Michelle Vargas, Certified Financial Planner™ is the President of Waymaker Financial Planning, a Fee-Only firm that provides transparent and accessible financial guidance. She enjoys helping clients navigate and plan all aspects of their financial life so that they will worry less about their future and free up more time to spend doing what they love. After earning a degree in Finance from the University of Southwestern Louisiana in 1990, she moved to Florida and started her career with Harcourt Brace Publishing. Her journey into personal finance began when she signed up for her 401K and wanted to learn about additional options to plan for retirement. This eventually led to working as a financial advisor and completing the extensive education requirements for becoming a CFP® in 1998. She believes her experience as a young professional searching for unbiased advice enables her to better serve Gen XY professionals because she remembers what it was like being in their shoes. As a former homeschool parent and the wife of a federal employee, she is passionate about helping women, homeschool families, and federal workers plan wisely for a comfortable financial future. In her spare time, she enjoys hiking in Colorado, barbecuing with family, and working in her garden.

Kyle Lee is a financial advisor at Bard Investment Group, LLC, holding a Series 65 credential with one year of industry experience. Prior to founding Bard Investment Group in 2025, he worked at American First Finance, People 2.0, ACE Cash Express, and D.R. Horton. In addition to his advisory role, he maintains a separate contract programming business. Bard Investment Group provides financial planning, portfolio management, and educational seminars primarily for individuals, high-net-worth individuals, and small businesses. The firm emphasizes low-cost, broadly diversified index funds and ETFs, with portfolio management conducted on a non-discretionary basis and regular client reviews.

Michael Miller is a Certified Financial Planner® with 20 years of industry experience. He has been the principal advisor at Miller Premier Investment Planning LLC since 2007. His background includes military service, and he is involved in community activities such as pro bono debt counseling, financial literacy instruction, and volunteering with homeless ministries. Miller Premier Investment Planning LLC is an independent, fee-only firm serving individuals and families, primarily focusing on retirement planning and wealth management. The firm emphasizes asset allocation and fundamental analysis, providing personalized financial planning and investment management with a hands-on approach.

Warren Covert is a Series 65-licensed financial advisor with Global Fiduciary Partners in Dallas, TX. He has one year of industry experience and previously worked at the U.S. Department of State. Outside of his advisory role, his background includes diverse experiences such as caregiving and international travel. Global Fiduciary Partners is a single-advisor registered investment adviser specializing in serving individuals and high-net-worth federal professionals, including U.S. Foreign Service officers and civil servants. The firm offers flat-fee financial planning, limited-scope projects, and ongoing advisory services alongside educational seminars and self-directed online programs tailored to federal employees.

Anthony Nagle is a financial advisor with Lowercase Capital, LLC, holding a Series 65 credential and seven years of industry experience. He has worked at Lowercase Capital since 2018 and concurrently holds a technical and management role at IBA Proton Therapy, Inc. outside the investment field. Lowercase Capital serves individual, high-net-worth, and business clients in Texas, providing investment advisory services and financial-literacy training. The firm employs a combination of fundamental and technical analysis within a macroeconomic context, offering equity income and equity value strategies benchmarked to public ETFs, with regular performance reporting and client statements.

Lacy Rogers is a CFP® professional with 11 years of industry experience currently serving as the sole advisor at The Dedicated Dollar in Fort Worth, TX. Her prior roles include positions at Hilltop Securities Inc. and Morgan Stanley. The Dedicated Dollar provides investment management and financial planning services to individual and high-net-worth clients, including business owners. The firm utilizes a Modern Portfolio Theory-based approach with primarily passive portfolios and automated model platforms, offering project-based, hourly, and ongoing comprehensive planning engagements.

Chad Thompson is a financial advisor at AlgoTech Financial LLC in Dallas, TX, holding a Series 65 designation with two years of industry experience. He previously worked at JP Morgan Chase & Co. for eight years and Verizon for five years. AlgoTech Financial LLC provides discretionary asset management, financial planning, and consulting services to individuals, high-net-worth clients, trusts, estates, charitable organizations, and business entities. The firm combines fundamental and technical analysis with Modern Portfolio Theory and Monte Carlo techniques to construct portfolios aligned with client goals, and it offers public educational seminars and workshops.

Joel Light is the sole advisor at Light Capital Management LLC in Colleyville, TX, holding a Series 65 designation with seven years of industry experience. He has managed Light Capital Management since 2018 and also operates Light Capital LLC, a personal investment entity for trading his own assets. Light Capital Management LLC provides portfolio management and financial planning services primarily to individual and high-net-worth clients. The firm employs a range of investment strategies, including the use of leverage, derivatives, and alternative investments, and offers both discretionary portfolio management and one-time financial plans tailored to clients’ risk tolerance and time horizons.

Travis Soppe is a CFP® professional with 16 years of industry experience, currently serving at Cumbie Advisory Services, Inc. in Fort Worth, TX. He has been with Cumbie Advisory Services and Rhodes Securities since 2012. Cumbie Advisory Services, Inc. provides financial planning and investment management consulting to individuals, high-net-worth clients, retirement plans, trusts, and other entities. The firm operates as a non-discretionary investment consultant, focusing on diversified, low-cost portfolios and research-based approaches while assisting clients in selecting and monitoring independent money managers.

Corey Callaway is the sole advisor at Callaway Financial Services in Arlington, TX, holding a Series 63 designation with 41 years of industry experience. He has been involved with Callaway Financial Services and related entities since 2000. Outside of his advisory work, he is a 15% owner of Arlington Today Magazine. Callaway Financial Services provides portfolio management, financial planning, pension consulting, and third-party manager solicitation to a diverse client base including individuals, institutions, and charitable organizations. The firm employs an active, momentum-based investment approach using multiple analytical methods and offers both discretionary and non-discretionary supervisory services.

Edward Whelan is the principal of EMW Capital Advisors, LLC, an independent firm based in Fort Worth, TX. He holds a Series 65 designation and has 20 years of industry experience. In addition to his advisory role, Whelan serves as Chief Financial Officer of Bobby Cox Companies, Inc., a holding company with operations in restaurants, real estate, and ranching, and as Treasurer for CNR, Inc., a holding company with interests in chemical manufacturing and distribution. EMW Capital Advisors serves individual and trust clients through separately managed accounts and acts as adviser and general partner to a pooled private fund, also accepting corporate clients. The firm employs a value-oriented equity approach combining fundamental company analysis with a macroeconomic overlay and a proprietary ranking framework, implementing both long and short positions in portfolios tailored to client objectives.

Colby Van Sickler is the sole advisor at F3 Wealth Management, LLC in Arlington, TX, with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Citadel Wealth Management LLC prior to founding F3 Wealth Management in 2015. Outside of advisory services, he is involved in non-variable insurance, including life, health, disability, long-term care, and fixed annuities. F3 Wealth Management is an independent, single-advisor firm serving individuals, trusts, and estates. The firm manages approximately $8.4 million across about 41 client relationships, providing investment management through third-party sub-advisers, financial planning, and educational seminars. Clients select or approve portfolios constructed by sub-advisers, with many relationships involving client-directed investment decisions.

Adib Motiwala is the principal advisor at Motiwala Capital in Irving, TX, holding a Series 65 designation with 14 years of industry experience. His prior roles include positions at Citigroup, Orange People, Deloitte Consulting LLP, and several other firms. Outside of his advisory work, he is a full-time program manager for software delivery teams at Citigroup. Motiwala Capital provides discretionary investment management and financial planning to private individuals, high-net-worth clients, and small businesses. The firm employs a bottom-up value approach for U.S. capital appreciation and offers specialized strategies including Japan-focused and Shariah-compliant portfolios.

Robert Helm is the sole advisor at Helm Investment, an independent firm based in Fort Worth, TX. He holds Series 63 and Series 66 licenses and has 21 years of industry experience, with prior roles at Securities America Advisors, Securities America, Inc., and LPL Financial. He is also an independently licensed insurance agent specializing in life insurance. Helm Investment provides discretionary asset management primarily to individual and high-net-worth clients as well as select business entities. The firm employs a combination of fundamental and technical analysis with tailored strategies and manages both separately managed accounts and a private pooled vehicle that includes cryptocurrency-focused investments.

Shawn Peach is the sole advisor at Peach Wealth Management in Arlington, TX, holding a Series 65 designation with one year of experience at the firm. Prior to founding Peach Wealth Management, he worked in various educational roles across multiple school districts from 2014 to 2023. Peach Wealth Management provides financial planning and discretionary investment management to individuals and families, focusing on retirement planning, cash flow analysis, and estate planning coordination. The firm uses a combination of fundamental and technical analysis to build portfolios primarily from ETFs, mutual funds, equities, and fixed income, managing accounts in line with clients’ objectives and risk tolerance.

Brian Phillips is the sole advisor at Phillips Ray Capital Management, Inc., an independent registered investment adviser based in Fort Worth, TX. He holds a Series 63 designation and has 28 years of industry experience. Phillips has been with his firm since its founding in 2002. Phillips Ray Capital Management serves approximately 98 clients, managing about $59.5 million in assets. The firm provides discretionary portfolio management and consulting services to individuals and certain institutional clients, employing both fundamental and technical analysis to tailor portfolios according to client objectives, risk tolerance, and liquidity needs.

Tempest Williams is the principal advisor at The Tempest Financial Group PLLC in Fort Worth, TX, with 13 years of industry experience. She holds Series 63 and Series 65 credentials and previously worked at Eagle Strategies (NY Life) from 2016 to 2019. Outside of financial advising, Williams owns and manages Storm Catering & Smoked Meats, a catering company specializing in smoked meats. She also serves as an officer of the Paul Laurence Dunbar Alumni Association, supporting her alma mater and local schools. The Tempest Financial Group provides comprehensive financial planning, insurance strategies, and consulting primarily through virtual engagements for individuals, high-net-worth households, and business owners. The firm emphasizes a planning-led approach and fundamental analysis to guide asset allocation and investment recommendations, offering services such as retirement and estate planning, tax planning, business succession, and educational seminars.

Dominic Dougherty is a CFP® professional with six years of industry experience. He is the sole advisor at Advising for Life, LLC in Irving, TX. Prior to founding his independent firm, he worked at Northwestern Mutual Investment Services and TD Ameritrade. Advising for Life, LLC provides wealth management and financial planning services to individuals, high net worth clients, trusts, and estates. The firm’s investment approach incorporates Modern Portfolio Theory alongside fundamental and technical analysis, focusing on long-term, diversified portfolios primarily composed of low-cost ETFs.

Bradford Sylve is a CFP® professional with 30 years of experience in financial advising. He has been with DFW Wealthcare Advisors, LLC since 2017 and is also the owner of DFW Strategic College Funding Solutions, which offers college admission and financial aid planning. Additionally, he operates a CPA practice providing tax and accounting services and sells various insurance products. DFW Wealthcare Advisors is a fee-based financial planning and investment management firm serving individual clients and retirement plans. The firm employs fundamental analysis and Modern Portfolio Theory in portfolio construction, offers discretionary and non-discretionary management, and provides ERISA plan consulting with limited-scope 3(21) fiduciary advice.

Tory Giddens is a financial advisor at Fort Eagle Wealth Management with 12 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Fortis Capital Advisors, Westlake Wealth Management, and Edward Jones. Giddens also engages in fixed insurance product sales on a limited basis. Fort Eagle Wealth Management is an independent advisory firm serving individuals, charitable organizations, corporations, and other advisers. The firm offers tailored portfolio management, financial planning, and insurance products, employing investment strategies informed by Modern Portfolio Theory and a combination of fundamental, technical, cyclical, and charting analyses.