Ronald Schiel Jr. is a CFP® professional with 22 years of industry experience, currently operating as the sole advisor at Aloft Financial. He is also the owner and CPA of Northwest Tax Choices, providing tax return consulting and preparation services since 2010. Ronald has been involved with Northwest Financial Choices LLC, an investment advisory firm, though he plans to wind down that business within the next year. Aloft Financial offers comprehensive wealth management services to individuals, family businesses, corporations, nonprofit organizations, and various plans and trusts. The firm’s investment approach focuses on growth-oriented equity exposure balanced with risk mitigation through diversified asset allocations tailored to client needs.

Diana Thompson is a Series 65-licensed financial advisor at Sovereign Capital Vantage, Inc. with nine years at the firm. Her background includes several years working in public schools in Virginia and Mississippi. She is also a corporate secretary and owner of Sovereign Capital Vantage, contributing to corporate responsibilities. Sovereign Capital Vantage, Inc. is a fee-based advisory firm that provides discretionary portfolio management and hourly financial planning primarily to individual and high-net-worth clients. The firm manages portfolios using a combination of fundamental and technical analysis and offers services for both custodied and held-away retirement accounts.

Marc Thompson is a financial advisor at Sovereign Capital Vantage, Inc. in Ashland, VA, holding Series 63 and Series 66 designations with 17 years of industry experience. He previously worked at Edward Jones for seven years before joining Sovereign Capital Vantage in 2017. Sovereign Capital Vantage, Inc. is a fee-based advisory firm that provides discretionary portfolio management and hourly financial planning primarily to individual and high-net-worth clients. The firm manages portfolios using a mix of fundamental and technical analysis with both long- and short-term strategies, including options trading, and oversees approximately $26.8 million for around 68 clients across three offices.

Thomas Underwood is a CFP® with 14 years of industry experience, currently serving as an advisor at Bright Wealth Management, LLC. His prior roles include positions at Cary Street Partners LLC and Truist Advisory Services, Inc. Outside of financial advising, he operates as an Independent Insurance Agent. Bright Wealth Management, LLC provides discretionary portfolio management and financial planning to a diverse client base, including high-net-worth individuals, pension plans, trusts, and business entities. The firm emphasizes asset allocation aligned with economic cycles and employs a range of investment vehicles, including ETFs, mutual funds, structured products, and third-party manager solutions.

Jody Bruce is a financial advisor with United Brokerage Services, Inc. He holds Series 63 and Series 65 licenses and has 25 years of industry experience. His prior roles include positions at Prudential Insurance Company of America, Pruco Securities LLC, Minnesota Life, Securian Financial Services, Virginia Asset Management, and Nationwide. He also serves as an agent with Midland National, focusing on fixed life insurance business. United Brokerage Services, Inc. provides investment advisory and brokerage services to individuals, corporate pension and profit-sharing plans, and trust clients through various wrap fee and advisory programs. The firm primarily manages assets on a non-discretionary basis, with investment approaches tailored by advisor and program, and maintains affiliations with United Bank and Wells Fargo.

Lynn Kachel is a financial advisor with Vanderbilt Advisory Services in Rockville, VA, holding Series 63, 65, and 66 licenses and bringing nine years of industry experience. She previously worked at Commonwealth Financial Network for 16 years and has operated her own practice, Lynn M. Kachel, PC, since 1999. Outside of her advisory work, she is a beneficiary of family trusts that hold minority interests in a private beverage distributorship and other entities. Vanderbilt Advisory Services serves a diverse client base including individuals, charitable organizations, trusts, estates, businesses, and retirement plans. The firm employs a strategic asset allocation approach combined with fundamental, technical, and charting analysis, offering a range of portfolio management and financial planning services, and maintains formal integration with retirement-plan and benefits firms.

Thomas Kachel Jr. is a financial advisor with Vanderbilt Advisory Services, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has worked at Vanderbilt Advisory Services since 2020 and previously spent 21 years with Commonwealth Financial Network and Commonwealth Equity Services. He is a partner and 50% owner of Wealth Management Strategies, LLP, a private Virginia limited liability partnership operating as a branch office in the securities industry. Vanderbilt Advisory Services serves a diverse client base, including individuals, charitable organizations, trusts, estates, businesses, and retirement plans. The firm offers a range of portfolio management and financial planning services, emphasizing strategic asset allocation and a combination of fundamental, technical, and charting analysis.

Melanie Roberts is a financial advisor at United Brokerage Services, Inc. with seven years of industry experience. She holds the Series 66 designation and previously worked at Equitable Advisors and Edward Jones. United Brokerage Services, Inc. provides investment advisory and brokerage services to individuals, including high-net-worth clients, as well as corporate pension and profit-sharing plans and trust clients. The firm offers a variety of investment programs, primarily managing client assets on a non-discretionary basis, and maintains affiliations with United Bank and Wells Fargo.

Blake Lewis is a financial advisor with Truist Advisory Services, holding a Series 66 designation and 19 years of industry experience. He has worked with Truist Advisory Services and its affiliated entities since 2012, including Bb&T Securities and Bbtis prior to their merger into Truist. Truist Advisory Services is a large SEC-registered investment adviser serving individuals, corporations, retirement plan sponsors, and charitable organizations. The firm offers discretionary and non-discretionary investment solutions that combine model portfolios, third-party managers, and advisor-led asset allocation and fund monitoring.

Frank Oley Sr. is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. He has been with Hornor, Townsend & Kent since 2007 and also serves as an agent for Penn Mutual Life Insurance Company. Outside of his advisory role, he operates several life insurance brokerage businesses, including Oley Financial and 1847 Financial, providing insurance sales and related services. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through advisory services that emphasize client-directed implementation and oversight, primarily on a non-discretionary basis. The firm combines financial planning, consulting, and third-party asset manager platforms to deliver its investment approach.

Jameson Bunger is a financial advisor with MassMutual Investors Services in Glen Allen, VA, holding Series 63 and Series 65 designations and possessing 13 years of industry experience. He has been with MassMutual Investors Services and MassMutual Life Insurance Company since 2012. In addition to his advisory role, he also works as an insurance agent specializing in individual and group life, health, long-term care, and disability insurance. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes annual, collaborative financial planning engagements supported by firm-approved software and offers a range of programs including wrap accounts, money-manager services, and educational seminars.

Joshua Fisher is a financial advisor at Cetera with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Cetera since 2019, following seven years at Foresters Financial Services. He is also the managing member of Wealth Cycle Advisors, LLC, and operates Joshua Fisher, LLC. Cetera Investment Advisers serves a diverse client base including individual, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary services, utilizing a combination of advisor-managed accounts, model portfolios, and third-party managed solutions.

Jeffrey Williams is a financial advisor with LPL Financial in Rockville, VA, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has been with LPL Financial since 2003. Outside of his advisory role, he serves as a trustee for family trusts and umpires middle school and junior varsity girls fast pitch softball games. LPL Financial provides advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, banks, and high-net-worth households. The firm offers a broad range of investment solutions supported by in-house research and a large network of investment adviser representatives.

William Lacy is a financial advisor with Mass Mutual Investors Services in Glen Allen, VA, holding Series 63 and Series 65 licenses and bringing 17 years of industry experience. His prior work includes roles at MetLife Securities Inc. and Massachusetts Mutual Life Insurance Company. Outside of his advisory work, he serves as a member of the Board of Zoning Appeals in Goochland, VA, and volunteers with The Dylan Lacy Foundation for Recovery, which raises funds to support addiction recovery efforts. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual, providing financial planning, asset management, and educational programs to individuals, business owners, trusts, and charitable organizations. Their approach involves collaborative, annual financial planning engagements using firm-approved analytical tools to develop investment strategies without discretionary authority.

Bradley Gramm is a financial advisor with MassMutual Investors Services in Glen Allen, VA, holding Series 63 and Series 66 credentials and 24 years of industry experience. He has worked at MassMutual and its affiliate MML Investors Services since 2005. Outside of advising, he is involved in managing a construction and renovations business and invests through a real estate venture. MML Investors Services, LLC operates as a subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm emphasizes annual, collaborative planning relationships using analytical tools and offers a range of programs including educational seminars and specialized event-driven planning services.

Isaac Lucier is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 10 years of industry experience. He has worked at Cetera and its affiliated entities since 2019 and has prior experience with Foresters Financial Services and Instacart. Outside of his advisory role, he is involved in language services through Richmond Translator LLC, DBA Syncroz Language Solutions, and participates in buying and selling trading cards. Cetera Investment Advisers serves a diverse client base including individual, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing a combination of advisor-managed accounts, model portfolios, and third-party solutions, with notable retirement and fiduciary capabilities integrated into its institutional platform.

Emily Case is a financial advisor at Raymond James Financial with 12 years of industry experience. She holds a Series 66 designation and has worked at firms including Aetna and United Health Care. Outside of her advisory role, she is a partner in Case Study LLC, a support company she uses for administrative assistance and managing 1099 income, and an independent contractor selling essential oils through Young Living. Raymond James Financial Services Advisors, Inc. serves a diverse client base ranging from individual investors to institutional entities, providing financial planning and non-discretionary investment consulting. The firm emphasizes tailored financial plans developed through client interviews and risk profiling, offering a range of implementation options including brokerage accounts and outside managers.

Richard Alexander is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 20 years of industry experience. Prior to joining Cetera in 2020, he worked at Raymond James & Associates and operated Alexander Investment Management Services for over two decades. Outside of his advisory role, he serves as CEO and board member of Trumpet and Torch Ministries. Cetera Investment Advisers serves a diverse client base including individual, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary services, combining advisor-managed accounts, model portfolios, and third-party solutions with notable retirement and trust capabilities.

Michael Lawston is a CFP® with 26 years of experience in financial advising. He has been with Cetera since 2019 and previously worked at First Investors Advisory Services and Fic. Outside of his advisory role, he serves on the executive committee and as vice president of the Goochland Chamber of Commerce, is president of the James River Property Owners Association, and coaches youth athletics in Goochland. Cetera Investment Advisers serves a broad range of individual, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers discretionary and non-discretionary portfolio management, financial planning, and fiduciary solutions, combining retirement and institutional capabilities within its extensive advisory platform.

Justin Williams is a financial advisor at Edward Jones in Rockville, VA, holding the CFP®, ChFC®, and Series 66 designations with 12 years of industry experience. He has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm offers a range of advisory strategies and maintains a large network of advisors and branch offices across the United States.