Susan Kroger is a CFP®-credentialed financial advisor with 23 years of industry experience. She has worked at Intentional Finance, LLC since 2017 and previously spent 14 years at Waddell & Reed, Inc. Outside of her advisory role, she is involved with the Rotary Club of Albuquerque and the ABQ Chapter of the Executive Women's Golf Association. Intentional Finance provides investment advisory and financial planning services primarily to individual clients and a smaller number of institutional clients, including retirement plans and pension funds. The firm offers customized portfolio construction using a range of asset classes and employs multiple asset allocation strategies tailored to client objectives and risk tolerances.

Larry Blades is a financial advisor at Retirement Solutions with 11 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including Redwood Private Wealth LLC and Senior Income Solutions. Outside of his advisory role, he operates Oakwood Summit, LLC, providing tax advice and insurance services. Retirement and Investment Solutions offers discretionary and non-discretionary asset management, financial planning, and ERISA plan services to individuals and retirement plans. The firm employs client-specific strategies using fundamental and technical analysis and collaborates with Gradient Investments, LLC to provide model portfolios and advisory services.

CERTIFIED FINANCIAL PLANNER™ | Financial Architect for Life’s Key Milestones As a CERTIFIED FINANCIAL PLANNER™ with a rich history in the investment management industry, I specialize in guiding individuals through some of life’s most pivotal transitions. Whether you're navigating the emotional and financial intricacies of estate organization and the loss of a loved one, preparing for a successful and secure retirement through strategic investment and tax planning, or seeking the best higher education opportunities for your children, I offer tailored financial solutions to help you achieve your goals. With over 25 years of experience in business-to-business engagements, I bring a deep understanding of financial strategies, ensuring that my clients are prepared for every phase of life. My background is supported by a strong foundation in finance, having earned my Bachelor’s Degree from Montana State University-Bozeman, as well as completing the rigorous CFP curriculum through the Boston Institute of Finance. I hold several professional licenses that empower me to provide comprehensive, holistic financial guidance. Let’s work together to build a financial plan that not only protects your present but also secures your future.

Bradley Boehm is a financial advisor with Seasons Wealth Services LLC in Albuquerque, NM. He holds a Series 65 designation and has experience in tax preparation and business consulting through his roles at Boehm & Bacon CPAs LLC and Seasons Accounting Services LLC, both since 2002, as well as prior work at Sunray Gaming of NM LLC. Seasons Wealth Services provides discretionary portfolio management and comprehensive financial and business planning to individuals, high-net-worth clients, and business owners. The firm employs a passive, index-oriented investment approach based on Modern Portfolio Theory, emphasizing diversified, tax-efficient, low-cost mutual funds and ETFs.

Shawn Loddy is the sole advisor at SML Advisory in Rio Rancho, New Mexico, holding Series 63 and Series 65 licenses with 25 years of industry experience. He has operated SML Advisory since 2015 and concurrently maintains a life and health insurance practice as a sole proprietor since 2002. Outside of financial advising, Loddy works part-time as a technician for Breakout AV. SML Advisory provides comprehensive investment management services to individuals, high-net-worth clients, business entities, and retirement plans. The firm employs fundamental, technical, and cyclical analysis in its investment process and offers both discretionary and non-discretionary portfolio management, including ERISA plan services and qualified plan consulting.

Justin Grinstead is the principal advisor at Grinstead Wealth Management in Albuquerque, NM, with 13 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at Charles Schwab and Charles Schwab Bank for over a decade. Grinstead Wealth Management serves individual and high-net-worth clients through continuous investment management and project-based financial planning, focusing on asset allocation using a combination of passive and active strategies. The firm emphasizes the selection and monitoring of third-party Outside Managers and offers financial planning billed on an hourly-derived basis.

David Drucker is the principal of Sunset Financial Management, an independent advisory practice based in Albuquerque, NM. He holds the CFP® designation and Series 65 license, with 21 years of industry experience. Drucker has led Sunset Financial Management since 1997. Outside of his advisory work, he serves as editor of Virtual Office News and is a principal at Practice Merger Consultants. Sunset Financial Management is a solo, fee-only firm serving a small number of high-net-worth clients, including individuals, pension and profit-sharing plans, trusts, estates, and business entities. The firm focuses on asset-allocation strategies and a diversified, long-term investment approach, providing quarterly reviews and reports alongside annual plan evaluations.

Scott Floersheim is a CFP® and PFS™ credentialed advisor with 19 years of experience at Meridian Wealth Advisors, LLC and over 35 years as owner of Scott Floersheim, Ltd., an accounting firm. He has served as the sole advisor at Meridian Wealth Advisors since 2006. Outside of his advisory role, he dedicates time weekly to managing his accounting practice. Meridian Wealth Advisors, LLC provides wealth management and financial planning services to individuals, high-net-worth clients, corporations, and trusts. The firm employs a long-term, consultative asset allocation strategy emphasizing passive mutual funds and ETFs, managing approximately $145 million across 257 accounts with a focus on non-discretionary management.

Amanda Cram is the principal of Be Brave Not Broke LLC in Albuquerque, NM, holding a Series 65 credential with two years of industry experience. She is also the owner of Sunrise Accounting Solutions LLC, an accounting and bookkeeping business serving small business owners. Be Brave Not Broke LLC provides fee-only financial planning services to individuals and high-net-worth clients through standalone plans, project-based engagements, and plans with implementation support. The firm does not manage client assets or accept custody and typically recommends strategies based on modern portfolio theory and passive investments.

John Cloak is a financial advisor with Cloak Advisors in Albuquerque, NM, holding a Series 63 designation and 40 years of industry experience. His prior work includes roles at Interactive Brokers LLC and Mutual Securities Inc, alongside founding Cloak & Company Investment Advisors, LLC. He is also a silent partner in First Street Properties, LLC. Cloak Advisors provides discretionary portfolio management primarily to individual and high-net-worth clients as well as profit-sharing plans, overseeing approximately $25.5 million in assets. The firm employs a fundamental analysis approach focused on long-only, equally weighted equity and balanced portfolios, with accounts reviewed quarterly.

Dean Roberts is a financial advisor at Ego Death Financial LLC in Albuquerque, NM, holding Series 63 and Series 65 licenses with one year of industry experience. His prior roles include positions at Northwestern Mutual Wealth Management Company and Northwestern Mutual Investment Services LLC, as well as experience with Northwestern Mutual Life Insurance Company. Before entering the financial industry, he worked in education and municipal government. Ego Death Financial LLC provides personalized investment management, financial planning, and consultation services primarily to individuals, high-net-worth clients, and small businesses. The firm offers remotely conducted, discretionary investment programs that combine fundamental and technical analysis, including a distinctive focus on Bitcoin alongside traditional assets.

Adam Tafoya is the principal of Educated Wallet LLC in Albuquerque, NM, holding Series 63 and Series 65 licenses with 11 years of industry experience. His background includes roles at Kinetic Investment Management, First Heartland, Jukai Investments, and New York Life. He also serves as president of Educated Wallet, an online financial education platform. Educated Wallet serves individual investors, including some high-net-worth clients, providing portfolio management through a sub-advisory arrangement as well as standalone financial planning and consulting. The firm emphasizes investor education through subscription courses and workshops alongside its investment services.

Nicholas Pihl is an independent, fee-only financial planner. He specializes in working with retirees and people who expect to retire within 10 years.

Jose Aragon is a financial advisor at Petroglyph Wealth Management with two years of industry experience. He previously worked for PineBridge Investments for 19 years before retiring in 2022 and returning to advisory work in 2023. Aragon serves as a board member of New Mexico Eviction Prevention & Diversion, an organization focused on reducing evictions and supporting housing stability. Petroglyph Wealth Management is an independent, single-advisor firm providing portfolio management and financial planning to individual and high-net-worth clients. The firm manages approximately $7.75 million across a small client base and employs a mix of investment strategies including ETFs, mutual funds, equities, fixed income, and options trading.

Michael Hettinga is the sole advisor at Zia Investment Advisors in Albuquerque, NM, holding Series 63 and Series 66 designations with 22 years of industry experience. He has led Zia Investment Advisors since 2008. Zia Investment Advisors provides customized investment management to individuals, high-net-worth clients, retirement and pension plans, trusts, estates, charitable foundations, and private corporations. The firm emphasizes long-term, risk-adjusted investing tailored to clients' cash flow and risk tolerance, using traditional security analysis methods and incorporating both long-term holdings and shorter-term strategies.

Gautam Vora is a CFA® charterholder and holds Series 63 and Series 65 licenses, with eight years of experience in the financial industry. He has worked at LPL Financial, LLC and was affiliated with the University of New Mexico for over three decades before founding Financial Design & Research, where he has been since 2022. Financial Design & Research provides investment management, financial planning, wealth management, and consulting services primarily to institutional and organizational clients, including pension and profit-sharing plans, small and family businesses, non-profits, and tribal entities, while also serving individuals. The firm emphasizes risk management, discretionary portfolio oversight, and offers client-tailored educational workshops and seminars, with flexible billing options beyond traditional asset-based fees.

Kyle Lynch is a financial advisor at Steve Lynch Wealth Management in Albuquerque, NM, with eight years of industry experience. He holds Series 63 and Series 65 licenses and has served in the Army National Guard since 2009, currently holding the rank of Captain. His prior experience includes roles at United Planners Financial Services and his own insurance agency. Steve Lynch Wealth Management provides financial planning and investment management services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm employs a strategic asset allocation approach combining passive index funds and ETFs with actively managed funds or individual securities and manages the majority of assets on a non-discretionary basis.

Saxon Knight is a CFP® and CFA® with 17 years of industry experience. He is a principal at SKG Capital Advisors, LLC in Albuquerque, NM, and has worked at Sklar Capital Advisors since 2017, as well as SSN Advisory Inc. and Securities Service Network since 2011. Knight is also licensed as an insurance agent offering long-term care products through a separate business. SKG Capital Advisors serves individuals, corporations, small businesses, and retirement plans by providing discretionary portfolio management, financial planning, and pension consulting. The firm emphasizes wrap-fee program delivery, combining customized wealth management and an automated ETF-based platform with features like automatic rebalancing and tax-loss harvesting.

Joel Nance is a CFP® professional with 19 years of industry experience, currently serving as an advisor at TruePath Financial Planning since 2007. He holds Series 63 and Series 65 licenses and operates out of Albuquerque, NM. TruePath Financial Planning offers financial planning and portfolio management primarily for individual and high-net-worth clients, as well as 401(k) management services for businesses. The firm uses a long-term asset allocation strategy with a range of investment vehicles and allows clients to customize risk levels and exclude specific investments.

Nicholas Gordon is a financial advisor at SKG Capital Advisors, LLC in Albuquerque, NM, holding CFP® and Series 66 designations with 13 years of industry experience. He has previously worked at Bold Financial Group and National Planning Corporation. Outside of his advisory role, he is also an insurance agent offering long-term care products. SKG Capital Advisors serves individuals, corporations, small businesses, and retirement plans by providing discretionary portfolio management, financial planning, and pension consulting. The firm emphasizes wrap-fee program delivery and combines customized wealth management with an automated ETF-based platform through Schwab Performance Technologies’ Institutional Intelligent Portfolios™.