Thorne O Connell is a financial advisor at X Advisors, LLC with two years of industry experience. He holds a Series 66 designation and has previously worked at Cambridge Investment Research, Pomona College, Sallie Mae, and Pennsylvania State Employees Credit Union. X Advisors, LLC is a seven-advisor team managing approximately $190 million for about 275 clients, including individuals, trusts, estates, business entities, and retirement plans. The firm offers a range of wealth management and financial planning services, employing fundamental, technical, quantitative, and sector analysis to construct and continuously monitor diversified portfolios.

Peggy Van Hook is a financial advisor at Finances For Real Life with four years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at LPL Financial LLC and Wanda T Toro LLC. Additionally, she is a commissioned notary in the State of California. Finances For Real Life is a two-advisor firm serving individual and high-net-worth clients with discretionary portfolio management, flat-fee financial planning, and ad-hoc consulting. The firm uses a blend of analytical approaches and model portfolios, managing approximately $86 million across about 122 clients.

Alexander Koury is a financial advisor with X Advisors, LLC and holds Series 63 and Series 65 licenses. He has been working in the financial services industry since 2022 and also owns and manages a consulting firm focused on online media marketing. His prior work experience includes roles outside finance such as at Crunch Fitness and Texas Roadhouse. X Advisors, LLC is a seven-advisor team managing approximately $189.9 million for about 275 clients, including individuals, trusts, estates, business entities, and retirement plans. The firm offers a range of services including asset management, financial planning, and defined contribution plan consulting, using a variety of investment approaches and continuously monitoring portfolios to align with client goals.

Wanda Toro is a CFP®-certified financial advisor with 27 years of industry experience. She currently serves at Finances For Real Life and has a background that includes working with LPL Financial and operating her own advisory entity, Wanda T Toro, LLC. Outside of her advisory work, she is involved in sports coaching through a home-based business. Finances For Real Life serves individual and high-net-worth clients by providing discretionary portfolio management, flat-fee financial planning, and ad-hoc consulting. The firm uses a variety of analytical methods to tailor portfolios and manages approximately $86 million for around 122 clients.

Irene Timmons is a financial advisor at Monarch Wealth Strategies with 20 years of industry experience. She holds the Series 63 and Series 66 designations and has worked with Monarch Wealth Strategies since 2018, following a tenure at LPL Financial beginning in 2005. Monarch Wealth Strategies provides discretionary wealth management, financial planning, and investment consulting to affluent individuals, families, trusts, pension and profit-sharing plans, and brokerage customers. The firm focuses on clients with at least $750,000 in investible assets and employs a range of investment strategies including asset allocation, tax-loss harvesting, and use of mutual funds, ETFs, individual securities, and alternative instruments on a case-by-case basis.

Coleen Edwards is a financial advisor at Weinberger Asset Management, Inc with 34 years of industry experience. She holds a Series 63 designation and has worked at Robert K Hather and Wells Fargo Advisors prior to her current role. Weinberger Asset Management provides discretionary portfolio management and retirement-plan advisory services to individuals, pension and profit-sharing plans, charities, and business entities. The firm tailors portfolios based on individual goals and risk tolerance, employing a mix of fundamental, quantitative, technical, and modern portfolio theory analysis, and manages approximately $444 million in discretionary assets with a small advisory team.

Robert Ogden is a CFP® professional with 28 years of industry experience. He is currently with Golden State Wealth Management, LLC and has prior experience running Ogden Wealth Management & Planning Services, LLC, as well as providing CPA services. Ogden continues to maintain his CPA credentials alongside his financial advisory practice. Golden State Wealth Management serves individuals, trusts, retirement plans, and business entities through discretionary asset management, financial planning, and retirement plan consulting. The firm employs a range of analytical approaches and offers tailored advice based on client objectives and risk tolerance, operating a multi-branch structure with several affiliated registered advisers.

David Ogden is a financial advisor at Golden State Wealth Management, LLC with 10 years of industry experience. He holds a Series 66 designation and has worked at LPL Financial, LLC since 2019. Prior to that, he operated Ogden Wealth Management & Planning Services, LLC and spent 17 years with the Santa Maria Joint Union High School District. Outside of finance, he is also a musician. Golden State Wealth Management serves individuals, trusts, retirement plans, and business entities by providing discretionary asset management, comprehensive portfolio management, financial planning, and retirement plan consulting. The firm employs a variety of analytical approaches and offers tailored advice based on client objectives and risk tolerance.

Bradley Boulton is a CFP® professional with 13 years of experience in the financial services industry. He is currently with Wealth Enhancement Advisory Services, LLC and has prior experience at firms including Vivid Financial Management, Inc. and Mutual Securities, Inc. Outside of his advisory work, he has involvement with a business entity used for tax and investment purposes. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise firm serving a diverse client base including individuals, trusts, charitable organizations, corporations, and retirement plans. The firm offers comprehensive financial planning, asset management, and specialized retirement consulting, utilizing a combination of passive and active investment strategies guided by an internal Investment Committee.

Vanita Kibbe is a ChFC® credentialed financial advisor with First Command Advisory Services, based in Lompoc, CA, and has 23 years of industry experience. She has been with the First Command family of firms since 2002. Outside of her advisory role, she works as a health and weight loss coach with Optavia, LLC. First Command Advisory Services serves a diverse client base including individual, high-net-worth, corporate, and charitable clients through a multi-service platform that integrates financial planning, discretionary asset management, brokerage recommendations, and insurance and banking products. The firm emphasizes advisor-led, face-to-face financial coaching and offers structured, year-long engagement cycles.

James Simonaro is a CFP® with five years of industry experience, currently affiliated with Wealth Enhancement Advisory Services, LLC. His prior roles include positions at Vivid Financial Management and Tesla, as well as six years at Dooc Burnstein's Ice Cream Lab. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise firm serving a diverse client base including individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm offers financial planning, asset management, and retirement consulting, utilizing a combination of passive and active investment strategies guided by an internal Investment Committee.

Timothy Noe is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding Series 63 and Series 65 credentials and two years of industry experience. His background includes roles at Wealth Enhancement Brokerage Services, LPL Financial, and prior work outside the financial industry at United Parcel Service. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise firm serving a diverse client base including individuals, trusts, charitable organizations, corporations, and retirement plans. The firm employs a strategic investment process combining passive and active management, supported by an internal Investment Committee and quantitative and fundamental research.

Bradley Johnson is a CFP® with 27 years of industry experience, currently affiliated with Eagle Strategies (NY Life) since 2016. He also operates Central Coast Visionary Insurance & Financial Services LLC and has longstanding ties with New York Life and NYLIFE Securities dating back to 1998. Johnson serves as a board member of the Santa Maria Fairway Pines Homeowners Association. Eagle Strategies LLC provides financial planning, investment advisory, and retirement plan consulting services to individuals, employer-sponsored retirement plans, trusts, charitable organizations, and corporate clients. The firm emphasizes client-directed solutions and utilizes third-party managers and model portfolios, managing approximately $25.4 billion in regulatory assets as of December 2024.

David Valencia is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding Series 63 and Series 65 licenses. He has been with the firm since 2026 and has prior experience in education and small business operations. Outside of his advisory role, he performs notary public services in Orcutt, California. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise firm serving a diverse client base, including individuals, trusts, charitable organizations, corporations, and retirement plans. The firm offers comprehensive financial planning and asset management, utilizing a blend of passive and active investment strategies overseen by an internal Investment Committee.

Michael Ross Jr. is a financial advisor at Wealth Enhancement Advisory Services, LLC with one year of industry experience. He holds a Series 65 designation and has previously worked at Vivid Financial Management and in various roles outside the financial sector, including at the EPA Department of Recycling, Recovery, and Resources. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm employs a strategic investment process combining passive and active management, supported by an internal Investment Committee and research that incorporates both quantitative and fundamental analysis.

Joshua Coffey is a financial advisor with Eagle Strategies (NY Life) based in Santa Maria, CA, holding Series 63 and Series 66 licenses and having five years of industry experience. He is the owner of Fulcrum Wealth and Insurance Solutions, LLC, through which he sells New York Life products and brokers non-registered insurance products. His prior work includes roles at NYLIFE Securities LLC and New York Life Insurance Company. Eagle Strategies serves individuals, employer-sponsored retirement plans, trusts, charitable organizations, and corporate clients by providing financial planning, investment advisory, and retirement plan consulting services. The firm emphasizes client-directed solutions and utilizes third-party managers and model portfolios rather than firm-controlled discretionary mandates.

Randall Giorgi is a CFP® with 40 years of experience in the financial services industry. He is affiliated with Eagle Strategies and has worked with New York Life and Nylife Securities since 1984. He also owns Central Coast Visionary Insurance & Financial Services LLC, where he brokers non-registered insurance products. Eagle Strategies serves individuals, retirement plans, trusts, and corporate clients by providing financial planning, investment advisory, and retirement plan consulting through a large network of advisers. The firm emphasizes client-directed solutions and the use of third-party managers and model portfolios rather than firm-controlled discretionary mandates.

Collie Coburn Jr. is a financial advisor with Eagle Strategies (New York Life) based in Santa Maria, CA, holding Series 63 and Series 66 licenses and having eight years of industry experience. He has worked with NYLife Securities LLC and New York Life Insurance Company since 2017 and owns Fulcrum Wealth and Insurance Solutions, LLC, which brokers non-registered insurance products alongside New York Life offerings. Eagle Strategies serves individuals, employer-sponsored retirement plans, trusts, charitable organizations, and corporate clients by providing financial planning, investment advisory, and retirement plan consulting services through a large network of advisors. The firm emphasizes client-directed solutions, utilizing third-party managers and model portfolios rather than discretionary mandates.

Eric Bravo is a CFP® professional with 18 years of industry experience, currently serving as a financial advisor at Edward Jones since 2007. He is based in Santa Maria, CA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large nationwide network of advisors and branch offices.

Cindy Kelley is a financial advisor with Ameriprise in Santa Maria, CA, holding a Series 63 designation and bringing 30 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with substantial investable assets, providing detailed written Recommendation Reports on income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis within a centralized consulting team to deliver tailored advice, primarily for clients with assets managed by Ameriprise.

Juan Forcado is a financial advisor with LPL Financial, holding a Series 66 designation and four years of industry experience. His prior work includes roles at CoastHills, Aladdin Bail Bonds, Target Corp., and San Jose State University. He is also a commissioned Notary Public. LPL Financial provides advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and a platform that integrates both advisory and brokerage services.

Iran Zaranda Velazquez is a Wealth Management Advisor with Merrill Lynch Wealth Management. Since joining the firm in 1991, he has provided wealth management services to a diverse clientele through The Filsouf Cox Wealth Management Group, which serves clients across 25 states. His client base includes successful business owners, oil and gas executives, retirees, affluent women who have experienced divorce or loss of a spouse, and members of the medical community. Mr. Velazquez is a qualified Portfolio Advisor who assists clients in pursuing their investment objectives by recommending strategies from Merrill Lynch Wealth Management or approved third-party investment managers. His services include aligning investment and retirement planning with wealth transfer, education funding, and liability management. He meets clients according to their schedules and often visits their homes, offices, or hospitals to provide tailored support. He earned a bachelor's degree from West Texas AM University and holds the Personal Investment Advisor (PIA) designation. Fluent in Persian, Polish, and English, Mr. Velazquez is active in community organizations such as March of Dimes, Serra Club, Amarillo Downtown Lions Club, and St. Thomas The Apostle Church. Outside of work, he enjoys chess, football, music, soccer, spending time with his family, and traveling.

Colton Dahlenburg is a financial advisor with LPL Financial, holding a Series 66 designation and six years of experience in the industry. His prior work includes roles at Tesla and SSD Alarm, as well as academic positions at California State University - Long Beach. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, institutions, and retirement plan participants. The firm offers a range of investment delivery options supported by an in-house research team, combining large-scale advisory operations with various non-advisory financial products.

Brett Krausse is a financial advisor at Morgan Stanley with 15 years of industry experience. He holds a Series 66 designation and has worked previously at Wells Fargo Clearing and Wells Fargo Advisors. Krausse is also the owner of Brett Krausse Publishing, a publishing business based in Santa Maria, California. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and investment research.

Megan Duarte is a financial advisor at Ameriprise with seven years of industry experience. She holds a Series 66 designation and has been with Ameriprise and its affiliated entities since 2011. Duarte serves on the boards of several nonprofit organizations, including Be Strong Your Loved and the Tolosa Children’s Dental Center, and acts as treasurer for Revival Tabernacle in Santa Maria, CA. Ameriprise is an institutional firm providing a range of advisory, brokerage, and insurance solutions. Its retirement-income planning service offers tailored recommendations for clients approaching or in retirement, combining research, modeling, and tax-efficiency analysis to support income and withdrawal strategies.

Ronald Vyse is a financial advisor with Morgan Stanley in Nipomo, CA, holding a Series 66 designation and 11 years of industry experience. His career includes positions at Wells Fargo Clearing, Wells Fargo Advisors, and Wells Fargo Bank prior to joining Morgan Stanley in 2021. He serves as a board member for the San Francisco Bay Area chapter of the Exit Planning Institute. Morgan Stanley Wealth Management offers a range of advisory programs for individual and institutional clients, providing tailored financial planning supported by structured discovery processes and advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and delivers services through its Financial Advisors and Estate Planning Strategies Group.

Robert Rich is a CFP®-certified financial advisor with Edward Jones in Orcutt, CA, and has 11 years of industry experience. He has been with Edward Jones since 2014. Outside of his advisory role, he is a member of a band called Carry the 9, which sells merchandise online and at shows. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients and managing approximately $1.01 trillion in assets. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Terry Dworaczyk is a financial advisor with Ameriprise in Santa Maria, CA, holding Series 63 and Series 66 licenses and having 26 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory work, he serves on the boards of Revival Tabernacle and the Marian Foundation. Ameriprise offers retirement-income planning services targeted at individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency strategies to provide non-discretionary, written recommendations. The firm also provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Michael Favorite is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 licenses and over 40 years of industry experience. He previously worked at Cantella & Co., Inc. for more than a decade before joining Cambridge in 2022. Outside of his advisory role, he is the president of Favorite Enterprises and also works as an agent in insurance and benefits. Cambridge Investment Research Advisors serves a diverse client base including individual investors, retirement plans, and charitable organizations through a large network of independent financial professionals. The firm offers financial planning, portfolio management, and retirement plan advisory services using various account platforms and third-party strategists.

Jennifer Murray is a financial advisor with Morgan Stanley who holds a Series 66 designation and has 23 years of industry experience. She has worked with Morgan Stanley Private Bank, N.A. since 2015 and with Morgan Stanley Smith Barney LLC since 2009. Murray serves on the investment committee of the Santa Barbara Foundation and holds board positions with the Santa Maria Valley YMCA Foundation and CALM – Child Abuse Listening Mediation. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm emphasizes a structured financial planning process using proprietary tools and offers a broad range of investment and planning solutions.

Jo Ann Massicott is a financial advisor at Edward Jones with four years of industry experience. She holds a Series 66 designation and has previous work experience in medical and healthcare settings, including roles at Community Memorial Hospital and Quality Medical Services. Outside of advising, she occasionally works weekend shifts as a respiratory therapist with a medical staffing registry. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of investment advisory programs and affiliated financial services. The firm operates a large nationwide network of advisors and emphasizes fiduciary standards in its advisory services.

Bruce Attig is a financial advisor with Morgan Stanley in Santa Maria, CA, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, N.A. since 2015. Outside of his advisory role, Attig is a partner in agricultural ventures, including Attig AG LLC and Hidden Highlands Cattle Co LLC, and serves as a board member on the finance committee of Riviera United Methodist Church. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning supported by firm-approved tools and processes. The firm manages approximately $2.74 trillion in client assets and provides financial planning through a structured discovery process without offering individual security recommendations as part of standalone plans.

Hari Iyer is a financial advisor at Morgan Stanley with 29 years of industry experience. He has been with Morgan Stanley since 2009 and concurrently maintains a long-term role at Pacific Gas & Electric since 1984. Hari holds Series 63 and Series 65 certifications. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning and utilizes structured tools and modeling techniques to support client planning.

Clifford Cook is a financial advisor at Morgan Stanley with 15 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2010. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a variety of advisory programs to individuals and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques in its financial planning process.

Ryan Dewane is a Series 66-licensed financial advisor with Raymond James Financial, based in Los Alamos, CA. He has two years of industry experience and previously worked at Forte Labs and Snapwire Media Inc. Dewane is also associated with Dewane Investment Strategies, where he serves as a financial adviser. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, and municipal entities. The firm emphasizes non-discretionary investment consulting and financial planning, providing tailored recommendations supported by extensive research and a broad affiliate network.

Carlos Zepeda is a financial advisor at Merrill with Series 63 and Series 66 credentials and three years of industry experience. His prior roles include positions at J.P. Morgan Securities and Pacific Western Bank, among others. Merrill serves a broad range of clients, including individuals, retirement plans, corporations, and institutional clients, offering managed account programs, third-party manager selection, discretionary portfolio management, brokerage execution, and custody services. The firm integrates its investment management with Bank of America affiliates and emphasizes managed account and manager-selection capabilities supported by a variety of program strategies.

Janice Borsch is a financial advisor with Cetera, holding a Series 66 designation and over 20 years of industry experience. She has worked at Avantax Advisory Services and Avantax Investment Services, and she operates BT Wealth Management Services, Inc., where she manages accounting and tax-related activities. Borsch also serves as a board director for the Ian M Hassett Foundation. Cetera Investment Advisers serves a diverse client base including individual, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary services, combining retirement and institutional capabilities with multiple program structures and custodial arrangements.

Edward Murray is a financial advisor with Morgan Stanley in Santa Maria, CA, holding Series 63 and Series 66 licenses and having 23 years of industry experience. He has worked at Morgan Stanley and its related entities since 2007. Outside of his advisory role, he serves on the board of the Boys & Girls Club of Santa Maria and is an assistant boys' golf coach at St. Joseph High School. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a range of advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s financial planning process uses structured discovery and advanced modeling tools, providing advisory services without individual security recommendations as part of its standalone plans.

Alid Gonzalez is a financial advisor with LPL Financial, holding a Series 66 designation and two years of industry experience. He has worked at several firms, including Edward Jones, Wells Fargo, and JP Morgan Chase. Gonzalez is also involved with Mechanics Bank in Santa Maria, CA. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Allison Estes is a financial advisor at Edward Jones with a Series 66 credential and two years of industry experience. She has been with Edward Jones since 2016 and previously worked with the Santa Maria Valley Humane Society. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies, including separately managed accounts and affiliated mutual funds, operating under a fiduciary standard.

Bruce Altheide is a CFP® professional with 38 years of experience in the financial industry. He has been affiliated with Linsco/Private Ledger Corp. since 1998 and currently works with LPL Financial. In addition to his advisory role, he performs tax preparation and accounting duties as well as financial institution responsibilities at a credit union in Lompoc, CA. LPL Financial provides advisory and brokerage services to a diverse client base including individual investors, retirement plans, institutions, and high-net-worth households. The firm offers a variety of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Todd Sears is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. He holds Series 63 and Series 65 licenses. Outside of his advisory role, he is involved with a commercial janitorial business, GSD Building Maintenance, where he works as an employee/contractor. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.

Suzan Victor is a financial advisor at Morgan Stanley with 19 years of industry experience and holds a Series 66 designation. She has been with Morgan Stanley since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools such as Monte Carlo simulations to support its financial planning process.

Steven Felton is a Series 66-licensed financial advisor at Edward Jones with six years of industry experience. He has worked at Edward Jones since 2019 and has prior experience at Costco Wholesale and in leadership roles with Iglesia Internacional Casa De Dios and Vineyard Church. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Jefferson Ledgerwood is a financial advisor with Edward Jones in Santa Maria, CA, holding a Series 66 designation and 14 years of industry experience. He has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a broad range of investment strategies and affiliated financial services through a nationwide network of over 23,700 advisors.

Aimee Harrell is a financial advisor with Morgan Stanley in Santa Maria, California, holding Series 63 and Series 65 licenses and bringing nine years of industry experience. She has worked at Morgan Stanley since 2017 and previously held roles at JP Morgan Securities LLC and JP Morgan Chase Bank. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets. The firm’s planning process utilizes structured discovery conversations and proprietary tools, with a focus on advisory services rather than direct security recommendations.

Marisol Eckels is a Series 66-licensed financial advisor with LPL Financial, based in Lompoc, CA, and has 24 years of industry experience. She has been with LPL Financial since 2001. Outside of her advisory role, she provides tax preparation and electronic filing services and serves in a financial institution duty role at CoastHills Credit Union. LPL Financial offers advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm supports its advisors with an in-house research team and a range of investment delivery options, combining large-scale advisory operations with non-advisory product offerings.

Seth Ollice is a financial advisor with LPL Financial in Santa Maria, CA, holding a Series 66 designation and three years of industry experience. He has worked with Coast Hills Credit Union in addition to his role at LPL Financial. Outside of advising, he is involved in tax preparation and accounting through Coast Hills Federal Credit Union. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plans, institutions, and high-net-worth households. The firm offers a range of financial planning and investment management solutions supported by an in-house research team and a broad network of investment adviser representatives.

Paul Kramer is a financial advisor at Miles Brown Asset Management with a Series 65 credential and one year of experience in the industry. Before joining his current firm, he worked in various roles across healthcare and technology companies, including Vision Dental Plan Inc and OhmConnect Inc. Miles Brown Asset Management is a small firm that provides financial advisory services, serving clients with personalized investment guidance.