David Polatis is the managing member of Managed Wealth Advantage, LLC in Saint George, UT, with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has operated an insurance business, Quadson Investments, LLC dba Senior Advantage, since 1999. Polatis has also been self-employed in life and health insurance sales since 1994. Managed Wealth Advantage provides comprehensive financial planning and consulting to individual clients, referring investment management to a third-party money manager rather than managing portfolios directly. The firm focuses on fixed-fee financial planning covering cash flow, retirement, tax, insurance, and estate topics while outsourcing investment management exclusively to Gradient Investments, LLC.

Kody Rogers is a financial advisor with WMX Advisors, LLC doing business as Wealth Management Experience, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. His career includes roles at Wells Fargo Bank, Wells Fargo Advisors, Wells Fargo Clearing, CUNA Brokerage Services, and Goldenwest FCU. Rogers is also a registered Utah State Insurance Agent, licensed to recommend and sell variable life and variable annuity insurance products. WMX Advisors provides portfolio management, financial planning, and retirement plan administration services primarily for institutional and pooled accounts. The firm integrates fundamental and technical analysis to manage diversified portfolios, combining active equity strategies with passive fixed-income investments, and offers a range of fee structures including hourly planning consultations alongside asset-based management fees.

Larry Mulcock is the principal of Nimble Investment Advisors LLC and holds Series 63 and Series 65 licenses. He has 40 years of experience in financial planning and investment advisory services. In addition to his advisory role, he is a licensed real estate broker and insurance agent in Utah and co-owns a legal document preparation company. Nimble Investment Advisors provides discretionary portfolio management through its proprietary Sector Dynamics program, which employs an actively managed sector-rotation strategy using mutual funds and variable annuity subaccounts. The firm serves individuals, retirement plans, trusts, estates, charitable organizations, and business entities, and offers educational seminars on investment and planning topics.

Mitchell Mortensen is a financial advisor at Heaton Financial, PC with 10 years of industry experience. He holds a Series 65 designation and is also the owner and president of Spectra Group, Inc., where he works as a civil engineer outside of market hours. Heaton Financial, PC provides portfolio management and financial planning services to individuals, high-net-worth clients, and some business entities, managing over $100 million in assets across a two-advisor team. The firm employs a range of investment strategies including discretionary portfolio management with active trading techniques and conducts regular portfolio reviews.

Randy Farish is a financial advisor at Aegis Wealth Management, Inc. with 13 years of industry experience. He holds the Series 63 and Series 65 licenses and has worked at several firms including Simple Financial, LLC and Gradient Advisors, LLC. In addition to his advisory role, he manages and produces insurance sales through multiple agencies he operates. Aegis Wealth Management, Inc. is an SEC-registered firm managing approximately $176 million in discretionary assets. The firm serves individuals, retirement plans, trusts, estates, charitable organizations, and business entities, offering financial planning and portfolio management through sub-advisers while tailoring allocations to client objectives and risk tolerance.

Nephi Eschler is a financial advisor at Forthright Capital Advisory with five years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Northwestern Mutual Wealth Management Company and Northwestern Mutual Life Insurance Company. Eschler also owns Eschler Financial, LLC, an entity established for tax and employee compensation purposes. Forthright Capital Advisory serves individual clients, employer plan sponsors, corporations, and charitable organizations, offering discretionary portfolio management, financial planning, and employee benefit plan services. The firm primarily employs passive investment management using index mutual funds and ETFs, applying Modern Portfolio Theory alongside fundamental and technical analysis.

Deborah Ellis is a CFP® with 14 years of industry experience, currently serving at Investor FAN. Her prior roles include positions at Cogent Independent Advisors, Inc. and Blend Financial, Inc. She is also an author and speaker, having published books on financial services. Investor FAN provides investment management, financial consulting, and retirement plan advisory services to individual clients, employer-sponsored plans, trusts, foundations, and charitable organizations, using a disciplined investment approach that incorporates Modern Portfolio Theory and multiple analytical methods.

Gregory Nelson is a financial advisor at Soulence Wealth Management with over 20 years of experience in the industry. He holds the ChFC® and Series 63 designations and previously worked at firms including SCF Investment Advisors, Brookstone Capital Management, and New York Life. In addition to his advisory roles, he operates the G. Nelson Insurance Agency d/b/a Strategic Benefit Coach, which he has run since 1999. Soulence Wealth Management provides discretionary investment management and integrated financial planning, serving clients with custom-traded portfolios, third-party model allocations, and oversight of held-away assets. The firm employs a mix of strategic and tactical asset-allocation approaches and offers unique operational features such as participant access via a dedicated platform and ongoing cybersecurity monitoring.

Ryan Wall is a financial advisor with Oasis Advisors who holds Series 63 and Series 65 licenses and has 12 years of industry experience. His prior roles include positions at Terra Wealth Management and Primerica Financial Services. Outside of advising, he is a 50% owner of Wallert Group LLC, a marketing and workflow service provider for a real estate asset company focused on fractional ownership for accredited investors. Oasis Advisors serves individuals, high-net-worth clients, corporations, and pension/profit-sharing plans by offering portfolio management, financial planning, and pension consulting. The firm employs a mix of fundamental, quantitative, and modern portfolio theory to create long-term allocations and uses written Investment Policy Statements and regular portfolio reviews as part of its process.

Donald Clements is a financial advisor at Retirement Planners of America with nine years of industry experience. He holds a Series 65 designation and previously worked at Financial Engines Advisors L.L.C. and Tmfs Advisors, LLC. Outside of his advisory role, he contributes as a set design specialist for the Saint George Music Theater. Retirement Planners of America is an SEC-registered investment adviser managing approximately $4 billion for individuals, plan participants, and institutions. The firm uses an “invest and protect” strategy that tactically shifts allocations among ETFs, money market funds, and cash, offering services that include discretionary portfolio management, financial planning, and a lower-asset program tailored to smaller client teams.

Jason Hansen is a financial advisor with Western Wealth Management LLC and holds a Series 66 designation. He has 24 years of industry experience, including prior roles at Wells Fargo Advisors LLC and Wells Fargo Clearing. Hansen serves as a commissioner on the Washington City Planning Commission. Western Wealth Management LLC serves a diverse client base, including individuals, charitable and corporate entities, and pension plan sponsors. The firm offers comprehensive portfolio management, financial planning, and institutional investment management through a decentralized network of 88 advisors, utilizing a range of investment strategies and third-party manager relationships.

Scott Smith is a financial advisor with Advisor Share Wealth Management, LLC, holding a Series 65 designation and over a decade of experience including work with Royal Legal Solutions since 2015. He joined Advisor Share Wealth Management in 2026. Advisor Share Wealth Management, LLC is a multi-team advisory firm managing approximately $377 million in discretionary assets. The firm provides investment advisory and financial planning services to individuals, professional advisers, and retirement plans, employing a network of sub-advisers and model portfolios tailored to client risk profiles.

Collin Stauffer is a financial advisor at Foundations Investment Advisors LLC with five years of industry experience. He holds a Series 65 designation and has worked previously at Teton Wealth Group, New Millennium Group, Decker Retirement Planning, Key Bank, and Sprint. Outside of his advisory role, he is also licensed as a life and health insurance agent through Stauffer Retirement Planning. Foundations Investment Advisors provides investment advisory and financial planning services to a diverse client base, including individuals, trusts, estates, retirement plans, and businesses. The firm manages portfolios using model allocations and third-party sub-advisers and operates through a large network of affiliated offices and licensed representatives.

John Carty is a financial advisor with Retirement Planners of America in St. George, UT, holding a Series 65 license and bringing nine years of industry experience. His prior work includes roles at MMWKM Advisors, LLC, Financial Engines Advisors L.L.C., and Tmfs Advisors, Llc. Outside of finance, he was involved with Get Loaded Fries, LLC and Boulevard Home Furnishing. Retirement Planners of America is an SEC-registered investment adviser managing approximately $4 billion for individuals, plan participants, and institutions. The firm uses a tactical “invest and protect” strategy that shifts allocations among ETFs, money market funds, and cash, offering discretionary portfolio management, financial planning, and a program tailored for clients with limited investable assets.

Rhett West is a financial advisor at Foundations Investment Advisors LLC with four years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Wells Fargo, Fidelity Investments, and Northwestern Mutual. Foundations Investment Advisors provides investment advisory and financial planning services to a broad range of clients, including individuals, trusts, estates, retirement plans, and businesses. The firm delivers advice through a large network of affiliated offices and uses model allocations and third-party sub-advisers to manage portfolios.

Ashley Whipple is a financial advisor at Western Wealth Management LLC with a Series 65 credential and one year of industry experience. Prior to joining Western Wealth Management, she held roles at Main Gate Asset Management, Mixhers, Parlayo LLC, Made by Mary, and Rod Works. Western Wealth Management serves individuals, charitable and corporate entities, other advisers, and pension plan sponsors through portfolio management, financial planning, and institutional investment management. The firm operates as a decentralized network of 88 advisors offering a range of investment strategies and access to multiple advisory programs.

Cheree Wright is a financial advisor at Oppenheimer with 32 years of industry experience. She holds Series 63 and Series 65 designations and has worked at Oppenheimer since 2017, following eight years at Morgan Stanley Smith Barney. Outside of her advisory role, she is a sales representative for doTERRA essential oils, although this activity is not active. Oppenheimer serves a broad client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm offers a range of advisory and brokerage services, employing strategic and tactical asset allocation along with manager selection to construct client solutions.

Andrew Carley is a financial advisor at Empower Advisory Group with two years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Northwestern Mutual Investment Services LLC and Northwestern Mutual Life Insurance Company. Outside of finance, he was involved with Kwik Vending Service from 2022 to 2024. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage clients. The firm offers point-in-time financial plans and managed account solutions integrated with Empower’s recordkeeping and administrative platforms.

Gregory Hodges is a financial advisor with Empower Advisory Group in Washington, UT, holding Series 63, Series 65, and Series 66 licenses. He has 30 years of industry experience, including roles at Valic Financial Advisors, Alight Financial Solutions, and MassMutual. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, delivering services through an integrated model linked to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and annual rebalancing within plan lineups selected by plan sponsors.

Michael Nielson is a Certified Financial Planner (CFP®) with 23 years of experience in the financial services industry. He is currently affiliated with Independent Financial Partners and has previously worked with Cetera Advisors LLC. Beyond his advisory role, Nielson is involved in tax preparation and planning as a consultant and employee with various tax-related firms. Independent Financial Partners provides investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of approximately 261 independent advisors. The firm offers a decentralized advisory model allowing personalized investment strategies, along with specialized retirement-plan advisory and pension consulting services.