serves a diverse client base including individuals, families, trusts, corporations, and institutional investors. The firm offers a range of services such as investment management, financial planning, tax and insurance support, and access to alternative and private-market investments, with a focus on diversified asset allocation and customized portfolios.