Joel Baker is a financial advisor with The J R Baker Group in Buellton, California, holding a Series 63 license and over 27 years of industry experience. He has worked at Mutual Securities, Inc. from 2013 to 2020 and has been with his own firm since 1996. Outside of his advisory work, he manages a professional polo and horse ranch and serves as a polo coach with the United States Polo Association. The J R Baker Group provides investment management, financial planning, and estate planning services to individuals, trusts, estates, foundations, corporations, charitable organizations, and retirement plans. The firm acts as a fiduciary, employing fundamental, technical, and cyclical analysis within an asset-allocation framework, often implementing strategies through third-party managers while conducting ongoing due diligence and client account reviews.

Jeffrey Little is a CFP® with 27 years of industry experience and has been with Financial Telesis Company since 1984. He is the sole advisor at the independent firm based in Solvang, CA. Financial Telesis Company provides discretionary investment management to individuals, trusts, estates, endowments, charitable organizations, small businesses, and pension or profit-sharing plans. The firm’s investment approach relies on proprietary mathematical trend models combined with trend and valuation analysis, adjusting allocations toward capital preservation when signals are weak.

Gregory Steele is a Certified Financial Planner (CFP®) with eight years of industry experience, operating as the sole advisor at G.C. Steele & Company in Solvang, CA. He has led the firm since 1985 and combines his financial planning credentials with an analytical background from prior military service and research roles. G.C. Steele & Company is a fee-only registered investment adviser serving individuals, families, small businesses, trusts, conservatorships, and retirement plans. The firm emphasizes asset allocation through modern portfolio theory, low trading activity, and the use of no-load mutual funds and ETFs, primarily operating on a non-discretionary basis while focusing on cost-effective, tax-aware financial planning.

Garrett Sabin is an investment advisor with Central Coast Tax & Financial Services in Lompoc, CA, holding Series 65 and Series 66 credentials and 14 years of industry experience. His prior work includes roles at CDC Small Business Finance, American Riviera Bank, and Rabobank, N.A. In addition to advisory services, he owns and operates a tax preparation business through Central Coast Tax & Financial Services. Central Coast Tax & Financial Services provides customized portfolio management and investment advisory services focused on dividend income and long-term capital appreciation, utilizing equities, ETFs, and fixed income. The firm serves clients individually and offers both asset-based and hourly billing arrangements.

Joseph Lambert is the principal advisor at Lambert Capital Management in Santa Barbara, CA, holding Series 63 and Series 65 licenses with seven years of industry experience. He has previously worked at National Asset Management, Avatar Associates, and JNL Consulting Services. Outside of his advisory role, Lambert is involved in entertainment production through Lamber Production and leads The Lambert Foundation, a nonprofit supporting performing arts in Santa Barbara County schools. Lambert Capital Management provides tailored investment advisory services to individuals and high-net-worth clients, employing an asset-allocation strategy based on modern portfolio theory. The firm utilizes extensive mutual fund screening and active cash positioning to manage portfolio risk.

Michael Di Bernardo is a financial advisor with Synchronous Wealth Advisors LLC in Solvang, CA, holding a Series 65 credential and four years of industry experience. He is also a partner at two accounting and wealth strategy firms, DiBernardo & Company, P.C., and Allmon, DiBernardo & Associates CPAs, where he focuses on accounting, tax planning, and wealth management. Prior to his current roles, he worked at PriceWaterhouseCoopers, LLP. Synchronous Wealth Advisors LLC provides discretionary investment management and financial planning primarily for high-net-worth individuals, managing approximately $164 million across about 40 client relationships. The firm employs fundamental analysis to build diversified, risk-based portfolios and incorporates independent third-party managers when appropriate.

Thorne O Connell is a financial advisor at X Advisors, LLC with two years of industry experience. He holds a Series 66 designation and has previously worked at Cambridge Investment Research, Pomona College, Sallie Mae, and Pennsylvania State Employees Credit Union. X Advisors, LLC is a seven-advisor team managing approximately $190 million for about 275 clients, including individuals, trusts, estates, business entities, and retirement plans. The firm offers a range of wealth management and financial planning services, employing fundamental, technical, quantitative, and sector analysis to construct and continuously monitor diversified portfolios.

Christopher Haupert is a financial advisor at Miltonian Capital Management, LLC with five years of industry experience. He holds a Series 65 designation and has previously worked at Certis Capital Management and operated as a self-employed advisor. Miltonian Capital Management provides investment advisory and supervisory services to individuals, trusts, estates, charitable organizations, and business entities. The firm emphasizes a long-term value investment approach through fundamental analysis, managing portfolios primarily on a discretionary basis while assets remain with third-party custodians.

Peggy Van Hook is a financial advisor at Finances For Real Life with four years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at LPL Financial LLC and Wanda T Toro LLC. Additionally, she is a commissioned notary in the State of California. Finances For Real Life is a two-advisor firm serving individual and high-net-worth clients with discretionary portfolio management, flat-fee financial planning, and ad-hoc consulting. The firm uses a blend of analytical approaches and model portfolios, managing approximately $86 million across about 122 clients.

Robin Deshayes is a financial advisor at Miltonian Capital Management, LLC with 15 years of industry experience and holds a Series 65 designation. The firm provides investment advisory and supervisory services to individuals, trusts, estates, charitable organizations, and other business entities, along with financial planning and consulting services. Miltonian Capital Management emphasizes long-term value through fundamental analysis and typically manages portfolios on a discretionary basis while assets remain with third-party custodians.

Alexander Koury is a financial advisor with X Advisors, LLC and holds Series 63 and Series 65 licenses. He has been working in the financial services industry since 2022 and also owns and manages a consulting firm focused on online media marketing. His prior work experience includes roles outside finance such as at Crunch Fitness and Texas Roadhouse. X Advisors, LLC is a seven-advisor team managing approximately $189.9 million for about 275 clients, including individuals, trusts, estates, business entities, and retirement plans. The firm offers a range of services including asset management, financial planning, and defined contribution plan consulting, using a variety of investment approaches and continuously monitoring portfolios to align with client goals.

Shane Sideris is a CFA® charterholder with 12 years of industry experience, currently serving as an advisor at Synchronous Wealth Advisors LLC. His prior roles include positions at Blackrock Investments, LLC and involvement with Nectarine, Inc. and the Personal Finance Club. Synchronous Wealth Advisors LLC provides discretionary investment management and financial planning primarily for high-net-worth individuals, managing approximately $164 million across about 40 client relationships. The firm employs fundamental analysis to build diversified, risk-based portfolios and utilizes both in-house management and selected third-party advisers.

Wonwoo Choi is a financial advisor at Synchronous Wealth Advisors LLC with a Series 65 designation and one year of industry experience. His prior work includes roles at Transamerica, Legal & General America, and Oliver Wyman. Synchronous Wealth Advisors LLC provides discretionary investment management and financial planning primarily for high-net-worth individuals, managing approximately $164 million across about 40 client relationships. The firm uses fundamental analysis to create diversified, risk-based portfolios and often incorporates independent third-party managers.

Wanda Toro is a CFP®-certified financial advisor with 27 years of industry experience. She currently serves at Finances For Real Life and has a background that includes working with LPL Financial and operating her own advisory entity, Wanda T Toro, LLC. Outside of her advisory work, she is involved in sports coaching through a home-based business. Finances For Real Life serves individual and high-net-worth clients by providing discretionary portfolio management, flat-fee financial planning, and ad-hoc consulting. The firm uses a variety of analytical methods to tailor portfolios and manages approximately $86 million for around 122 clients.

Irene Timmons is a financial advisor at Monarch Wealth Strategies with 20 years of industry experience. She holds the Series 63 and Series 66 designations and has worked with Monarch Wealth Strategies since 2018, following a tenure at LPL Financial beginning in 2005. Monarch Wealth Strategies provides discretionary wealth management, financial planning, and investment consulting to affluent individuals, families, trusts, pension and profit-sharing plans, and brokerage customers. The firm focuses on clients with at least $750,000 in investible assets and employs a range of investment strategies including asset allocation, tax-loss harvesting, and use of mutual funds, ETFs, individual securities, and alternative instruments on a case-by-case basis.

Coleen Edwards is a financial advisor at Weinberger Asset Management, Inc with 34 years of industry experience. She holds a Series 63 designation and has worked at Robert K Hather and Wells Fargo Advisors prior to her current role. Weinberger Asset Management provides discretionary portfolio management and retirement-plan advisory services to individuals, pension and profit-sharing plans, charities, and business entities. The firm tailors portfolios based on individual goals and risk tolerance, employing a mix of fundamental, quantitative, technical, and modern portfolio theory analysis, and manages approximately $444 million in discretionary assets with a small advisory team.

Robert Ogden is a CFP® professional with 28 years of industry experience. He is currently with Golden State Wealth Management, LLC and has prior experience running Ogden Wealth Management & Planning Services, LLC, as well as providing CPA services. Ogden continues to maintain his CPA credentials alongside his financial advisory practice. Golden State Wealth Management serves individuals, trusts, retirement plans, and business entities through discretionary asset management, financial planning, and retirement plan consulting. The firm employs a range of analytical approaches and offers tailored advice based on client objectives and risk tolerance, operating a multi-branch structure with several affiliated registered advisers.

David Ogden is a financial advisor at Golden State Wealth Management, LLC with 10 years of industry experience. He holds a Series 66 designation and has worked at LPL Financial, LLC since 2019. Prior to that, he operated Ogden Wealth Management & Planning Services, LLC and spent 17 years with the Santa Maria Joint Union High School District. Outside of finance, he is also a musician. Golden State Wealth Management serves individuals, trusts, retirement plans, and business entities by providing discretionary asset management, comprehensive portfolio management, financial planning, and retirement plan consulting. The firm employs a variety of analytical approaches and offers tailored advice based on client objectives and risk tolerance.

Richard Ashburn Jr. is a CFA® charterholder with 23 years of experience in financial advisory. He has worked at Parallel Advisors, LLC since 2019 and previously spent two years at VR Advisors, LLC and ten years at Creekside Partners Financial Advisers LLC. Parallel Advisors serves individuals, corporate and charitable clients, and retirement plan sponsors with discretionary portfolio management, financial planning, and retirement plan consulting. The firm employs a multi-faceted investment approach using mutual funds, ETFs, fixed income, and options strategies, and offers services including third-party manager recommendations and private fund allocations.

Erika Landon is a CFP® with 26 years of industry experience, currently serving as a financial advisor at Wealth Enhancement Advisory Services, LLC. Her prior experience includes roles at LPL Financial, Vivid Financial Management, Mutual Securities, and Raymond James Financial Services. She is also a commissioned notary in Lompoc, CA. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm that serves a diverse client base including individuals, trusts, charitable organizations, corporations, and retirement plans. The firm employs a strategic investment process combining passive and active management, supported by an internal Investment Committee and a range of specialized financial planning and consulting services.