Carlos Alvarado is a financial advisor with Alvarado & Associates, LLC and holds a Series 65 designation. He has seven years of industry experience and also works full-time as a financial analyst at Jacobs Solutions. Alvarado is licensed to provide investment advisory services in Panama and holds a position with Caudal Capital, an investment advisory firm based there. Alvarado & Associates provides discretionary portfolio management to individuals and families, including high-net-worth households, with portfolios tailored to clients’ financial goals and risk tolerance. The firm emphasizes diversified, income-generating investments and manages accounts on a discretionary basis with regular reviews.

Michael Shelton is a financial advisor with 11 years of industry experience, currently practicing at 360 Wealth Consultants, LLC in Roanoke, VA. He holds Series 63 and Series 65 licenses and has held roles at several firms including Level Four Advisory Services and LPL Financial. Outside of advising, Shelton is involved in tax preparation and accounting through his ownership of 360 Tax Solutions, LLC. 360 Wealth Consultants serves individuals, high-net-worth clients, business owners, and retirement plans, focusing primarily on business owners and Baby Boomers. The firm employs proprietary model portfolios and fundamental analysis to tailor discretionary portfolio management and financial planning services, often incorporating third-party advisers as part of its client solutions.

Daniel Colston is a CFP® with eight years of industry experience and is the sole advisor at Upward Financial Planning in Vinton, VA. He previously worked at American Financial Planning, Inc. and currently operates Daniel's Painting, LLC, which accounts for about 10% of his time. Upward Financial Planning serves individual clients, including those with substantial assets, offering discretionary investment management, comprehensive financial planning, tax preparation, and limited insurance brokerage services. The firm combines passive and active investment strategies and emphasizes business-owner and exit-planning.

Walter Dixon is a financial advisor at Augusta Capital LLC with 24 years of industry experience. He holds the Series 65 designation and previously worked for Dixon, Hubard, Feinour & Brown, Inc. for 20 years before founding Augusta Capital in 2021. Augusta Capital LLC provides customized investment management and advisory services to individuals, high net worth clients, trusts, and estates, focusing on discretionary portfolio management with a long-term investment orientation complemented by technical and fundamental analysis. The firm operates as a small, independent practice emphasizing concentrated client relationships.

Kristopher Montgomery is the sole advisor at Kommon Wealth, LLC in Roanoke, VA. He holds Series 63 and Series 65 licenses and has been active in insurance sales and services since 2012 while beginning his investment advisory career in 2025. Outside of advisory work, he continues to operate as an independent contractor in commercial vehicle transport. Kommon Wealth, LLC provides investment management and financial planning services to pooled investment vehicles, retirement plans, and institutional and intermediary accounts. The firm employs a diversified, model-driven investment approach informed by Modern Portfolio Theory and a combination of analytical methods, with portfolios regularly monitored and rebalanced.

Andrew Sherman is a financial advisor with BanksChannel Advisors, LLC, an independent firm based in Roanoke, VA. He holds a Series 65 designation and has 13 years of industry experience. Sherman has been with BanksChannel Advisors since 2012 and has been active in the financial field since 2001. BanksChannel Advisors provides investment advisory and financial planning services to individuals, trusts, estates, corporations, and charitable organizations. The firm uses model portfolios primarily composed of low-cost index funds and ETFs, tailored to clients’ risk tolerance, goals, and time horizons, with an emphasis on diversification, reducing drawdowns, and tax efficiency. It is notable for serving charitable organizations and offering consulting services to plan sponsors and unaffiliated registered advisers.

Wanda Sears is the sole advisor at Wanda Kilman Pittman, an independent firm based in Roanoke, VA. She holds the ChFC® designation and Series 63, 65, and 66 licenses, with 32 years of industry experience. Sears has led her firm since 2007. The firm manages discretionary portfolios and offers comprehensive financial planning services, including retirement, estate, cash-flow, tax, and insurance planning. It serves individuals, trusts, charitable organizations, and small businesses, employing a mix of fundamental, technical, and quantitative analysis with customized strategies based on client risk tolerance and time horizon.

Nathan Beard is a financial advisor at Upward Financial Planning in Vinton, VA. He holds a Series 65 designation and has been with the firm since 2025. Prior to his current role, Beard worked in various positions including at First Christian Church of Malvern and Johnson University. Upward Financial Planning serves individual clients, including those with substantial assets, offering discretionary investment management, comprehensive financial planning, tax return preparation, and insurance assistance. The firm combines passive and active investment strategies and focuses on business-owner and exit planning.

Robert Ford is a Series 65-licensed financial advisor with Personal Financial Planning Inc. in Roanoke, VA, where he has worked since 2007. He has 16 years of industry experience. Personal Financial Planning Inc. provides personalized financial planning and investment management services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm employs a strategic asset-allocation, core-and-satellite approach using primarily passive ETFs and mutual funds, and offers flexible fee arrangements including fixed, hourly, and asset-based options.

Andrew Monsour is the sole advisor at Monsour Advisory Services, Inc. in Roanoke, VA, holding Series 63 and Series 65 licenses with 26 years of industry experience. He has led his independent firm since 2005. Outside of advising, he is a licensed insurance agent and part owner of a commercial real estate building. Monsour Advisory Services provides portfolio management and financial planning primarily for individual clients, as well as advising employer-sponsored retirement plans and other institutional clients. The firm uses a tailored investment approach based on Modern Portfolio Theory and combines fundamental, technical, and cyclical analysis, while also offering pension consulting and educational seminars.

Michael Baako is a financial advisor at Bayesian Investment Management with 10 years of industry experience. He holds the Series 66 designation and previously worked at Morgan Stanley and Morgan Stanley Private Bank from 2015 to 2020. Since 2020, he has been with Bayesian Investment Management, an independent firm based in Roanoke, VA. Bayesian Investment Management serves individual and high-net-worth clients, small businesses, and employer-sponsored retirement plans, focusing on portfolio management of publicly traded equities, ETFs, and mutual funds. The firm uses technical and cyclical analysis and combines long-term holdings, shorter-term positions, and active trading, offering both discretionary and non-discretionary services.

Justin Barham is the sole advisor at OG Advisory Group, LLC, an independent registered investment adviser based in Roanoke, VA. He holds Series 63 and Series 65 credentials and has 29 years of industry experience. Prior to founding OG Advisory Group in 2023, he worked at several firms including Coastal Wealth Advisory Services and Triumph Wealth Advisors. In addition to his advisory role, Barham is an independent insurance agent offering life and annuities products. OG Advisory Group provides discretionary asset management, financial planning, and consulting services to individuals, business clients, and qualified retirement plans. The firm offers ERISA 3(21) fiduciary services to plan sponsors and constructs client strategies based on goals, time horizon, and risk tolerance, utilizing sub-advisors, third-party managers, and analytical tools such as Monte Carlo planning.

Cassandra Martin is a financial advisor at Taylor Financial Group, Inc. with eight years of industry experience. She holds a Series 66 designation and has previously worked at Wells Fargo Advisors, Capitol Family Office, and Northwestern Mutual Investment Services LLC. In addition to her advisory role, she is an independent licensed insurance agent specializing in life, accident, health, and variable life/annuity products. Taylor Financial Group provides discretionary portfolio management and annual financial planning to individuals, trusts, estates, charitable organizations, and business entities. The firm manages approximately $365 million in assets and employs a combination of fundamental, technical, and cyclical analysis, offering access to institutional-level mutual funds and a wrap fee program that integrates management and transaction costs.

Maynard Keller is a CFP® professional with 24 years of industry experience, currently serving at American Financial Planning, Inc. since 2006. He holds Series 63 and Series 65 licenses and is based in Roanoke, VA. In addition to his advisory role, he provides tax preparation services through the firm during the tax season. American Financial Planning, Inc. offers financial planning and discretionary investment management primarily to individual and high-net-worth clients, as well as corporate pension and charitable accounts. The firm employs a diversified index investment approach with occasional active management and emphasizes modular financial planning tailored to client needs.

Connie Guelich is a CFP® and ChFC® with 26 years of industry experience. She has been with Guelich Capital Management, LLC since 2006 and also maintains a role at Oberlín Financial Corp. Her other business activities include work related to fixed insurance and fixed annuities. Guelich Capital Management, LLC is an SEC-registered investment adviser serving individual clients, trusts, and estates with portfolio management, financial planning, wealth management, and estate planning services. The firm offers both discretionary and non-discretionary management using fundamental and technical analysis, and provides educational seminars alongside limited tax-preparation services.

Denise Heimel is a CFP® with 16 years of industry experience, currently serving as an advisor at Investment Management Corporation. Her prior experience includes roles at Morgan Stanley Smith Barney LLC, Charles Schwab & Co., Inc., and LPL Financial, LLC. Outside of finance, she has been involved with Orkney Springs Distillery. Investment Management Corporation is an SEC-registered adviser managing approximately $169.6 million across a diverse client base including individuals, trusts, and retirement plans. The firm employs both fundamental and technical analysis in discretionary asset management, focusing on individual stocks, bonds, ETFs, and mutual funds with an emphasis on limiting trading frequency and maintaining independence from third-party compensation and product sponsors.

Kevin Warman is a financial advisor at Investment Management Corporation with 14 years of industry experience. He holds the Series 66 designation and is based in Roanoke, VA. Investment Management Corporation is an SEC-registered adviser that provides discretionary asset management to individuals, trusts, estates, foundations, corporations, and retirement plans. The firm employs a combination of fundamental and technical analysis to manage variable and fixed equity model strategies, investing in individual stocks, bonds, ETFs, and mutual funds.

John Tinaglia is a financial advisor with Investment Management Corporation in Roanoke, VA. He holds a Series 63 designation and has 38 years of industry experience. Investment Management Corporation is an SEC-registered adviser providing discretionary asset management to individuals, trusts, estates, foundations, corporations, and retirement plans. The firm employs both fundamental and technical analysis across variable and fixed equity model strategies, managing approximately $169.6 million as of December 2024.

Jon Matlock is a CFP® with three years of industry experience, currently serving at American Financial Planning, Inc. He has previously worked at Beacon Wealth Consultants and the International Mission Board. American Financial Planning, Inc. provides financial planning and discretionary investment management primarily to individual and high-net-worth clients, as well as corporate pension and charitable accounts. The firm emphasizes diversified index investments with customized ethical screens and offers modular financial planning services tailored to client needs.

Bruce Swanson is a financial advisor at Portfolio Design Services, LLC in Roanoke, VA, holding Series 63, 65, and 66 licenses with 39 years of industry experience. He has been with Portfolio Design Services since 2004, spanning multiple firm iterations over nearly two decades. Portfolio Design Services, LLC advises individual and high-net-worth clients as well as employer-sponsored retirement plans, providing discretionary portfolio management, investment consulting, financial planning, and retirement-plan design services. The firm operates as a fee-only fiduciary, emphasizing ongoing advisory relationships and employing diversified portfolios guided by Modern Portfolio Theory with tailored model structures based on client risk tolerance.